{
  "app": "dividend_compounders",
  "ticker": {
    "uuid": "d2950443-270d-4df3-a5e2-de4bef0a0cc6",
    "symbol": "KSPI",
    "name": "Joint Stock Company Kaspi.kz",
    "exchange": "NASDAQ",
    "country_code": "US",
    "country_name": "United States",
    "sector": "Technology",
    "industry": "Software - Infrastructure",
    "chart_url": "https://sharemaestro.com/terminal/d2950443-270d-4df3-a5e2-de4bef0a0cc6/"
  },
  "snapshot": {
    "ticker": {
      "uuid": "d2950443-270d-4df3-a5e2-de4bef0a0cc6",
      "symbol": "KSPI",
      "name": "Joint Stock Company Kaspi.kz",
      "exchange": "NASDAQ",
      "country_code": "US",
      "country_name": "United States",
      "sector": "Technology",
      "industry": "Software - Infrastructure",
      "chart_url": "https://sharemaestro.com/terminal/d2950443-270d-4df3-a5e2-de4bef0a0cc6/"
    },
    "as_of_date": "2026-06-12",
    "provider_symbol": "KSPI",
    "market_cap_usd": 15424513181.22,
    "price": 80.559998,
    "currency": "USD",
    "dividend_yield": 0.0436,
    "dividend_years": 1,
    "dividend_growth_5y": null,
    "dividend_cut_5y": false,
    "payout_ratio": 0.0,
    "net_income": 1073177000000.0,
    "free_cash_flow": 491098000000.0,
    "fcf_covers_dividend": true,
    "debt_to_equity": 0.11857,
    "revenue_growth_5y": 0.43462419,
    "net_margin": 0.24914,
    "roe": 0.46748,
    "pe_ratio": 7.060473,
    "price_vs_ma": 0.04343401,
    "return_3y": -0.08670679,
    "return_5y": null,
    "max_drawdown": -0.485337,
    "scores": {
      "dividend_reliability": 5.8,
      "dividend_sustainability": 20.0,
      "business_quality": 25.0,
      "valuation": 10.0,
      "trend": 7.5,
      "total": 68.3,
      "confidence": 86.0
    },
    "rating": "acceptable",
    "rating_label": "Acceptable, Needs Review",
    "decision": "watchlist",
    "decision_label": "Watchlist",
    "warnings": [
      "Price currency USD differs from financial currency KZT.",
      "Dividend history is short: 1 completed years.",
      "Less than five years of weekly price history available."
    ],
    "urls": {
      "page": "https://sharemaestro.com/dividend-compounders/ticker/d2950443-270d-4df3-a5e2-de4bef0a0cc6/",
      "chart": "https://sharemaestro.com/terminal/d2950443-270d-4df3-a5e2-de4bef0a0cc6/"
    }
  },
  "score_breakdown": {
    "dividend_reliability": 5.8,
    "dividend_sustainability": 20.0,
    "business_quality": 25.0,
    "valuation": 10.0,
    "trend": 7.5,
    "total": 68.3,
    "confidence": 86.0
  },
  "warnings": [
    "Price currency USD differs from financial currency KZT.",
    "Dividend history is short: 1 completed years.",
    "Less than five years of weekly price history available."
  ],
  "diary": [
    {
      "event_date": "2026-06-12",
      "event_type": "warning",
      "severity": "warning",
      "ticker": "KSPI",
      "exchange": "NASDAQ",
      "headline": "KSPI dividend review warning",
      "detail": "Less than five years of weekly price history available.",
      "amount": null,
      "currency": "",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/d2950443-270d-4df3-a5e2-de4bef0a0cc6/"
    },
    {
      "event_date": "2026-06-12",
      "event_type": "qualified",
      "severity": "positive",
      "ticker": "KSPI",
      "exchange": "NASDAQ",
      "headline": "KSPI qualified as a dividend compounder candidate",
      "detail": "Score 68.3/100, decision Watchlist.",
      "amount": null,
      "currency": "",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/d2950443-270d-4df3-a5e2-de4bef0a0cc6/"
    },
    {
      "event_date": "2026-04-16",
      "event_type": "payment",
      "severity": "info",
      "ticker": "KSPI",
      "exchange": "NASDAQ",
      "headline": "KSPI dividend payment 1.76 USD",
      "detail": "Recorded dividend payment for Joint Stock Company Kaspi.kz.",
      "amount": 1.76,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/d2950443-270d-4df3-a5e2-de4bef0a0cc6/"
    },
    {
      "event_date": "2024-11-20",
      "event_type": "payment",
      "severity": "info",
      "ticker": "KSPI",
      "exchange": "NASDAQ",
      "headline": "KSPI dividend payment 1.714 USD",
      "detail": "Recorded dividend payment for Joint Stock Company Kaspi.kz.",
      "amount": 1.714,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/d2950443-270d-4df3-a5e2-de4bef0a0cc6/"
    },
    {
      "event_date": "2024-08-22",
      "event_type": "decrease",
      "severity": "negative",
      "ticker": "KSPI",
      "exchange": "NASDAQ",
      "headline": "Dividend decreased -7.7%",
      "detail": "Payment changed from 1.919 to 1.772.",
      "amount": 1.772,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/d2950443-270d-4df3-a5e2-de4bef0a0cc6/"
    },
    {
      "event_date": "2024-08-22",
      "event_type": "payment",
      "severity": "info",
      "ticker": "KSPI",
      "exchange": "NASDAQ",
      "headline": "KSPI dividend payment 1.772 USD",
      "detail": "Recorded dividend payment for Joint Stock Company Kaspi.kz.",
      "amount": 1.772,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/d2950443-270d-4df3-a5e2-de4bef0a0cc6/"
    },
    {
      "event_date": "2024-05-23",
      "event_type": "payment",
      "severity": "info",
      "ticker": "KSPI",
      "exchange": "NASDAQ",
      "headline": "KSPI dividend payment 1.919 USD",
      "detail": "Recorded dividend payment for Joint Stock Company Kaspi.kz.",
      "amount": 1.919,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/d2950443-270d-4df3-a5e2-de4bef0a0cc6/"
    },
    {
      "event_date": "2024-04-12",
      "event_type": "payment",
      "severity": "info",
      "ticker": "KSPI",
      "exchange": "NASDAQ",
      "headline": "KSPI dividend payment 1.901 USD",
      "detail": "Recorded dividend payment for Joint Stock Company Kaspi.kz.",
      "amount": 1.901,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/d2950443-270d-4df3-a5e2-de4bef0a0cc6/"
    }
  ]
}