{
  "app": "dividend_compounders",
  "ticker": {
    "uuid": "c24d4c68-9fbc-48a4-865c-e456d5a1fa43",
    "symbol": "UNM",
    "name": "Unum Group",
    "exchange": "NYSE",
    "country_code": "US",
    "country_name": "United States",
    "sector": "Financial Services",
    "industry": "Insurance - Life",
    "chart_url": "https://sharemaestro.com/terminal/c24d4c68-9fbc-48a4-865c-e456d5a1fa43/"
  },
  "snapshot": {
    "ticker": {
      "uuid": "c24d4c68-9fbc-48a4-865c-e456d5a1fa43",
      "symbol": "UNM",
      "name": "Unum Group",
      "exchange": "NYSE",
      "country_code": "US",
      "country_name": "United States",
      "sector": "Financial Services",
      "industry": "Insurance - Life",
      "chart_url": "https://sharemaestro.com/terminal/c24d4c68-9fbc-48a4-865c-e456d5a1fa43/"
    },
    "as_of_date": "2026-06-12",
    "provider_symbol": "UNM",
    "market_cap": 14816051200.0,
    "market_cap_usd": 13874968247.4,
    "price": 92.730003,
    "currency": "USD",
    "dividend_yield": 0.0201,
    "dividend_years": 39,
    "dividend_growth_5y": 0.09074081,
    "dividend_cut_5y": false,
    "payout_ratio": 0.38959998,
    "net_income": 738500000.0,
    "free_cash_flow": 555400000.0,
    "fcf_covers_dividend": true,
    "debt_to_equity": 0.36928,
    "revenue_growth_5y": -0.00141115,
    "net_margin": 0.05858,
    "roe": 0.07069,
    "pe_ratio": 20.07143,
    "price_vs_ma": 0.20285051,
    "return_3y": 1.19237229,
    "return_5y": 2.6952898,
    "max_drawdown": -0.24506594,
    "scores": {
      "dividend_reliability": 25.0,
      "dividend_sustainability": 20.0,
      "business_quality": 17.5,
      "valuation": 15.0,
      "trend": 15.0,
      "total": 92.5,
      "confidence": 100.0
    },
    "rating": "exceptional",
    "rating_label": "Exceptional Dividend Compounder",
    "decision": "buyable_now",
    "decision_label": "Buyable Now",
    "warnings": [],
    "urls": {
      "page": "https://sharemaestro.com/dividend-compounders/ticker/c24d4c68-9fbc-48a4-865c-e456d5a1fa43/",
      "chart": "https://sharemaestro.com/terminal/c24d4c68-9fbc-48a4-865c-e456d5a1fa43/"
    }
  },
  "score_breakdown": {
    "dividend_reliability": 25.0,
    "dividend_sustainability": 20.0,
    "business_quality": 17.5,
    "valuation": 15.0,
    "trend": 15.0,
    "total": 92.5,
    "confidence": 100.0
  },
  "warnings": [],
  "diary": [
    {
      "event_date": "2026-06-12",
      "event_type": "qualified",
      "severity": "positive",
      "ticker": "UNM",
      "exchange": "NYSE",
      "headline": "UNM qualified as a dividend compounder candidate",
      "detail": "Score 92.5/100, decision Buyable Now.",
      "amount": null,
      "currency": "",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/c24d4c68-9fbc-48a4-865c-e456d5a1fa43/"
    },
    {
      "event_date": "2026-04-24",
      "event_type": "payment",
      "severity": "info",
      "ticker": "UNM",
      "exchange": "NYSE",
      "headline": "UNM dividend payment 0.46 USD",
      "detail": "Recorded dividend payment for Unum Group.",
      "amount": 0.46,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/c24d4c68-9fbc-48a4-865c-e456d5a1fa43/"
    },
    {
      "event_date": "2026-01-30",
      "event_type": "payment",
      "severity": "info",
      "ticker": "UNM",
      "exchange": "NYSE",
      "headline": "UNM dividend payment 0.46 USD",
      "detail": "Recorded dividend payment for Unum Group.",
      "amount": 0.46,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/c24d4c68-9fbc-48a4-865c-e456d5a1fa43/"
    },
    {
      "event_date": "2025-10-24",
      "event_type": "payment",
      "severity": "info",
      "ticker": "UNM",
      "exchange": "NYSE",
      "headline": "UNM dividend payment 0.46 USD",
      "detail": "Recorded dividend payment for Unum Group.",
      "amount": 0.46,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/c24d4c68-9fbc-48a4-865c-e456d5a1fa43/"
    },
    {
      "event_date": "2025-07-25",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "UNM",
      "exchange": "NYSE",
      "headline": "Dividend increased 9.5%",
      "detail": "Payment changed from 0.42 to 0.46.",
      "amount": 0.46,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/c24d4c68-9fbc-48a4-865c-e456d5a1fa43/"
    },
    {
      "event_date": "2025-07-25",
      "event_type": "payment",
      "severity": "info",
      "ticker": "UNM",
      "exchange": "NYSE",
      "headline": "UNM dividend payment 0.46 USD",
      "detail": "Recorded dividend payment for Unum Group.",
      "amount": 0.46,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/c24d4c68-9fbc-48a4-865c-e456d5a1fa43/"
    },
    {
      "event_date": "2025-04-25",
      "event_type": "payment",
