{
  "app": "dividend_compounders",
  "ticker": {
    "uuid": "cc89cbc4-77b4-438e-b35c-9806ef95a7a5",
    "symbol": "STC",
    "name": "Stewart Information Services Corp",
    "exchange": "NYSE",
    "country_code": "US",
    "country_name": "United States",
    "sector": "Financial Services",
    "industry": "Insurance - Property & Casualty",
    "chart_url": "https://sharemaestro.com/terminal/cc89cbc4-77b4-438e-b35c-9806ef95a7a5/"
  },
  "snapshot": {
    "ticker": {
      "uuid": "cc89cbc4-77b4-438e-b35c-9806ef95a7a5",
      "symbol": "STC",
      "name": "Stewart Information Services Corp",
      "exchange": "NYSE",
      "country_code": "US",
      "country_name": "United States",
      "sector": "Financial Services",
      "industry": "Insurance - Property & Casualty",
      "chart_url": "https://sharemaestro.com/terminal/cc89cbc4-77b4-438e-b35c-9806ef95a7a5/"
    },
    "as_of_date": "2026-06-12",
    "provider_symbol": "STC",
    "market_cap": 1984454400.0,
    "market_cap_usd": 2003014873.89,
    "price": 65.220001,
    "currency": "USD",
    "dividend_yield": 0.00804968,
    "dividend_years": 36,
    "dividend_growth_5y": 0.11304961,
    "dividend_cut_5y": false,
    "payout_ratio": 0.4621,
    "net_income": 115535000.0,
    "free_cash_flow": 132279000.0,
    "fcf_covers_dividend": true,
    "debt_to_equity": 0.46827,
    "revenue_growth_5y": 0.05007171,
    "net_margin": 0.0418,
    "roe": 0.0942,
    "pe_ratio": 14.525614,
    "price_vs_ma": -0.03607157,
    "return_3y": 0.7246123,
    "return_5y": 0.34463653,
    "max_drawdown": -0.52865043,
    "scores": {
      "dividend_reliability": 25.0,
      "dividend_sustainability": 20.0,
      "business_quality": 19.0,
      "valuation": 15.0,
      "trend": 7.0,
      "total": 86.0,
      "confidence": 100.0
    },
    "rating": "exceptional",
    "rating_label": "Exceptional Dividend Compounder",
    "decision": "watchlist",
    "decision_label": "Watchlist",
    "warnings": [
      "Dividend yield normalized from payment history because provider yield looked inconsistent."
    ],
    "urls": {
      "page": "https://sharemaestro.com/dividend-compounders/ticker/cc89cbc4-77b4-438e-b35c-9806ef95a7a5/",
      "chart": "https://sharemaestro.com/terminal/cc89cbc4-77b4-438e-b35c-9806ef95a7a5/"
    }
  },
  "score_breakdown": {
    "dividend_reliability": 25.0,
    "dividend_sustainability": 20.0,
    "business_quality": 19.0,
    "valuation": 15.0,
    "trend": 7.0,
    "total": 86.0,
    "confidence": 100.0
  },
  "warnings": [
    "Dividend yield normalized from payment history because provider yield looked inconsistent."
  ],
  "diary": [
    {
      "event_date": "2026-06-12",
      "event_type": "warning",
      "severity": "warning",
      "ticker": "STC",
      "exchange": "NYSE",
      "headline": "STC dividend review warning",
      "detail": "Dividend yield normalized from payment history because provider yield looked inconsistent.",
      "amount": null,
      "currency": "",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/cc89cbc4-77b4-438e-b35c-9806ef95a7a5/"
    },
    {
      "event_date": "2026-06-12",
      "event_type": "qualified",
      "severity": "positive",
      "ticker": "STC",
      "exchange": "NYSE",
      "headline": "STC qualified as a dividend compounder candidate",
      "detail": "Score 86.0/100, decision Watchlist.",
      "amount": null,
      "currency": "",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/cc89cbc4-77b4-438e-b35c-9806ef95a7a5/"
    },
    {
      "event_date": "2026-03-16",
      "event_type": "payment",
      "severity": "info",
      "ticker": "STC",
      "exchange": "NYSE",
      "headline": "STC dividend payment 0.525 USD",
      "detail": "Recorded dividend payment for Stewart Information Services Corp.",
      "amount": 0.525,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/cc89cbc4-77b4-438e-b35c-9806ef95a7a5/"
    },
    {
      "event_date": "2025-12-15",
      "event_type": "payment",
      "severity": "info",
      "ticker": "STC",
      "exchange": "NYSE",
      "headline": "STC dividend payment 0.525 USD",
      "detail": "Recorded dividend payment for Stewart Information Services Corp.",
      "amount": 0.525,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/cc89cbc4-77b4-438e-b35c-9806ef95a7a5/"
    },
    {
      "event_date": "2025-09-16",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "STC",
      "exchange": "NYSE",
      "headline": "Dividend increased 5.0%",
      "detail": "Payment changed from 0.5 to 0.525.",
      "amount": 0.525,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/cc89cbc4-77b4-438e-b35c-9806ef95a7a5/"
    },
    {
      "event_date": "2025-09-16",
      "event_type": "payment",
      "severity": "info",
      "ticker": "STC",
      "exchange": "NYSE",
      "headline": "STC dividend payment 0.525 USD",
      "detail": "Recorded dividend payment for Stewart Information Services Corp.",
      "amount": 0.525,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/cc89cbc4-77b4-438e-b35c-9806ef95a7a5/"
    },
    {
      "event_date": "2025-06-16",
      "event_type": "payment",
      "severity": "info",
      "ticker": "STC",
      "exchange": "NYSE",
