{
  "app": "dividend_compounders",
  "ticker": {
    "uuid": "c6a28e5b-6ddb-445b-b80c-111e66778355",
    "symbol": "BSBR",
    "name": "Banco Santander Brasil SA ADR",
    "exchange": "NYSE",
    "country_code": "US",
    "country_name": "United States",
    "sector": "Financial Services",
    "industry": "Banks - Regional",
    "chart_url": "https://sharemaestro.com/terminal/c6a28e5b-6ddb-445b-b80c-111e66778355/"
  },
  "snapshot": {
    "ticker": {
      "uuid": "c6a28e5b-6ddb-445b-b80c-111e66778355",
      "symbol": "BSBR",
      "name": "Banco Santander Brasil SA ADR",
      "exchange": "NYSE",
      "country_code": "US",
      "country_name": "United States",
      "sector": "Financial Services",
      "industry": "Banks - Regional",
      "chart_url": "https://sharemaestro.com/terminal/c6a28e5b-6ddb-445b-b80c-111e66778355/"
    },
    "as_of_date": "2026-06-12",
    "provider_symbol": "BSBR",
    "market_cap": 40582397952.0,
    "market_cap_usd": 39246062578.76,
    "price": 5.42,
    "currency": "USD",
    "dividend_yield": 0.0195572,
    "dividend_years": 17,
    "dividend_growth_5y": -0.17750285,
    "dividend_cut_5y": true,
    "payout_ratio": 1.3175,
    "net_income": 12766035000.0,
    "free_cash_flow": 1336266000.0,
    "fcf_covers_dividend": false,
    "debt_to_equity": 0.2245997,
    "revenue_growth_5y": 0.24390723,
    "net_margin": 0.2816,
    "roe": 0.10467,
    "pe_ratio": 16.9375,
    "price_vs_ma": -0.0933376,
    "return_3y": -0.01701544,
    "return_5y": -0.10975037,
    "max_drawdown": -0.43491613,
    "scores": {
      "dividend_reliability": 13.0,
      "dividend_sustainability": 8.0,
      "business_quality": 24.0,
      "valuation": 13.0,
      "trend": 3.5,
      "total": 61.5,
      "confidence": 92.0
    },
    "rating": "weak",
    "rating_label": "Weak Candidate",
    "decision": "reject",
    "decision_label": "Reject",
    "warnings": [
      "Price currency USD differs from financial currency BRL.",
      "Dividend yield normalized from payment history because provider yield looked inconsistent.",
      "Dividend cut or material annual decrease detected in the last five completed years.",
      "Payout ratio is elevated at 131.8%.",
      "Free cash flow does not cover dividends paid."
    ],
    "urls": {
      "page": "https://sharemaestro.com/dividend-compounders/ticker/c6a28e5b-6ddb-445b-b80c-111e66778355/",
      "chart": "https://sharemaestro.com/terminal/c6a28e5b-6ddb-445b-b80c-111e66778355/"
    }
  },
  "score_breakdown": {
    "dividend_reliability": 13.0,
    "dividend_sustainability": 8.0,
    "business_quality": 24.0,
    "valuation": 13.0,
    "trend": 3.5,
    "total": 61.5,
    "confidence": 92.0
  },
  "warnings": [
    "Price currency USD differs from financial currency BRL.",
    "Dividend yield normalized from payment history because provider yield looked inconsistent.",
    "Dividend cut or material annual decrease detected in the last five completed years.",
    "Payout ratio is elevated at 131.8%.",
    "Free cash flow does not cover dividends paid."
  ],
  "diary": [
    {
      "event_date": "2026-06-12",
      "event_type": "warning",
      "severity": "warning",
      "ticker": "BSBR",
      "exchange": "NYSE",
      "headline": "BSBR dividend review warning",
      "detail": "Free cash flow does not cover dividends paid.",
      "amount": null,
      "currency": "",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/c6a28e5b-6ddb-445b-b80c-111e66778355/"
    },
    {
      "event_date": "2026-04-23",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "BSBR",
      "exchange": "NYSE",
      "headline": "Dividend increased 10.4%",
      "detail": "Payment changed from 0.096 to 0.106.",
      "amount": 0.106,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/c6a28e5b-6ddb-445b-b80c-111e66778355/"
    },
    {
      "event_date": "2026-04-23",
      "event_type": "payment",
      "severity": "info",
      "ticker": "BSBR",
      "exchange": "NYSE",
      "headline": "BSBR dividend payment 0.106 USD",
      "detail": "Recorded dividend payment for Banco Santander Brasil SA ADR.",
      "amount": 0.106,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/c6a28e5b-6ddb-445b-b80c-111e66778355/"
    },
    {
      "event_date": "2025-07-21",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "BSBR",
      "exchange": "NYSE",
      "headline": "Dividend increased 41.2%",
      "detail": "Payment changed from 0.068 to 0.096.",
      "amount": 0.096,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/c6a28e5b-6ddb-445b-b80c-111e66778355/"
    },
    {
      "event_date": "2025-07-21",
      "event_type": "payment",
      "severity": "info",
      "ticker": "BSBR",
      "exchange": "NYSE",
      "headline": "BSBR dividend payment 0.096 USD",
      "detail": "Recorded dividend payment for Banco Santander Brasil SA ADR.",
      "amount": 0.096,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/c6a28e5b-6ddb-445b-b80c-111e66778355/"
    },
    {
      "event_date": "2025-04-23",
      "event_type": "payment",
      "severity": "info",
      "ticker": "BSBR",
      "exchange": "NYSE",
      "headline": "BSBR dividend payment 0.068 USD",
      "detail": "Recorded dividend payment for Banco Santander Brasil SA ADR.",
