{
  "app": "dividend_compounders",
  "ticker": {
    "uuid": "a2523e6a-1d11-471f-ac2a-dfaefd801a1d",
    "symbol": "TD",
    "name": "Toronto Dominion Bank",
    "exchange": "NYSE",
    "country_code": "US",
    "country_name": "United States",
    "sector": "Financial Services",
    "industry": "Banks - Diversified",
    "chart_url": "https://sharemaestro.com/terminal/a2523e6a-1d11-471f-ac2a-dfaefd801a1d/"
  },
  "snapshot": {
    "ticker": {
      "uuid": "a2523e6a-1d11-471f-ac2a-dfaefd801a1d",
      "symbol": "TD",
      "name": "Toronto Dominion Bank",
      "exchange": "NYSE",
      "country_code": "US",
      "country_name": "United States",
      "sector": "Financial Services",
      "industry": "Banks - Diversified",
      "chart_url": "https://sharemaestro.com/terminal/a2523e6a-1d11-471f-ac2a-dfaefd801a1d/"
    },
    "as_of_date": "2026-06-12",
    "provider_symbol": "TD",
    "market_cap": 193835139072.0,
    "market_cap_usd": 186946091160.0,
    "price": 117.330002,
    "currency": "USD",
    "dividend_yield": 0.00664792,
    "dividend_years": 30,
    "dividend_growth_5y": -0.00683435,
    "dividend_cut_5y": true,
    "payout_ratio": 0.5,
    "net_income": 20538000000.0,
    "free_cash_flow": -71791000000.0,
    "fcf_covers_dividend": false,
    "debt_to_equity": 3.46115453,
    "revenue_growth_5y": 0.16225486,
    "net_margin": 0.25194,
    "roe": 0.11909001,
    "pe_ratio": 19.202946,
    "price_vs_ma": 0.20040001,
    "return_3y": 1.23413739,
    "return_5y": 1.00717987,
    "max_drawdown": -0.30350262,
    "scores": {
      "dividend_reliability": 13.0,
      "dividend_sustainability": 7.0,
      "business_quality": 24.0,
      "valuation": 13.0,
      "trend": 15.0,
      "total": 72.0,
      "confidence": 92.0
    },
    "rating": "acceptable",
    "rating_label": "Acceptable, Needs Review",
    "decision": "reject",
    "decision_label": "Reject",
    "warnings": [
      "Price currency USD differs from financial currency CAD.",
      "Dividend yield normalized from payment history because provider yield looked inconsistent.",
      "Dividend cut or material annual decrease detected in the last five completed years.",
      "Free cash flow is negative.",
      "Free cash flow does not cover dividends paid.",
      "Debt to equity is elevated at 3.46."
    ],
    "urls": {
      "page": "https://sharemaestro.com/dividend-compounders/ticker/a2523e6a-1d11-471f-ac2a-dfaefd801a1d/",
      "chart": "https://sharemaestro.com/terminal/a2523e6a-1d11-471f-ac2a-dfaefd801a1d/"
    }
  },
  "score_breakdown": {
    "dividend_reliability": 13.0,
    "dividend_sustainability": 7.0,
    "business_quality": 24.0,
    "valuation": 13.0,
    "trend": 15.0,
    "total": 72.0,
    "confidence": 92.0
  },
  "warnings": [
    "Price currency USD differs from financial currency CAD.",
    "Dividend yield normalized from payment history because provider yield looked inconsistent.",
    "Dividend cut or material annual decrease detected in the last five completed years.",
    "Free cash flow is negative.",
    "Free cash flow does not cover dividends paid.",
    "Debt to equity is elevated at 3.46."
  ],
  "diary": [
    {
      "event_date": "2026-06-12",
      "event_type": "warning",
      "severity": "warning",
      "ticker": "TD",
      "exchange": "NYSE",
      "headline": "TD dividend review warning",
      "detail": "Free cash flow does not cover dividends paid.",
      "amount": null,
      "currency": "",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/a2523e6a-1d11-471f-ac2a-dfaefd801a1d/"
    },
    {
      "event_date": "2026-04-09",
      "event_type": "payment",
      "severity": "info",
      "ticker": "TD",
      "exchange": "NYSE",
      "headline": "TD dividend payment 0.78 USD",
      "detail": "Recorded dividend payment for Toronto Dominion Bank.",
      "amount": 0.78,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/a2523e6a-1d11-471f-ac2a-dfaefd801a1d/"
    },
    {
      "event_date": "2025-07-10",
      "event_type": "payment",
      "severity": "info",
      "ticker": "TD",
      "exchange": "NYSE",
      "headline": "TD dividend payment 0.767 USD",
      "detail": "Recorded dividend payment for Toronto Dominion Bank.",
      "amount": 0.767,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/a2523e6a-1d11-471f-ac2a-dfaefd801a1d/"
    },
    {
      "event_date": "2025-04-10",
      "event_type": "payment",
      "severity": "info",
      "ticker": "TD",
      "exchange": "NYSE",
      "headline": "TD dividend payment 0.745 USD",
      "detail": "Recorded dividend payment for Toronto Dominion Bank.",
      "amount": 0.745,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/a2523e6a-1d11-471f-ac2a-dfaefd801a1d/"
    },
    {
      "event_date": "2025-01-10",
      "event_type": "payment",
      "severity": "info",
      "ticker": "TD",
      "exchange": "NYSE",
      "headline": "TD dividend payment 0.724 USD",
      "detail": "Recorded dividend payment for Toronto Dominion Bank.",
      "amount": 0.724,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/a2523e6a-1d11-471f-ac2a-dfaefd801a1d/"
    },
    {
      "event_date": "2024-10-10",
