{
  "app": "dividend_compounders",
  "ticker": {
    "uuid": "b7e1dde1-233e-4f35-96c7-901516a4b4fa",
    "symbol": "VTU",
    "name": "Vertu Motors plc",
    "exchange": "LSE",
    "country_code": "GB",
    "country_name": "United Kingdom",
    "sector": "Consumer Cyclical",
    "industry": "Auto & Truck Dealerships",
    "chart_url": "https://sharemaestro.com/terminal/b7e1dde1-233e-4f35-96c7-901516a4b4fa/"
  },
  "snapshot": {
    "ticker": {
      "uuid": "b7e1dde1-233e-4f35-96c7-901516a4b4fa",
      "symbol": "VTU",
      "name": "Vertu Motors plc",
      "exchange": "LSE",
      "country_code": "GB",
      "country_name": "United Kingdom",
      "sector": "Consumer Cyclical",
      "industry": "Auto & Truck Dealerships",
      "chart_url": "https://sharemaestro.com/terminal/b7e1dde1-233e-4f35-96c7-901516a4b4fa/"
    },
    "as_of_date": "2026-06-12",
    "provider_symbol": "VTU.L",
    "market_cap": 225021392.0,
    "market_cap_usd": 21734360037.0,
    "price": 73.5,
    "currency": "GBP",
    "dividend_yield": 0.0278,
    "dividend_years": 14,
    "dividend_growth_5y": 0.03683978,
    "dividend_cut_5y": true,
    "payout_ratio": 0.4779,
    "net_income": 14623000.0,
    "free_cash_flow": 40635000.0,
    "fcf_covers_dividend": true,
    "debt_to_equity": 0.64985,
    "revenue_growth_5y": 0.0638589,
    "net_margin": 0.00303,
    "roe": 0.0409,
    "pe_ratio": 18.375,
    "price_vs_ma": 0.15456231,
    "return_3y": 0.07248778,
    "return_5y": 0.56603226,
    "max_drawdown": -0.45310693,
    "scores": {
      "dividend_reliability": 16.5,
      "dividend_sustainability": 20.0,
      "business_quality": 19.5,
      "valuation": 15.0,
      "trend": 13.5,
      "total": 84.5,
      "confidence": 100.0
    },
    "rating": "high_quality",
    "rating_label": "High Quality Watchlist Candidate",
    "decision": "reject",
    "decision_label": "Reject",
    "warnings": [
      "Dividend cut or material annual decrease detected in the last five completed years."
    ],
    "urls": {
      "page": "https://sharemaestro.com/dividend-compounders/ticker/b7e1dde1-233e-4f35-96c7-901516a4b4fa/",
      "chart": "https://sharemaestro.com/terminal/b7e1dde1-233e-4f35-96c7-901516a4b4fa/"
    }
  },
  "score_breakdown": {
    "dividend_reliability": 16.5,
    "dividend_sustainability": 20.0,
    "business_quality": 19.5,
    "valuation": 15.0,
    "trend": 13.5,
    "total": 84.5,
    "confidence": 100.0
  },
  "warnings": [
    "Dividend cut or material annual decrease detected in the last five completed years."
  ],
  "diary": [
    {
      "event_date": "2026-06-12",
      "event_type": "warning",
      "severity": "warning",
      "ticker": "VTU",
      "exchange": "LSE",
      "headline": "VTU dividend review warning",
      "detail": "Dividend cut or material annual decrease detected in the last five completed years.",
      "amount": null,
      "currency": "",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/b7e1dde1-233e-4f35-96c7-901516a4b4fa/"
    },
    {
      "event_date": "2025-12-11",
      "event_type": "decrease",
      "severity": "negative",
      "ticker": "VTU",
      "exchange": "LSE",
      "headline": "Dividend decreased -21.7%",
      "detail": "Payment changed from 1.15 to 0.9.",
      "amount": 0.9,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/b7e1dde1-233e-4f35-96c7-901516a4b4fa/"
    },
    {
      "event_date": "2025-12-11",
      "event_type": "payment",
      "severity": "info",
      "ticker": "VTU",
      "exchange": "LSE",
      "headline": "VTU dividend payment 0.9 GBP",
      "detail": "Recorded dividend payment for Vertu Motors plc.",
      "amount": 0.9,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/b7e1dde1-233e-4f35-96c7-901516a4b4fa/"
    },
    {
      "event_date": "2025-06-26",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "VTU",
      "exchange": "LSE",
      "headline": "Dividend increased 27.8%",
      "detail": "Payment changed from 0.9 to 1.15.",
      "amount": 1.15,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/b7e1dde1-233e-4f35-96c7-901516a4b4fa/"
    },
    {
      "event_date": "2025-06-26",
      "event_type": "payment",
      "severity": "info",
      "ticker": "VTU",
      "exchange": "LSE",
      "headline": "VTU dividend payment 1.15 GBP",
      "detail": "Recorded dividend payment for Vertu Motors plc.",
      "amount": 1.15,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/b7e1dde1-233e-4f35-96c7-901516a4b4fa/"
    },
    {
      "event_date": "2024-12-12",
      "event_type": "decrease",
      "severity": "negative",
      "ticker": "VTU",
      "exchange": "LSE",
      "headline": "Dividend decreased -40.0%",
      "detail": "Payment changed from 1.5 to 0.9.",
      "amount": 0.9,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/b7e1dde1-233e-4f35-96c7-901516a4b4fa/"
    },
    {
      "event_date": "2024-12-12",
