{
  "app": "dividend_compounders",
  "ticker": {
    "uuid": "b75800ea-0294-481c-9d8d-1a1b8fb4cbfe",
    "symbol": "TOWN",
    "name": "Towne Bank",
    "exchange": "NASDAQ",
    "country_code": "US",
    "country_name": "United States",
    "sector": "Financial Services",
    "industry": "Banks - Regional",
    "chart_url": "https://sharemaestro.com/terminal/b75800ea-0294-481c-9d8d-1a1b8fb4cbfe/"
  },
  "snapshot": {
    "ticker": {
      "uuid": "b75800ea-0294-481c-9d8d-1a1b8fb4cbfe",
      "symbol": "TOWN",
      "name": "Towne Bank",
      "exchange": "NASDAQ",
      "country_code": "US",
      "country_name": "United States",
      "sector": "Financial Services",
      "industry": "Banks - Regional",
      "chart_url": "https://sharemaestro.com/terminal/b75800ea-0294-481c-9d8d-1a1b8fb4cbfe/"
    },
    "as_of_date": "2026-06-12",
    "provider_symbol": "TOWN",
    "market_cap_usd": 3116915597.7,
    "price": 35.669998,
    "currency": "USD",
    "dividend_yield": 0.031,
    "dividend_years": 23,
    "dividend_growth_5y": 0.08042512,
    "dividend_cut_5y": false,
    "payout_ratio": 0.51919997,
    "net_income": 169526000.0,
    "free_cash_flow": 211667000.0,
    "fcf_covers_dividend": true,
    "debt_to_equity": 0.13885743,
    "revenue_growth_5y": 0.06310231,
    "net_margin": 0.19015,
    "roe": 0.06564,
    "pe_ratio": 17.149038,
    "price_vs_ma": 0.05443367,
    "return_3y": 0.71773721,
    "return_5y": 0.34405964,
    "max_drawdown": -0.34604171,
    "scores": {
      "dividend_reliability": 25.0,
      "dividend_sustainability": 20.0,
      "business_quality": 21.5,
      "valuation": 15.0,
      "trend": 15.0,
      "total": 96.5,
      "confidence": 100.0
    },
    "rating": "exceptional",
    "rating_label": "Exceptional Dividend Compounder",
    "decision": "buyable_now",
    "decision_label": "Buyable Now",
    "warnings": [],
    "urls": {
      "page": "https://sharemaestro.com/dividend-compounders/ticker/b75800ea-0294-481c-9d8d-1a1b8fb4cbfe/",
      "chart": "https://sharemaestro.com/terminal/b75800ea-0294-481c-9d8d-1a1b8fb4cbfe/"
    }
  },
  "score_breakdown": {
    "dividend_reliability": 25.0,
    "dividend_sustainability": 20.0,
    "business_quality": 21.5,
    "valuation": 15.0,
    "trend": 15.0,
    "total": 96.5,
    "confidence": 100.0
  },
  "warnings": [],
  "diary": [
    {
      "event_date": "2026-06-12",
      "event_type": "qualified",
      "severity": "positive",
      "ticker": "TOWN",
      "exchange": "NASDAQ",
      "headline": "TOWN qualified as a dividend compounder candidate",
      "detail": "Score 96.5/100, decision Buyable Now.",
      "amount": null,
      "currency": "",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/b75800ea-0294-481c-9d8d-1a1b8fb4cbfe/"
    },
    {
      "event_date": "2026-05-04",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "TOWN",
      "exchange": "NASDAQ",
      "headline": "Dividend increased 159.3%",
      "detail": "Payment changed from 0.27 to 0.7.",
      "amount": 0.7,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/b75800ea-0294-481c-9d8d-1a1b8fb4cbfe/"
    },
    {
      "event_date": "2026-05-04",
      "event_type": "payment",
      "severity": "info",
      "ticker": "TOWN",
      "exchange": "NASDAQ",
      "headline": "TOWN dividend payment 0.7 USD",
      "detail": "Recorded dividend payment for Towne Bank.",
      "amount": 0.7,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/b75800ea-0294-481c-9d8d-1a1b8fb4cbfe/"
    },
    {
      "event_date": "2026-03-31",
      "event_type": "payment",
      "severity": "info",
      "ticker": "TOWN",
      "exchange": "NASDAQ",
      "headline": "TOWN dividend payment 0.27 USD",
      "detail": "Recorded dividend payment for Towne Bank.",
      "amount": 0.27,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/b75800ea-0294-481c-9d8d-1a1b8fb4cbfe/"
    },
    {
      "event_date": "2025-12-26",
      "event_type": "payment",
      "severity": "info",
      "ticker": "TOWN",
      "exchange": "NASDAQ",
      "headline": "TOWN dividend payment 0.27 USD",
      "detail": "Recorded dividend payment for Towne Bank.",
      "amount": 0.27,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/b75800ea-0294-481c-9d8d-1a1b8fb4cbfe/"
    },
    {
      "event_date": "2025-09-29",
      "event_type": "payment",
      "severity": "info",
      "ticker": "TOWN",
      "exchange": "NASDAQ",
      "headline": "TOWN dividend payment 0.27 USD",
      "detail": "Recorded dividend payment for Towne Bank.",
      "amount": 0.27,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/b75800ea-0294-481c-9d8d-1a1b8fb4cbfe/"
    },
    {
      "event_date": "2025-06-27",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "TOWN",
