{
  "app": "dividend_compounders",
  "ticker": {
    "uuid": "c3d0f71b-641c-43dc-af0f-47a361aaf68c",
    "symbol": "BBD",
    "name": "Banco Bradesco SA ADR",
    "exchange": "NYSE",
    "country_code": "US",
    "country_name": "United States",
    "sector": "Financial Services",
    "industry": "Banks - Regional",
    "chart_url": "https://sharemaestro.com/terminal/c3d0f71b-641c-43dc-af0f-47a361aaf68c/"
  },
  "snapshot": {
    "ticker": {
      "uuid": "c3d0f71b-641c-43dc-af0f-47a361aaf68c",
      "symbol": "BBD",
      "name": "Banco Bradesco SA ADR",
      "exchange": "NYSE",
      "country_code": "US",
      "country_name": "United States",
      "sector": "Financial Services",
      "industry": "Banks - Regional",
      "chart_url": "https://sharemaestro.com/terminal/c3d0f71b-641c-43dc-af0f-47a361aaf68c/"
    },
    "as_of_date": "2026-06-12",
    "provider_symbol": "BBD",
    "market_cap": 36997492736.0,
    "market_cap_usd": 35517592414.08,
    "price": 3.5,
    "currency": "USD",
    "dividend_yield": 0.0482,
    "dividend_years": 24,
    "dividend_growth_5y": 0.03763784,
    "dividend_cut_5y": true,
    "payout_ratio": 0.5907,
    "net_income": 23672706000.0,
    "free_cash_flow": -74164468000.0,
    "fcf_covers_dividend": false,
    "debt_to_equity": 2.51484437,
    "revenue_growth_5y": 0.21184355,
    "net_margin": 0.25358,
    "roe": 0.13366,
    "pe_ratio": 8.536586,
    "price_vs_ma": -0.03187744,
    "return_3y": 0.2380167,
    "return_5y": -0.08975007,
    "max_drawdown": -0.58033747,
    "scores": {
      "dividend_reliability": 18.0,
      "dividend_sustainability": 7.0,
      "business_quality": 24.0,
      "valuation": 15.0,
      "trend": 5.0,
      "total": 69.0,
      "confidence": 92.0
    },
    "rating": "acceptable",
    "rating_label": "Acceptable, Needs Review",
    "decision": "reject",
    "decision_label": "Reject",
    "warnings": [
      "Price currency USD differs from financial currency BRL.",
      "Dividend cut or material annual decrease detected in the last five completed years.",
      "Free cash flow is negative.",
      "Free cash flow does not cover dividends paid.",
      "Debt to equity is elevated at 2.51."
    ],
    "urls": {
      "page": "https://sharemaestro.com/dividend-compounders/ticker/c3d0f71b-641c-43dc-af0f-47a361aaf68c/",
      "chart": "https://sharemaestro.com/terminal/c3d0f71b-641c-43dc-af0f-47a361aaf68c/"
    }
  },
  "score_breakdown": {
    "dividend_reliability": 18.0,
    "dividend_sustainability": 7.0,
    "business_quality": 24.0,
    "valuation": 15.0,
    "trend": 5.0,
    "total": 69.0,
    "confidence": 92.0
  },
  "warnings": [
    "Price currency USD differs from financial currency BRL.",
    "Dividend cut or material annual decrease detected in the last five completed years.",
    "Free cash flow is negative.",
    "Free cash flow does not cover dividends paid.",
    "Debt to equity is elevated at 2.51."
  ],
  "diary": [
    {
      "event_date": "2026-06-12",
      "event_type": "warning",
      "severity": "warning",
      "ticker": "BBD",
      "exchange": "NYSE",
      "headline": "BBD dividend review warning",
      "detail": "Debt to equity is elevated at 2.51.",
      "amount": null,
      "currency": "",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/c3d0f71b-641c-43dc-af0f-47a361aaf68c/"
    },
    {
      "event_date": "2026-06-03",
      "event_type": "payment",
      "severity": "info",
      "ticker": "BBD",
      "exchange": "NYSE",
      "headline": "BBD dividend payment 0.004 USD",
      "detail": "Recorded dividend payment for Banco Bradesco SA ADR.",
      "amount": 0.004,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/c3d0f71b-641c-43dc-af0f-47a361aaf68c/"
    },
    {
      "event_date": "2026-05-06",
      "event_type": "cut",
      "severity": "negative",
      "ticker": "BBD",
      "exchange": "NYSE",
      "headline": "Dividend cut -93.0%",
      "detail": "Payment changed from 0.057 to 0.004.",
      "amount": 0.004,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/c3d0f71b-641c-43dc-af0f-47a361aaf68c/"
    },
    {
      "event_date": "2026-05-06",
      "event_type": "payment",
      "severity": "info",
      "ticker": "BBD",
      "exchange": "NYSE",
      "headline": "BBD dividend payment 0.004 USD",
      "detail": "Recorded dividend payment for Banco Bradesco SA ADR.",
      "amount": 0.004,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/c3d0f71b-641c-43dc-af0f-47a361aaf68c/"
    },
    {
      "event_date": "2026-04-08",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "BBD",
      "exchange": "NYSE",
      "headline": "Dividend increased 1325.0%",
      "detail": "Payment changed from 0.004 to 0.057.",
      "amount": 0.057,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/c3d0f71b-641c-43dc-af0f-47a361aaf68c/"
    },
    {
      "event_date": "2026-04-08",
      "event_type": "payment",
      "severity": "info",
      "ticker": "BBD",
      "exchange": "NYSE",
      "headline": "BBD dividend payment 0.057 USD",
      "detail": "Recorded dividend payment for Banco Bradesco SA ADR.",
