{
  "app": "dividend_compounders",
  "ticker": {
    "uuid": "d1c1fb8a-e634-4682-b42e-6ed0cac72817",
    "symbol": "CLIG",
    "name": "City of London Investment Group Plc",
    "exchange": "LSE",
    "country_code": "GB",
    "country_name": "United Kingdom",
    "sector": "Financial Services",
    "industry": "Asset Management",
    "chart_url": "https://sharemaestro.com/terminal/d1c1fb8a-e634-4682-b42e-6ed0cac72817/"
  },
  "snapshot": {
    "ticker": {
      "uuid": "d1c1fb8a-e634-4682-b42e-6ed0cac72817",
      "symbol": "CLIG",
      "name": "City of London Investment Group Plc",
      "exchange": "LSE",
      "country_code": "GB",
      "country_name": "United Kingdom",
      "sector": "Financial Services",
      "industry": "Asset Management",
      "chart_url": "https://sharemaestro.com/terminal/d1c1fb8a-e634-4682-b42e-6ed0cac72817/"
    },
    "as_of_date": "2026-06-12",
    "provider_symbol": "CLIG.L",
    "market_cap": 218721184.0,
    "market_cap_usd": 20934036672.0,
    "price": 443.0,
    "currency": "GBP",
    "dividend_yield": 0.0248307,
    "dividend_years": 19,
    "dividend_growth_5y": 0.01924488,
    "dividend_cut_5y": true,
    "payout_ratio": 1.0313,
    "net_income": 19682000.0,
    "free_cash_flow": 25019000.0,
    "fcf_covers_dividend": true,
    "debt_to_equity": 3.304,
    "revenue_growth_5y": -0.00585488,
    "net_margin": 0.27955,
    "roe": 0.13956,
    "pe_ratio": 13.84375,
    "price_vs_ma": 0.11415188,
    "return_3y": 0.03285225,
    "return_5y": -0.17313102,
    "max_drawdown": -0.45372546,
    "scores": {
      "dividend_reliability": 16.5,
      "dividend_sustainability": 10.0,
      "business_quality": 20.5,
      "valuation": 15.0,
      "trend": 10.5,
      "total": 72.5,
      "confidence": 92.0
    },
    "rating": "acceptable",
    "rating_label": "Acceptable, Needs Review",
    "decision": "reject",
    "decision_label": "Reject",
    "warnings": [
      "Price currency GBP differs from financial currency USD.",
      "Dividend yield normalized from payment history because provider yield looked inconsistent.",
      "Dividend cut or material annual decrease detected in the last five completed years.",
      "Payout ratio is elevated at 103.1%.",
      "Debt to equity is elevated at 3.30."
    ],
    "urls": {
      "page": "https://sharemaestro.com/dividend-compounders/ticker/d1c1fb8a-e634-4682-b42e-6ed0cac72817/",
      "chart": "https://sharemaestro.com/terminal/d1c1fb8a-e634-4682-b42e-6ed0cac72817/"
    }
  },
  "score_breakdown": {
    "dividend_reliability": 16.5,
    "dividend_sustainability": 10.0,
    "business_quality": 20.5,
    "valuation": 15.0,
    "trend": 10.5,
    "total": 72.5,
    "confidence": 92.0
  },
  "warnings": [
    "Price currency GBP differs from financial currency USD.",
    "Dividend yield normalized from payment history because provider yield looked inconsistent.",
    "Dividend cut or material annual decrease detected in the last five completed years.",
    "Payout ratio is elevated at 103.1%.",
    "Debt to equity is elevated at 3.30."
  ],
  "diary": [
    {
      "event_date": "2026-06-12",
      "event_type": "warning",
      "severity": "warning",
      "ticker": "CLIG",
      "exchange": "LSE",
      "headline": "CLIG dividend review warning",
      "detail": "Debt to equity is elevated at 3.30.",
      "amount": null,
      "currency": "",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/d1c1fb8a-e634-4682-b42e-6ed0cac72817/"
    },
    {
      "event_date": "2026-03-05",
      "event_type": "cut",
      "severity": "negative",
      "ticker": "CLIG",
      "exchange": "LSE",
      "headline": "Dividend cut -50.0%",
      "detail": "Payment changed from 22 to 11.",
      "amount": 11.0,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/d1c1fb8a-e634-4682-b42e-6ed0cac72817/"
    },
    {
      "event_date": "2026-03-05",
      "event_type": "payment",
      "severity": "info",
      "ticker": "CLIG",
      "exchange": "LSE",
      "headline": "CLIG dividend payment 11 GBP",
      "detail": "Recorded dividend payment for City of London Investment Group Plc.",
      "amount": 11.0,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/d1c1fb8a-e634-4682-b42e-6ed0cac72817/"
    },
    {
      "event_date": "2025-09-25",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "CLIG",
      "exchange": "LSE",
      "headline": "Dividend increased 100.0%",
      "detail": "Payment changed from 11 to 22.",
      "amount": 22.0,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/d1c1fb8a-e634-4682-b42e-6ed0cac72817/"
    },
    {
      "event_date": "2025-09-25",
      "event_type": "payment",
      "severity": "info",
      "ticker": "CLIG",
      "exchange": "LSE",
      "headline": "CLIG dividend payment 22 GBP",
      "detail": "Recorded dividend payment for City of London Investment Group Plc.",
      "amount": 22.0,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/d1c1fb8a-e634-4682-b42e-6ed0cac72817/"
    },
    {
      "event_date": "2025-03-06",
      "event_type": "cut",
      "severity": "negative",
      "ticker": "CLIG",
      "exchange": "LSE",
      "headline": "Dividend cut -50.0%",
      "detail": "Payment changed from 22 to 11.",
