{
  "app": "dividend_compounders",
  "ticker": {
    "uuid": "b39242af-28f4-4432-b8f8-d187432d36ea",
    "symbol": "RYAN",
    "name": "Ryan Specialty Group Holdings Inc",
    "exchange": "NYSE",
    "country_code": "US",
    "country_name": "United States",
    "sector": "Financial Services",
    "industry": "Insurance - Specialty",
    "chart_url": "https://sharemaestro.com/terminal/b39242af-28f4-4432-b8f8-d187432d36ea/"
  },
  "snapshot": {
    "ticker": {
      "uuid": "b39242af-28f4-4432-b8f8-d187432d36ea",
      "symbol": "RYAN",
      "name": "Ryan Specialty Group Holdings Inc",
      "exchange": "NYSE",
      "country_code": "US",
      "country_name": "United States",
      "sector": "Financial Services",
      "industry": "Insurance - Specialty",
      "chart_url": "https://sharemaestro.com/terminal/b39242af-28f4-4432-b8f8-d187432d36ea/"
    },
    "as_of_date": "2026-06-12",
    "provider_symbol": "RYAN",
    "market_cap": 9408141312.0,
    "market_cap_usd": 4215482508.16,
    "price": 35.639999,
    "currency": "USD",
    "dividend_yield": 0.0151,
    "dividend_years": 2,
    "dividend_growth_5y": -0.28358209,
    "dividend_cut_5y": true,
    "payout_ratio": 0.5976,
    "net_income": 63399000.0,
    "free_cash_flow": 575714000.0,
    "fcf_covers_dividend": true,
    "debt_to_equity": 3.07014,
    "revenue_growth_5y": 0.24542935,
    "net_margin": 0.03504,
    "roe": 0.22768,
    "pe_ratio": 43.463413,
    "price_vs_ma": -0.14427761,
    "return_3y": -0.1515357,
    "return_5y": 0.28026369,
    "max_drawdown": -0.58663069,
    "scores": {
      "dividend_reliability": 6.6,
      "dividend_sustainability": 17.0,
      "business_quality": 20.0,
      "valuation": 8.5,
      "trend": 3.0,
      "total": 55.1,
      "confidence": 92.0
    },
    "rating": "weak",
    "rating_label": "Weak Candidate",
    "decision": "reject",
    "decision_label": "Reject",
    "warnings": [
      "Dividend history is short: 2 completed years.",
      "Dividend cut or material annual decrease detected in the last five completed years.",
      "Debt to equity is elevated at 3.07.",
      "Less than five years of weekly price history available."
    ],
    "urls": {
      "page": "https://sharemaestro.com/dividend-compounders/ticker/b39242af-28f4-4432-b8f8-d187432d36ea/",
      "chart": "https://sharemaestro.com/terminal/b39242af-28f4-4432-b8f8-d187432d36ea/"
    }
  },
  "score_breakdown": {
    "dividend_reliability": 6.6,
    "dividend_sustainability": 17.0,
    "business_quality": 20.0,
    "valuation": 8.5,
    "trend": 3.0,
    "total": 55.1,
    "confidence": 92.0
  },
  "warnings": [
    "Dividend history is short: 2 completed years.",
    "Dividend cut or material annual decrease detected in the last five completed years.",
    "Debt to equity is elevated at 3.07.",
    "Less than five years of weekly price history available."
