{
  "app": "dividend_compounders",
  "ticker": {
    "uuid": "ebb2109a-4e6d-45b7-a618-74720daf892d",
    "symbol": "OZK",
    "name": "Bank Ozk",
    "exchange": "NASDAQ",
    "country_code": "US",
    "country_name": "United States",
    "sector": "Financial Services",
    "industry": "Banks - Regional",
    "chart_url": "https://sharemaestro.com/terminal/ebb2109a-4e6d-45b7-a618-74720daf892d/"
  },
  "snapshot": {
    "ticker": {
      "uuid": "ebb2109a-4e6d-45b7-a618-74720daf892d",
      "symbol": "OZK",
      "name": "Bank Ozk",
      "exchange": "NASDAQ",
      "country_code": "US",
      "country_name": "United States",
      "sector": "Financial Services",
      "industry": "Banks - Regional",
      "chart_url": "https://sharemaestro.com/terminal/ebb2109a-4e6d-45b7-a618-74720daf892d/"
    },
    "as_of_date": "2026-06-12",
    "provider_symbol": "OZK",
    "market_cap_usd": 5414627400.0,
    "price": 52.099998,
    "currency": "USD",
    "dividend_yield": 0.0353,
    "dividend_years": 28,
    "dividend_growth_5y": 0.10048999,
    "dividend_cut_5y": false,
    "payout_ratio": 0.2894,
    "net_income": 715480000.0,
    "free_cash_flow": 731729000.0,
    "fcf_covers_dividend": true,
    "debt_to_equity": 0.07562631,
    "revenue_growth_5y": 0.18973784,
    "net_margin": 0.45293,
    "roe": 0.11793,
    "pe_ratio": 8.471544,
    "price_vs_ma": 0.10781697,
    "return_3y": 0.55215799,
    "return_5y": 0.45729441,
    "max_drawdown": -0.34581048,
    "scores": {
      "dividend_reliability": 25.0,
      "dividend_sustainability": 20.0,
      "business_quality": 22.5,
      "valuation": 15.0,
      "trend": 15.0,
      "total": 97.5,
      "confidence": 100.0
    },
    "rating": "exceptional",
    "rating_label": "Exceptional Dividend Compounder",
    "decision": "buyable_now",
    "decision_label": "Buyable Now",
    "warnings": [],
    "urls": {
      "page": "https://sharemaestro.com/dividend-compounders/ticker/ebb2109a-4e6d-45b7-a618-74720daf892d/",
      "chart": "https://sharemaestro.com/terminal/ebb2109a-4e6d-45b7-a618-74720daf892d/"
    }
  },
  "score_breakdown": {
    "dividend_reliability": 25.0,
    "dividend_sustainability": 20.0,
    "business_quality": 22.5,
    "valuation": 15.0,
    "trend": 15.0,
    "total": 97.5,
    "confidence": 100.0
  },
  "warnings": [],
  "diary": [
    {
      "event_date": "2026-06-12",
      "event_type": "qualified",
      "severity": "positive",
      "ticker": "OZK",
      "exchange": "NASDAQ",
      "headline": "OZK qualified as a dividend compounder candidate",
      "detail": "Score 97.5/100, decision Buyable Now.",
      "amount": null,
      "currency": "",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/ebb2109a-4e6d-45b7-a618-74720daf892d/"
    },
    {
      "event_date": "2026-04-13",
      "event_type": "payment",
      "severity": "info",
      "ticker": "OZK",
      "exchange": "NASDAQ",
      "headline": "OZK dividend payment 0.47 USD",
      "detail": "Recorded dividend payment for Bank Ozk.",
      "amount": 0.47,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/ebb2109a-4e6d-45b7-a618-74720daf892d/"
    },
    {
      "event_date": "2026-01-13",
      "event_type": "payment",
      "severity": "info",
      "ticker": "OZK",
      "exchange": "NASDAQ",
      "headline": "OZK dividend payment 0.46 USD",
      "detail": "Recorded dividend payment for Bank Ozk.",
      "amount": 0.46,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/ebb2109a-4e6d-45b7-a618-74720daf892d/"
    },
    {
      "event_date": "2025-10-14",
      "event_type": "payment",
      "severity": "info",
      "ticker": "OZK",
      "exchange": "NASDAQ",
      "headline": "OZK dividend payment 0.45 USD",
      "detail": "Recorded dividend payment for Bank Ozk.",
      "amount": 0.45,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/ebb2109a-4e6d-45b7-a618-74720daf892d/"
    },
    {
      "event_date": "2025-07-11",
      "event_type": "payment",
      "severity": "info",
      "ticker": "OZK",
      "exchange": "NASDAQ",
      "headline": "OZK dividend payment 0.44 USD",
      "detail": "Recorded dividend payment for Bank Ozk.",
      "amount": 0.44,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/ebb2109a-4e6d-45b7-a618-74720daf892d/"
    },
    {
      "event_date": "2025-04-14",
      "event_type": "payment",
      "severity": "info",
      "ticker": "OZK",
      "exchange": "NASDAQ",
      "headline": "OZK dividend payment 0.43 USD",
      "detail": "Recorded dividend payment for Bank Ozk.",
      "amount": 0.43,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/ebb2109a-4e6d-45b7-a618-74720daf892d/"
    },
    {
      "event_date": "2025-01-14",
