{
  "app": "dividend_compounders",
  "ticker": {
    "uuid": "b3ab8cc6-19d1-4457-b09a-cc8b0c9b4c16",
    "symbol": "BNY",
    "name": "BNY",
    "exchange": "NYSE",
    "country_code": "US",
    "country_name": "United States",
    "sector": "Financial Services",
    "industry": "Banks - Diversified",
    "chart_url": "https://sharemaestro.com/terminal/b3ab8cc6-19d1-4457-b09a-cc8b0c9b4c16/"
  },
  "snapshot": {
    "ticker": {
      "uuid": "b3ab8cc6-19d1-4457-b09a-cc8b0c9b4c16",
      "symbol": "BNY",
      "name": "BNY",
      "exchange": "NYSE",
      "country_code": "US",
      "country_name": "United States",
      "sector": "Financial Services",
      "industry": "Banks - Diversified",
      "chart_url": "https://sharemaestro.com/terminal/b3ab8cc6-19d1-4457-b09a-cc8b0c9b4c16/"
    },
    "as_of_date": "2026-06-12",
    "provider_symbol": "BNY",
    "market_cap": 98824855552.0,
    "market_cap_usd": 97733512217.55,
    "price": 143.979996,
    "currency": "USD",
    "dividend_yield": 0.0149,
    "dividend_years": 39,
    "dividend_growth_5y": 0.10032673,
    "dividend_cut_5y": false,
    "payout_ratio": 0.2556,
    "net_income": 5549000000.0,
    "free_cash_flow": 5177000000.0,
    "fcf_covers_dividend": true,
    "debt_to_equity": 0.77399409,
    "revenue_growth_5y": 0.19487323,
    "net_margin": 0.28722,
    "roe": 0.13472,
    "pe_ratio": 17.863522,
    "price_vs_ma": 0.17221038,
    "return_3y": 2.63456317,
    "return_5y": 2.2433067,
    "max_drawdown": -0.3824635,
    "scores": {
      "dividend_reliability": 25.0,
      "dividend_sustainability": 20.0,
      "business_quality": 24.0,
      "valuation": 15.0,
      "trend": 13.5,
      "total": 97.5,
      "confidence": 100.0
    },
    "rating": "exceptional",
    "rating_label": "Exceptional Dividend Compounder",
    "decision": "buyable_now",
    "decision_label": "Buyable Now",
    "warnings": [],
    "urls": {
      "page": "https://sharemaestro.com/dividend-compounders/ticker/b3ab8cc6-19d1-4457-b09a-cc8b0c9b4c16/",
      "chart": "https://sharemaestro.com/terminal/b3ab8cc6-19d1-4457-b09a-cc8b0c9b4c16/"
    }
  },
  "score_breakdown": {
    "dividend_reliability": 25.0,
    "dividend_sustainability": 20.0,
    "business_quality": 24.0,
    "valuation": 15.0,
    "trend": 13.5,
    "total": 97.5,
    "confidence": 100.0
  },
  "warnings": [],
  "diary": [
    {
      "event_date": "2026-06-12",
      "event_type": "qualified",
      "severity": "positive",
      "ticker": "BNY",
      "exchange": "NYSE",
      "headline": "BNY qualified as a dividend compounder candidate",
      "detail": "Score 97.5/100, decision Buyable Now.",
      "amount": null,
      "currency": "",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/b3ab8cc6-19d1-4457-b09a-cc8b0c9b4c16/"
    },
    {
      "event_date": "2026-04-27",
      "event_type": "payment",
      "severity": "info",
      "ticker": "BNY",
      "exchange": "NYSE",
      "headline": "BNY dividend payment 0.53 USD",
      "detail": "Recorded dividend payment for BNY.",
      "amount": 0.53,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/b3ab8cc6-19d1-4457-b09a-cc8b0c9b4c16/"
    },
    {
      "event_date": "2026-01-23",
      "event_type": "payment",
      "severity": "info",
      "ticker": "BNY",
      "exchange": "NYSE",
      "headline": "BNY dividend payment 0.53 USD",
      "detail": "Recorded dividend payment for BNY.",
      "amount": 0.53,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/b3ab8cc6-19d1-4457-b09a-cc8b0c9b4c16/"
    },
    {
      "event_date": "2025-10-27",
      "event_type": "payment",
      "severity": "info",
      "ticker": "BNY",
      "exchange": "NYSE",
      "headline": "BNY dividend payment 0.53 USD",
      "detail": "Recorded dividend payment for BNY.",
      "amount": 0.53,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/b3ab8cc6-19d1-4457-b09a-cc8b0c9b4c16/"
    },
    {
      "event_date": "2025-07-25",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "BNY",
      "exchange": "NYSE",
      "headline": "Dividend increased 12.8%",
      "detail": "Payment changed from 0.47 to 0.53.",
      "amount": 0.53,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/b3ab8cc6-19d1-4457-b09a-cc8b0c9b4c16/"
    },
    {
      "event_date": "2025-07-25",
      "event_type": "payment",
      "severity": "info",
      "ticker": "BNY",
      "exchange": "NYSE",
      "headline": "BNY dividend payment 0.53 USD",
      "detail": "Recorded dividend payment for BNY.",
      "amount": 0.53,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/b3ab8cc6-19d1-4457-b09a-cc8b0c9b4c16/"
    },
    {
      "event_date": "2025-04-21",
