{
  "app": "dividend_compounders",
  "ticker": {
    "uuid": "d287bd0e-4f38-4598-a8a7-36a06ceb58f3",
    "symbol": "PRU",
    "name": "Prudential plc",
    "exchange": "LSE",
    "country_code": "GB",
    "country_name": "United Kingdom",
    "sector": "Financial Services",
    "industry": "Insurance - Life",
    "chart_url": "https://sharemaestro.com/terminal/d287bd0e-4f38-4598-a8a7-36a06ceb58f3/"
  },
  "snapshot": {
    "ticker": {
      "uuid": "d287bd0e-4f38-4598-a8a7-36a06ceb58f3",
      "symbol": "PRU",
      "name": "Prudential plc",
      "exchange": "LSE",
      "country_code": "GB",
      "country_name": "United Kingdom",
      "sector": "Financial Services",
      "industry": "Insurance - Life",
      "chart_url": "https://sharemaestro.com/terminal/d287bd0e-4f38-4598-a8a7-36a06ceb58f3/"
    },
    "as_of_date": "2026-06-12",
    "provider_symbol": "PRU.L",
    "market_cap": 24534366208.0,
    "market_cap_usd": 2378816613930.5103,
    "price": 981.200012,
    "currency": "GBP",
    "dividend_yield": 0.0207,
    "dividend_years": 33,
    "dividend_growth_5y": -0.06374506,
    "dividend_cut_5y": true,
    "payout_ratio": 0.1538,
    "net_income": 3978000000.0,
    "free_cash_flow": 2346000000.0,
    "fcf_covers_dividend": true,
    "debt_to_equity": 0.28254,
    "revenue_growth_5y": 0.19607411,
    "net_margin": 0.27573,
    "roe": 0.20577998,
    "pe_ratio": 8.532174,
    "price_vs_ma": -0.11183765,
    "return_3y": -0.08923074,
    "return_5y": -0.3017687,
    "max_drawdown": -0.60773216,
    "scores": {
      "dividend_reliability": 11.5,
      "dividend_sustainability": 20.0,
      "business_quality": 25.0,
      "valuation": 13.0,
      "trend": 1.0,
      "total": 70.5,
      "confidence": 100.0
    },
    "rating": "acceptable",
    "rating_label": "Acceptable, Needs Review",
    "decision": "reject",
    "decision_label": "Reject",
    "warnings": [
      "Price currency GBP differs from financial currency USD.",
      "Dividend cut or material annual decrease detected in the last five completed years."
    ],
    "urls": {
      "page": "https://sharemaestro.com/dividend-compounders/ticker/d287bd0e-4f38-4598-a8a7-36a06ceb58f3/",
      "chart": "https://sharemaestro.com/terminal/d287bd0e-4f38-4598-a8a7-36a06ceb58f3/"
    }
  },
  "score_breakdown": {
    "dividend_reliability": 11.5,
    "dividend_sustainability": 20.0,
    "business_quality": 25.0,
    "valuation": 13.0,
    "trend": 1.0,
    "total": 70.5,
    "confidence": 100.0
  },
  "warnings": [
    "Price currency GBP differs from financial currency USD.",
    "Dividend cut or material annual decrease detected in the last five completed years."
  ],
  "diary": [
    {
      "event_date": "2026-06-12",
      "event_type": "warning",
      "severity": "warning",
      "ticker": "PRU",
      "exchange": "LSE",
      "headline": "PRU dividend review warning",
      "detail": "Dividend cut or material annual decrease detected in the last five completed years.",
      "amount": null,
      "currency": "",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/d287bd0e-4f38-4598-a8a7-36a06ceb58f3/"
    },
    {
      "event_date": "2026-03-26",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "PRU",
      "exchange": "LSE",
      "headline": "Dividend increased 142.8%",
      "detail": "Payment changed from 5.74 to 13.94.",
      "amount": 13.9402,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/d287bd0e-4f38-4598-a8a7-36a06ceb58f3/"
    },
    {
      "event_date": "2026-03-26",
      "event_type": "payment",
      "severity": "info",
      "ticker": "PRU",
      "exchange": "LSE",
      "headline": "PRU dividend payment 13.94 GBP",
      "detail": "Recorded dividend payment for Prudential plc.",
      "amount": 13.9402,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/d287bd0e-4f38-4598-a8a7-36a06ceb58f3/"
    },
    {
      "event_date": "2025-09-04",
      "event_type": "cut",
      "severity": "negative",
      "ticker": "PRU",
      "exchange": "LSE",
      "headline": "Dividend cut -53.1%",
      "detail": "Payment changed from 12.25 to 5.74.",
      "amount": 5.7404,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/d287bd0e-4f38-4598-a8a7-36a06ceb58f3/"
    },
    {
      "event_date": "2025-09-04",
      "event_type": "payment",
      "severity": "info",
      "ticker": "PRU",
      "exchange": "LSE",
      "headline": "PRU dividend payment 5.74 GBP",
      "detail": "Recorded dividend payment for Prudential plc.",
      "amount": 5.7404,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/d287bd0e-4f38-4598-a8a7-36a06ceb58f3/"
    },
    {
      "event_date": "2025-03-27",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "PRU",
      "exchange": "LSE",
      "headline": "Dividend increased 134.9%",
      "detail": "Payment changed from 5.215 to 12.25.",
      "amount": 12.251801,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/d287bd0e-4f38-4598-a8a7-36a06ceb58f3/"