      "exchange": "NASDAQ",
      "headline": "Dividend increased 8.0%",
      "detail": "Payment changed from 0.25 to 0.27.",
      "amount": 0.27,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/b75800ea-0294-481c-9d8d-1a1b8fb4cbfe/"
    },
    {
      "event_date": "2025-06-27",
      "event_type": "payment",
      "severity": "info",
      "ticker": "TOWN",
      "exchange": "NASDAQ",
      "headline": "TOWN dividend payment 0.27 USD",
      "detail": "Recorded dividend payment for Towne Bank.",
      "amount": 0.27,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/b75800ea-0294-481c-9d8d-1a1b8fb4cbfe/"
    },
    {
      "event_date": "2025-03-31",
      "event_type": "payment",
      "severity": "info",
      "ticker": "TOWN",
      "exchange": "NASDAQ",
      "headline": "TOWN dividend payment 0.25 USD",
      "detail": "Recorded dividend payment for Towne Bank.",
      "amount": 0.25,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/b75800ea-0294-481c-9d8d-1a1b8fb4cbfe/"
    },
    {
      "event_date": "2024-12-31",
      "event_type": "payment",
      "severity": "info",
      "ticker": "TOWN",
      "exchange": "NASDAQ",
      "headline": "TOWN dividend payment 0.25 USD",
      "detail": "Recorded dividend payment for Towne Bank.",
      "amount": 0.25,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/b75800ea-0294-481c-9d8d-1a1b8fb4cbfe/"
    },
    {
      "event_date": "2024-09-30",
      "event_type": "payment",
      "severity": "info",
      "ticker": "TOWN",
      "exchange": "NASDAQ",
      "headline": "TOWN dividend payment 0.25 USD",
      "detail": "Recorded dividend payment for Towne Bank.",
      "amount": 0.25,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/b75800ea-0294-481c-9d8d-1a1b8fb4cbfe/"
    },
    {
      "event_date": "2024-06-28",
      "event_type": "payment",
      "severity": "info",
      "ticker": "TOWN",
      "exchange": "NASDAQ",
      "headline": "TOWN dividend payment 0.25 USD",
      "detail": "Recorded dividend payment for Towne Bank.",
      "amount": 0.25,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/b75800ea-0294-481c-9d8d-1a1b8fb4cbfe/"
    },
    {
      "event_date": "2024-03-27",
      "event_type": "payment",
      "severity": "info",
      "ticker": "TOWN",
      "exchange": "NASDAQ",
      "headline": "TOWN dividend payment 0.25 USD",
      "detail": "Recorded dividend payment for Towne Bank.",
      "amount": 0.25,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/b75800ea-0294-481c-9d8d-1a1b8fb4cbfe/"
    },
    {
      "event_date": "2023-12-28",
      "event_type": "payment",
      "severity": "info",
      "ticker": "TOWN",
      "exchange": "NASDAQ",
      "headline": "TOWN dividend payment 0.25 USD",
      "detail": "Recorded dividend payment for Towne Bank.",
      "amount": 0.25,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/b75800ea-0294-481c-9d8d-1a1b8fb4cbfe/"
    },
    {
      "event_date": "2023-09-28",
      "event_type": "payment",
      "severity": "info",
      "ticker": "TOWN",
      "exchange": "NASDAQ",
      "headline": "TOWN dividend payment 0.25 USD",
      "detail": "Recorded dividend payment for Towne Bank.",
      "amount": 0.25,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/b75800ea-0294-481c-9d8d-1a1b8fb4cbfe/"
    },
    {
      "event_date": "2023-06-29",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "TOWN",
      "exchange": "NASDAQ",
      "headline": "Dividend increased 8.7%",
      "detail": "Payment changed from 0.23 to 0.25.",
      "amount": 0.25,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/b75800ea-0294-481c-9d8d-1a1b8fb4cbfe/"
    },
    {
      "event_date": "2022-06-29",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "TOWN",
      "exchange": "NASDAQ",
      "headline": "Dividend increased 15.0%",
      "detail": "Payment changed from 0.2 to 0.23.",
      "amount": 0.23,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/b75800ea-0294-481c-9d8d-1a1b8fb4cbfe/"
    },
    {
      "event_date": "2021-06-29",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "TOWN",
      "exchange": "NASDAQ",
      "headline": "Dividend increased 11.1%",
      "detail": "Payment changed from 0.18 to 0.2.",
      "amount": 0.2,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/b75800ea-0294-481c-9d8d-1a1b8fb4cbfe/"
    },
    {
      "event_date": "2019-06-27",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "TOWN",
      "exchange": "NASDAQ",
      "headline": "Dividend increased 12.5%",
      "detail": "Payment changed from 0.16 to 0.18.",
      "amount": 0.18,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/b75800ea-0294-481c-9d8d-1a1b8fb4cbfe/"
    }
  ]
}