{
  "app": "dividend_compounders",
  "ticker": {
    "uuid": "ccd3a2d0-eada-4f56-b2d2-f0cdb814736d",
    "symbol": "SYF",
    "name": "Synchrony Financial",
    "exchange": "NYSE",
    "country_code": "US",
    "country_name": "United States",
    "sector": "Financial Services",
    "industry": "Credit Services",
    "chart_url": "https://sharemaestro.com/terminal/ccd3a2d0-eada-4f56-b2d2-f0cdb814736d/"
  },
  "snapshot": {
    "ticker": {
      "uuid": "ccd3a2d0-eada-4f56-b2d2-f0cdb814736d",
      "symbol": "SYF",
      "name": "Synchrony Financial",
      "exchange": "NYSE",
      "country_code": "US",
      "country_name": "United States",
      "sector": "Financial Services",
      "industry": "Credit Services",
      "chart_url": "https://sharemaestro.com/terminal/ccd3a2d0-eada-4f56-b2d2-f0cdb814736d/"
    },
    "as_of_date": "2026-06-12",
    "provider_symbol": "SYF",
    "market_cap": 24676120576.0,
    "market_cap_usd": 23828467943.28,
    "price": 73.360001,
    "currency": "USD",
    "dividend_yield": 0.0166,
    "dividend_years": 10,
    "dividend_growth_5y": 0.0549771,
    "dividend_cut_5y": false,
    "payout_ratio": 0.1242,
    "net_income": 3552000000.0,
    "free_cash_flow": 9851000000.0,
    "fcf_covers_dividend": true,
    "debt_to_equity": 0.90552308,
    "revenue_growth_5y": 0.08306466,
    "net_margin": 0.36393002,
    "roe": 0.2178,
    "pe_ratio": 7.594203,
    "price_vs_ma": -0.01351799,
    "return_3y": 1.39162643,
    "return_5y": 0.64673597,
    "max_drawdown": -0.45588148,
    "scores": {
      "dividend_reliability": 25.0,
      "dividend_sustainability": 20.0,
      "business_quality": 25.0,
      "valuation": 13.0,
      "trend": 8.5,
      "total": 91.5,
      "confidence": 100.0
    },
    "rating": "exceptional",
    "rating_label": "Exceptional Dividend Compounder",
    "decision": "watchlist",
    "decision_label": "Watchlist",
    "warnings": [],
    "urls": {
      "page": "https://sharemaestro.com/dividend-compounders/ticker/ccd3a2d0-eada-4f56-b2d2-f0cdb814736d/",
      "chart": "https://sharemaestro.com/terminal/ccd3a2d0-eada-4f56-b2d2-f0cdb814736d/"
    }
  },
  "score_breakdown": {
    "dividend_reliability": 25.0,
    "dividend_sustainability": 20.0,
    "business_quality": 25.0,
    "valuation": 13.0,
    "trend": 8.5,
    "total": 91.5,
    "confidence": 100.0
  },
  "warnings": [],
  "diary": [
    {
      "event_date": "2026-06-12",
      "event_type": "qualified",
      "severity": "positive",
      "ticker": "SYF",
      "exchange": "NYSE",
      "headline": "SYF qualified as a dividend compounder candidate",
      "detail": "Score 91.5/100, decision Watchlist.",
      "amount": null,
      "currency": "",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/ccd3a2d0-eada-4f56-b2d2-f0cdb814736d/"
    },
    {
      "event_date": "2026-05-05",
      "event_type": "payment",
      "severity": "info",
      "ticker": "SYF",
      "exchange": "NYSE",
      "headline": "SYF dividend payment 0.3 USD",
      "detail": "Recorded dividend payment for Synchrony Financial.",
      "amount": 0.3,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/ccd3a2d0-eada-4f56-b2d2-f0cdb814736d/"
    },
    {
      "event_date": "2026-02-06",
      "event_type": "payment",
      "severity": "info",
      "ticker": "SYF",
      "exchange": "NYSE",
      "headline": "SYF dividend payment 0.3 USD",
      "detail": "Recorded dividend payment for Synchrony Financial.",
      "amount": 0.3,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/ccd3a2d0-eada-4f56-b2d2-f0cdb814736d/"
    },
    {
      "event_date": "2025-11-05",
      "event_type": "payment",
      "severity": "info",
      "ticker": "SYF",
      "exchange": "NYSE",
      "headline": "SYF dividend payment 0.3 USD",
      "detail": "Recorded dividend payment for Synchrony Financial.",
      "amount": 0.3,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/ccd3a2d0-eada-4f56-b2d2-f0cdb814736d/"
    },
    {
      "event_date": "2025-08-05",
      "event_type": "payment",
      "severity": "info",
      "ticker": "SYF",
      "exchange": "NYSE",
      "headline": "SYF dividend payment 0.3 USD",
      "detail": "Recorded dividend payment for Synchrony Financial.",
      "amount": 0.3,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/ccd3a2d0-eada-4f56-b2d2-f0cdb814736d/"
    },
    {
      "event_date": "2025-05-05",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "SYF",
