{
  "app": "dividend_compounders",
  "ticker": {
    "uuid": "b7b7c85d-adc0-4914-9283-84a34a764483",
    "symbol": "ORI",
    "name": "Old Republic International Corp",
    "exchange": "NYSE",
    "country_code": "US",
    "country_name": "United States",
    "sector": "Financial Services",
    "industry": "Insurance - Property & Casualty",
    "chart_url": "https://sharemaestro.com/terminal/b7b7c85d-adc0-4914-9283-84a34a764483/"
  },
  "snapshot": {
    "ticker": {
      "uuid": "b7b7c85d-adc0-4914-9283-84a34a764483",
      "symbol": "ORI",
      "name": "Old Republic International Corp",
      "exchange": "NYSE",
      "country_code": "US",
      "country_name": "United States",
      "sector": "Financial Services",
      "industry": "Insurance - Property & Casualty",
      "chart_url": "https://sharemaestro.com/terminal/b7b7c85d-adc0-4914-9283-84a34a764483/"
    },
    "as_of_date": "2026-06-12",
    "provider_symbol": "ORI",
    "market_cap": 9393880064.0,
    "market_cap_usd": 9294022319.04,
    "price": 38.57,
    "currency": "USD",
    "dividend_yield": 0.033,
    "dividend_years": 39,
    "dividend_growth_5y": 0.30341153,
    "dividend_cut_5y": true,
    "payout_ratio": 0.2919,
    "net_income": 935400000.0,
    "free_cash_flow": 1164300000.0,
    "fcf_covers_dividend": true,
    "debt_to_equity": 0.26837,
    "revenue_growth_5y": 0.04866814,
    "net_margin": 0.10831001,
    "roe": 0.17277001,
    "pe_ratio": 9.5,
    "price_vs_ma": -0.04204712,
    "return_3y": 0.96113171,
    "return_5y": 1.2268607,
    "max_drawdown": -0.19274745,
    "scores": {
      "dividend_reliability": 18.0,
      "dividend_sustainability": 20.0,
      "business_quality": 21.5,
      "valuation": 15.0,
      "trend": 10.0,
      "total": 84.5,
      "confidence": 100.0
    },
    "rating": "high_quality",
    "rating_label": "High Quality Watchlist Candidate",
    "decision": "reject",
    "decision_label": "Reject",
    "warnings": [
      "Dividend cut or material annual decrease detected in the last five completed years."
    ],
    "urls": {
      "page": "https://sharemaestro.com/dividend-compounders/ticker/b7b7c85d-adc0-4914-9283-84a34a764483/",
      "chart": "https://sharemaestro.com/terminal/b7b7c85d-adc0-4914-9283-84a34a764483/"
    }
  },
  "score_breakdown": {
    "dividend_reliability": 18.0,
    "dividend_sustainability": 20.0,
    "business_quality": 21.5,
    "valuation": 15.0,
    "trend": 10.0,
    "total": 84.5,
    "confidence": 100.0
  },
  "warnings": [
    "Dividend cut or material annual decrease detected in the last five completed years."
  ],
  "diary": [
    {
      "event_date": "2026-06-12",
      "event_type": "warning",
      "severity": "warning",
      "ticker": "ORI",
      "exchange": "NYSE",
      "headline": "ORI dividend review warning",
      "detail": "Dividend cut or material annual decrease detected in the last five completed years.",
      "amount": null,
      "currency": "",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/b7b7c85d-adc0-4914-9283-84a34a764483/"
    },
    {
      "event_date": "2026-06-05",
      "event_type": "payment",
      "severity": "info",
      "ticker": "ORI",
      "exchange": "NYSE",
      "headline": "ORI dividend payment 0.315 USD",
      "detail": "Recorded dividend payment for Old Republic International Corp.",
      "amount": 0.315,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/b7b7c85d-adc0-4914-9283-84a34a764483/"
    },
    {
      "event_date": "2026-03-09",
      "event_type": "cut",
      "severity": "negative",
      "ticker": "ORI",
      "exchange": "NYSE",
      "headline": "Dividend cut -87.4%",
      "detail": "Payment changed from 2.5 to 0.315.",
      "amount": 0.315,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/b7b7c85d-adc0-4914-9283-84a34a764483/"
    },
    {
      "event_date": "2026-03-09",
      "event_type": "payment",
      "severity": "info",
      "ticker": "ORI",
      "exchange": "NYSE",
      "headline": "ORI dividend payment 0.315 USD",
      "detail": "Recorded dividend payment for Old Republic International Corp.",
      "amount": 0.315,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/b7b7c85d-adc0-4914-9283-84a34a764483/"
    },
    {
      "event_date": "2026-01-02",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "ORI",
      "exchange": "NYSE",
      "headline": "Dividend increased 762.1%",
      "detail": "Payment changed from 0.29 to 2.5.",
      "amount": 2.5,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/b7b7c85d-adc0-4914-9283-84a34a764483/"
    },
    {
      "event_date": "2026-01-02",
      "event_type": "payment",
      "severity": "info",
      "ticker": "ORI",
      "exchange": "NYSE",
      "headline": "ORI dividend payment 2.5 USD",
      "detail": "Recorded dividend payment for Old Republic International Corp.",
      "amount": 2.5,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/b7b7c85d-adc0-4914-9283-84a34a764483/"
    },
    {
