{
  "app": "dividend_compounders",
  "ticker": {
    "uuid": "b7ca4086-ea05-4c2e-aa39-1684251791eb",
    "symbol": "PNC",
    "name": "PNC Financial Services Group Inc",
    "exchange": "NYSE",
    "country_code": "US",
    "country_name": "United States",
    "sector": "Financial Services",
    "industry": "Banks - Regional",
    "chart_url": "https://sharemaestro.com/terminal/b7ca4086-ea05-4c2e-aa39-1684251791eb/"
  },
  "snapshot": {
    "ticker": {
      "uuid": "b7ca4086-ea05-4c2e-aa39-1684251791eb",
      "symbol": "PNC",
      "name": "PNC Financial Services Group Inc",
      "exchange": "NYSE",
      "country_code": "US",
      "country_name": "United States",
      "sector": "Financial Services",
      "industry": "Banks - Regional",
      "chart_url": "https://sharemaestro.com/terminal/b7ca4086-ea05-4c2e-aa39-1684251791eb/"
    },
    "as_of_date": "2026-06-12",
    "provider_symbol": "PNC",
    "market_cap": 95435849728.0,
    "market_cap_usd": 91705315009.84,
    "price": 237.660004,
    "currency": "USD",
    "dividend_yield": 0.0291,
    "dividend_years": 40,
    "dividend_growth_5y": 0.07487317,
    "dividend_cut_5y": false,
    "payout_ratio": 0.3893,
    "net_income": 6936000000.0,
    "free_cash_flow": 4384000000.0,
    "fcf_covers_dividend": true,
    "debt_to_equity": 0.94249402,
    "revenue_growth_5y": 0.11407819,
    "net_margin": 0.31312,
    "roe": 0.12104,
    "pe_ratio": 13.801394,
    "price_vs_ma": 0.11118724,
    "return_3y": 1.16732318,
    "return_5y": 0.47481856,
    "max_drawdown": -0.47344746,
    "scores": {
      "dividend_reliability": 25.0,
      "dividend_sustainability": 20.0,
      "business_quality": 24.0,
      "valuation": 15.0,
      "trend": 13.5,
      "total": 97.5,
      "confidence": 100.0
    },
    "rating": "exceptional",
    "rating_label": "Exceptional Dividend Compounder",
    "decision": "buyable_now",
    "decision_label": "Buyable Now",
    "warnings": [],
    "urls": {
      "page": "https://sharemaestro.com/dividend-compounders/ticker/b7ca4086-ea05-4c2e-aa39-1684251791eb/",
      "chart": "https://sharemaestro.com/terminal/b7ca4086-ea05-4c2e-aa39-1684251791eb/"
    }
  },
  "score_breakdown": {
    "dividend_reliability": 25.0,
    "dividend_sustainability": 20.0,
    "business_quality": 24.0,
    "valuation": 15.0,
    "trend": 13.5,
    "total": 97.5,
    "confidence": 100.0
  },
  "warnings": [],
  "diary": [
    {
      "event_date": "2026-06-12",
      "event_type": "qualified",
      "severity": "positive",
      "ticker": "PNC",
      "exchange": "NYSE",
      "headline": "PNC qualified as a dividend compounder candidate",
      "detail": "Score 97.5/100, decision Buyable Now.",
      "amount": null,
      "currency": "",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/b7ca4086-ea05-4c2e-aa39-1684251791eb/"
    },
    {
      "event_date": "2026-04-14",
      "event_type": "payment",
      "severity": "info",
      "ticker": "PNC",
      "exchange": "NYSE",
      "headline": "PNC dividend payment 1.7 USD",
      "detail": "Recorded dividend payment for PNC Financial Services Group Inc.",
      "amount": 1.7,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/b7ca4086-ea05-4c2e-aa39-1684251791eb/"
    },
    {
      "event_date": "2026-01-20",
      "event_type": "payment",
      "severity": "info",
      "ticker": "PNC",
      "exchange": "NYSE",
      "headline": "PNC dividend payment 1.7 USD",
      "detail": "Recorded dividend payment for PNC Financial Services Group Inc.",
      "amount": 1.7,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/b7ca4086-ea05-4c2e-aa39-1684251791eb/"
    },
    {
      "event_date": "2025-10-14",
      "event_type": "payment",
      "severity": "info",
      "ticker": "PNC",
      "exchange": "NYSE",
      "headline": "PNC dividend payment 1.7 USD",
      "detail": "Recorded dividend payment for PNC Financial Services Group Inc.",
      "amount": 1.7,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/b7ca4086-ea05-4c2e-aa39-1684251791eb/"
    },
    {
      "event_date": "2025-07-15",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "PNC",
      "exchange": "NYSE",
      "headline": "Dividend increased 6.2%",
      "detail": "Payment changed from 1.6 to 1.7.",
      "amount": 1.7,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/b7ca4086-ea05-4c2e-aa39-1684251791eb/"
    },
    {
      "event_date": "2025-07-15",
      "event_type": "payment",
      "severity": "info",
      "ticker": "PNC",
      "exchange": "NYSE",
      "headline": "PNC dividend payment 1.7 USD",
      "detail": "Recorded dividend payment for PNC Financial Services Group Inc.",
      "amount": 1.7,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/b7ca4086-ea05-4c2e-aa39-1684251791eb/"
    },
    {
      "event_date": "2025-04-16",
      "event_type": "payment",
