{
  "app": "dividend_compounders",
  "ticker": {
    "uuid": "a1d27c10-30c7-40ec-918f-bad7b16d9b9b",
    "symbol": "BEZ",
    "name": "Beazley plc",
    "exchange": "LSE",
    "country_code": "GB",
    "country_name": "United Kingdom",
    "sector": "Financial Services",
    "industry": "Insurance - Specialty",
    "chart_url": "https://sharemaestro.com/terminal/a1d27c10-30c7-40ec-918f-bad7b16d9b9b/"
  },
  "snapshot": {
    "ticker": {
      "uuid": "a1d27c10-30c7-40ec-918f-bad7b16d9b9b",
      "symbol": "BEZ",
      "name": "Beazley plc",
      "exchange": "LSE",
      "country_code": "GB",
      "country_name": "United Kingdom",
      "sector": "Financial Services",
      "industry": "Insurance - Specialty",
      "chart_url": "https://sharemaestro.com/terminal/a1d27c10-30c7-40ec-918f-bad7b16d9b9b/"
    },
    "as_of_date": "2026-06-12",
    "provider_symbol": "BEZ.L",
    "market_cap": 7582868480.0,
    "market_cap_usd": 758279951981.0,
    "price": 1283.0,
    "currency": "GBP",
    "dividend_yield": 0.0195,
    "dividend_years": 21,
    "dividend_growth_5y": 0.13170224,
    "dividend_cut_5y": true,
    "payout_ratio": 0.2234,
    "net_income": 913400000.0,
    "free_cash_flow": 1247900000.0,
    "fcf_covers_dividend": true,
    "debt_to_equity": 0.1308,
    "revenue_growth_5y": 1.74243567,
    "net_margin": 0.15369001,
    "roe": 0.19274001,
    "pe_ratio": 11.879629,
    "price_vs_ma": 0.13914743,
    "return_3y": 1.25240148,
    "return_5y": 2.90537116,
    "max_drawdown": -0.34433535,
    "scores": {
      "dividend_reliability": 14.75,
      "dividend_sustainability": 20.0,
      "business_quality": 25.0,
      "valuation": 15.0,
      "trend": 15.0,
      "total": 89.75,
      "confidence": 100.0
    },
    "rating": "exceptional",
    "rating_label": "Exceptional Dividend Compounder",
    "decision": "reject",
    "decision_label": "Reject",
    "warnings": [
      "Price currency GBP differs from financial currency USD.",
      "Dividend cut or material annual decrease detected in the last five completed years."
    ],
    "urls": {
      "page": "https://sharemaestro.com/dividend-compounders/ticker/a1d27c10-30c7-40ec-918f-bad7b16d9b9b/",
      "chart": "https://sharemaestro.com/terminal/a1d27c10-30c7-40ec-918f-bad7b16d9b9b/"
    }
  },
  "score_breakdown": {
    "dividend_reliability": 14.75,
    "dividend_sustainability": 20.0,
    "business_quality": 25.0,
    "valuation": 15.0,
    "trend": 15.0,
    "total": 89.75,
    "confidence": 100.0
  },
  "warnings": [
    "Price currency GBP differs from financial currency USD.",
    "Dividend cut or material annual decrease detected in the last five completed years."
  ],
  "diary": [
    {
      "event_date": "2026-06-12",
      "event_type": "warning",
      "severity": "warning",
      "ticker": "BEZ",
      "exchange": "LSE",
      "headline": "BEZ dividend review warning",
      "detail": "Dividend cut or material annual decrease detected in the last five completed years.",
      "amount": null,
      "currency": "",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/a1d27c10-30c7-40ec-918f-bad7b16d9b9b/"
    },
    {
      "event_date": "2026-03-19",
      "event_type": "payment",
      "severity": "info",
      "ticker": "BEZ",
      "exchange": "LSE",
      "headline": "BEZ dividend payment 25 GBP",
      "detail": "Recorded dividend payment for Beazley plc.",
      "amount": 25.0,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/a1d27c10-30c7-40ec-918f-bad7b16d9b9b/"
    },
    {
      "event_date": "2025-03-20",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "BEZ",
      "exchange": "LSE",
      "headline": "Dividend increased 76.1%",
      "detail": "Payment changed from 14.2 to 25.",
      "amount": 25.0,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/a1d27c10-30c7-40ec-918f-bad7b16d9b9b/"
    },
    {
      "event_date": "2025-03-20",
      "event_type": "payment",
      "severity": "info",
      "ticker": "BEZ",
      "exchange": "LSE",
      "headline": "BEZ dividend payment 25 GBP",
      "detail": "Recorded dividend payment for Beazley plc.",
      "amount": 25.0,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/a1d27c10-30c7-40ec-918f-bad7b16d9b9b/"
    },
    {
      "event_date": "2024-03-21",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "BEZ",
      "exchange": "LSE",
      "headline": "Dividend increased 5.2%",
      "detail": "Payment changed from 13.5 to 14.2.",
      "amount": 14.200001,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/a1d27c10-30c7-40ec-918f-bad7b16d9b9b/"
    },
    {
      "event_date": "2024-03-21",
      "event_type": "payment",
      "severity": "info",
      "ticker": "BEZ",
      "exchange": "LSE",
      "headline": "BEZ dividend payment 14.2 GBP",
      "detail": "Recorded dividend payment for Beazley plc.",