      "event_date": "2025-12-05",
      "event_type": "payment",
      "severity": "info",
      "ticker": "ORI",
      "exchange": "NYSE",
      "headline": "ORI dividend payment 0.29 USD",
      "detail": "Recorded dividend payment for Old Republic International Corp.",
      "amount": 0.29,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/b7b7c85d-adc0-4914-9283-84a34a764483/"
    },
    {
      "event_date": "2025-09-05",
      "event_type": "payment",
      "severity": "info",
      "ticker": "ORI",
      "exchange": "NYSE",
      "headline": "ORI dividend payment 0.29 USD",
      "detail": "Recorded dividend payment for Old Republic International Corp.",
      "amount": 0.29,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/b7b7c85d-adc0-4914-9283-84a34a764483/"
    },
    {
      "event_date": "2025-06-06",
      "event_type": "payment",
      "severity": "info",
      "ticker": "ORI",
      "exchange": "NYSE",
      "headline": "ORI dividend payment 0.29 USD",
      "detail": "Recorded dividend payment for Old Republic International Corp.",
      "amount": 0.29,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/b7b7c85d-adc0-4914-9283-84a34a764483/"
    },
    {
      "event_date": "2025-03-10",
      "event_type": "cut",
      "severity": "negative",
      "ticker": "ORI",
      "exchange": "NYSE",
      "headline": "Dividend cut -85.5%",
      "detail": "Payment changed from 2 to 0.29.",
      "amount": 0.29,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/b7b7c85d-adc0-4914-9283-84a34a764483/"
    },
    {
      "event_date": "2025-03-10",
      "event_type": "payment",
      "severity": "info",
      "ticker": "ORI",
      "exchange": "NYSE",
      "headline": "ORI dividend payment 0.29 USD",
      "detail": "Recorded dividend payment for Old Republic International Corp.",
      "amount": 0.29,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/b7b7c85d-adc0-4914-9283-84a34a764483/"
    },
    {
      "event_date": "2025-01-03",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "ORI",
      "exchange": "NYSE",
      "headline": "Dividend increased 654.7%",
      "detail": "Payment changed from 0.265 to 2.",
      "amount": 2.0,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/b7b7c85d-adc0-4914-9283-84a34a764483/"
    },
    {
      "event_date": "2025-01-03",
      "event_type": "payment",
      "severity": "info",
      "ticker": "ORI",
      "exchange": "NYSE",
      "headline": "ORI dividend payment 2 USD",
      "detail": "Recorded dividend payment for Old Republic International Corp.",
      "amount": 2.0,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/b7b7c85d-adc0-4914-9283-84a34a764483/"
    },
    {
      "event_date": "2024-12-06",
      "event_type": "payment",
      "severity": "info",
      "ticker": "ORI",
      "exchange": "NYSE",
      "headline": "ORI dividend payment 0.265 USD",
      "detail": "Recorded dividend payment for Old Republic International Corp.",
      "amount": 0.265,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/b7b7c85d-adc0-4914-9283-84a34a764483/"
    },
    {
      "event_date": "2024-09-06",
      "event_type": "payment",
      "severity": "info",
      "ticker": "ORI",
      "exchange": "NYSE",
      "headline": "ORI dividend payment 0.265 USD",
      "detail": "Recorded dividend payment for Old Republic International Corp.",
      "amount": 0.265,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/b7b7c85d-adc0-4914-9283-84a34a764483/"
    },
    {
      "event_date": "2024-06-04",
      "event_type": "payment",
      "severity": "info",
      "ticker": "ORI",
      "exchange": "NYSE",
      "headline": "ORI dividend payment 0.265 USD",
      "detail": "Recorded dividend payment for Old Republic International Corp.",
      "amount": 0.265,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/b7b7c85d-adc0-4914-9283-84a34a764483/"
    },
    {
      "event_date": "2024-03-08",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "ORI",
      "exchange": "NYSE",
      "headline": "Dividend increased 8.2%",
      "detail": "Payment changed from 0.245 to 0.265.",
      "amount": 0.265,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/b7b7c85d-adc0-4914-9283-84a34a764483/"
    },
    {
      "event_date": "2024-03-08",
      "event_type": "payment",
      "severity": "info",
      "ticker": "ORI",
      "exchange": "NYSE",
      "headline": "ORI dividend payment 0.265 USD",
      "detail": "Recorded dividend payment for Old Republic International Corp.",
      "amount": 0.265,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/b7b7c85d-adc0-4914-9283-84a34a764483/"
    },
    {
      "event_date": "2023-03-03",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "ORI",
      "exchange": "NYSE",
      "headline": "Dividend increased 6.5%",
      "detail": "Payment changed from 0.23 to 0.245.",
      "amount": 0.245,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/b7b7c85d-adc0-4914-9283-84a34a764483/"
    }
  ]
}