{
  "app": "dividend_compounders",
  "ticker": {
    "uuid": "e5d35d06-25dc-42d7-9d3d-c3459ca95e18",
    "symbol": "MAB1",
    "name": "Mortgage Advice Bureau (Holdings) plc",
    "exchange": "LSE",
    "country_code": "GB",
    "country_name": "United Kingdom",
    "sector": "Financial Services",
    "industry": "Mortgage Finance",
    "chart_url": "https://sharemaestro.com/terminal/e5d35d06-25dc-42d7-9d3d-c3459ca95e18/"
  },
  "snapshot": {
    "ticker": {
      "uuid": "e5d35d06-25dc-42d7-9d3d-c3459ca95e18",
      "symbol": "MAB1",
      "name": "Mortgage Advice Bureau (Holdings) plc",
      "exchange": "LSE",
      "country_code": "GB",
      "country_name": "United Kingdom",
      "sector": "Financial Services",
      "industry": "Mortgage Finance",
      "chart_url": "https://sharemaestro.com/terminal/e5d35d06-25dc-42d7-9d3d-c3459ca95e18/"
    },
    "as_of_date": "2026-06-12",
    "provider_symbol": "MAB1.L",
    "market_cap": 319363968.0,
    "market_cap_usd": 29692216896.0,
    "price": 555.0,
    "currency": "GBP",
    "dividend_yield": 0.0426,
    "dividend_years": 11,
    "dividend_growth_5y": 0.11440369,
    "dividend_cut_5y": true,
    "payout_ratio": 0.8527,
    "net_income": 15896000.0,
    "free_cash_flow": 26992000.0,
    "fcf_covers_dividend": true,
    "debt_to_equity": 0.24049,
    "revenue_growth_5y": 0.1220794,
    "net_margin": 0.04746,
    "roe": 0.20343,
    "pe_ratio": 21.346155,
    "price_vs_ma": -0.10320071,
    "return_3y": -0.07392936,
    "return_5y": -0.53665418,
    "max_drawdown": -0.67184506,
    "scores": {
      "dividend_reliability": 16.5,
      "dividend_sustainability": 16.0,
      "business_quality": 21.5,
      "valuation": 15.0,
      "trend": 1.0,
      "total": 70.0,
      "confidence": 100.0
    },
    "rating": "acceptable",
    "rating_label": "Acceptable, Needs Review",
    "decision": "reject",
    "decision_label": "Reject",
    "warnings": [
      "Dividend cut or material annual decrease detected in the last five completed years."
    ],
    "urls": {
      "page": "https://sharemaestro.com/dividend-compounders/ticker/e5d35d06-25dc-42d7-9d3d-c3459ca95e18/",
      "chart": "https://sharemaestro.com/terminal/e5d35d06-25dc-42d7-9d3d-c3459ca95e18/"
    }
  },
  "score_breakdown": {
    "dividend_reliability": 16.5,
    "dividend_sustainability": 16.0,
    "business_quality": 21.5,
    "valuation": 15.0,
    "trend": 1.0,
    "total": 70.0,
    "confidence": 100.0
  },
  "warnings": [
    "Dividend cut or material annual decrease detected in the last five completed years."
  ],
  "diary": [
    {
      "event_date": "2026-06-12",
      "event_type": "warning",
      "severity": "warning",
      "ticker": "MAB1",
      "exchange": "LSE",
      "headline": "MAB1 dividend review warning",
      "detail": "Dividend cut or material annual decrease detected in the last five completed years.",
      "amount": null,
      "currency": "",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/e5d35d06-25dc-42d7-9d3d-c3459ca95e18/"
    },
    {
      "event_date": "2026-04-23",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "MAB1",
      "exchange": "LSE",
      "headline": "Dividend increased 112.5%",
      "detail": "Payment changed from 7.2 to 15.3.",
      "amount": 15.299999,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/e5d35d06-25dc-42d7-9d3d-c3459ca95e18/"
    },
    {
      "event_date": "2026-04-23",
      "event_type": "payment",
      "severity": "info",
      "ticker": "MAB1",
      "exchange": "LSE",
      "headline": "MAB1 dividend payment 15.3 GBP",
      "detail": "Recorded dividend payment for Mortgage Advice Bureau (Holdings) plc.",
      "amount": 15.299999,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/e5d35d06-25dc-42d7-9d3d-c3459ca95e18/"
    },
    {
      "event_date": "2025-10-02",
      "event_type": "cut",
      "severity": "negative",
      "ticker": "MAB1",
      "exchange": "LSE",
      "headline": "Dividend cut -51.4%",
      "detail": "Payment changed from 14.8 to 7.2.",
      "amount": 7.2,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/e5d35d06-25dc-42d7-9d3d-c3459ca95e18/"
    },
    {
      "event_date": "2025-10-02",
      "event_type": "payment",
      "severity": "info",
      "ticker": "MAB1",
      "exchange": "LSE",
      "headline": "MAB1 dividend payment 7.2 GBP",
      "detail": "Recorded dividend payment for Mortgage Advice Bureau (Holdings) plc.",
      "amount": 7.2,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/e5d35d06-25dc-42d7-9d3d-c3459ca95e18/"
    },
    {
      "event_date": "2025-04-24",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "MAB1",
      "exchange": "LSE",
      "headline": "Dividend increased 10.4%",
      "detail": "Payment changed from 13.4 to 14.8.",
      "amount": 14.8,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/e5d35d06-25dc-42d7-9d3d-c3459ca95e18/"
    },
    {
      "event_date": "2025-04-24",
      "event_type": "payment",
      "severity": "info",
      "ticker": "MAB1",
      "exchange": "LSE",
