{
  "app": "dividend_compounders",
  "ticker": {
    "uuid": "c8ea391e-8383-4e45-9988-a05bb5143d77",
    "symbol": "BGEO",
    "name": "Lion Finance Group PLC",
    "exchange": "LSE",
    "country_code": "GB",
    "country_name": "United Kingdom",
    "sector": "Financial Services",
    "industry": "Banks - Regional",
    "chart_url": "https://sharemaestro.com/terminal/c8ea391e-8383-4e45-9988-a05bb5143d77/"
  },
  "snapshot": {
    "ticker": {
      "uuid": "c8ea391e-8383-4e45-9988-a05bb5143d77",
      "symbol": "BGEO",
      "name": "Lion Finance Group PLC",
      "exchange": "LSE",
      "country_code": "GB",
      "country_name": "United Kingdom",
      "sector": "Financial Services",
      "industry": "Banks - Regional",
      "chart_url": "https://sharemaestro.com/terminal/c8ea391e-8383-4e45-9988-a05bb5143d77/"
    },
    "as_of_date": "2026-06-12",
    "provider_symbol": "BGEO.L",
    "market_cap": 4767839232.0,
    "market_cap_usd": 455473715200.0,
    "price": 11050.0,
    "currency": "GBP",
    "dividend_yield": 0.00686137,
    "dividend_years": 14,
    "dividend_growth_5y": 0.30901233,
    "dividend_cut_5y": true,
    "payout_ratio": 0.3157,
    "net_income": 2161329000.0,
    "free_cash_flow": 1856426000.0,
    "fcf_covers_dividend": true,
    "debt_to_equity": 1.02244892,
    "revenue_growth_5y": 0.28899516,
    "net_margin": 0.51623,
    "roe": 0.2744,
    "pe_ratio": 7.7272725,
    "price_vs_ma": 0.09942169,
    "return_3y": 2.73413649,
    "return_5y": 7.27048428,
    "max_drawdown": -0.35371701,
    "scores": {
      "dividend_reliability": 16.5,
      "dividend_sustainability": 18.5,
      "business_quality": 25.0,
      "valuation": 13.0,
      "trend": 13.5,
      "total": 86.5,
      "confidence": 100.0
    },
    "rating": "exceptional",
    "rating_label": "Exceptional Dividend Compounder",
    "decision": "reject",
    "decision_label": "Reject",
    "warnings": [
      "Price currency GBP differs from financial currency GEL.",
      "Dividend yield normalized from payment history because provider yield looked inconsistent.",
      "Dividend cut or material annual decrease detected in the last five completed years."
    ],
    "urls": {
      "page": "https://sharemaestro.com/dividend-compounders/ticker/c8ea391e-8383-4e45-9988-a05bb5143d77/",
      "chart": "https://sharemaestro.com/terminal/c8ea391e-8383-4e45-9988-a05bb5143d77/"
    }
  },
  "score_breakdown": {
    "dividend_reliability": 16.5,
    "dividend_sustainability": 18.5,
    "business_quality": 25.0,
    "valuation": 13.0,
    "trend": 13.5,
    "total": 86.5,
    "confidence": 100.0
  },
  "warnings": [
    "Price currency GBP differs from financial currency GEL.",
    "Dividend yield normalized from payment history because provider yield looked inconsistent.",
    "Dividend cut or material annual decrease detected in the last five completed years."
  ],
  "diary": [
    {
      "event_date": "2026-06-12",
      "event_type": "warning",
      "severity": "warning",
      "ticker": "BGEO",
      "exchange": "LSE",
      "headline": "BGEO dividend review warning",
      "detail": "Dividend cut or material annual decrease detected in the last five completed years.",
      "amount": null,
      "currency": "",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/c8ea391e-8383-4e45-9988-a05bb5143d77/"
    },
    {
      "event_date": "2026-03-26",
      "event_type": "payment",
      "severity": "info",
      "ticker": "BGEO",
      "exchange": "LSE",
      "headline": "BGEO dividend payment 75.82 GBP",
      "detail": "Recorded dividend payment for Lion Finance Group PLC.",
      "amount": 75.8181,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/c8ea391e-8383-4e45-9988-a05bb5143d77/"
    },
    {
      "event_date": "2025-12-18",
      "event_type": "decrease",
      "severity": "negative",
      "ticker": "BGEO",
      "exchange": "LSE",
      "headline": "Dividend decreased -47.2%",
      "detail": "Payment changed from 139 to 73.46.",
      "amount": 73.4601,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/c8ea391e-8383-4e45-9988-a05bb5143d77/"
    },
    {
      "event_date": "2025-12-18",
      "event_type": "payment",
      "severity": "info",
      "ticker": "BGEO",
      "exchange": "LSE",
      "headline": "BGEO dividend payment 73.46 GBP",
      "detail": "Recorded dividend payment for Lion Finance Group PLC.",
      "amount": 73.4601,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/c8ea391e-8383-4e45-9988-a05bb5143d77/"
    },
    {
      "event_date": "2025-09-25",
      "event_type": "decrease",
      "severity": "negative",
      "ticker": "BGEO",
      "exchange": "LSE",
      "headline": "Dividend decreased -7.7%",
      "detail": "Payment changed from 150.6 to 139.",
      "amount": 139.01381,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/c8ea391e-8383-4e45-9988-a05bb5143d77/"
    },
    {
      "event_date": "2025-09-25",
      "event_type": "payment",
      "severity": "info",
      "ticker": "BGEO",
      "exchange": "LSE",
      "headline": "BGEO dividend payment 139 GBP",
      "detail": "Recorded dividend payment for Lion Finance Group PLC.",
