{
  "app": "dividend_compounders",
  "ticker": {
    "uuid": "98deef21-dc8f-4b7c-8220-164fd740591c",
    "symbol": "TRV",
    "name": "The Travelers Companies Inc",
    "exchange": "NYSE",
    "country_code": "US",
    "country_name": "United States",
    "sector": "Financial Services",
    "industry": "Insurance - Property & Casualty",
    "chart_url": "https://sharemaestro.com/terminal/98deef21-dc8f-4b7c-8220-164fd740591c/"
  },
  "snapshot": {
    "ticker": {
      "uuid": "98deef21-dc8f-4b7c-8220-164fd740591c",
      "symbol": "TRV",
      "name": "The Travelers Companies Inc",
      "exchange": "NYSE",
      "country_code": "US",
      "country_name": "United States",
      "sector": "Financial Services",
      "industry": "Insurance - Property & Casualty",
      "chart_url": "https://sharemaestro.com/terminal/98deef21-dc8f-4b7c-8220-164fd740591c/"
    },
    "as_of_date": "2026-06-12",
    "provider_symbol": "TRV",
    "market_cap": 64741797888.0,
    "market_cap_usd": 64484503152.25,
    "price": 304.459991,
    "currency": "USD",
    "dividend_yield": 0.0165,
    "dividend_years": 39,
    "dividend_growth_5y": 0.05237827,
    "dividend_cut_5y": false,
    "payout_ratio": 0.1313,
    "net_income": 6288000000.0,
    "free_cash_flow": 10606000000.0,
    "fcf_covers_dividend": true,
    "debt_to_equity": 0.28975,
    "revenue_growth_5y": 0.08831692,
    "net_margin": 0.15537,
    "roe": 0.25272,
    "pe_ratio": 9.082935,
    "price_vs_ma": 0.04048814,
    "return_3y": 0.84933575,
    "return_5y": 1.21149257,
    "max_drawdown": -0.1750084,
    "scores": {
      "dividend_reliability": 25.0,
      "dividend_sustainability": 20.0,
      "business_quality": 25.0,
      "valuation": 15.0,
      "trend": 15.0,
      "total": 100.0,
      "confidence": 100.0
    },
    "rating": "exceptional",
    "rating_label": "Exceptional Dividend Compounder",
    "decision": "buyable_now",
    "decision_label": "Buyable Now",
    "warnings": [],
    "urls": {
      "page": "https://sharemaestro.com/dividend-compounders/ticker/98deef21-dc8f-4b7c-8220-164fd740591c/",
      "chart": "https://sharemaestro.com/terminal/98deef21-dc8f-4b7c-8220-164fd740591c/"
    }
  },
  "score_breakdown": {
    "dividend_reliability": 25.0,
    "dividend_sustainability": 20.0,
    "business_quality": 25.0,
    "valuation": 15.0,
    "trend": 15.0,
    "total": 100.0,
    "confidence": 100.0
  },
  "warnings": [],
  "diary": [
    {
      "event_date": "2026-06-12",
      "event_type": "qualified",
      "severity": "positive",
      "ticker": "TRV",
      "exchange": "NYSE",
      "headline": "TRV qualified as a dividend compounder candidate",
      "detail": "Score 100.0/100, decision Buyable Now.",
      "amount": null,
      "currency": "",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/98deef21-dc8f-4b7c-8220-164fd740591c/"
    },
    {
      "event_date": "2026-06-10",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "TRV",
      "exchange": "NYSE",
      "headline": "Dividend increased 13.6%",
      "detail": "Payment changed from 1.1 to 1.25.",
      "amount": 1.25,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/98deef21-dc8f-4b7c-8220-164fd740591c/"
    },
    {
      "event_date": "2026-06-10",
      "event_type": "payment",
      "severity": "info",
      "ticker": "TRV",
      "exchange": "NYSE",
      "headline": "TRV dividend payment 1.25 USD",
      "detail": "Recorded dividend payment for The Travelers Companies Inc.",
      "amount": 1.25,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/98deef21-dc8f-4b7c-8220-164fd740591c/"
    },
    {
      "event_date": "2026-03-10",
      "event_type": "payment",
      "severity": "info",
      "ticker": "TRV",
      "exchange": "NYSE",
      "headline": "TRV dividend payment 1.1 USD",
      "detail": "Recorded dividend payment for The Travelers Companies Inc.",
      "amount": 1.1,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/98deef21-dc8f-4b7c-8220-164fd740591c/"
    },
    {
      "event_date": "2025-12-10",
      "event_type": "payment",
      "severity": "info",
      "ticker": "TRV",
      "exchange": "NYSE",
      "headline": "TRV dividend payment 1.1 USD",
      "detail": "Recorded dividend payment for The Travelers Companies Inc.",
      "amount": 1.1,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/98deef21-dc8f-4b7c-8220-164fd740591c/"
    },
    {
      "event_date": "2025-09-10",
      "event_type": "payment",
      "severity": "info",
      "ticker": "TRV",
      "exchange": "NYSE",
      "headline": "TRV dividend payment 1.1 USD",
      "detail": "Recorded dividend payment for The Travelers Companies Inc.",
      "amount": 1.1,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/98deef21-dc8f-4b7c-8220-164fd740591c/"
    },
    {
      "event_date": "2025-06-10",
