{
  "app": "dividend_compounders",
  "ticker": {
    "uuid": "a9deb00d-c7bd-47fe-9d6d-d363e733b5d8",
    "symbol": "NP",
    "name": "Neptune Insurance Holdings Inc.",
    "exchange": "NYSE",
    "country_code": "US",
    "country_name": "United States",
    "sector": "Financial Services",
    "industry": "Insurance Brokers",
    "chart_url": "https://sharemaestro.com/terminal/a9deb00d-c7bd-47fe-9d6d-d363e733b5d8/"
  },
  "snapshot": {
    "ticker": {
      "uuid": "a9deb00d-c7bd-47fe-9d6d-d363e733b5d8",
      "symbol": "NP",
      "name": "Neptune Insurance Holdings Inc.",
      "exchange": "NYSE",
      "country_code": "US",
      "country_name": "United States",
      "sector": "Financial Services",
      "industry": "Insurance Brokers",
      "chart_url": "https://sharemaestro.com/terminal/a9deb00d-c7bd-47fe-9d6d-d363e733b5d8/"
    },
    "as_of_date": "2026-06-12",
    "provider_symbol": "NP",
    "market_cap": 3790266880.0,
    "market_cap_usd": 3526054972.37,
    "price": 27.4,
    "currency": "USD",
    "dividend_yield": 0.04963054,
    "dividend_years": 0,
    "dividend_growth_5y": null,
    "dividend_cut_5y": false,
    "payout_ratio": 0.0,
    "net_income": 37413000.0,
    "free_cash_flow": 47693000.0,
    "fcf_covers_dividend": false,
    "debt_to_equity": -1.39977878,
    "revenue_growth_5y": 0.37111116,
    "net_margin": 0.20729,
    "roe": -0.16320457,
    "pe_ratio": 101.26231218,
    "price_vs_ma": 0.08871287,
    "return_3y": null,
    "return_5y": null,
    "max_drawdown": -0.37861843,
    "scores": {
      "dividend_reliability": 0.0,
      "dividend_sustainability": 15.0,
      "business_quality": 20.5,
      "valuation": 7.5,
      "trend": 6.5,
      "total": 49.5,
      "confidence": 68.0
    },
    "rating": "avoid",
    "rating_label": "Avoid",
    "decision": "insufficient_data",
    "decision_label": "Insufficient Data",
    "warnings": [
      "No usable dividend history found.",
      "Free cash flow does not cover dividends paid.",
      "Less than five years of weekly price history available."
    ],
    "urls": {
      "page": "https://sharemaestro.com/dividend-compounders/ticker/a9deb00d-c7bd-47fe-9d6d-d363e733b5d8/",
      "chart": "https://sharemaestro.com/terminal/a9deb00d-c7bd-47fe-9d6d-d363e733b5d8/"
    }
  },
  "score_breakdown": {
    "dividend_reliability": 0.0,
    "dividend_sustainability": 15.0,
    "business_quality": 20.5,
    "valuation": 7.5,
    "trend": 6.5,
    "total": 49.5,
    "confidence": 68.0
  },
  "warnings": [
    "No usable dividend history found.",
    "Free cash flow does not cover dividends paid.",
    "Less than five years of weekly price history available."
  ],
  "diary": [
    {
      "event_date": "2026-06-12",
      "event_type": "warning",
      "severity": "warning",
      "ticker": "NP",
      "exchange": "NYSE",
      "headline": "NP dividend review warning",
      "detail": "Less than five years of weekly price history available.",
      "amount": null,
      "currency": "",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/a9deb00d-c7bd-47fe-9d6d-d363e733b5d8/"
    }
  ]
}