{
  "app": "dividend_compounders",
  "ticker": {
    "uuid": "92f1f222-1b39-49e5-a9a0-69c61f789a91",
    "symbol": "PGR",
    "name": "Progressive Corp",
    "exchange": "NYSE",
    "country_code": "US",
    "country_name": "United States",
    "sector": "Financial Services",
    "industry": "Insurance - Property & Casualty",
    "chart_url": "https://sharemaestro.com/terminal/92f1f222-1b39-49e5-a9a0-69c61f789a91/"
  },
  "snapshot": {
    "ticker": {
      "uuid": "92f1f222-1b39-49e5-a9a0-69c61f789a91",
      "symbol": "PGR",
      "name": "Progressive Corp",
      "exchange": "NYSE",
      "country_code": "US",
      "country_name": "United States",
      "sector": "Financial Services",
      "industry": "Insurance - Property & Casualty",
      "chart_url": "https://sharemaestro.com/terminal/92f1f222-1b39-49e5-a9a0-69c61f789a91/"
    },
    "as_of_date": "2026-06-12",
    "provider_symbol": "PGR",
    "market_cap": 118514688000.0,
    "market_cap_usd": 119045670000.0,
    "price": 203.110001,
    "currency": "USD",
    "dividend_yield": 0.0687,
    "dividend_years": 38,
    "dividend_growth_5y": 0.13081104,
    "dividend_cut_5y": true,
    "payout_ratio": 0.70699996,
    "net_income": 11308000000.0,
    "free_cash_flow": 17200000000.0,
    "fcf_covers_dividend": true,
    "debt_to_equity": 0.26174,
    "revenue_growth_5y": 0.15498922,
    "net_margin": 0.12927,
    "roe": 0.37903,
    "pe_ratio": 10.331129,
    "price_vs_ma": -0.00765445,
    "return_3y": 0.67410528,
    "return_5y": 1.34546542,
    "max_drawdown": -0.29112663,
    "scores": {
      "dividend_reliability": 18.0,
      "dividend_sustainability": 16.0,
      "business_quality": 23.0,
      "valuation": 15.0,
      "trend": 10.0,
      "total": 82.0,
      "confidence": 100.0
    },
    "rating": "high_quality",
    "rating_label": "High Quality Watchlist Candidate",
    "decision": "reject",
    "decision_label": "Reject",
    "warnings": [
      "Dividend cut or material annual decrease detected in the last five completed years."
    ],
    "urls": {
      "page": "https://sharemaestro.com/dividend-compounders/ticker/92f1f222-1b39-49e5-a9a0-69c61f789a91/",
      "chart": "https://sharemaestro.com/terminal/92f1f222-1b39-49e5-a9a0-69c61f789a91/"
    }
  },
  "score_breakdown": {
    "dividend_reliability": 18.0,
    "dividend_sustainability": 16.0,
    "business_quality": 23.0,
    "valuation": 15.0,
    "trend": 10.0,
    "total": 82.0,
    "confidence": 100.0
  },
  "warnings": [
    "Dividend cut or material annual decrease detected in the last five completed years."
  ],
  "diary": [
    {
      "event_date": "2026-06-12",
      "event_type": "warning",
      "severity": "warning",
      "ticker": "PGR",
      "exchange": "NYSE",
      "headline": "PGR dividend review warning",
      "detail": "Dividend cut or material annual decrease detected in the last five completed years.",
      "amount": null,
      "currency": "",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/92f1f222-1b39-49e5-a9a0-69c61f789a91/"
    },
    {
      "event_date": "2026-04-02",
      "event_type": "cut",
      "severity": "negative",
      "ticker": "PGR",
      "exchange": "NYSE",
      "headline": "Dividend cut -99.3%",
      "detail": "Payment changed from 13.6 to 0.1.",
      "amount": 0.1,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/92f1f222-1b39-49e5-a9a0-69c61f789a91/"
    },
    {
      "event_date": "2026-04-02",
      "event_type": "payment",
      "severity": "info",
      "ticker": "PGR",
      "exchange": "NYSE",
      "headline": "PGR dividend payment 0.1 USD",
      "detail": "Recorded dividend payment for Progressive Corp.",
      "amount": 0.1,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/92f1f222-1b39-49e5-a9a0-69c61f789a91/"
    },
    {
      "event_date": "2026-01-02",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "PGR",
      "exchange": "NYSE",
      "headline": "Dividend increased 13500.0%",
      "detail": "Payment changed from 0.1 to 13.6.",
      "amount": 13.6,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/92f1f222-1b39-49e5-a9a0-69c61f789a91/"
    },
    {
      "event_date": "2026-01-02",
      "event_type": "payment",
      "severity": "info",
      "ticker": "PGR",
      "exchange": "NYSE",
      "headline": "PGR dividend payment 13.6 USD",
      "detail": "Recorded dividend payment for Progressive Corp.",
      "amount": 13.6,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/92f1f222-1b39-49e5-a9a0-69c61f789a91/"
    },
    {
      "event_date": "2025-10-02",
      "event_type": "payment",
      "severity": "info",
      "ticker": "PGR",
      "exchange": "NYSE",
      "headline": "PGR dividend payment 0.1 USD",
      "detail": "Recorded dividend payment for Progressive Corp.",
      "amount": 0.1,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/92f1f222-1b39-49e5-a9a0-69c61f789a91/"