      "amount": 11.0,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/d1c1fb8a-e634-4682-b42e-6ed0cac72817/"
    },
    {
      "event_date": "2025-03-06",
      "event_type": "payment",
      "severity": "info",
      "ticker": "CLIG",
      "exchange": "LSE",
      "headline": "CLIG dividend payment 11 GBP",
      "detail": "Recorded dividend payment for City of London Investment Group Plc.",
      "amount": 11.0,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/d1c1fb8a-e634-4682-b42e-6ed0cac72817/"
    },
    {
      "event_date": "2024-10-03",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "CLIG",
      "exchange": "LSE",
      "headline": "Dividend increased 100.0%",
      "detail": "Payment changed from 11 to 22.",
      "amount": 22.0,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/d1c1fb8a-e634-4682-b42e-6ed0cac72817/"
    },
    {
      "event_date": "2024-10-03",
      "event_type": "payment",
      "severity": "info",
      "ticker": "CLIG",
      "exchange": "LSE",
      "headline": "CLIG dividend payment 22 GBP",
      "detail": "Recorded dividend payment for City of London Investment Group Plc.",
      "amount": 22.0,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/d1c1fb8a-e634-4682-b42e-6ed0cac72817/"
    },
    {
      "event_date": "2024-02-29",
      "event_type": "cut",
      "severity": "negative",
      "ticker": "CLIG",
      "exchange": "LSE",
      "headline": "Dividend cut -50.0%",
      "detail": "Payment changed from 22 to 11.",
      "amount": 11.0,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/d1c1fb8a-e634-4682-b42e-6ed0cac72817/"
    },
    {
      "event_date": "2024-02-29",
      "event_type": "payment",
      "severity": "info",
      "ticker": "CLIG",
      "exchange": "LSE",
      "headline": "CLIG dividend payment 11 GBP",
      "detail": "Recorded dividend payment for City of London Investment Group Plc.",
      "amount": 11.0,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/d1c1fb8a-e634-4682-b42e-6ed0cac72817/"
    },
    {
      "event_date": "2023-09-28",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "CLIG",
      "exchange": "LSE",
      "headline": "Dividend increased 100.0%",
      "detail": "Payment changed from 11 to 22.",
      "amount": 22.0,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/d1c1fb8a-e634-4682-b42e-6ed0cac72817/"
    },
    {
      "event_date": "2023-09-28",
      "event_type": "payment",
      "severity": "info",
      "ticker": "CLIG",
      "exchange": "LSE",
      "headline": "CLIG dividend payment 22 GBP",
      "detail": "Recorded dividend payment for City of London Investment Group Plc.",
      "amount": 22.0,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/d1c1fb8a-e634-4682-b42e-6ed0cac72817/"
    },
    {
      "event_date": "2023-03-02",
      "event_type": "payment",
      "severity": "info",
      "ticker": "CLIG",
      "exchange": "LSE",
      "headline": "CLIG dividend payment 11 GBP",
      "detail": "Recorded dividend payment for City of London Investment Group Plc.",
      "amount": 11.0,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/d1c1fb8a-e634-4682-b42e-6ed0cac72817/"
    },
    {
      "event_date": "2022-09-29",
      "event_type": "payment",
      "severity": "info",
      "ticker": "CLIG",
      "exchange": "LSE",
      "headline": "CLIG dividend payment 22 GBP",
      "detail": "Recorded dividend payment for City of London Investment Group Plc.",
      "amount": 22.0,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/d1c1fb8a-e634-4682-b42e-6ed0cac72817/"
    },
    {
      "event_date": "2022-02-24",
      "event_type": "payment",
      "severity": "info",
      "ticker": "CLIG",
      "exchange": "LSE",
      "headline": "CLIG dividend payment 24.5 GBP",
      "detail": "Recorded dividend payment for City of London Investment Group Plc.",
      "amount": 24.5,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/d1c1fb8a-e634-4682-b42e-6ed0cac72817/"
    },
    {
      "event_date": "2021-10-07",
      "event_type": "payment",
      "severity": "info",
      "ticker": "CLIG",
      "exchange": "LSE",
      "headline": "CLIG dividend payment 22 GBP",
      "detail": "Recorded dividend payment for City of London Investment Group Plc.",
      "amount": 22.0,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/d1c1fb8a-e634-4682-b42e-6ed0cac72817/"
    },
    {
      "event_date": "2021-03-04",
      "event_type": "payment",
      "severity": "info",
      "ticker": "CLIG",
      "exchange": "LSE",
      "headline": "CLIG dividend payment 11 GBP",
      "detail": "Recorded dividend payment for City of London Investment Group Plc.",
      "amount": 11.0,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/d1c1fb8a-e634-4682-b42e-6ed0cac72817/"
    },
    {
      "event_date": "2020-10-08",
      "event_type": "payment",
      "severity": "info",
      "ticker": "CLIG",
      "exchange": "LSE",
      "headline": "CLIG dividend payment 20 GBP",
      "detail": "Recorded dividend payment for City of London Investment Group Plc.",
      "amount": 20.0,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/d1c1fb8a-e634-4682-b42e-6ed0cac72817/"
    }
  ]
}