      "headline": "STC dividend payment 0.5 USD",
      "detail": "Recorded dividend payment for Stewart Information Services Corp.",
      "amount": 0.5,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/cc89cbc4-77b4-438e-b35c-9806ef95a7a5/"
    },
    {
      "event_date": "2025-03-17",
      "event_type": "payment",
      "severity": "info",
      "ticker": "STC",
      "exchange": "NYSE",
      "headline": "STC dividend payment 0.5 USD",
      "detail": "Recorded dividend payment for Stewart Information Services Corp.",
      "amount": 0.5,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/cc89cbc4-77b4-438e-b35c-9806ef95a7a5/"
    },
    {
      "event_date": "2024-12-16",
      "event_type": "payment",
      "severity": "info",
      "ticker": "STC",
      "exchange": "NYSE",
      "headline": "STC dividend payment 0.5 USD",
      "detail": "Recorded dividend payment for Stewart Information Services Corp.",
      "amount": 0.5,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/cc89cbc4-77b4-438e-b35c-9806ef95a7a5/"
    },
    {
      "event_date": "2024-09-16",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "STC",
      "exchange": "NYSE",
      "headline": "Dividend increased 5.3%",
      "detail": "Payment changed from 0.475 to 0.5.",
      "amount": 0.5,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/cc89cbc4-77b4-438e-b35c-9806ef95a7a5/"
    },
    {
      "event_date": "2024-09-16",
      "event_type": "payment",
      "severity": "info",
      "ticker": "STC",
      "exchange": "NYSE",
      "headline": "STC dividend payment 0.5 USD",
      "detail": "Recorded dividend payment for Stewart Information Services Corp.",
      "amount": 0.5,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/cc89cbc4-77b4-438e-b35c-9806ef95a7a5/"
    },
    {
      "event_date": "2024-06-17",
      "event_type": "payment",
      "severity": "info",
      "ticker": "STC",
      "exchange": "NYSE",
      "headline": "STC dividend payment 0.475 USD",
      "detail": "Recorded dividend payment for Stewart Information Services Corp.",
      "amount": 0.475,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/cc89cbc4-77b4-438e-b35c-9806ef95a7a5/"
    },
    {
      "event_date": "2024-03-14",
      "event_type": "payment",
      "severity": "info",
      "ticker": "STC",
      "exchange": "NYSE",
      "headline": "STC dividend payment 0.475 USD",
      "detail": "Recorded dividend payment for Stewart Information Services Corp.",
      "amount": 0.475,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/cc89cbc4-77b4-438e-b35c-9806ef95a7a5/"
    },
    {
      "event_date": "2023-12-14",
      "event_type": "payment",
      "severity": "info",
      "ticker": "STC",
      "exchange": "NYSE",
      "headline": "STC dividend payment 0.475 USD",
      "detail": "Recorded dividend payment for Stewart Information Services Corp.",
      "amount": 0.475,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/cc89cbc4-77b4-438e-b35c-9806ef95a7a5/"
    },
    {
      "event_date": "2023-09-14",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "STC",
      "exchange": "NYSE",
      "headline": "Dividend increased 5.6%",
      "detail": "Payment changed from 0.45 to 0.475.",
      "amount": 0.475,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/cc89cbc4-77b4-438e-b35c-9806ef95a7a5/"
    },
    {
      "event_date": "2023-09-14",
      "event_type": "payment",
      "severity": "info",
      "ticker": "STC",
      "exchange": "NYSE",
      "headline": "STC dividend payment 0.475 USD",
      "detail": "Recorded dividend payment for Stewart Information Services Corp.",
      "amount": 0.475,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/cc89cbc4-77b4-438e-b35c-9806ef95a7a5/"
    },
    {
      "event_date": "2023-06-14",
      "event_type": "payment",
      "severity": "info",
      "ticker": "STC",
      "exchange": "NYSE",
      "headline": "STC dividend payment 0.45 USD",
      "detail": "Recorded dividend payment for Stewart Information Services Corp.",
      "amount": 0.45,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/cc89cbc4-77b4-438e-b35c-9806ef95a7a5/"
    },
    {
      "event_date": "2022-09-14",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "STC",
      "exchange": "NYSE",
      "headline": "Dividend increased 20.0%",
      "detail": "Payment changed from 0.375 to 0.45.",
      "amount": 0.45,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/cc89cbc4-77b4-438e-b35c-9806ef95a7a5/"
    },
    {
      "event_date": "2021-12-14",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "STC",
      "exchange": "NYSE",
      "headline": "Dividend increased 13.6%",
      "detail": "Payment changed from 0.33 to 0.375.",
      "amount": 0.375,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/cc89cbc4-77b4-438e-b35c-9806ef95a7a5/"
    },
    {
      "event_date": "2021-03-12",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "STC",
      "exchange": "NYSE",
      "headline": "Dividend increased 10.0%",
      "detail": "Payment changed from 0.3 to 0.33.",
      "amount": 0.33,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/cc89cbc4-77b4-438e-b35c-9806ef95a7a5/"
    }
  ]
}