{
  "app": "dividend_compounders",
  "ticker": {
    "uuid": "ebb9928a-2c7e-4419-a919-20b1c088cfda",
    "symbol": "RLI",
    "name": "RLI Corp",
    "exchange": "NYSE",
    "country_code": "US",
    "country_name": "United States",
    "sector": "Financial Services",
    "industry": "Insurance - Property & Casualty",
    "chart_url": "https://sharemaestro.com/terminal/ebb9928a-2c7e-4419-a919-20b1c088cfda/"
  },
  "snapshot": {
    "ticker": {
      "uuid": "ebb9928a-2c7e-4419-a919-20b1c088cfda",
      "symbol": "RLI",
      "name": "RLI Corp",
      "exchange": "NYSE",
      "country_code": "US",
      "country_name": "United States",
      "sector": "Financial Services",
      "industry": "Insurance - Property & Casualty",
      "chart_url": "https://sharemaestro.com/terminal/ebb9928a-2c7e-4419-a919-20b1c088cfda/"
    },
    "as_of_date": "2026-06-12",
    "provider_symbol": "RLI",
    "market_cap": 4996848128.0,
    "market_cap_usd": 4815729777.78,
    "price": 54.349998,
    "currency": "USD",
    "dividend_yield": 0.04305428,
    "dividend_years": 39,
    "dividend_growth_5y": 0.21952365,
    "dividend_cut_5y": true,
    "payout_ratio": 0.1492,
    "net_income": 403337000.0,
    "free_cash_flow": 608698000.0,
    "fcf_covers_dividend": true,
    "debt_to_equity": 0.20284,
    "revenue_growth_5y": 0.13768343,
    "net_margin": 0.20805,
    "roe": 0.23232001,
    "pe_ratio": 12.668998,
    "price_vs_ma": -0.02782456,
    "return_3y": -0.05222168,
    "return_5y": 0.30918122,
    "max_drawdown": -0.41020007,
    "scores": {
      "dividend_reliability": 18.0,
      "dividend_sustainability": 20.0,
      "business_quality": 23.5,
      "valuation": 15.0,
      "trend": 5.5,
      "total": 82.0,
      "confidence": 100.0
    },
    "rating": "high_quality",
    "rating_label": "High Quality Watchlist Candidate",
    "decision": "reject",
    "decision_label": "Reject",
    "warnings": [
      "Dividend cut or material annual decrease detected in the last five completed years."
    ],
    "urls": {
      "page": "https://sharemaestro.com/dividend-compounders/ticker/ebb9928a-2c7e-4419-a919-20b1c088cfda/",
      "chart": "https://sharemaestro.com/terminal/ebb9928a-2c7e-4419-a919-20b1c088cfda/"
    }
  },
  "score_breakdown": {
    "dividend_reliability": 18.0,
    "dividend_sustainability": 20.0,
    "business_quality": 23.5,
    "valuation": 15.0,
    "trend": 5.5,
    "total": 82.0,
    "confidence": 100.0
  },
  "warnings": [
    "Dividend cut or material annual decrease detected in the last five completed years."
  ],
  "diary": [
    {
      "event_date": "2026-06-12",
      "event_type": "warning",
      "severity": "warning",
      "ticker": "RLI",
      "exchange": "NYSE",
      "headline": "RLI dividend review warning",
      "detail": "Dividend cut or material annual decrease detected in the last five completed years.",
      "amount": null,
      "currency": "",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/ebb9928a-2c7e-4419-a919-20b1c088cfda/"
    },
    {
      "event_date": "2026-05-29",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "RLI",
      "exchange": "NYSE",
      "headline": "Dividend increased 1262.5%",
      "detail": "Payment changed from 0.16 to 2.18.",
      "amount": 2.18,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/ebb9928a-2c7e-4419-a919-20b1c088cfda/"
    },
    {
      "event_date": "2026-05-29",
      "event_type": "payment",
      "severity": "info",
      "ticker": "RLI",
      "exchange": "NYSE",
      "headline": "RLI dividend payment 2.18 USD",
      "detail": "Recorded dividend payment for RLI Corp.",
      "amount": 2.18,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/ebb9928a-2c7e-4419-a919-20b1c088cfda/"
    },
    {
      "event_date": "2026-03-02",
      "event_type": "cut",
      "severity": "negative",
      "ticker": "RLI",
      "exchange": "NYSE",
      "headline": "Dividend cut -92.6%",
      "detail": "Payment changed from 2.16 to 0.16.",
      "amount": 0.16,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/ebb9928a-2c7e-4419-a919-20b1c088cfda/"
    },
    {
      "event_date": "2026-03-02",
      "event_type": "payment",
      "severity": "info",
      "ticker": "RLI",
      "exchange": "NYSE",
      "headline": "RLI dividend payment 0.16 USD",
      "detail": "Recorded dividend payment for RLI Corp.",
      "amount": 0.16,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/ebb9928a-2c7e-4419-a919-20b1c088cfda/"
    },
    {
      "event_date": "2025-11-28",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "RLI",
      "exchange": "NYSE",
      "headline": "Dividend increased 1250.0%",
      "detail": "Payment changed from 0.16 to 2.16.",
      "amount": 2.16,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/ebb9928a-2c7e-4419-a919-20b1c088cfda/"
    },
    {
