{
  "app": "dividend_compounders",
  "ticker": {
    "uuid": "d105070b-a06f-4fca-a14b-f434e9013854",
    "symbol": "FRME",
    "name": "First Merchants Corporation",
    "exchange": "NASDAQ",
    "country_code": "US",
    "country_name": "United States",
    "sector": "Financial Services",
    "industry": "Banks - Regional",
    "chart_url": "https://sharemaestro.com/terminal/d105070b-a06f-4fca-a14b-f434e9013854/"
  },
  "snapshot": {
    "ticker": {
      "uuid": "d105070b-a06f-4fca-a14b-f434e9013854",
      "symbol": "FRME",
      "name": "First Merchants Corporation",
      "exchange": "NASDAQ",
      "country_code": "US",
      "country_name": "United States",
      "sector": "Financial Services",
      "industry": "Banks - Regional",
      "chart_url": "https://sharemaestro.com/terminal/d105070b-a06f-4fca-a14b-f434e9013854/"
    },
    "as_of_date": "2026-06-12",
    "provider_symbol": "FRME",
    "market_cap_usd": 2516498048.13,
    "price": 42.09,
    "currency": "USD",
    "dividend_yield": 0.0359,
    "dividend_years": 37,
    "dividend_growth_5y": 0.06576276,
    "dividend_cut_5y": false,
    "payout_ratio": 0.4248,
    "net_income": 226001000.0,
    "free_cash_flow": 283646000.0,
    "fcf_covers_dividend": true,
    "debt_to_equity": 0.34709955,
    "revenue_growth_5y": 0.13464529,
    "net_margin": 0.31172,
    "roe": 0.07945,
    "pe_ratio": 12.415929,
    "price_vs_ma": 0.08985334,
    "return_3y": 0.71181521,
    "return_5y": 0.1608722,
    "max_drawdown": -0.47007637,
    "scores": {
      "dividend_reliability": 25.0,
      "dividend_sustainability": 20.0,
      "business_quality": 21.5,
      "valuation": 15.0,
      "trend": 13.5,
      "total": 95.0,
      "confidence": 100.0
    },
    "rating": "exceptional",
    "rating_label": "Exceptional Dividend Compounder",
    "decision": "buyable_now",
    "decision_label": "Buyable Now",
    "warnings": [],
    "urls": {
      "page": "https://sharemaestro.com/dividend-compounders/ticker/d105070b-a06f-4fca-a14b-f434e9013854/",
      "chart": "https://sharemaestro.com/terminal/d105070b-a06f-4fca-a14b-f434e9013854/"
    }
  },
  "score_breakdown": {
    "dividend_reliability": 25.0,
    "dividend_sustainability": 20.0,
    "business_quality": 21.5,
    "valuation": 15.0,
    "trend": 13.5,
    "total": 95.0,
    "confidence": 100.0
  },
  "warnings": [],
  "diary": [
    {
      "event_date": "2026-06-12",
      "event_type": "qualified",
      "severity": "positive",
      "ticker": "FRME",
      "exchange": "NASDAQ",
      "headline": "FRME qualified as a dividend compounder candidate",
      "detail": "Score 95.0/100, decision Buyable Now.",
      "amount": null,
      "currency": "",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/d105070b-a06f-4fca-a14b-f434e9013854/"
    },
    {
      "event_date": "2026-06-05",
      "event_type": "payment",
      "severity": "info",
      "ticker": "FRME",
      "exchange": "NASDAQ",
      "headline": "FRME dividend payment 0.37 USD",
      "detail": "Recorded dividend payment for First Merchants Corporation.",
      "amount": 0.37,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/d105070b-a06f-4fca-a14b-f434e9013854/"
    },
    {
      "event_date": "2026-03-06",
      "event_type": "payment",
      "severity": "info",
      "ticker": "FRME",
      "exchange": "NASDAQ",
      "headline": "FRME dividend payment 0.36 USD",
      "detail": "Recorded dividend payment for First Merchants Corporation.",
      "amount": 0.36,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/d105070b-a06f-4fca-a14b-f434e9013854/"
    },
    {
      "event_date": "2025-12-05",
      "event_type": "payment",
      "severity": "info",
      "ticker": "FRME",
      "exchange": "NASDAQ",
      "headline": "FRME dividend payment 0.36 USD",
      "detail": "Recorded dividend payment for First Merchants Corporation.",
      "amount": 0.36,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/d105070b-a06f-4fca-a14b-f434e9013854/"
    },
    {
      "event_date": "2025-09-05",
      "event_type": "payment",
      "severity": "info",
      "ticker": "FRME",
      "exchange": "NASDAQ",
      "headline": "FRME dividend payment 0.36 USD",
      "detail": "Recorded dividend payment for First Merchants Corporation.",
      "amount": 0.36,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/d105070b-a06f-4fca-a14b-f434e9013854/"
    },
    {
      "event_date": "2025-06-06",
      "event_type": "payment",
      "severity": "info",
      "ticker": "FRME",
      "exchange": "NASDAQ",
      "headline": "FRME dividend payment 0.36 USD",
      "detail": "Recorded dividend payment for First Merchants Corporation.",
      "amount": 0.36,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/d105070b-a06f-4fca-a14b-f434e9013854/"
    },
    {
      "event_date": "2025-03-07",