      "event_type": "payment",
      "severity": "info",
      "ticker": "OZK",
      "exchange": "NASDAQ",
      "headline": "OZK dividend payment 0.42 USD",
      "detail": "Recorded dividend payment for Bank Ozk.",
      "amount": 0.42,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/ebb2109a-4e6d-45b7-a618-74720daf892d/"
    },
    {
      "event_date": "2024-10-11",
      "event_type": "payment",
      "severity": "info",
      "ticker": "OZK",
      "exchange": "NASDAQ",
      "headline": "OZK dividend payment 0.41 USD",
      "detail": "Recorded dividend payment for Bank Ozk.",
      "amount": 0.41,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/ebb2109a-4e6d-45b7-a618-74720daf892d/"
    },
    {
      "event_date": "2024-07-12",
      "event_type": "payment",
      "severity": "info",
      "ticker": "OZK",
      "exchange": "NASDAQ",
      "headline": "OZK dividend payment 0.4 USD",
      "detail": "Recorded dividend payment for Bank Ozk.",
      "amount": 0.4,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/ebb2109a-4e6d-45b7-a618-74720daf892d/"
    },
    {
      "event_date": "2024-04-11",
      "event_type": "payment",
      "severity": "info",
      "ticker": "OZK",
      "exchange": "NASDAQ",
      "headline": "OZK dividend payment 0.39 USD",
      "detail": "Recorded dividend payment for Bank Ozk.",
      "amount": 0.39,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/ebb2109a-4e6d-45b7-a618-74720daf892d/"
    },
    {
      "event_date": "2024-01-12",
      "event_type": "payment",
      "severity": "info",
      "ticker": "OZK",
      "exchange": "NASDAQ",
      "headline": "OZK dividend payment 0.38 USD",
      "detail": "Recorded dividend payment for Bank Ozk.",
      "amount": 0.38,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/ebb2109a-4e6d-45b7-a618-74720daf892d/"
    },
    {
      "event_date": "2023-10-12",
      "event_type": "payment",
      "severity": "info",
      "ticker": "OZK",
      "exchange": "NASDAQ",
      "headline": "OZK dividend payment 0.37 USD",
      "detail": "Recorded dividend payment for Bank Ozk.",
      "amount": 0.37,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/ebb2109a-4e6d-45b7-a618-74720daf892d/"
    },
    {
      "event_date": "2023-07-13",
      "event_type": "payment",
      "severity": "info",
      "ticker": "OZK",
      "exchange": "NASDAQ",
      "headline": "OZK dividend payment 0.36 USD",
      "detail": "Recorded dividend payment for Bank Ozk.",
      "amount": 0.36,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/ebb2109a-4e6d-45b7-a618-74720daf892d/"
    },
    {
      "event_date": "2013-10-09",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "OZK",
      "exchange": "NASDAQ",
      "headline": "Dividend increased 10.5%",
      "detail": "Payment changed from 0.095 to 0.105.",
      "amount": 0.105,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/ebb2109a-4e6d-45b7-a618-74720daf892d/"
    },
    {
      "event_date": "2013-07-10",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "OZK",
      "exchange": "NASDAQ",
      "headline": "Dividend increased 11.8%",
      "detail": "Payment changed from 0.085 to 0.095.",
      "amount": 0.095,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/ebb2109a-4e6d-45b7-a618-74720daf892d/"
    },
    {
      "event_date": "2013-04-10",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "OZK",
      "exchange": "NASDAQ",
      "headline": "Dividend increased 13.3%",
      "detail": "Payment changed from 0.075 to 0.085.",
      "amount": 0.085,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/ebb2109a-4e6d-45b7-a618-74720daf892d/"
    },
    {
      "event_date": "2013-01-16",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "OZK",
      "exchange": "NASDAQ",
      "headline": "Dividend increased 7.1%",
      "detail": "Payment changed from 0.07 to 0.075.",
      "amount": 0.075,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/ebb2109a-4e6d-45b7-a618-74720daf892d/"
    },
    {
      "event_date": "2012-10-10",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "OZK",
      "exchange": "NASDAQ",
      "headline": "Dividend increased 7.7%",
      "detail": "Payment changed from 0.065 to 0.07.",
      "amount": 0.07,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/ebb2109a-4e6d-45b7-a618-74720daf892d/"
    },
    {
      "event_date": "2012-07-11",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "OZK",
      "exchange": "NASDAQ",
      "headline": "Dividend increased 8.3%",
      "detail": "Payment changed from 0.06 to 0.065.",
      "amount": 0.065,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/ebb2109a-4e6d-45b7-a618-74720daf892d/"
    }
  ]
}