      "event_type": "payment",
      "severity": "info",
      "ticker": "BNY",
      "exchange": "NYSE",
      "headline": "BNY dividend payment 0.47 USD",
      "detail": "Recorded dividend payment for BNY.",
      "amount": 0.47,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/b3ab8cc6-19d1-4457-b09a-cc8b0c9b4c16/"
    },
    {
      "event_date": "2025-01-27",
      "event_type": "payment",
      "severity": "info",
      "ticker": "BNY",
      "exchange": "NYSE",
      "headline": "BNY dividend payment 0.47 USD",
      "detail": "Recorded dividend payment for BNY.",
      "amount": 0.47,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/b3ab8cc6-19d1-4457-b09a-cc8b0c9b4c16/"
    },
    {
      "event_date": "2024-10-21",
      "event_type": "payment",
      "severity": "info",
      "ticker": "BNY",
      "exchange": "NYSE",
      "headline": "BNY dividend payment 0.47 USD",
      "detail": "Recorded dividend payment for BNY.",
      "amount": 0.47,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/b3ab8cc6-19d1-4457-b09a-cc8b0c9b4c16/"
    },
    {
      "event_date": "2024-07-22",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "BNY",
      "exchange": "NYSE",
      "headline": "Dividend increased 11.9%",
      "detail": "Payment changed from 0.42 to 0.47.",
      "amount": 0.47,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/b3ab8cc6-19d1-4457-b09a-cc8b0c9b4c16/"
    },
    {
      "event_date": "2024-07-22",
      "event_type": "payment",
      "severity": "info",
      "ticker": "BNY",
      "exchange": "NYSE",
      "headline": "BNY dividend payment 0.47 USD",
      "detail": "Recorded dividend payment for BNY.",
      "amount": 0.47,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/b3ab8cc6-19d1-4457-b09a-cc8b0c9b4c16/"
    },
    {
      "event_date": "2024-04-25",
      "event_type": "payment",
      "severity": "info",
      "ticker": "BNY",
      "exchange": "NYSE",
      "headline": "BNY dividend payment 0.42 USD",
      "detail": "Recorded dividend payment for BNY.",
      "amount": 0.42,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/b3ab8cc6-19d1-4457-b09a-cc8b0c9b4c16/"
    },
    {
      "event_date": "2024-01-19",
      "event_type": "payment",
      "severity": "info",
      "ticker": "BNY",
      "exchange": "NYSE",
      "headline": "BNY dividend payment 0.42 USD",
      "detail": "Recorded dividend payment for BNY.",
      "amount": 0.42,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/b3ab8cc6-19d1-4457-b09a-cc8b0c9b4c16/"
    },
    {
      "event_date": "2023-10-26",
      "event_type": "payment",
      "severity": "info",
      "ticker": "BNY",
      "exchange": "NYSE",
      "headline": "BNY dividend payment 0.42 USD",
      "detail": "Recorded dividend payment for BNY.",
      "amount": 0.42,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/b3ab8cc6-19d1-4457-b09a-cc8b0c9b4c16/"
    },
    {
      "event_date": "2023-07-27",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "BNY",
      "exchange": "NYSE",
      "headline": "Dividend increased 13.5%",
      "detail": "Payment changed from 0.37 to 0.42.",
      "amount": 0.42,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/b3ab8cc6-19d1-4457-b09a-cc8b0c9b4c16/"
    },
    {
      "event_date": "2023-07-27",
      "event_type": "payment",
      "severity": "info",
      "ticker": "BNY",
      "exchange": "NYSE",
      "headline": "BNY dividend payment 0.42 USD",
      "detail": "Recorded dividend payment for BNY.",
      "amount": 0.42,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/b3ab8cc6-19d1-4457-b09a-cc8b0c9b4c16/"
    },
    {
      "event_date": "2022-07-22",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "BNY",
      "exchange": "NYSE",
      "headline": "Dividend increased 8.8%",
      "detail": "Payment changed from 0.34 to 0.37.",
      "amount": 0.37,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/b3ab8cc6-19d1-4457-b09a-cc8b0c9b4c16/"
    },
    {
      "event_date": "2021-07-26",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "BNY",
      "exchange": "NYSE",
      "headline": "Dividend increased 9.7%",
      "detail": "Payment changed from 0.31 to 0.34.",
      "amount": 0.34,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/b3ab8cc6-19d1-4457-b09a-cc8b0c9b4c16/"
    },
    {
      "event_date": "2019-07-26",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "BNY",
      "exchange": "NYSE",
      "headline": "Dividend increased 10.7%",
      "detail": "Payment changed from 0.28 to 0.31.",
      "amount": 0.31,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/b3ab8cc6-19d1-4457-b09a-cc8b0c9b4c16/"
    }
  ]
}