{
  "app": "dividend_compounders",
  "ticker": {
    "uuid": "9b969b42-fa79-429e-b59b-b9bd89c517ff",
    "symbol": "BBAR",
    "name": "BBVA Banco Frances SA ADR",
    "exchange": "NYSE",
    "country_code": "US",
    "country_name": "United States",
    "sector": "Financial Services",
    "industry": "Banks - Regional",
    "chart_url": "https://sharemaestro.com/terminal/9b969b42-fa79-429e-b59b-b9bd89c517ff/"
  },
  "snapshot": {
    "ticker": {
      "uuid": "9b969b42-fa79-429e-b59b-b9bd89c517ff",
      "symbol": "BBAR",
      "name": "BBVA Banco Frances SA ADR",
      "exchange": "NYSE",
      "country_code": "US",
      "country_name": "United States",
      "sector": "Financial Services",
      "industry": "Banks - Regional",
      "chart_url": "https://sharemaestro.com/terminal/9b969b42-fa79-429e-b59b-b9bd89c517ff/"
    },
    "as_of_date": "2026-06-12",
    "provider_symbol": "BBAR",
    "market_cap": 4211360768.0,
    "market_cap_usd": 3574142127.5,
    "price": 20.620001,
    "currency": "USD",
    "dividend_yield": 0.0187,
    "dividend_years": 22,
    "dividend_growth_5y": 0.29182798,
    "dividend_cut_5y": true,
    "payout_ratio": 0.2373,
    "net_income": 315143929000.0,
    "free_cash_flow": 783459569000.0,
    "fcf_covers_dividend": true,
    "debt_to_equity": 0.43462695,
    "revenue_growth_5y": 0.68811047,
    "net_margin": 0.07131,
    "roe": 0.07146,
    "pe_ratio": 19.452831,
    "price_vs_ma": 0.26206735,
    "return_3y": 3.27561636,
    "return_5y": 7.16983969,
    "max_drawdown": -0.65029896,
    "scores": {
      "dividend_reliability": 18.0,
      "dividend_sustainability": 20.0,
      "business_quality": 19.5,
      "valuation": 13.0,
      "trend": 12.0,
      "total": 82.5,
      "confidence": 100.0
    },
    "rating": "high_quality",
    "rating_label": "High Quality Watchlist Candidate",
    "decision": "reject",
    "decision_label": "Reject",
    "warnings": [
      "Price currency USD differs from financial currency ARS.",
      "Dividend cut or material annual decrease detected in the last five completed years."
    ],
    "urls": {
      "page": "https://sharemaestro.com/dividend-compounders/ticker/9b969b42-fa79-429e-b59b-b9bd89c517ff/",
      "chart": "https://sharemaestro.com/terminal/9b969b42-fa79-429e-b59b-b9bd89c517ff/"
    }
  },
  "score_breakdown": {
    "dividend_reliability": 18.0,
    "dividend_sustainability": 20.0,
    "business_quality": 19.5,
    "valuation": 13.0,
    "trend": 12.0,
    "total": 82.5,
    "confidence": 100.0
  },
  "warnings": [
    "Price currency USD differs from financial currency ARS.",
    "Dividend cut or material annual decrease detected in the last five completed years."
  ],
  "diary": [
    {
      "event_date": "2026-06-12",
      "event_type": "warning",
      "severity": "warning",
      "ticker": "BBAR",
      "exchange": "NYSE",
      "headline": "BBAR dividend review warning",
      "detail": "Dividend cut or material annual decrease detected in the last five completed years.",
      "amount": null,
      "currency": "",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/9b969b42-fa79-429e-b59b-b9bd89c517ff/"
    },
    {
      "event_date": "2026-04-20",
      "event_type": "payment",
      "severity": "info",
      "ticker": "BBAR",
      "exchange": "NYSE",
      "headline": "BBAR dividend payment 0.038 USD",
      "detail": "Recorded dividend payment for BBVA Banco Frances SA ADR.",
      "amount": 0.038,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/9b969b42-fa79-429e-b59b-b9bd89c517ff/"
    },
    {
      "event_date": "2026-03-16",
      "event_type": "payment",
      "severity": "info",
      "ticker": "BBAR",
      "exchange": "NYSE",
      "headline": "BBAR dividend payment 0.037 USD",
      "detail": "Recorded dividend payment for BBVA Banco Frances SA ADR.",
      "amount": 0.037,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/9b969b42-fa79-429e-b59b-b9bd89c517ff/"
    },
    {
      "event_date": "2026-02-19",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "BBAR",
      "exchange": "NYSE",
      "headline": "Dividend increased 5.9%",
      "detail": "Payment changed from 0.034 to 0.036.",
      "amount": 0.036,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/9b969b42-fa79-429e-b59b-b9bd89c517ff/"
    },
    {
      "event_date": "2026-02-19",
      "event_type": "payment",
      "severity": "info",
      "ticker": "BBAR",
      "exchange": "NYSE",
      "headline": "BBAR dividend payment 0.036 USD",
      "detail": "Recorded dividend payment for BBVA Banco Frances SA ADR.",
      "amount": 0.036,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/9b969b42-fa79-429e-b59b-b9bd89c517ff/"
    },
    {
      "event_date": "2026-01-22",
      "event_type": "cut",
      "severity": "negative",
      "ticker": "BBAR",
      "exchange": "NYSE",
      "headline": "Dividend cut -93.4%",
      "detail": "Payment changed from 0.513 to 0.034.",
      "amount": 0.034,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/9b969b42-fa79-429e-b59b-b9bd89c517ff/"