      "amount": 0.068,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/c6a28e5b-6ddb-445b-b80c-111e66778355/"
    },
    {
      "event_date": "2025-01-24",
      "event_type": "payment",
      "severity": "info",
      "ticker": "BSBR",
      "exchange": "NYSE",
      "headline": "BSBR dividend payment 0.07 USD",
      "detail": "Recorded dividend payment for Banco Santander Brasil SA ADR.",
      "amount": 0.07,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/c6a28e5b-6ddb-445b-b80c-111e66778355/"
    },
    {
      "event_date": "2024-10-21",
      "event_type": "payment",
      "severity": "info",
      "ticker": "BSBR",
      "exchange": "NYSE",
      "headline": "BSBR dividend payment 0.07 USD",
      "detail": "Recorded dividend payment for Banco Santander Brasil SA ADR.",
      "amount": 0.07,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/c6a28e5b-6ddb-445b-b80c-111e66778355/"
    },
    {
      "event_date": "2024-07-25",
      "event_type": "decrease",
      "severity": "negative",
      "ticker": "BSBR",
      "exchange": "NYSE",
      "headline": "Dividend decreased -7.7%",
      "detail": "Payment changed from 0.078 to 0.072.",
      "amount": 0.072,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/c6a28e5b-6ddb-445b-b80c-111e66778355/"
    },
    {
      "event_date": "2024-07-25",
      "event_type": "payment",
      "severity": "info",
      "ticker": "BSBR",
      "exchange": "NYSE",
      "headline": "BSBR dividend payment 0.072 USD",
      "detail": "Recorded dividend payment for Banco Santander Brasil SA ADR.",
      "amount": 0.072,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/c6a28e5b-6ddb-445b-b80c-111e66778355/"
    },
    {
      "event_date": "2024-04-22",
      "event_type": "payment",
      "severity": "info",
      "ticker": "BSBR",
      "exchange": "NYSE",
      "headline": "BSBR dividend payment 0.078 USD",
      "detail": "Recorded dividend payment for Banco Santander Brasil SA ADR.",
      "amount": 0.078,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/c6a28e5b-6ddb-445b-b80c-111e66778355/"
    },
    {
      "event_date": "2024-01-22",
      "event_type": "payment",
      "severity": "info",
      "ticker": "BSBR",
      "exchange": "NYSE",
      "headline": "BSBR dividend payment 0.081 USD",
      "detail": "Recorded dividend payment for Banco Santander Brasil SA ADR.",
      "amount": 0.081,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/c6a28e5b-6ddb-445b-b80c-111e66778355/"
    },
    {
      "event_date": "2023-10-20",
      "event_type": "payment",
      "severity": "info",
      "ticker": "BSBR",
      "exchange": "NYSE",
      "headline": "BSBR dividend payment 0.08 USD",
      "detail": "Recorded dividend payment for Banco Santander Brasil SA ADR.",
      "amount": 0.08,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/c6a28e5b-6ddb-445b-b80c-111e66778355/"
    },
    {
      "event_date": "2023-07-21",
      "event_type": "payment",
      "severity": "info",
      "ticker": "BSBR",
      "exchange": "NYSE",
      "headline": "BSBR dividend payment 0.084 USD",
      "detail": "Recorded dividend payment for Banco Santander Brasil SA ADR.",
      "amount": 0.084,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/c6a28e5b-6ddb-445b-b80c-111e66778355/"
    },
    {
      "event_date": "2023-04-25",
      "event_type": "decrease",
      "severity": "negative",
      "ticker": "BSBR",
      "exchange": "NYSE",
      "headline": "Dividend decreased -6.8%",
      "detail": "Payment changed from 0.088 to 0.082.",
      "amount": 0.082,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/c6a28e5b-6ddb-445b-b80c-111e66778355/"
    },
    {
      "event_date": "2023-04-25",
      "event_type": "payment",
      "severity": "info",
      "ticker": "BSBR",
      "exchange": "NYSE",
      "headline": "BSBR dividend payment 0.082 USD",
      "detail": "Recorded dividend payment for Banco Santander Brasil SA ADR.",
      "amount": 0.082,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/c6a28e5b-6ddb-445b-b80c-111e66778355/"
    },
    {
      "event_date": "2023-01-27",
      "event_type": "payment",
      "severity": "info",
      "ticker": "BSBR",
      "exchange": "NYSE",
      "headline": "BSBR dividend payment 0.088 USD",
      "detail": "Recorded dividend payment for Banco Santander Brasil SA ADR.",
      "amount": 0.088,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/c6a28e5b-6ddb-445b-b80c-111e66778355/"
    },
    {
      "event_date": "2022-08-15",
      "event_type": "decrease",
      "severity": "negative",
      "ticker": "BSBR",
      "exchange": "NYSE",
      "headline": "Dividend decreased -8.2%",
      "detail": "Payment changed from 0.097 to 0.089.",
      "amount": 0.089,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/c6a28e5b-6ddb-445b-b80c-111e66778355/"
    },
    {
      "event_date": "2022-04-22",
      "event_type": "decrease",
      "severity": "negative",
      "ticker": "BSBR",
      "exchange": "NYSE",
      "headline": "Dividend decreased -36.2%",
      "detail": "Payment changed from 0.152 to 0.097.",
      "amount": 0.097,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/c6a28e5b-6ddb-445b-b80c-111e66778355/"
    }
  ]
}