{
  "app": "dividend_compounders",
  "ticker": {
    "uuid": "abe779e0-4bbd-42ad-b57f-3aec5c3c2325",
    "symbol": "INTR",
    "name": "Inter & Co. Inc. Class A Common Shares",
    "exchange": "NASDAQ",
    "country_code": "US",
    "country_name": "United States",
    "sector": "Financial Services",
    "industry": "Banks - Regional",
    "chart_url": "https://sharemaestro.com/terminal/abe779e0-4bbd-42ad-b57f-3aec5c3c2325/"
  },
  "snapshot": {
    "ticker": {
      "uuid": "abe779e0-4bbd-42ad-b57f-3aec5c3c2325",
      "symbol": "INTR",
      "name": "Inter & Co. Inc. Class A Common Shares",
      "exchange": "NASDAQ",
      "country_code": "US",
      "country_name": "United States",
      "sector": "Financial Services",
      "industry": "Banks - Regional",
      "chart_url": "https://sharemaestro.com/terminal/abe779e0-4bbd-42ad-b57f-3aec5c3c2325/"
    },
    "as_of_date": "2026-06-12",
    "provider_symbol": "INTR",
    "market_cap_usd": 2503239074.91,
    "price": 5.77,
    "currency": "USD",
    "dividend_yield": 0.0198,
    "dividend_years": 2,
    "dividend_growth_5y": 1.66666667,
    "dividend_cut_5y": false,
    "payout_ratio": 0.1817,
    "net_income": 1312390000.0,
    "free_cash_flow": 7159535000.0,
    "fcf_covers_dividend": true,
    "debt_to_equity": 1.48119939,
    "revenue_growth_5y": 0.67142379,
    "net_margin": 0.22477,
    "roe": 0.15526,
    "pe_ratio": 9.306452,
    "price_vs_ma": -0.26717714,
    "return_3y": 0.82405548,
    "return_5y": 0.75948706,
    "max_drawdown": -0.63829788,
    "scores": {
      "dividend_reliability": 8.35,
      "dividend_sustainability": 18.5,
      "business_quality": 23.5,
      "valuation": 13.0,
      "trend": 7.0,
      "total": 70.35,
      "confidence": 100.0
    },
    "rating": "acceptable",
    "rating_label": "Acceptable, Needs Review",
    "decision": "watchlist",
    "decision_label": "Watchlist",
    "warnings": [
      "Price currency USD differs from financial currency BRL.",
      "Dividend history is short: 2 completed years.",
      "Less than five years of weekly price history available."
    ],
    "urls": {
      "page": "https://sharemaestro.com/dividend-compounders/ticker/abe779e0-4bbd-42ad-b57f-3aec5c3c2325/",
      "chart": "https://sharemaestro.com/terminal/abe779e0-4bbd-42ad-b57f-3aec5c3c2325/"
    }
  },
  "score_breakdown": {
    "dividend_reliability": 8.35,
    "dividend_sustainability": 18.5,
    "business_quality": 23.5,
    "valuation": 13.0,
    "trend": 7.0,
    "total": 70.35,
    "confidence": 100.0
  },
  "warnings": [
    "Price currency USD differs from financial currency BRL.",
    "Dividend history is short: 2 completed years.",
    "Less than five years of weekly price history available."
  ],
  "diary": [
    {
      "event_date": "2026-06-12",
      "event_type": "warning",
      "severity": "warning",
      "ticker": "INTR",
      "exchange": "NASDAQ",
      "headline": "INTR dividend review warning",
      "detail": "Less than five years of weekly price history available.",
      "amount": null,
      "currency": "",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/abe779e0-4bbd-42ad-b57f-3aec5c3c2325/"
    },
    {
      "event_date": "2026-06-12",
      "event_type": "qualified",
      "severity": "positive",
      "ticker": "INTR",
      "exchange": "NASDAQ",
      "headline": "INTR qualified as a dividend compounder candidate",
      "detail": "Score 70.35/100, decision Watchlist.",
      "amount": null,
      "currency": "",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/abe779e0-4bbd-42ad-b57f-3aec5c3c2325/"
    },
    {
      "event_date": "2026-02-20",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "INTR",
      "exchange": "NASDAQ",
      "headline": "Dividend increased 41.3%",
      "detail": "Payment changed from 0.08 to 0.113.",
      "amount": 0.113,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/abe779e0-4bbd-42ad-b57f-3aec5c3c2325/"
    },
    {
      "event_date": "2026-02-20",
      "event_type": "payment",
      "severity": "info",
      "ticker": "INTR",
      "exchange": "NASDAQ",
      "headline": "INTR dividend payment 0.113 USD",
      "detail": "Recorded dividend payment for Inter & Co. Inc. Class A Common Shares.",
      "amount": 0.113,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/abe779e0-4bbd-42ad-b57f-3aec5c3c2325/"
    },
    {
      "event_date": "2025-02-14",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "INTR",
      "exchange": "NASDAQ",
      "headline": "Dividend increased 166.7%",
      "detail": "Payment changed from 0.03 to 0.08.",
      "amount": 0.08,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/abe779e0-4bbd-42ad-b57f-3aec5c3c2325/"
    },
    {
      "event_date": "2025-02-14",
      "event_type": "payment",
      "severity": "info",
      "ticker": "INTR",
      "exchange": "NASDAQ",
      "headline": "INTR dividend payment 0.08 USD",
      "detail": "Recorded dividend payment for Inter & Co. Inc. Class A Common Shares.",
      "amount": 0.08,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/abe779e0-4bbd-42ad-b57f-3aec5c3c2325/"
    },
    {
      "event_date": "2024-04-15",
      "event_type": "payment",
      "severity": "info",
      "ticker": "INTR",
      "exchange": "NASDAQ",
      "headline": "INTR dividend payment 0.03 USD",
      "detail": "Recorded dividend payment for Inter & Co. Inc. Class A Common Shares.",
      "amount": 0.03,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/abe779e0-4bbd-42ad-b57f-3aec5c3c2325/"
    }
  ]
}