{
  "app": "dividend_compounders",
  "ticker": {
    "uuid": "ce9d8156-6c24-415d-892c-9958387dd114",
    "symbol": "BNS",
    "name": "Bank of Nova Scotia",
    "exchange": "NYSE",
    "country_code": "US",
    "country_name": "United States",
    "sector": "Financial Services",
    "industry": "Banks - Diversified",
    "chart_url": "https://sharemaestro.com/terminal/ce9d8156-6c24-415d-892c-9958387dd114/"
  },
  "snapshot": {
    "ticker": {
      "uuid": "ce9d8156-6c24-415d-892c-9958387dd114",
      "symbol": "BNS",
      "name": "Bank of Nova Scotia",
      "exchange": "NYSE",
      "country_code": "US",
      "country_name": "United States",
      "sector": "Financial Services",
      "industry": "Banks - Diversified",
      "chart_url": "https://sharemaestro.com/terminal/ce9d8156-6c24-415d-892c-9958387dd114/"
    },
    "as_of_date": "2026-06-12",
    "provider_symbol": "BNS",
    "market_cap": 102978125824.0,
    "market_cap_usd": 98772682560.0,
    "price": 83.989998,
    "currency": "USD",
    "dividend_yield": 0.0399,
    "dividend_years": 24,
    "dividend_growth_5y": -0.03054166,
    "dividend_cut_5y": true,
    "payout_ratio": 0.6069,
    "net_income": 7789000000.0,
    "free_cash_flow": 5060000000.0,
    "fcf_covers_dividend": false,
    "debt_to_equity": 3.62489351,
    "revenue_growth_5y": 0.18519076,
    "net_margin": 0.27905,
    "roe": 0.11038999,
    "pe_ratio": 16.151924,
    "price_vs_ma": 0.12936333,
    "return_3y": 1.01518334,
    "return_5y": 0.63318772,
    "max_drawdown": -0.39896928,
    "scores": {
      "dividend_reliability": 13.0,
      "dividend_sustainability": 12.0,
      "business_quality": 24.0,
      "valuation": 13.0,
      "trend": 13.5,
      "total": 75.5,
      "confidence": 92.0
    },
    "rating": "high_quality",
    "rating_label": "High Quality Watchlist Candidate",
    "decision": "reject",
    "decision_label": "Reject",
    "warnings": [
      "Price currency USD differs from financial currency CAD.",
      "Dividend cut or material annual decrease detected in the last five completed years.",
      "Free cash flow does not cover dividends paid.",
      "Debt to equity is elevated at 3.62."
    ],
    "urls": {
      "page": "https://sharemaestro.com/dividend-compounders/ticker/ce9d8156-6c24-415d-892c-9958387dd114/",
      "chart": "https://sharemaestro.com/terminal/ce9d8156-6c24-415d-892c-9958387dd114/"
    }
  },
  "score_breakdown": {
    "dividend_reliability": 13.0,
    "dividend_sustainability": 12.0,
    "business_quality": 24.0,
    "valuation": 13.0,
    "trend": 13.5,
    "total": 75.5,
    "confidence": 92.0
  },
  "warnings": [
    "Price currency USD differs from financial currency CAD.",
    "Dividend cut or material annual decrease detected in the last five completed years.",
    "Free cash flow does not cover dividends paid.",
    "Debt to equity is elevated at 3.62."
  ],
  "diary": [
    {
      "event_date": "2026-06-12",
      "event_type": "warning",
      "severity": "warning",
      "ticker": "BNS",
      "exchange": "NYSE",
      "headline": "BNS dividend review warning",
      "detail": "Debt to equity is elevated at 3.62.",
      "amount": null,
      "currency": "",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/ce9d8156-6c24-415d-892c-9958387dd114/"
    },
    {
      "event_date": "2025-07-02",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "BNS",
      "exchange": "NYSE",
      "headline": "Dividend increased 9.4%",
      "detail": "Payment changed from 0.737 to 0.806.",
      "amount": 0.806,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/ce9d8156-6c24-415d-892c-9958387dd114/"
    },
    {
      "event_date": "2025-07-02",
      "event_type": "payment",
      "severity": "info",
      "ticker": "BNS",
      "exchange": "NYSE",
      "headline": "BNS dividend payment 0.806 USD",
      "detail": "Recorded dividend payment for Bank of Nova Scotia.",
      "amount": 0.806,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/ce9d8156-6c24-415d-892c-9958387dd114/"
    },
    {
      "event_date": "2025-04-01",
      "event_type": "payment",
      "severity": "info",
      "ticker": "BNS",
      "exchange": "NYSE",
      "headline": "BNS dividend payment 0.737 USD",
      "detail": "Recorded dividend payment for Bank of Nova Scotia.",
      "amount": 0.737,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/ce9d8156-6c24-415d-892c-9958387dd114/"
    },
    {
      "event_date": "2025-01-07",
      "event_type": "decrease",
      "severity": "negative",
      "ticker": "BNS",
      "exchange": "NYSE",
      "headline": "Dividend decreased -5.9%",
      "detail": "Payment changed from 0.786 to 0.74.",
      "amount": 0.74,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/ce9d8156-6c24-415d-892c-9958387dd114/"
    },
    {
      "event_date": "2025-01-07",
      "event_type": "payment",
      "severity": "info",
      "ticker": "BNS",
      "exchange": "NYSE",
      "headline": "BNS dividend payment 0.74 USD",
      "detail": "Recorded dividend payment for Bank of Nova Scotia.",