  ],
  "diary": [
    {
      "event_date": "2026-06-12",
      "event_type": "warning",
      "severity": "warning",
      "ticker": "RYAN",
      "exchange": "NYSE",
      "headline": "RYAN dividend review warning",
      "detail": "Less than five years of weekly price history available.",
      "amount": null,
      "currency": "",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/b39242af-28f4-4432-b8f8-d187432d36ea/"
    },
    {
      "event_date": "2026-05-12",
      "event_type": "payment",
      "severity": "info",
      "ticker": "RYAN",
      "exchange": "NYSE",
      "headline": "RYAN dividend payment 0.13 USD",
      "detail": "Recorded dividend payment for Ryan Specialty Group Holdings Inc.",
      "amount": 0.13,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/b39242af-28f4-4432-b8f8-d187432d36ea/"
    },
    {
      "event_date": "2026-02-24",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "RYAN",
      "exchange": "NYSE",
      "headline": "Dividend increased 8.3%",
      "detail": "Payment changed from 0.12 to 0.13.",
      "amount": 0.13,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/b39242af-28f4-4432-b8f8-d187432d36ea/"
    },
    {
      "event_date": "2026-02-24",
      "event_type": "payment",
      "severity": "info",
      "ticker": "RYAN",
      "exchange": "NYSE",
      "headline": "RYAN dividend payment 0.13 USD",
      "detail": "Recorded dividend payment for Ryan Specialty Group Holdings Inc.",
      "amount": 0.13,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/b39242af-28f4-4432-b8f8-d187432d36ea/"
    },
    {
      "event_date": "2025-11-10",
      "event_type": "payment",
      "severity": "info",
      "ticker": "RYAN",
      "exchange": "NYSE",
      "headline": "RYAN dividend payment 0.12 USD",
      "detail": "Recorded dividend payment for Ryan Specialty Group Holdings Inc.",
      "amount": 0.12,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/b39242af-28f4-4432-b8f8-d187432d36ea/"
    },
    {
      "event_date": "2025-08-12",
      "event_type": "payment",
      "severity": "info",
      "ticker": "RYAN",
      "exchange": "NYSE",
      "headline": "RYAN dividend payment 0.12 USD",
      "detail": "Recorded dividend payment for Ryan Specialty Group Holdings Inc.",
      "amount": 0.12,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/b39242af-28f4-4432-b8f8-d187432d36ea/"
    },
    {
      "event_date": "2025-05-13",
      "event_type": "payment",
      "severity": "info",
      "ticker": "RYAN",
      "exchange": "NYSE",
      "headline": "RYAN dividend payment 0.12 USD",
      "detail": "Recorded dividend payment for Ryan Specialty Group Holdings Inc.",
      "amount": 0.12,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/b39242af-28f4-4432-b8f8-d187432d36ea/"
    },
    {
      "event_date": "2025-03-04",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "RYAN",
      "exchange": "NYSE",
      "headline": "Dividend increased 9.1%",
      "detail": "Payment changed from 0.11 to 0.12.",
      "amount": 0.12,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/b39242af-28f4-4432-b8f8-d187432d36ea/"
    },
    {
      "event_date": "2025-03-04",
      "event_type": "payment",
      "severity": "info",
      "ticker": "RYAN",
      "exchange": "NYSE",
      "headline": "RYAN dividend payment 0.12 USD",
      "detail": "Recorded dividend payment for Ryan Specialty Group Holdings Inc.",
      "amount": 0.12,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/b39242af-28f4-4432-b8f8-d187432d36ea/"
    },
    {
      "event_date": "2024-11-12",
      "event_type": "payment",
      "severity": "info",
      "ticker": "RYAN",
      "exchange": "NYSE",
      "headline": "RYAN dividend payment 0.11 USD",
      "detail": "Recorded dividend payment for Ryan Specialty Group Holdings Inc.",
      "amount": 0.11,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/b39242af-28f4-4432-b8f8-d187432d36ea/"
    },
    {
      "event_date": "2024-08-13",
      "event_type": "payment",
      "severity": "info",
      "ticker": "RYAN",
      "exchange": "NYSE",
      "headline": "RYAN dividend payment 0.11 USD",
      "detail": "Recorded dividend payment for Ryan Specialty Group Holdings Inc.",
      "amount": 0.11,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/b39242af-28f4-4432-b8f8-d187432d36ea/"
    },
    {
      "event_date": "2024-05-13",
      "event_type": "cut",
      "severity": "negative",
      "ticker": "RYAN",
      "exchange": "NYSE",
      "headline": "Dividend cut -67.6%",
      "detail": "Payment changed from 0.34 to 0.11.",
      "amount": 0.11,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/b39242af-28f4-4432-b8f8-d187432d36ea/"
    },
    {
      "event_date": "2024-05-13",
      "event_type": "payment",
      "severity": "info",
      "ticker": "RYAN",
      "exchange": "NYSE",
      "headline": "RYAN dividend payment 0.11 USD",
      "detail": "Recorded dividend payment for Ryan Specialty Group Holdings Inc.",
      "amount": 0.11,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/b39242af-28f4-4432-b8f8-d187432d36ea/"
    },
    {
      "event_date": "2024-03-12",
      "event_type": "payment",
      "severity": "info",
      "ticker": "RYAN",
      "exchange": "NYSE",
      "headline": "RYAN dividend payment 0.34 USD",
      "detail": "Recorded dividend payment for Ryan Specialty Group Holdings Inc.",
      "amount": 0.34,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/b39242af-28f4-4432-b8f8-d187432d36ea/"
    }
  ]
}