{
  "app": "dividend_compounders",
  "ticker": {
    "uuid": "b8a653fe-e778-433d-b524-03d8d2ed97c1",
    "symbol": "BAC",
    "name": "Bank of America Corp",
    "exchange": "NYSE",
    "country_code": "US",
    "country_name": "United States",
    "sector": "Financial Services",
    "industry": "Banks - Diversified",
    "chart_url": "https://sharemaestro.com/terminal/b8a653fe-e778-433d-b524-03d8d2ed97c1/"
  },
  "snapshot": {
    "ticker": {
      "uuid": "b8a653fe-e778-433d-b524-03d8d2ed97c1",
      "symbol": "BAC",
      "name": "Bank of America Corp",
      "exchange": "NYSE",
      "country_code": "US",
      "country_name": "United States",
      "sector": "Financial Services",
      "industry": "Banks - Diversified",
      "chart_url": "https://sharemaestro.com/terminal/b8a653fe-e778-433d-b524-03d8d2ed97c1/"
    },
    "as_of_date": "2026-06-12",
    "provider_symbol": "BAC",
    "market_cap": 397551009792.0,
    "market_cap_usd": 382009474743.33,
    "price": 56.02,
    "currency": "USD",
    "dividend_yield": 0.0203,
    "dividend_years": 40,
    "dividend_growth_5y": 0.08447177,
    "dividend_cut_5y": false,
    "payout_ratio": 0.273,
    "net_income": 30509000000.0,
    "free_cash_flow": 12613000000.0,
    "fcf_covers_dividend": true,
    "debt_to_equity": 1.20663626,
    "revenue_growth_5y": 0.2088544,
    "net_margin": 0.28956,
    "roe": 0.10644,
    "pe_ratio": 13.9007435,
    "price_vs_ma": 0.07806715,
    "return_3y": 1.17617055,
    "return_5y": 0.5212994,
    "max_drawdown": -0.46425943,
    "scores": {
      "dividend_reliability": 25.0,
      "dividend_sustainability": 18.5,
      "business_quality": 24.0,
      "valuation": 15.0,
      "trend": 13.5,
      "total": 96.0,
      "confidence": 100.0
    },
    "rating": "exceptional",
    "rating_label": "Exceptional Dividend Compounder",
    "decision": "buyable_now",
    "decision_label": "Buyable Now",
    "warnings": [],
    "urls": {
      "page": "https://sharemaestro.com/dividend-compounders/ticker/b8a653fe-e778-433d-b524-03d8d2ed97c1/",
      "chart": "https://sharemaestro.com/terminal/b8a653fe-e778-433d-b524-03d8d2ed97c1/"
    }
  },
  "score_breakdown": {
    "dividend_reliability": 25.0,
    "dividend_sustainability": 18.5,
    "business_quality": 24.0,
    "valuation": 15.0,
    "trend": 13.5,
    "total": 96.0,
    "confidence": 100.0
  },
  "warnings": [],
  "diary": [
    {
      "event_date": "2026-06-12",
      "event_type": "qualified",
      "severity": "positive",
      "ticker": "BAC",
      "exchange": "NYSE",
      "headline": "BAC qualified as a dividend compounder candidate",
      "detail": "Score 96.0/100, decision Buyable Now.",
      "amount": null,
      "currency": "",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/b8a653fe-e778-433d-b524-03d8d2ed97c1/"
    },
    {
      "event_date": "2026-06-05",
      "event_type": "payment",
      "severity": "info",
      "ticker": "BAC",
      "exchange": "NYSE",
      "headline": "BAC dividend payment 0.28 USD",
      "detail": "Recorded dividend payment for Bank of America Corp.",
      "amount": 0.28,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/b8a653fe-e778-433d-b524-03d8d2ed97c1/"
    },
    {
      "event_date": "2026-03-06",
      "event_type": "payment",
      "severity": "info",
      "ticker": "BAC",
      "exchange": "NYSE",
      "headline": "BAC dividend payment 0.28 USD",
      "detail": "Recorded dividend payment for Bank of America Corp.",
      "amount": 0.28,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/b8a653fe-e778-433d-b524-03d8d2ed97c1/"
    },
    {
      "event_date": "2025-12-05",
      "event_type": "payment",
      "severity": "info",
      "ticker": "BAC",
      "exchange": "NYSE",
      "headline": "BAC dividend payment 0.28 USD",
      "detail": "Recorded dividend payment for Bank of America Corp.",
      "amount": 0.28,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/b8a653fe-e778-433d-b524-03d8d2ed97c1/"
    },
    {
      "event_date": "2025-09-05",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "BAC",
      "exchange": "NYSE",
      "headline": "Dividend increased 7.7%",
      "detail": "Payment changed from 0.26 to 0.28.",
      "amount": 0.28,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/b8a653fe-e778-433d-b524-03d8d2ed97c1/"
    },
    {
      "event_date": "2025-09-05",
      "event_type": "payment",
      "severity": "info",
      "ticker": "BAC",
      "exchange": "NYSE",
      "headline": "BAC dividend payment 0.28 USD",
      "detail": "Recorded dividend payment for Bank of America Corp.",
      "amount": 0.28,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/b8a653fe-e778-433d-b524-03d8d2ed97c1/"
    },
    {
      "event_date": "2025-06-06",
      "event_type": "payment",