      "event_type": "payment",
      "severity": "info",
      "ticker": "FRME",
      "exchange": "NASDAQ",
      "headline": "FRME dividend payment 0.35 USD",
      "detail": "Recorded dividend payment for First Merchants Corporation.",
      "amount": 0.35,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/d105070b-a06f-4fca-a14b-f434e9013854/"
    },
    {
      "event_date": "2024-12-06",
      "event_type": "payment",
      "severity": "info",
      "ticker": "FRME",
      "exchange": "NASDAQ",
      "headline": "FRME dividend payment 0.35 USD",
      "detail": "Recorded dividend payment for First Merchants Corporation.",
      "amount": 0.35,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/d105070b-a06f-4fca-a14b-f434e9013854/"
    },
    {
      "event_date": "2024-09-06",
      "event_type": "payment",
      "severity": "info",
      "ticker": "FRME",
      "exchange": "NASDAQ",
      "headline": "FRME dividend payment 0.35 USD",
      "detail": "Recorded dividend payment for First Merchants Corporation.",
      "amount": 0.35,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/d105070b-a06f-4fca-a14b-f434e9013854/"
    },
    {
      "event_date": "2024-06-07",
      "event_type": "payment",
      "severity": "info",
      "ticker": "FRME",
      "exchange": "NASDAQ",
      "headline": "FRME dividend payment 0.35 USD",
      "detail": "Recorded dividend payment for First Merchants Corporation.",
      "amount": 0.35,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/d105070b-a06f-4fca-a14b-f434e9013854/"
    },
    {
      "event_date": "2024-02-29",
      "event_type": "payment",
      "severity": "info",
      "ticker": "FRME",
      "exchange": "NASDAQ",
      "headline": "FRME dividend payment 0.34 USD",
      "detail": "Recorded dividend payment for First Merchants Corporation.",
      "amount": 0.34,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/d105070b-a06f-4fca-a14b-f434e9013854/"
    },
    {
      "event_date": "2023-11-30",
      "event_type": "payment",
      "severity": "info",
      "ticker": "FRME",
      "exchange": "NASDAQ",
      "headline": "FRME dividend payment 0.34 USD",
      "detail": "Recorded dividend payment for First Merchants Corporation.",
      "amount": 0.34,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/d105070b-a06f-4fca-a14b-f434e9013854/"
    },
    {
      "event_date": "2023-08-31",
      "event_type": "payment",
      "severity": "info",
      "ticker": "FRME",
      "exchange": "NASDAQ",
      "headline": "FRME dividend payment 0.34 USD",
      "detail": "Recorded dividend payment for First Merchants Corporation.",
      "amount": 0.34,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/d105070b-a06f-4fca-a14b-f434e9013854/"
    },
    {
      "event_date": "2023-06-01",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "FRME",
      "exchange": "NASDAQ",
      "headline": "Dividend increased 6.2%",
      "detail": "Payment changed from 0.32 to 0.34.",
      "amount": 0.34,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/d105070b-a06f-4fca-a14b-f434e9013854/"
    },
    {
      "event_date": "2022-06-02",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "FRME",
      "exchange": "NASDAQ",
      "headline": "Dividend increased 10.3%",
      "detail": "Payment changed from 0.29 to 0.32.",
      "amount": 0.32,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/d105070b-a06f-4fca-a14b-f434e9013854/"
    },
    {
      "event_date": "2021-06-03",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "FRME",
      "exchange": "NASDAQ",
      "headline": "Dividend increased 11.5%",
      "detail": "Payment changed from 0.26 to 0.29.",
      "amount": 0.29,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/d105070b-a06f-4fca-a14b-f434e9013854/"
    },
    {
      "event_date": "2019-05-17",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "FRME",
      "exchange": "NASDAQ",
      "headline": "Dividend increased 18.2%",
      "detail": "Payment changed from 0.22 to 0.26.",
      "amount": 0.26,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/d105070b-a06f-4fca-a14b-f434e9013854/"
    },
    {
      "event_date": "2018-05-31",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "FRME",
      "exchange": "NASDAQ",
      "headline": "Dividend increased 22.2%",
      "detail": "Payment changed from 0.18 to 0.22.",
      "amount": 0.22,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/d105070b-a06f-4fca-a14b-f434e9013854/"
    },
    {
      "event_date": "2017-05-31",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "FRME",
      "exchange": "NASDAQ",
      "headline": "Dividend increased 20.0%",
      "detail": "Payment changed from 0.15 to 0.18.",
      "amount": 0.18,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/d105070b-a06f-4fca-a14b-f434e9013854/"
    }
  ]
}