      "severity": "info",
      "ticker": "UNM",
      "exchange": "NYSE",
      "headline": "UNM dividend payment 0.42 USD",
      "detail": "Recorded dividend payment for Unum Group.",
      "amount": 0.42,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/c24d4c68-9fbc-48a4-865c-e456d5a1fa43/"
    },
    {
      "event_date": "2025-01-24",
      "event_type": "payment",
      "severity": "info",
      "ticker": "UNM",
      "exchange": "NYSE",
      "headline": "UNM dividend payment 0.42 USD",
      "detail": "Recorded dividend payment for Unum Group.",
      "amount": 0.42,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/c24d4c68-9fbc-48a4-865c-e456d5a1fa43/"
    },
    {
      "event_date": "2024-10-25",
      "event_type": "payment",
      "severity": "info",
      "ticker": "UNM",
      "exchange": "NYSE",
      "headline": "UNM dividend payment 0.42 USD",
      "detail": "Recorded dividend payment for Unum Group.",
      "amount": 0.42,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/c24d4c68-9fbc-48a4-865c-e456d5a1fa43/"
    },
    {
      "event_date": "2024-07-26",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "UNM",
      "exchange": "NYSE",
      "headline": "Dividend increased 15.1%",
      "detail": "Payment changed from 0.365 to 0.42.",
      "amount": 0.42,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/c24d4c68-9fbc-48a4-865c-e456d5a1fa43/"
    },
    {
      "event_date": "2024-07-26",
      "event_type": "payment",
      "severity": "info",
      "ticker": "UNM",
      "exchange": "NYSE",
      "headline": "UNM dividend payment 0.42 USD",
      "detail": "Recorded dividend payment for Unum Group.",
      "amount": 0.42,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/c24d4c68-9fbc-48a4-865c-e456d5a1fa43/"
    },
    {
      "event_date": "2024-04-25",
      "event_type": "payment",
      "severity": "info",
      "ticker": "UNM",
      "exchange": "NYSE",
      "headline": "UNM dividend payment 0.365 USD",
      "detail": "Recorded dividend payment for Unum Group.",
      "amount": 0.365,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/c24d4c68-9fbc-48a4-865c-e456d5a1fa43/"
    },
    {
      "event_date": "2024-01-25",
      "event_type": "payment",
      "severity": "info",
      "ticker": "UNM",
      "exchange": "NYSE",
      "headline": "UNM dividend payment 0.365 USD",
      "detail": "Recorded dividend payment for Unum Group.",
      "amount": 0.365,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/c24d4c68-9fbc-48a4-865c-e456d5a1fa43/"
    },
    {
      "event_date": "2023-10-26",
      "event_type": "payment",
      "severity": "info",
      "ticker": "UNM",
      "exchange": "NYSE",
      "headline": "UNM dividend payment 0.365 USD",
      "detail": "Recorded dividend payment for Unum Group.",
      "amount": 0.365,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/c24d4c68-9fbc-48a4-865c-e456d5a1fa43/"
    },
    {
      "event_date": "2023-07-27",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "UNM",
      "exchange": "NYSE",
      "headline": "Dividend increased 10.6%",
      "detail": "Payment changed from 0.33 to 0.365.",
      "amount": 0.365,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/c24d4c68-9fbc-48a4-865c-e456d5a1fa43/"
    },
    {
      "event_date": "2023-07-27",
      "event_type": "payment",
      "severity": "info",
      "ticker": "UNM",
      "exchange": "NYSE",
      "headline": "UNM dividend payment 0.365 USD",
      "detail": "Recorded dividend payment for Unum Group.",
      "amount": 0.365,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/c24d4c68-9fbc-48a4-865c-e456d5a1fa43/"
    },
    {
      "event_date": "2022-07-28",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "UNM",
      "exchange": "NYSE",
      "headline": "Dividend increased 10.0%",
      "detail": "Payment changed from 0.3 to 0.33.",
      "amount": 0.33,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/c24d4c68-9fbc-48a4-865c-e456d5a1fa43/"
    },
    {
      "event_date": "2021-07-29",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "UNM",
      "exchange": "NYSE",
      "headline": "Dividend increased 5.3%",
      "detail": "Payment changed from 0.285 to 0.3.",
      "amount": 0.3,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/c24d4c68-9fbc-48a4-865c-e456d5a1fa43/"
    },
    {
      "event_date": "2019-07-26",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "UNM",
      "exchange": "NYSE",
      "headline": "Dividend increased 9.6%",
      "detail": "Payment changed from 0.26 to 0.285.",
      "amount": 0.285,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/c24d4c68-9fbc-48a4-865c-e456d5a1fa43/"
    }
  ]
}