    },
    {
      "event_date": "2025-07-03",
      "event_type": "payment",
      "severity": "info",
      "ticker": "PGR",
      "exchange": "NYSE",
      "headline": "PGR dividend payment 0.1 USD",
      "detail": "Recorded dividend payment for Progressive Corp.",
      "amount": 0.1,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/92f1f222-1b39-49e5-a9a0-69c61f789a91/"
    },
    {
      "event_date": "2025-04-03",
      "event_type": "cut",
      "severity": "negative",
      "ticker": "PGR",
      "exchange": "NYSE",
      "headline": "Dividend cut -97.8%",
      "detail": "Payment changed from 4.6 to 0.1.",
      "amount": 0.1,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/92f1f222-1b39-49e5-a9a0-69c61f789a91/"
    },
    {
      "event_date": "2025-04-03",
      "event_type": "payment",
      "severity": "info",
      "ticker": "PGR",
      "exchange": "NYSE",
      "headline": "PGR dividend payment 0.1 USD",
      "detail": "Recorded dividend payment for Progressive Corp.",
      "amount": 0.1,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/92f1f222-1b39-49e5-a9a0-69c61f789a91/"
    },
    {
      "event_date": "2025-01-10",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "PGR",
      "exchange": "NYSE",
      "headline": "Dividend increased 4500.0%",
      "detail": "Payment changed from 0.1 to 4.6.",
      "amount": 4.6,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/92f1f222-1b39-49e5-a9a0-69c61f789a91/"
    },
    {
      "event_date": "2025-01-10",
      "event_type": "payment",
      "severity": "info",
      "ticker": "PGR",
      "exchange": "NYSE",
      "headline": "PGR dividend payment 4.6 USD",
      "detail": "Recorded dividend payment for Progressive Corp.",
      "amount": 4.6,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/92f1f222-1b39-49e5-a9a0-69c61f789a91/"
    },
    {
      "event_date": "2024-10-03",
      "event_type": "payment",
      "severity": "info",
      "ticker": "PGR",
      "exchange": "NYSE",
      "headline": "PGR dividend payment 0.1 USD",
      "detail": "Recorded dividend payment for Progressive Corp.",
      "amount": 0.1,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/92f1f222-1b39-49e5-a9a0-69c61f789a91/"
    },
    {
      "event_date": "2024-07-03",
      "event_type": "payment",
      "severity": "info",
      "ticker": "PGR",
      "exchange": "NYSE",
      "headline": "PGR dividend payment 0.1 USD",
      "detail": "Recorded dividend payment for Progressive Corp.",
      "amount": 0.1,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/92f1f222-1b39-49e5-a9a0-69c61f789a91/"
    },
    {
      "event_date": "2024-04-03",
      "event_type": "cut",
      "severity": "negative",
      "ticker": "PGR",
      "exchange": "NYSE",
      "headline": "Dividend cut -88.2%",
      "detail": "Payment changed from 0.85 to 0.1.",
      "amount": 0.1,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/92f1f222-1b39-49e5-a9a0-69c61f789a91/"
    },
    {
      "event_date": "2024-04-03",
      "event_type": "payment",
      "severity": "info",
      "ticker": "PGR",
      "exchange": "NYSE",
      "headline": "PGR dividend payment 0.1 USD",
      "detail": "Recorded dividend payment for Progressive Corp.",
      "amount": 0.1,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/92f1f222-1b39-49e5-a9a0-69c61f789a91/"
    },
    {
      "event_date": "2024-01-18",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "PGR",
      "exchange": "NYSE",
      "headline": "Dividend increased 750.0%",
      "detail": "Payment changed from 0.1 to 0.85.",
      "amount": 0.85,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/92f1f222-1b39-49e5-a9a0-69c61f789a91/"
    },
    {
      "event_date": "2024-01-18",
      "event_type": "payment",
      "severity": "info",
      "ticker": "PGR",
      "exchange": "NYSE",
      "headline": "PGR dividend payment 0.85 USD",
      "detail": "Recorded dividend payment for Progressive Corp.",
      "amount": 0.85,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/92f1f222-1b39-49e5-a9a0-69c61f789a91/"
    },
    {
      "event_date": "2023-10-04",
      "event_type": "payment",
      "severity": "info",
      "ticker": "PGR",
      "exchange": "NYSE",
      "headline": "PGR dividend payment 0.1 USD",
      "detail": "Recorded dividend payment for Progressive Corp.",
      "amount": 0.1,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/92f1f222-1b39-49e5-a9a0-69c61f789a91/"
    },
    {
      "event_date": "2023-07-06",
      "event_type": "payment",
      "severity": "info",
      "ticker": "PGR",
      "exchange": "NYSE",
      "headline": "PGR dividend payment 0.1 USD",
      "detail": "Recorded dividend payment for Progressive Corp.",
      "amount": 0.1,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/92f1f222-1b39-49e5-a9a0-69c61f789a91/"
    }
  ]
}