      "headline": "MAB1 dividend payment 14.8 GBP",
      "detail": "Recorded dividend payment for Mortgage Advice Bureau (Holdings) plc.",
      "amount": 14.8,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/e5d35d06-25dc-42d7-9d3d-c3459ca95e18/"
    },
    {
      "event_date": "2024-10-03",
      "event_type": "decrease",
      "severity": "negative",
      "ticker": "MAB1",
      "exchange": "LSE",
      "headline": "Dividend decreased -8.8%",
      "detail": "Payment changed from 14.7 to 13.4.",
      "amount": 13.400001,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/e5d35d06-25dc-42d7-9d3d-c3459ca95e18/"
    },
    {
      "event_date": "2024-10-03",
      "event_type": "payment",
      "severity": "info",
      "ticker": "MAB1",
      "exchange": "LSE",
      "headline": "MAB1 dividend payment 13.4 GBP",
      "detail": "Recorded dividend payment for Mortgage Advice Bureau (Holdings) plc.",
      "amount": 13.400001,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/e5d35d06-25dc-42d7-9d3d-c3459ca95e18/"
    },
    {
      "event_date": "2024-04-25",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "MAB1",
      "exchange": "LSE",
      "headline": "Dividend increased 9.7%",
      "detail": "Payment changed from 13.4 to 14.7.",
      "amount": 14.7,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/e5d35d06-25dc-42d7-9d3d-c3459ca95e18/"
    },
    {
      "event_date": "2024-04-25",
      "event_type": "payment",
      "severity": "info",
      "ticker": "MAB1",
      "exchange": "LSE",
      "headline": "MAB1 dividend payment 14.7 GBP",
      "detail": "Recorded dividend payment for Mortgage Advice Bureau (Holdings) plc.",
      "amount": 14.7,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/e5d35d06-25dc-42d7-9d3d-c3459ca95e18/"
    },
    {
      "event_date": "2023-10-05",
      "event_type": "decrease",
      "severity": "negative",
      "ticker": "MAB1",
      "exchange": "LSE",
      "headline": "Dividend decreased -8.8%",
      "detail": "Payment changed from 14.7 to 13.4.",
      "amount": 13.400001,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/e5d35d06-25dc-42d7-9d3d-c3459ca95e18/"
    },
    {
      "event_date": "2023-10-05",
      "event_type": "payment",
      "severity": "info",
      "ticker": "MAB1",
      "exchange": "LSE",
      "headline": "MAB1 dividend payment 13.4 GBP",
      "detail": "Recorded dividend payment for Mortgage Advice Bureau (Holdings) plc.",
      "amount": 13.400001,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/e5d35d06-25dc-42d7-9d3d-c3459ca95e18/"
    },
    {
      "event_date": "2023-04-27",
      "event_type": "payment",
      "severity": "info",
      "ticker": "MAB1",
      "exchange": "LSE",
      "headline": "MAB1 dividend payment 14.7 GBP",
      "detail": "Recorded dividend payment for Mortgage Advice Bureau (Holdings) plc.",
      "amount": 14.7,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/e5d35d06-25dc-42d7-9d3d-c3459ca95e18/"
    },
    {
      "event_date": "2022-10-06",
      "event_type": "payment",
      "severity": "info",
      "ticker": "MAB1",
      "exchange": "LSE",
      "headline": "MAB1 dividend payment 13.4 GBP",
      "detail": "Recorded dividend payment for Mortgage Advice Bureau (Holdings) plc.",
      "amount": 13.400001,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/e5d35d06-25dc-42d7-9d3d-c3459ca95e18/"
    },
    {
      "event_date": "2022-04-28",
      "event_type": "payment",
      "severity": "info",
      "ticker": "MAB1",
      "exchange": "LSE",
      "headline": "MAB1 dividend payment 14.7 GBP",
      "detail": "Recorded dividend payment for Mortgage Advice Bureau (Holdings) plc.",
      "amount": 14.7,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/e5d35d06-25dc-42d7-9d3d-c3459ca95e18/"
    },
    {
      "event_date": "2021-09-30",
      "event_type": "payment",
      "severity": "info",
      "ticker": "MAB1",
      "exchange": "LSE",
      "headline": "MAB1 dividend payment 13.4 GBP",
      "detail": "Recorded dividend payment for Mortgage Advice Bureau (Holdings) plc.",
      "amount": 13.400001,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/e5d35d06-25dc-42d7-9d3d-c3459ca95e18/"
    },
    {
      "event_date": "2021-04-29",
      "event_type": "payment",
      "severity": "info",
      "ticker": "MAB1",
      "exchange": "LSE",
      "headline": "MAB1 dividend payment 19.2 GBP",
      "detail": "Recorded dividend payment for Mortgage Advice Bureau (Holdings) plc.",
      "amount": 19.2,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/e5d35d06-25dc-42d7-9d3d-c3459ca95e18/"
    },
    {
      "event_date": "2020-11-26",
      "event_type": "payment",
      "severity": "info",
      "ticker": "MAB1",
      "exchange": "LSE",
      "headline": "MAB1 dividend payment 6.4 GBP",
      "detail": "Recorded dividend payment for Mortgage Advice Bureau (Holdings) plc.",
      "amount": 6.4,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/e5d35d06-25dc-42d7-9d3d-c3459ca95e18/"
    }
  ]
}