      "event_date": "2025-11-28",
      "event_type": "payment",
      "severity": "info",
      "ticker": "RLI",
      "exchange": "NYSE",
      "headline": "RLI dividend payment 2.16 USD",
      "detail": "Recorded dividend payment for RLI Corp.",
      "amount": 2.16,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/ebb9928a-2c7e-4419-a919-20b1c088cfda/"
    },
    {
      "event_date": "2025-08-29",
      "event_type": "payment",
      "severity": "info",
      "ticker": "RLI",
      "exchange": "NYSE",
      "headline": "RLI dividend payment 0.16 USD",
      "detail": "Recorded dividend payment for RLI Corp.",
      "amount": 0.16,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/ebb9928a-2c7e-4419-a919-20b1c088cfda/"
    },
    {
      "event_date": "2025-05-30",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "RLI",
      "exchange": "NYSE",
      "headline": "Dividend increased 6.7%",
      "detail": "Payment changed from 0.15 to 0.16.",
      "amount": 0.16,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/ebb9928a-2c7e-4419-a919-20b1c088cfda/"
    },
    {
      "event_date": "2025-05-30",
      "event_type": "payment",
      "severity": "info",
      "ticker": "RLI",
      "exchange": "NYSE",
      "headline": "RLI dividend payment 0.16 USD",
      "detail": "Recorded dividend payment for RLI Corp.",
      "amount": 0.16,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/ebb9928a-2c7e-4419-a919-20b1c088cfda/"
    },
    {
      "event_date": "2025-02-28",
      "event_type": "cut",
      "severity": "negative",
      "ticker": "RLI",
      "exchange": "NYSE",
      "headline": "Dividend cut -93.0%",
      "detail": "Payment changed from 2.145 to 0.15.",
      "amount": 0.15,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/ebb9928a-2c7e-4419-a919-20b1c088cfda/"
    },
    {
      "event_date": "2025-02-28",
      "event_type": "payment",
      "severity": "info",
      "ticker": "RLI",
      "exchange": "NYSE",
      "headline": "RLI dividend payment 0.15 USD",
      "detail": "Recorded dividend payment for RLI Corp.",
      "amount": 0.15,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/ebb9928a-2c7e-4419-a919-20b1c088cfda/"
    },
    {
      "event_date": "2024-11-29",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "RLI",
      "exchange": "NYSE",
      "headline": "Dividend increased 1379.3%",
      "detail": "Payment changed from 0.145 to 2.145.",
      "amount": 2.145,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/ebb9928a-2c7e-4419-a919-20b1c088cfda/"
    },
    {
      "event_date": "2024-11-29",
      "event_type": "payment",
      "severity": "info",
      "ticker": "RLI",
      "exchange": "NYSE",
      "headline": "RLI dividend payment 2.145 USD",
      "detail": "Recorded dividend payment for RLI Corp.",
      "amount": 2.145,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/ebb9928a-2c7e-4419-a919-20b1c088cfda/"
    },
    {
      "event_date": "2024-08-30",
      "event_type": "payment",
      "severity": "info",
      "ticker": "RLI",
      "exchange": "NYSE",
      "headline": "RLI dividend payment 0.145 USD",
      "detail": "Recorded dividend payment for RLI Corp.",
      "amount": 0.145,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/ebb9928a-2c7e-4419-a919-20b1c088cfda/"
    },
    {
      "event_date": "2024-05-31",
      "event_type": "payment",
      "severity": "info",
      "ticker": "RLI",
      "exchange": "NYSE",
      "headline": "RLI dividend payment 0.145 USD",
      "detail": "Recorded dividend payment for RLI Corp.",
      "amount": 0.145,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/ebb9928a-2c7e-4419-a919-20b1c088cfda/"
    },
    {
      "event_date": "2024-02-28",
      "event_type": "payment",
      "severity": "info",
      "ticker": "RLI",
      "exchange": "NYSE",
      "headline": "RLI dividend payment 0.135 USD",
      "detail": "Recorded dividend payment for RLI Corp.",
      "amount": 0.135,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/ebb9928a-2c7e-4419-a919-20b1c088cfda/"
    },
    {
      "event_date": "2023-11-29",
      "event_type": "payment",
      "severity": "info",
      "ticker": "RLI",
      "exchange": "NYSE",
      "headline": "RLI dividend payment 1.135 USD",
      "detail": "Recorded dividend payment for RLI Corp.",
      "amount": 1.135,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/ebb9928a-2c7e-4419-a919-20b1c088cfda/"
    },
    {
      "event_date": "2023-08-30",
      "event_type": "payment",
      "severity": "info",
      "ticker": "RLI",
      "exchange": "NYSE",
      "headline": "RLI dividend payment 0.135 USD",
      "detail": "Recorded dividend payment for RLI Corp.",
      "amount": 0.135,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/ebb9928a-2c7e-4419-a919-20b1c088cfda/"
    }
  ]
}