      "amount": 0.74,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/ce9d8156-6c24-415d-892c-9958387dd114/"
    },
    {
      "event_date": "2024-10-02",
      "event_type": "payment",
      "severity": "info",
      "ticker": "BNS",
      "exchange": "NYSE",
      "headline": "BNS dividend payment 0.786 USD",
      "detail": "Recorded dividend payment for Bank of Nova Scotia.",
      "amount": 0.786,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/ce9d8156-6c24-415d-892c-9958387dd114/"
    },
    {
      "event_date": "2024-07-03",
      "event_type": "payment",
      "severity": "info",
      "ticker": "BNS",
      "exchange": "NYSE",
      "headline": "BNS dividend payment 0.775 USD",
      "detail": "Recorded dividend payment for Bank of Nova Scotia.",
      "amount": 0.775,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/ce9d8156-6c24-415d-892c-9958387dd114/"
    },
    {
      "event_date": "2024-04-01",
      "event_type": "payment",
      "severity": "info",
      "ticker": "BNS",
      "exchange": "NYSE",
      "headline": "BNS dividend payment 0.783 USD",
      "detail": "Recorded dividend payment for Bank of Nova Scotia.",
      "amount": 0.783,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/ce9d8156-6c24-415d-892c-9958387dd114/"
    },
    {
      "event_date": "2024-01-02",
      "event_type": "payment",
      "severity": "info",
      "ticker": "BNS",
      "exchange": "NYSE",
      "headline": "BNS dividend payment 0.8 USD",
      "detail": "Recorded dividend payment for Bank of Nova Scotia.",
      "amount": 0.8,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/ce9d8156-6c24-415d-892c-9958387dd114/"
    },
    {
      "event_date": "2023-09-29",
      "event_type": "payment",
      "severity": "info",
      "ticker": "BNS",
      "exchange": "NYSE",
      "headline": "BNS dividend payment 0.786 USD",
      "detail": "Recorded dividend payment for Bank of Nova Scotia.",
      "amount": 0.786,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/ce9d8156-6c24-415d-892c-9958387dd114/"
    },
    {
      "event_date": "2023-07-05",
      "event_type": "payment",
      "severity": "info",
      "ticker": "BNS",
      "exchange": "NYSE",
      "headline": "BNS dividend payment 0.8 USD",
      "detail": "Recorded dividend payment for Bank of Nova Scotia.",
      "amount": 0.8,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/ce9d8156-6c24-415d-892c-9958387dd114/"
    },
    {
      "event_date": "2023-04-03",
      "event_type": "payment",
      "severity": "info",
      "ticker": "BNS",
      "exchange": "NYSE",
      "headline": "BNS dividend payment 0.762 USD",
      "detail": "Recorded dividend payment for Bank of Nova Scotia.",
      "amount": 0.762,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/ce9d8156-6c24-415d-892c-9958387dd114/"
    },
    {
      "event_date": "2023-01-03",
      "event_type": "payment",
      "severity": "info",
      "ticker": "BNS",
      "exchange": "NYSE",
      "headline": "BNS dividend payment 0.759 USD",
      "detail": "Recorded dividend payment for Bank of Nova Scotia.",
      "amount": 0.759,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/ce9d8156-6c24-415d-892c-9958387dd114/"
    },
    {
      "event_date": "2022-10-03",
      "event_type": "decrease",
      "severity": "negative",
      "ticker": "BNS",
      "exchange": "NYSE",
      "headline": "Dividend decreased -6.9%",
      "detail": "Payment changed from 0.8 to 0.745.",
      "amount": 0.745,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/ce9d8156-6c24-415d-892c-9958387dd114/"
    },
    {
      "event_date": "2022-10-03",
      "event_type": "payment",
      "severity": "info",
      "ticker": "BNS",
      "exchange": "NYSE",
      "headline": "BNS dividend payment 0.745 USD",
      "detail": "Recorded dividend payment for Bank of Nova Scotia.",
      "amount": 0.745,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/ce9d8156-6c24-415d-892c-9958387dd114/"
    },
    {
      "event_date": "2021-12-31",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "BNS",
      "exchange": "NYSE",
      "headline": "Dividend increased 10.3%",
      "detail": "Payment changed from 0.712 to 0.785.",
      "amount": 0.785,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/ce9d8156-6c24-415d-892c-9958387dd114/"
    },
    {
      "event_date": "2020-04-06",
      "event_type": "decrease",
      "severity": "negative",
      "ticker": "BNS",
      "exchange": "NYSE",
      "headline": "Dividend decreased -8.4%",
      "detail": "Payment changed from 0.692 to 0.634.",
      "amount": 0.634,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/ce9d8156-6c24-415d-892c-9958387dd114/"
    },
    {
      "event_date": "2018-12-31",
      "event_type": "decrease",
      "severity": "negative",
      "ticker": "BNS",
      "exchange": "NYSE",
      "headline": "Dividend decreased -5.5%",
      "detail": "Payment changed from 0.659 to 0.623.",
      "amount": 0.623,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/ce9d8156-6c24-415d-892c-9958387dd114/"
    }
  ]
}