      "event_type": "payment",
      "severity": "info",
      "ticker": "TRV",
      "exchange": "NYSE",
      "headline": "TRV dividend payment 1.1 USD",
      "detail": "Recorded dividend payment for The Travelers Companies Inc.",
      "amount": 1.1,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/98deef21-dc8f-4b7c-8220-164fd740591c/"
    },
    {
      "event_date": "2025-03-10",
      "event_type": "payment",
      "severity": "info",
      "ticker": "TRV",
      "exchange": "NYSE",
      "headline": "TRV dividend payment 1.05 USD",
      "detail": "Recorded dividend payment for The Travelers Companies Inc.",
      "amount": 1.05,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/98deef21-dc8f-4b7c-8220-164fd740591c/"
    },
    {
      "event_date": "2024-12-10",
      "event_type": "payment",
      "severity": "info",
      "ticker": "TRV",
      "exchange": "NYSE",
      "headline": "TRV dividend payment 1.05 USD",
      "detail": "Recorded dividend payment for The Travelers Companies Inc.",
      "amount": 1.05,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/98deef21-dc8f-4b7c-8220-164fd740591c/"
    },
    {
      "event_date": "2024-09-10",
      "event_type": "payment",
      "severity": "info",
      "ticker": "TRV",
      "exchange": "NYSE",
      "headline": "TRV dividend payment 1.05 USD",
      "detail": "Recorded dividend payment for The Travelers Companies Inc.",
      "amount": 1.05,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/98deef21-dc8f-4b7c-8220-164fd740591c/"
    },
    {
      "event_date": "2024-06-10",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "TRV",
      "exchange": "NYSE",
      "headline": "Dividend increased 5.0%",
      "detail": "Payment changed from 1 to 1.05.",
      "amount": 1.05,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/98deef21-dc8f-4b7c-8220-164fd740591c/"
    },
    {
      "event_date": "2024-06-10",
      "event_type": "payment",
      "severity": "info",
      "ticker": "TRV",
      "exchange": "NYSE",
      "headline": "TRV dividend payment 1.05 USD",
      "detail": "Recorded dividend payment for The Travelers Companies Inc.",
      "amount": 1.05,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/98deef21-dc8f-4b7c-8220-164fd740591c/"
    },
    {
      "event_date": "2024-03-07",
      "event_type": "payment",
      "severity": "info",
      "ticker": "TRV",
      "exchange": "NYSE",
      "headline": "TRV dividend payment 1 USD",
      "detail": "Recorded dividend payment for The Travelers Companies Inc.",
      "amount": 1.0,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/98deef21-dc8f-4b7c-8220-164fd740591c/"
    },
    {
      "event_date": "2023-12-07",
      "event_type": "payment",
      "severity": "info",
      "ticker": "TRV",
      "exchange": "NYSE",
      "headline": "TRV dividend payment 1 USD",
      "detail": "Recorded dividend payment for The Travelers Companies Inc.",
      "amount": 1.0,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/98deef21-dc8f-4b7c-8220-164fd740591c/"
    },
    {
      "event_date": "2023-09-07",
      "event_type": "payment",
      "severity": "info",
      "ticker": "TRV",
      "exchange": "NYSE",
      "headline": "TRV dividend payment 1 USD",
      "detail": "Recorded dividend payment for The Travelers Companies Inc.",
      "amount": 1.0,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/98deef21-dc8f-4b7c-8220-164fd740591c/"
    },
    {
      "event_date": "2023-06-08",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "TRV",
      "exchange": "NYSE",
      "headline": "Dividend increased 7.5%",
      "detail": "Payment changed from 0.93 to 1.",
      "amount": 1.0,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/98deef21-dc8f-4b7c-8220-164fd740591c/"
    },
    {
      "event_date": "2022-06-09",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "TRV",
      "exchange": "NYSE",
      "headline": "Dividend increased 5.7%",
      "detail": "Payment changed from 0.88 to 0.93.",
      "amount": 0.93,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/98deef21-dc8f-4b7c-8220-164fd740591c/"
    },
    {
      "event_date": "2019-06-07",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "TRV",
      "exchange": "NYSE",
      "headline": "Dividend increased 6.5%",
      "detail": "Payment changed from 0.77 to 0.82.",
      "amount": 0.82,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/98deef21-dc8f-4b7c-8220-164fd740591c/"
    },
    {
      "event_date": "2018-06-07",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "TRV",
      "exchange": "NYSE",
      "headline": "Dividend increased 6.9%",
      "detail": "Payment changed from 0.72 to 0.77.",
      "amount": 0.77,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/98deef21-dc8f-4b7c-8220-164fd740591c/"
    }
  ]
}