      "event_type": "payment",
      "severity": "info",
      "ticker": "VTU",
      "exchange": "LSE",
      "headline": "VTU dividend payment 0.9 GBP",
      "detail": "Recorded dividend payment for Vertu Motors plc.",
      "amount": 0.9,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/b7e1dde1-233e-4f35-96c7-901516a4b4fa/"
    },
    {
      "event_date": "2024-06-27",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "VTU",
      "exchange": "LSE",
      "headline": "Dividend increased 76.5%",
      "detail": "Payment changed from 0.85 to 1.5.",
      "amount": 1.5,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/b7e1dde1-233e-4f35-96c7-901516a4b4fa/"
    },
    {
      "event_date": "2024-06-27",
      "event_type": "payment",
      "severity": "info",
      "ticker": "VTU",
      "exchange": "LSE",
      "headline": "VTU dividend payment 1.5 GBP",
      "detail": "Recorded dividend payment for Vertu Motors plc.",
      "amount": 1.5,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/b7e1dde1-233e-4f35-96c7-901516a4b4fa/"
    },
    {
      "event_date": "2023-12-14",
      "event_type": "decrease",
      "severity": "negative",
      "ticker": "VTU",
      "exchange": "LSE",
      "headline": "Dividend decreased -41.4%",
      "detail": "Payment changed from 1.45 to 0.85.",
      "amount": 0.85,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/b7e1dde1-233e-4f35-96c7-901516a4b4fa/"
    },
    {
      "event_date": "2023-12-14",
      "event_type": "payment",
      "severity": "info",
      "ticker": "VTU",
      "exchange": "LSE",
      "headline": "VTU dividend payment 0.85 GBP",
      "detail": "Recorded dividend payment for Vertu Motors plc.",
      "amount": 0.85,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/b7e1dde1-233e-4f35-96c7-901516a4b4fa/"
    },
    {
      "event_date": "2023-06-29",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "VTU",
      "exchange": "LSE",
      "headline": "Dividend increased 107.1%",
      "detail": "Payment changed from 0.7 to 1.45.",
      "amount": 1.4499999,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/b7e1dde1-233e-4f35-96c7-901516a4b4fa/"
    },
    {
      "event_date": "2023-06-29",
      "event_type": "payment",
      "severity": "info",
      "ticker": "VTU",
      "exchange": "LSE",
      "headline": "VTU dividend payment 1.45 GBP",
      "detail": "Recorded dividend payment for Vertu Motors plc.",
      "amount": 1.4499999,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/b7e1dde1-233e-4f35-96c7-901516a4b4fa/"
    },
    {
      "event_date": "2022-12-15",
      "event_type": "payment",
      "severity": "info",
      "ticker": "VTU",
      "exchange": "LSE",
      "headline": "VTU dividend payment 0.7 GBP",
      "detail": "Recorded dividend payment for Vertu Motors plc.",
      "amount": 0.70000005,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/b7e1dde1-233e-4f35-96c7-901516a4b4fa/"
    },
    {
      "event_date": "2022-06-30",
      "event_type": "payment",
      "severity": "info",
      "ticker": "VTU",
      "exchange": "LSE",
      "headline": "VTU dividend payment 1.05 GBP",
      "detail": "Recorded dividend payment for Vertu Motors plc.",
      "amount": 1.05,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/b7e1dde1-233e-4f35-96c7-901516a4b4fa/"
    },
    {
      "event_date": "2021-12-16",
      "event_type": "payment",
      "severity": "info",
      "ticker": "VTU",
      "exchange": "LSE",
      "headline": "VTU dividend payment 0.65 GBP",
      "detail": "Recorded dividend payment for Vertu Motors plc.",
      "amount": 0.65000004,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/b7e1dde1-233e-4f35-96c7-901516a4b4fa/"
    },
    {
      "event_date": "2019-12-05",
      "event_type": "payment",
      "severity": "info",
      "ticker": "VTU",
      "exchange": "LSE",
      "headline": "VTU dividend payment 0.6 GBP",
      "detail": "Recorded dividend payment for Vertu Motors plc.",
      "amount": 0.6,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/b7e1dde1-233e-4f35-96c7-901516a4b4fa/"
    },
    {
      "event_date": "2019-06-27",
      "event_type": "payment",
      "severity": "info",
      "ticker": "VTU",
      "exchange": "LSE",
      "headline": "VTU dividend payment 1.05 GBP",
      "detail": "Recorded dividend payment for Vertu Motors plc.",
      "amount": 1.05,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/b7e1dde1-233e-4f35-96c7-901516a4b4fa/"
    },
    {
      "event_date": "2018-12-06",
      "event_type": "payment",
      "severity": "info",
      "ticker": "VTU",
      "exchange": "LSE",
      "headline": "VTU dividend payment 0.55 GBP",
      "detail": "Recorded dividend payment for Vertu Motors plc.",
      "amount": 0.55,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/b7e1dde1-233e-4f35-96c7-901516a4b4fa/"
    }
  ]
}