      "severity": "info",
      "ticker": "PNC",
      "exchange": "NYSE",
      "headline": "PNC dividend payment 1.6 USD",
      "detail": "Recorded dividend payment for PNC Financial Services Group Inc.",
      "amount": 1.6,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/b7ca4086-ea05-4c2e-aa39-1684251791eb/"
    },
    {
      "event_date": "2025-01-15",
      "event_type": "payment",
      "severity": "info",
      "ticker": "PNC",
      "exchange": "NYSE",
      "headline": "PNC dividend payment 1.6 USD",
      "detail": "Recorded dividend payment for PNC Financial Services Group Inc.",
      "amount": 1.6,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/b7ca4086-ea05-4c2e-aa39-1684251791eb/"
    },
    {
      "event_date": "2024-10-16",
      "event_type": "payment",
      "severity": "info",
      "ticker": "PNC",
      "exchange": "NYSE",
      "headline": "PNC dividend payment 1.6 USD",
      "detail": "Recorded dividend payment for PNC Financial Services Group Inc.",
      "amount": 1.6,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/b7ca4086-ea05-4c2e-aa39-1684251791eb/"
    },
    {
      "event_date": "2024-07-15",
      "event_type": "payment",
      "severity": "info",
      "ticker": "PNC",
      "exchange": "NYSE",
      "headline": "PNC dividend payment 1.6 USD",
      "detail": "Recorded dividend payment for PNC Financial Services Group Inc.",
      "amount": 1.6,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/b7ca4086-ea05-4c2e-aa39-1684251791eb/"
    },
    {
      "event_date": "2024-04-12",
      "event_type": "payment",
      "severity": "info",
      "ticker": "PNC",
      "exchange": "NYSE",
      "headline": "PNC dividend payment 1.55 USD",
      "detail": "Recorded dividend payment for PNC Financial Services Group Inc.",
      "amount": 1.55,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/b7ca4086-ea05-4c2e-aa39-1684251791eb/"
    },
    {
      "event_date": "2024-01-12",
      "event_type": "payment",
      "severity": "info",
      "ticker": "PNC",
      "exchange": "NYSE",
      "headline": "PNC dividend payment 1.55 USD",
      "detail": "Recorded dividend payment for PNC Financial Services Group Inc.",
      "amount": 1.55,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/b7ca4086-ea05-4c2e-aa39-1684251791eb/"
    },
    {
      "event_date": "2023-10-16",
      "event_type": "payment",
      "severity": "info",
      "ticker": "PNC",
      "exchange": "NYSE",
      "headline": "PNC dividend payment 1.55 USD",
      "detail": "Recorded dividend payment for PNC Financial Services Group Inc.",
      "amount": 1.55,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/b7ca4086-ea05-4c2e-aa39-1684251791eb/"
    },
    {
      "event_date": "2023-07-14",
      "event_type": "payment",
      "severity": "info",
      "ticker": "PNC",
      "exchange": "NYSE",
      "headline": "PNC dividend payment 1.55 USD",
      "detail": "Recorded dividend payment for PNC Financial Services Group Inc.",
      "amount": 1.55,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/b7ca4086-ea05-4c2e-aa39-1684251791eb/"
    },
    {
      "event_date": "2022-04-12",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "PNC",
      "exchange": "NYSE",
      "headline": "Dividend increased 20.0%",
      "detail": "Payment changed from 1.25 to 1.5.",
      "amount": 1.5,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/b7ca4086-ea05-4c2e-aa39-1684251791eb/"
    },
    {
      "event_date": "2021-07-15",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "PNC",
      "exchange": "NYSE",
      "headline": "Dividend increased 8.7%",
      "detail": "Payment changed from 1.15 to 1.25.",
      "amount": 1.25,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/b7ca4086-ea05-4c2e-aa39-1684251791eb/"
    },
    {
      "event_date": "2019-07-18",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "PNC",
      "exchange": "NYSE",
      "headline": "Dividend increased 21.1%",
      "detail": "Payment changed from 0.95 to 1.15.",
      "amount": 1.15,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/b7ca4086-ea05-4c2e-aa39-1684251791eb/"
    },
    {
      "event_date": "2018-07-16",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "PNC",
      "exchange": "NYSE",
      "headline": "Dividend increased 26.7%",
      "detail": "Payment changed from 0.75 to 0.95.",
      "amount": 0.95,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/b7ca4086-ea05-4c2e-aa39-1684251791eb/"
    },
    {
      "event_date": "2017-07-13",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "PNC",
      "exchange": "NYSE",
      "headline": "Dividend increased 36.4%",
      "detail": "Payment changed from 0.55 to 0.75.",
      "amount": 0.75,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/b7ca4086-ea05-4c2e-aa39-1684251791eb/"
    }
  ]
}