    },
    {
      "event_date": "2025-03-27",
      "event_type": "payment",
      "severity": "info",
      "ticker": "PRU",
      "exchange": "LSE",
      "headline": "PRU dividend payment 12.25 GBP",
      "detail": "Recorded dividend payment for Prudential plc.",
      "amount": 12.251801,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/d287bd0e-4f38-4598-a8a7-36a06ceb58f3/"
    },
    {
      "event_date": "2024-09-05",
      "event_type": "cut",
      "severity": "negative",
      "ticker": "PRU",
      "exchange": "LSE",
      "headline": "Dividend cut -54.0%",
      "detail": "Payment changed from 11.34 to 5.215.",
      "amount": 5.2154,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/d287bd0e-4f38-4598-a8a7-36a06ceb58f3/"
    },
    {
      "event_date": "2024-09-05",
      "event_type": "payment",
      "severity": "info",
      "ticker": "PRU",
      "exchange": "LSE",
      "headline": "PRU dividend payment 5.215 GBP",
      "detail": "Recorded dividend payment for Prudential plc.",
      "amount": 5.2154,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/d287bd0e-4f38-4598-a8a7-36a06ceb58f3/"
    },
    {
      "event_date": "2024-03-28",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "PRU",
      "exchange": "LSE",
      "headline": "Dividend increased 120.0%",
      "detail": "Payment changed from 5.155 to 11.34.",
      "amount": 11.342299,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/d287bd0e-4f38-4598-a8a7-36a06ceb58f3/"
    },
    {
      "event_date": "2024-03-28",
      "event_type": "payment",
      "severity": "info",
      "ticker": "PRU",
      "exchange": "LSE",
      "headline": "PRU dividend payment 11.34 GBP",
      "detail": "Recorded dividend payment for Prudential plc.",
      "amount": 11.342299,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/d287bd0e-4f38-4598-a8a7-36a06ceb58f3/"
    },
    {
      "event_date": "2023-09-07",
      "event_type": "cut",
      "severity": "negative",
      "ticker": "PRU",
      "exchange": "LSE",
      "headline": "Dividend cut -50.7%",
      "detail": "Payment changed from 10.46 to 5.155.",
      "amount": 5.1551,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/d287bd0e-4f38-4598-a8a7-36a06ceb58f3/"
    },
    {
      "event_date": "2023-09-07",
      "event_type": "payment",
      "severity": "info",
      "ticker": "PRU",
      "exchange": "LSE",
      "headline": "PRU dividend payment 5.155 GBP",
      "detail": "Recorded dividend payment for Prudential plc.",
      "amount": 5.1551,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/d287bd0e-4f38-4598-a8a7-36a06ceb58f3/"
    },
    {
      "event_date": "2023-03-23",
      "event_type": "payment",
      "severity": "info",
      "ticker": "PRU",
      "exchange": "LSE",
      "headline": "PRU dividend payment 10.46 GBP",
      "detail": "Recorded dividend payment for Prudential plc.",
      "amount": 10.4605,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/d287bd0e-4f38-4598-a8a7-36a06ceb58f3/"
    },
    {
      "event_date": "2022-08-18",
      "event_type": "payment",
      "severity": "info",
      "ticker": "PRU",
      "exchange": "LSE",
      "headline": "PRU dividend payment 4.981 GBP",
      "detail": "Recorded dividend payment for Prudential plc.",
      "amount": 4.9805,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/d287bd0e-4f38-4598-a8a7-36a06ceb58f3/"
    },
    {
      "event_date": "2022-03-24",
      "event_type": "payment",
      "severity": "info",
      "ticker": "PRU",
      "exchange": "LSE",
      "headline": "PRU dividend payment 9.44 GBP",
      "detail": "Recorded dividend payment for Prudential plc.",
      "amount": 9.440001,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/d287bd0e-4f38-4598-a8a7-36a06ceb58f3/"
    },
    {
      "event_date": "2021-08-19",
      "event_type": "payment",
      "severity": "info",
      "ticker": "PRU",
      "exchange": "LSE",
      "headline": "PRU dividend payment 3.89 GBP",
      "detail": "Recorded dividend payment for Prudential plc.",
      "amount": 3.8899999,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/d287bd0e-4f38-4598-a8a7-36a06ceb58f3/"
    },
    {
      "event_date": "2021-03-25",
      "event_type": "payment",
      "severity": "info",
      "ticker": "PRU",
      "exchange": "LSE",
      "headline": "PRU dividend payment 7.71 GBP",
      "detail": "Recorded dividend payment for Prudential plc.",
      "amount": 7.71,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/d287bd0e-4f38-4598-a8a7-36a06ceb58f3/"
    },
    {
      "event_date": "2020-08-20",
      "event_type": "payment",
      "severity": "info",
      "ticker": "PRU",
      "exchange": "LSE",
      "headline": "PRU dividend payment 4.17 GBP",
      "detail": "Recorded dividend payment for Prudential plc.",
      "amount": 4.17,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/d287bd0e-4f38-4598-a8a7-36a06ceb58f3/"
    }
  ]
}