      "event_type": "payment",
      "severity": "info",
      "ticker": "TD",
      "exchange": "NYSE",
      "headline": "TD dividend payment 0.744 USD",
      "detail": "Recorded dividend payment for Toronto Dominion Bank.",
      "amount": 0.744,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/a2523e6a-1d11-471f-ac2a-dfaefd801a1d/"
    },
    {
      "event_date": "2024-07-10",
      "event_type": "payment",
      "severity": "info",
      "ticker": "TD",
      "exchange": "NYSE",
      "headline": "TD dividend payment 0.748 USD",
      "detail": "Recorded dividend payment for Toronto Dominion Bank.",
      "amount": 0.748,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/a2523e6a-1d11-471f-ac2a-dfaefd801a1d/"
    },
    {
      "event_date": "2024-04-08",
      "event_type": "payment",
      "severity": "info",
      "ticker": "TD",
      "exchange": "NYSE",
      "headline": "TD dividend payment 0.751 USD",
      "detail": "Recorded dividend payment for Toronto Dominion Bank.",
      "amount": 0.751,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/a2523e6a-1d11-471f-ac2a-dfaefd801a1d/"
    },
    {
      "event_date": "2024-01-09",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "TD",
      "exchange": "NYSE",
      "headline": "Dividend increased 9.3%",
      "detail": "Payment changed from 0.699 to 0.764.",
      "amount": 0.764,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/a2523e6a-1d11-471f-ac2a-dfaefd801a1d/"
    },
    {
      "event_date": "2024-01-09",
      "event_type": "payment",
      "severity": "info",
      "ticker": "TD",
      "exchange": "NYSE",
      "headline": "TD dividend payment 0.764 USD",
      "detail": "Recorded dividend payment for Toronto Dominion Bank.",
      "amount": 0.764,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/a2523e6a-1d11-471f-ac2a-dfaefd801a1d/"
    },
    {
      "event_date": "2023-10-05",
      "event_type": "payment",
      "severity": "info",
      "ticker": "TD",
      "exchange": "NYSE",
      "headline": "TD dividend payment 0.699 USD",
      "detail": "Recorded dividend payment for Toronto Dominion Bank.",
      "amount": 0.699,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/a2523e6a-1d11-471f-ac2a-dfaefd801a1d/"
    },
    {
      "event_date": "2023-07-07",
      "event_type": "payment",
      "severity": "info",
      "ticker": "TD",
      "exchange": "NYSE",
      "headline": "TD dividend payment 0.718 USD",
      "detail": "Recorded dividend payment for Toronto Dominion Bank.",
      "amount": 0.718,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/a2523e6a-1d11-471f-ac2a-dfaefd801a1d/"
    },
    {
      "event_date": "2023-04-05",
      "event_type": "payment",
      "severity": "info",
      "ticker": "TD",
      "exchange": "NYSE",
      "headline": "TD dividend payment 0.714 USD",
      "detail": "Recorded dividend payment for Toronto Dominion Bank.",
      "amount": 0.714,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/a2523e6a-1d11-471f-ac2a-dfaefd801a1d/"
    },
    {
      "event_date": "2023-01-05",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "TD",
      "exchange": "NYSE",
      "headline": "Dividend increased 8.9%",
      "detail": "Payment changed from 0.654 to 0.712.",
      "amount": 0.712,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/a2523e6a-1d11-471f-ac2a-dfaefd801a1d/"
    },
    {
      "event_date": "2023-01-05",
      "event_type": "payment",
      "severity": "info",
      "ticker": "TD",
      "exchange": "NYSE",
      "headline": "TD dividend payment 0.712 USD",
      "detail": "Recorded dividend payment for Toronto Dominion Bank.",
      "amount": 0.712,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/a2523e6a-1d11-471f-ac2a-dfaefd801a1d/"
    },
    {
      "event_date": "2022-01-07",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "TD",
      "exchange": "NYSE",
      "headline": "Dividend increased 11.5%",
      "detail": "Payment changed from 0.627 to 0.699.",
      "amount": 0.699,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/a2523e6a-1d11-471f-ac2a-dfaefd801a1d/"
    },
    {
      "event_date": "2019-04-09",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "TD",
      "exchange": "NYSE",
      "headline": "Dividend increased 10.1%",
      "detail": "Payment changed from 0.505 to 0.556.",
      "amount": 0.556,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/a2523e6a-1d11-471f-ac2a-dfaefd801a1d/"
    },
    {
      "event_date": "2018-04-09",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "TD",
      "exchange": "NYSE",
      "headline": "Dividend increased 8.5%",
      "detail": "Payment changed from 0.483 to 0.524.",
      "amount": 0.524,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/a2523e6a-1d11-471f-ac2a-dfaefd801a1d/"
    },
    {
      "event_date": "2017-04-06",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "TD",
      "exchange": "NYSE",
      "headline": "Dividend increased 7.5%",
      "detail": "Payment changed from 0.416 to 0.447.",
      "amount": 0.447,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/a2523e6a-1d11-471f-ac2a-dfaefd801a1d/"
    }
  ]
}