      "amount": 14.200001,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/a1d27c10-30c7-40ec-918f-bad7b16d9b9b/"
    },
    {
      "event_date": "2023-03-09",
      "event_type": "payment",
      "severity": "info",
      "ticker": "BEZ",
      "exchange": "LSE",
      "headline": "BEZ dividend payment 13.5 GBP",
      "detail": "Recorded dividend payment for Beazley plc.",
      "amount": 13.500001,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/a1d27c10-30c7-40ec-918f-bad7b16d9b9b/"
    },
    {
      "event_date": "2022-02-17",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "BEZ",
      "exchange": "LSE",
      "headline": "Dividend increased 57.3%",
      "detail": "Payment changed from 8.2 to 12.9.",
      "amount": 12.9,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/a1d27c10-30c7-40ec-918f-bad7b16d9b9b/"
    },
    {
      "event_date": "2022-02-17",
      "event_type": "payment",
      "severity": "info",
      "ticker": "BEZ",
      "exchange": "LSE",
      "headline": "BEZ dividend payment 12.9 GBP",
      "detail": "Recorded dividend payment for Beazley plc.",
      "amount": 12.9,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/a1d27c10-30c7-40ec-918f-bad7b16d9b9b/"
    },
    {
      "event_date": "2020-02-27",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "BEZ",
      "exchange": "LSE",
      "headline": "Dividend increased 100.0%",
      "detail": "Payment changed from 4.1 to 8.2.",
      "amount": 8.2,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/a1d27c10-30c7-40ec-918f-bad7b16d9b9b/"
    },
    {
      "event_date": "2020-02-27",
      "event_type": "payment",
      "severity": "info",
      "ticker": "BEZ",
      "exchange": "LSE",
      "headline": "BEZ dividend payment 8.2 GBP",
      "detail": "Recorded dividend payment for Beazley plc.",
      "amount": 8.2,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/a1d27c10-30c7-40ec-918f-bad7b16d9b9b/"
    },
    {
      "event_date": "2019-08-01",
      "event_type": "decrease",
      "severity": "negative",
      "ticker": "BEZ",
      "exchange": "LSE",
      "headline": "Dividend decreased -47.4%",
      "detail": "Payment changed from 7.8 to 4.1.",
      "amount": 4.1,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/a1d27c10-30c7-40ec-918f-bad7b16d9b9b/"
    },
    {
      "event_date": "2019-08-01",
      "event_type": "payment",
      "severity": "info",
      "ticker": "BEZ",
      "exchange": "LSE",
      "headline": "BEZ dividend payment 4.1 GBP",
      "detail": "Recorded dividend payment for Beazley plc.",
      "amount": 4.1,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/a1d27c10-30c7-40ec-918f-bad7b16d9b9b/"
    },
    {
      "event_date": "2019-02-28",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "BEZ",
      "exchange": "LSE",
      "headline": "Dividend increased 100.0%",
      "detail": "Payment changed from 3.9 to 7.8.",
      "amount": 7.8,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/a1d27c10-30c7-40ec-918f-bad7b16d9b9b/"
    },
    {
      "event_date": "2019-02-28",
      "event_type": "payment",
      "severity": "info",
      "ticker": "BEZ",
      "exchange": "LSE",
      "headline": "BEZ dividend payment 7.8 GBP",
      "detail": "Recorded dividend payment for Beazley plc.",
      "amount": 7.8,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/a1d27c10-30c7-40ec-918f-bad7b16d9b9b/"
    },
    {
      "event_date": "2018-08-02",
      "event_type": "payment",
      "severity": "info",
      "ticker": "BEZ",
      "exchange": "LSE",
      "headline": "BEZ dividend payment 3.9 GBP",
      "detail": "Recorded dividend payment for Beazley plc.",
      "amount": 3.9,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/a1d27c10-30c7-40ec-918f-bad7b16d9b9b/"
    },
    {
      "event_date": "2018-03-01",
      "event_type": "payment",
      "severity": "info",
      "ticker": "BEZ",
      "exchange": "LSE",
      "headline": "BEZ dividend payment 7.4 GBP",
      "detail": "Recorded dividend payment for Beazley plc.",
      "amount": 7.4,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/a1d27c10-30c7-40ec-918f-bad7b16d9b9b/"
    },
    {
      "event_date": "2017-08-03",
      "event_type": "payment",
      "severity": "info",
      "ticker": "BEZ",
      "exchange": "LSE",
      "headline": "BEZ dividend payment 3.7 GBP",
      "detail": "Recorded dividend payment for Beazley plc.",
      "amount": 3.7,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/a1d27c10-30c7-40ec-918f-bad7b16d9b9b/"
    },
    {
      "event_date": "2017-03-02",
      "event_type": "payment",
      "severity": "info",
      "ticker": "BEZ",
      "exchange": "LSE",
      "headline": "BEZ dividend payment 17 GBP",
      "detail": "Recorded dividend payment for Beazley plc.",
      "amount": 17.0,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/a1d27c10-30c7-40ec-918f-bad7b16d9b9b/"
    }
  ]
}