      "amount": 139.01381,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/c8ea391e-8383-4e45-9988-a05bb5143d77/"
    },
    {
      "event_date": "2025-07-03",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "BGEO",
      "exchange": "LSE",
      "headline": "Dividend increased 62.1%",
      "detail": "Payment changed from 92.91 to 150.6.",
      "amount": 150.58139,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/c8ea391e-8383-4e45-9988-a05bb5143d77/"
    },
    {
      "event_date": "2025-07-03",
      "event_type": "payment",
      "severity": "info",
      "ticker": "BGEO",
      "exchange": "LSE",
      "headline": "BGEO dividend payment 150.6 GBP",
      "detail": "Recorded dividend payment for Lion Finance Group PLC.",
      "amount": 150.58139,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/c8ea391e-8383-4e45-9988-a05bb5143d77/"
    },
    {
      "event_date": "2024-09-26",
      "event_type": "decrease",
      "severity": "negative",
      "ticker": "BGEO",
      "exchange": "LSE",
      "headline": "Dividend decreased -33.2%",
      "detail": "Payment changed from 139.2 to 92.91.",
      "amount": 92.908005,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/c8ea391e-8383-4e45-9988-a05bb5143d77/"
    },
    {
      "event_date": "2024-09-26",
      "event_type": "payment",
      "severity": "info",
      "ticker": "BGEO",
      "exchange": "LSE",
      "headline": "BGEO dividend payment 92.91 GBP",
      "detail": "Recorded dividend payment for Lion Finance Group PLC.",
      "amount": 92.908005,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/c8ea391e-8383-4e45-9988-a05bb5143d77/"
    },
    {
      "event_date": "2024-07-04",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "BGEO",
      "exchange": "LSE",
      "headline": "Dividend increased 48.1%",
      "detail": "Payment changed from 93.98 to 139.2.",
      "amount": 139.1745,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/c8ea391e-8383-4e45-9988-a05bb5143d77/"
    },
    {
      "event_date": "2024-07-04",
      "event_type": "payment",
      "severity": "info",
      "ticker": "BGEO",
      "exchange": "LSE",
      "headline": "BGEO dividend payment 139.2 GBP",
      "detail": "Recorded dividend payment for Lion Finance Group PLC.",
      "amount": 139.1745,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/c8ea391e-8383-4e45-9988-a05bb5143d77/"
    },
    {
      "event_date": "2023-10-05",
      "event_type": "decrease",
      "severity": "negative",
      "ticker": "BGEO",
      "exchange": "LSE",
      "headline": "Dividend decreased -45.9%",
      "detail": "Payment changed from 173.9 to 93.98.",
      "amount": 93.9832,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/c8ea391e-8383-4e45-9988-a05bb5143d77/"
    },
    {
      "event_date": "2023-10-05",
      "event_type": "payment",
      "severity": "info",
      "ticker": "BGEO",
      "exchange": "LSE",
      "headline": "BGEO dividend payment 93.98 GBP",
      "detail": "Recorded dividend payment for Lion Finance Group PLC.",
      "amount": 93.9832,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/c8ea391e-8383-4e45-9988-a05bb5143d77/"
    },
    {
      "event_date": "2023-06-29",
      "event_type": "payment",
      "severity": "info",
      "ticker": "BGEO",
      "exchange": "LSE",
      "headline": "BGEO dividend payment 173.9 GBP",
      "detail": "Recorded dividend payment for Lion Finance Group PLC.",
      "amount": 173.8609,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/c8ea391e-8383-4e45-9988-a05bb5143d77/"
    },
    {
      "event_date": "2022-10-06",
      "event_type": "payment",
      "severity": "info",
      "ticker": "BGEO",
      "exchange": "LSE",
      "headline": "BGEO dividend payment 58.41 GBP",
      "detail": "Recorded dividend payment for Lion Finance Group PLC.",
      "amount": 58.4131,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/c8ea391e-8383-4e45-9988-a05bb5143d77/"
    },
    {
      "event_date": "2022-06-30",
      "event_type": "payment",
      "severity": "info",
      "ticker": "BGEO",
      "exchange": "LSE",
      "headline": "BGEO dividend payment 64.98 GBP",
      "detail": "Recorded dividend payment for Lion Finance Group PLC.",
      "amount": 64.98,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/c8ea391e-8383-4e45-9988-a05bb5143d77/"
    },
    {
      "event_date": "2021-10-21",
      "event_type": "payment",
      "severity": "info",
      "ticker": "BGEO",
      "exchange": "LSE",
      "headline": "BGEO dividend payment 34.24 GBP",
      "detail": "Recorded dividend payment for Lion Finance Group PLC.",
      "amount": 34.244,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/c8ea391e-8383-4e45-9988-a05bb5143d77/"
    },
    {
      "event_date": "2019-05-30",
      "event_type": "payment",
      "severity": "info",
      "ticker": "BGEO",
      "exchange": "LSE",
      "headline": "BGEO dividend payment 72.16 GBP",
      "detail": "Recorded dividend payment for Lion Finance Group PLC.",
      "amount": 72.1623,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/c8ea391e-8383-4e45-9988-a05bb5143d77/"
    }
  ]
}