    },
    {
      "event_date": "2026-01-22",
      "event_type": "payment",
      "severity": "info",
      "ticker": "BBAR",
      "exchange": "NYSE",
      "headline": "BBAR dividend payment 0.034 USD",
      "detail": "Recorded dividend payment for BBVA Banco Frances SA ADR.",
      "amount": 0.034,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/9b969b42-fa79-429e-b59b-b9bd89c517ff/"
    },
    {
      "event_date": "2024-08-02",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "BBAR",
      "exchange": "NYSE",
      "headline": "Dividend increased 8.9%",
      "detail": "Payment changed from 0.471 to 0.513.",
      "amount": 0.513,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/9b969b42-fa79-429e-b59b-b9bd89c517ff/"
    },
    {
      "event_date": "2024-08-02",
      "event_type": "payment",
      "severity": "info",
      "ticker": "BBAR",
      "exchange": "NYSE",
      "headline": "BBAR dividend payment 0.513 USD",
      "detail": "Recorded dividend payment for BBVA Banco Frances SA ADR.",
      "amount": 0.513,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/9b969b42-fa79-429e-b59b-b9bd89c517ff/"
    },
    {
      "event_date": "2024-07-15",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "BBAR",
      "exchange": "NYSE",
      "headline": "Dividend increased 5.6%",
      "detail": "Payment changed from 0.446 to 0.471.",
      "amount": 0.471,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/9b969b42-fa79-429e-b59b-b9bd89c517ff/"
    },
    {
      "event_date": "2024-07-15",
      "event_type": "payment",
      "severity": "info",
      "ticker": "BBAR",
      "exchange": "NYSE",
      "headline": "BBAR dividend payment 0.471 USD",
      "detail": "Recorded dividend payment for BBVA Banco Frances SA ADR.",
      "amount": 0.471,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/9b969b42-fa79-429e-b59b-b9bd89c517ff/"
    },
    {
      "event_date": "2024-06-10",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "BBAR",
      "exchange": "NYSE",
      "headline": "Dividend increased 294.7%",
      "detail": "Payment changed from 0.113 to 0.446.",
      "amount": 0.446,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/9b969b42-fa79-429e-b59b-b9bd89c517ff/"
    },
    {
      "event_date": "2024-06-10",
      "event_type": "payment",
      "severity": "info",
      "ticker": "BBAR",
      "exchange": "NYSE",
      "headline": "BBAR dividend payment 0.446 USD",
      "detail": "Recorded dividend payment for BBVA Banco Frances SA ADR.",
      "amount": 0.446,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/9b969b42-fa79-429e-b59b-b9bd89c517ff/"
    },
    {
      "event_date": "2024-03-08",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "BBAR",
      "exchange": "NYSE",
      "headline": "Dividend increased 76.6%",
      "detail": "Payment changed from 0.064 to 0.113.",
      "amount": 0.113,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/9b969b42-fa79-429e-b59b-b9bd89c517ff/"
    },
    {
      "event_date": "2024-03-08",
      "event_type": "payment",
      "severity": "info",
      "ticker": "BBAR",
      "exchange": "NYSE",
      "headline": "BBAR dividend payment 0.113 USD",
      "detail": "Recorded dividend payment for BBVA Banco Frances SA ADR.",
      "amount": 0.113,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/9b969b42-fa79-429e-b59b-b9bd89c517ff/"
    },
    {
      "event_date": "2023-09-28",
      "event_type": "payment",
      "severity": "info",
      "ticker": "BBAR",
      "exchange": "NYSE",
      "headline": "BBAR dividend payment 0.064 USD",
      "detail": "Recorded dividend payment for BBVA Banco Frances SA ADR.",
      "amount": 0.064,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/9b969b42-fa79-429e-b59b-b9bd89c517ff/"
    },
    {
      "event_date": "2023-08-24",
      "event_type": "payment",
      "severity": "info",
      "ticker": "BBAR",
      "exchange": "NYSE",
      "headline": "BBAR dividend payment 0.074 USD",
      "detail": "Recorded dividend payment for BBVA Banco Frances SA ADR.",
      "amount": 0.074,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/9b969b42-fa79-429e-b59b-b9bd89c517ff/"
    },
    {
      "event_date": "2023-08-11",
      "event_type": "payment",
      "severity": "info",
      "ticker": "BBAR",
      "exchange": "NYSE",
      "headline": "BBAR dividend payment 0.084 USD",
      "detail": "Recorded dividend payment for BBVA Banco Frances SA ADR.",
      "amount": 0.084,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/9b969b42-fa79-429e-b59b-b9bd89c517ff/"
    },
    {
      "event_date": "2023-07-21",
      "event_type": "payment",
      "severity": "info",
      "ticker": "BBAR",
      "exchange": "NYSE",
      "headline": "BBAR dividend payment 0.059 USD",
      "detail": "Recorded dividend payment for BBVA Banco Frances SA ADR.",
      "amount": 0.059,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/9b969b42-fa79-429e-b59b-b9bd89c517ff/"
    }
  ]
}