      "severity": "info",
      "ticker": "BAC",
      "exchange": "NYSE",
      "headline": "BAC dividend payment 0.26 USD",
      "detail": "Recorded dividend payment for Bank of America Corp.",
      "amount": 0.26,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/b8a653fe-e778-433d-b524-03d8d2ed97c1/"
    },
    {
      "event_date": "2025-03-07",
      "event_type": "payment",
      "severity": "info",
      "ticker": "BAC",
      "exchange": "NYSE",
      "headline": "BAC dividend payment 0.26 USD",
      "detail": "Recorded dividend payment for Bank of America Corp.",
      "amount": 0.26,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/b8a653fe-e778-433d-b524-03d8d2ed97c1/"
    },
    {
      "event_date": "2024-12-06",
      "event_type": "payment",
      "severity": "info",
      "ticker": "BAC",
      "exchange": "NYSE",
      "headline": "BAC dividend payment 0.26 USD",
      "detail": "Recorded dividend payment for Bank of America Corp.",
      "amount": 0.26,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/b8a653fe-e778-433d-b524-03d8d2ed97c1/"
    },
    {
      "event_date": "2024-09-06",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "BAC",
      "exchange": "NYSE",
      "headline": "Dividend increased 8.3%",
      "detail": "Payment changed from 0.24 to 0.26.",
      "amount": 0.26,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/b8a653fe-e778-433d-b524-03d8d2ed97c1/"
    },
    {
      "event_date": "2024-09-06",
      "event_type": "payment",
      "severity": "info",
      "ticker": "BAC",
      "exchange": "NYSE",
      "headline": "BAC dividend payment 0.26 USD",
      "detail": "Recorded dividend payment for Bank of America Corp.",
      "amount": 0.26,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/b8a653fe-e778-433d-b524-03d8d2ed97c1/"
    },
    {
      "event_date": "2024-06-07",
      "event_type": "payment",
      "severity": "info",
      "ticker": "BAC",
      "exchange": "NYSE",
      "headline": "BAC dividend payment 0.24 USD",
      "detail": "Recorded dividend payment for Bank of America Corp.",
      "amount": 0.24,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/b8a653fe-e778-433d-b524-03d8d2ed97c1/"
    },
    {
      "event_date": "2024-02-29",
      "event_type": "payment",
      "severity": "info",
      "ticker": "BAC",
      "exchange": "NYSE",
      "headline": "BAC dividend payment 0.24 USD",
      "detail": "Recorded dividend payment for Bank of America Corp.",
      "amount": 0.24,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/b8a653fe-e778-433d-b524-03d8d2ed97c1/"
    },
    {
      "event_date": "2023-11-30",
      "event_type": "payment",
      "severity": "info",
      "ticker": "BAC",
      "exchange": "NYSE",
      "headline": "BAC dividend payment 0.24 USD",
      "detail": "Recorded dividend payment for Bank of America Corp.",
      "amount": 0.24,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/b8a653fe-e778-433d-b524-03d8d2ed97c1/"
    },
    {
      "event_date": "2023-08-31",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "BAC",
      "exchange": "NYSE",
      "headline": "Dividend increased 9.1%",
      "detail": "Payment changed from 0.22 to 0.24.",
      "amount": 0.24,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/b8a653fe-e778-433d-b524-03d8d2ed97c1/"
    },
    {
      "event_date": "2023-08-31",
      "event_type": "payment",
      "severity": "info",
      "ticker": "BAC",
      "exchange": "NYSE",
      "headline": "BAC dividend payment 0.24 USD",
      "detail": "Recorded dividend payment for Bank of America Corp.",
      "amount": 0.24,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/b8a653fe-e778-433d-b524-03d8d2ed97c1/"
    },
    {
      "event_date": "2021-09-02",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "BAC",
      "exchange": "NYSE",
      "headline": "Dividend increased 16.7%",
      "detail": "Payment changed from 0.18 to 0.21.",
      "amount": 0.21,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/b8a653fe-e778-433d-b524-03d8d2ed97c1/"
    },
    {
      "event_date": "2019-09-05",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "BAC",
      "exchange": "NYSE",
      "headline": "Dividend increased 20.0%",
      "detail": "Payment changed from 0.15 to 0.18.",
      "amount": 0.18,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/b8a653fe-e778-433d-b524-03d8d2ed97c1/"
    },
    {
      "event_date": "2018-09-06",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "BAC",
      "exchange": "NYSE",
      "headline": "Dividend increased 25.0%",
      "detail": "Payment changed from 0.12 to 0.15.",
      "amount": 0.15,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/b8a653fe-e778-433d-b524-03d8d2ed97c1/"
    }
  ]
}