      "exchange": "NYSE",
      "headline": "Dividend increased 20.0%",
      "detail": "Payment changed from 0.25 to 0.3.",
      "amount": 0.3,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/ccd3a2d0-eada-4f56-b2d2-f0cdb814736d/"
    },
    {
      "event_date": "2025-05-05",
      "event_type": "payment",
      "severity": "info",
      "ticker": "SYF",
      "exchange": "NYSE",
      "headline": "SYF dividend payment 0.3 USD",
      "detail": "Recorded dividend payment for Synchrony Financial.",
      "amount": 0.3,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/ccd3a2d0-eada-4f56-b2d2-f0cdb814736d/"
    },
    {
      "event_date": "2025-02-03",
      "event_type": "payment",
      "severity": "info",
      "ticker": "SYF",
      "exchange": "NYSE",
      "headline": "SYF dividend payment 0.25 USD",
      "detail": "Recorded dividend payment for Synchrony Financial.",
      "amount": 0.25,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/ccd3a2d0-eada-4f56-b2d2-f0cdb814736d/"
    },
    {
      "event_date": "2024-11-04",
      "event_type": "payment",
      "severity": "info",
      "ticker": "SYF",
      "exchange": "NYSE",
      "headline": "SYF dividend payment 0.25 USD",
      "detail": "Recorded dividend payment for Synchrony Financial.",
      "amount": 0.25,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/ccd3a2d0-eada-4f56-b2d2-f0cdb814736d/"
    },
    {
      "event_date": "2024-08-05",
      "event_type": "payment",
      "severity": "info",
      "ticker": "SYF",
      "exchange": "NYSE",
      "headline": "SYF dividend payment 0.25 USD",
      "detail": "Recorded dividend payment for Synchrony Financial.",
      "amount": 0.25,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/ccd3a2d0-eada-4f56-b2d2-f0cdb814736d/"
    },
    {
      "event_date": "2024-05-03",
      "event_type": "payment",
      "severity": "info",
      "ticker": "SYF",
      "exchange": "NYSE",
      "headline": "SYF dividend payment 0.25 USD",
      "detail": "Recorded dividend payment for Synchrony Financial.",
      "amount": 0.25,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/ccd3a2d0-eada-4f56-b2d2-f0cdb814736d/"
    },
    {
      "event_date": "2024-02-02",
      "event_type": "payment",
      "severity": "info",
      "ticker": "SYF",
      "exchange": "NYSE",
      "headline": "SYF dividend payment 0.25 USD",
      "detail": "Recorded dividend payment for Synchrony Financial.",
      "amount": 0.25,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/ccd3a2d0-eada-4f56-b2d2-f0cdb814736d/"
    },
    {
      "event_date": "2023-10-31",
      "event_type": "payment",
      "severity": "info",
      "ticker": "SYF",
      "exchange": "NYSE",
      "headline": "SYF dividend payment 0.25 USD",
      "detail": "Recorded dividend payment for Synchrony Financial.",
      "amount": 0.25,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/ccd3a2d0-eada-4f56-b2d2-f0cdb814736d/"
    },
    {
      "event_date": "2023-07-28",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "SYF",
      "exchange": "NYSE",
      "headline": "Dividend increased 8.7%",
      "detail": "Payment changed from 0.23 to 0.25.",
      "amount": 0.25,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/ccd3a2d0-eada-4f56-b2d2-f0cdb814736d/"
    },
    {
      "event_date": "2023-07-28",
      "event_type": "payment",
      "severity": "info",
      "ticker": "SYF",
      "exchange": "NYSE",
      "headline": "SYF dividend payment 0.25 USD",
      "detail": "Recorded dividend payment for Synchrony Financial.",
      "amount": 0.25,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/ccd3a2d0-eada-4f56-b2d2-f0cdb814736d/"
    },
    {
      "event_date": "2018-08-03",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "SYF",
      "exchange": "NYSE",
      "headline": "Dividend increased 40.0%",
      "detail": "Payment changed from 0.15 to 0.21.",
      "amount": 0.21,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/ccd3a2d0-eada-4f56-b2d2-f0cdb814736d/"
    },
    {
      "event_date": "2017-08-03",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "SYF",
      "exchange": "NYSE",
      "headline": "Dividend increased 15.4%",
      "detail": "Payment changed from 0.13 to 0.15.",
      "amount": 0.15,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/ccd3a2d0-eada-4f56-b2d2-f0cdb814736d/"
    }
  ]
}