      "amount": 0.057,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/c3d0f71b-641c-43dc-af0f-47a361aaf68c/"
    },
    {
      "event_date": "2026-04-06",
      "event_type": "payment",
      "severity": "info",
      "ticker": "BBD",
      "exchange": "NYSE",
      "headline": "BBD dividend payment 0.004 USD",
      "detail": "Recorded dividend payment for Banco Bradesco SA ADR.",
      "amount": 0.004,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/c3d0f71b-641c-43dc-af0f-47a361aaf68c/"
    },
    {
      "event_date": "2026-03-04",
      "event_type": "payment",
      "severity": "info",
      "ticker": "BBD",
      "exchange": "NYSE",
      "headline": "BBD dividend payment 0.004 USD",
      "detail": "Recorded dividend payment for Banco Bradesco SA ADR.",
      "amount": 0.004,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/c3d0f71b-641c-43dc-af0f-47a361aaf68c/"
    },
    {
      "event_date": "2026-02-04",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "BBD",
      "exchange": "NYSE",
      "headline": "Dividend increased 33.3%",
      "detail": "Payment changed from 0.003 to 0.004.",
      "amount": 0.004,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/c3d0f71b-641c-43dc-af0f-47a361aaf68c/"
    },
    {
      "event_date": "2026-02-04",
      "event_type": "payment",
      "severity": "info",
      "ticker": "BBD",
      "exchange": "NYSE",
      "headline": "BBD dividend payment 0.004 USD",
      "detail": "Recorded dividend payment for Banco Bradesco SA ADR.",
      "amount": 0.004,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/c3d0f71b-641c-43dc-af0f-47a361aaf68c/"
    },
    {
      "event_date": "2025-08-05",
      "event_type": "payment",
      "severity": "info",
      "ticker": "BBD",
      "exchange": "NYSE",
      "headline": "BBD dividend payment 0.003 USD",
      "detail": "Recorded dividend payment for Banco Bradesco SA ADR.",
      "amount": 0.003,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/c3d0f71b-641c-43dc-af0f-47a361aaf68c/"
    },
    {
      "event_date": "2025-07-03",
      "event_type": "cut",
      "severity": "negative",
      "ticker": "BBD",
      "exchange": "NYSE",
      "headline": "Dividend cut -94.4%",
      "detail": "Payment changed from 0.054 to 0.003.",
      "amount": 0.003,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/c3d0f71b-641c-43dc-af0f-47a361aaf68c/"
    },
    {
      "event_date": "2025-07-03",
      "event_type": "payment",
      "severity": "info",
      "ticker": "BBD",
      "exchange": "NYSE",
      "headline": "BBD dividend payment 0.003 USD",
      "detail": "Recorded dividend payment for Banco Bradesco SA ADR.",
      "amount": 0.003,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/c3d0f71b-641c-43dc-af0f-47a361aaf68c/"
    },
    {
      "event_date": "2025-07-02",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "BBD",
      "exchange": "NYSE",
      "headline": "Dividend increased 1700.0%",
      "detail": "Payment changed from 0.003 to 0.054.",
      "amount": 0.054,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/c3d0f71b-641c-43dc-af0f-47a361aaf68c/"
    },
    {
      "event_date": "2025-07-02",
      "event_type": "payment",
      "severity": "info",
      "ticker": "BBD",
      "exchange": "NYSE",
      "headline": "BBD dividend payment 0.054 USD",
      "detail": "Recorded dividend payment for Banco Bradesco SA ADR.",
      "amount": 0.054,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/c3d0f71b-641c-43dc-af0f-47a361aaf68c/"
    },
    {
      "event_date": "2025-06-04",
      "event_type": "payment",
      "severity": "info",
      "ticker": "BBD",
      "exchange": "NYSE",
      "headline": "BBD dividend payment 0.003 USD",
      "detail": "Recorded dividend payment for Banco Bradesco SA ADR.",
      "amount": 0.003,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/c3d0f71b-641c-43dc-af0f-47a361aaf68c/"
    },
    {
      "event_date": "2025-05-06",
      "event_type": "payment",
      "severity": "info",
      "ticker": "BBD",
      "exchange": "NYSE",
      "headline": "BBD dividend payment 0.003 USD",
      "detail": "Recorded dividend payment for Banco Bradesco SA ADR.",
      "amount": 0.003,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/c3d0f71b-641c-43dc-af0f-47a361aaf68c/"
    },
    {
      "event_date": "2025-04-03",
      "event_type": "cut",
      "severity": "negative",
      "ticker": "BBD",
      "exchange": "NYSE",
      "headline": "Dividend cut -92.5%",
      "detail": "Payment changed from 0.04 to 0.003.",
      "amount": 0.003,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/c3d0f71b-641c-43dc-af0f-47a361aaf68c/"
    },
    {
      "event_date": "2025-04-03",
      "event_type": "payment",
      "severity": "info",
      "ticker": "BBD",
      "exchange": "NYSE",
      "headline": "BBD dividend payment 0.003 USD",
      "detail": "Recorded dividend payment for Banco Bradesco SA ADR.",
      "amount": 0.003,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/c3d0f71b-641c-43dc-af0f-47a361aaf68c/"
    }
  ]
}