{
  "app": "dividend_compounders",
  "ticker": {
    "uuid": "ef034964-2a3d-4bff-8199-806a0c19e9b8",
    "symbol": "QLT",
    "name": "Quilter plc",
    "exchange": "LSE",
    "country_code": "GB",
    "country_name": "United Kingdom",
    "sector": "Financial Services",
    "industry": "Asset Management",
    "chart_url": "https://sharemaestro.com/terminal/ef034964-2a3d-4bff-8199-806a0c19e9b8/"
  },
  "snapshot": {
    "ticker": {
      "uuid": "ef034964-2a3d-4bff-8199-806a0c19e9b8",
      "symbol": "QLT",
      "name": "Quilter plc",
      "exchange": "LSE",
      "country_code": "GB",
      "country_name": "United Kingdom",
      "sector": "Financial Services",
      "industry": "Asset Management",
      "chart_url": "https://sharemaestro.com/terminal/ef034964-2a3d-4bff-8199-806a0c19e9b8/"
    },
    "as_of_date": "2026-06-12",
    "provider_symbol": "QLT.L",
    "market_cap": 2655493120.0,
    "market_cap_usd": 260794760398.6984,
    "price": 194.199997,
    "currency": "GBP",
    "dividend_yield": 0.0336,
    "dividend_years": 8,
    "dividend_growth_5y": 0.03382368,
    "dividend_cut_5y": true,
    "payout_ratio": 0.72089994,
    "net_income": 120000000.0,
    "free_cash_flow": 6192000000.0,
    "fcf_covers_dividend": true,
    "debt_to_equity": 0.18486,
    "revenue_growth_5y": 0.42238541,
    "net_margin": 0.01282,
    "roe": 0.08307,
    "pe_ratio": 21.577776,
    "price_vs_ma": 0.0500958,
    "return_3y": 1.53862509,
    "return_5y": 0.0983645,
    "max_drawdown": -0.62797466,
    "scores": {
      "dividend_reliability": 14.9,
      "dividend_sustainability": 16.0,
      "business_quality": 20.5,
      "valuation": 15.0,
      "trend": 12.0,
      "total": 78.4,
      "confidence": 100.0
    },
    "rating": "high_quality",
    "rating_label": "High Quality Watchlist Candidate",
    "decision": "reject",
    "decision_label": "Reject",
    "warnings": [
      "Dividend cut or material annual decrease detected in the last five completed years."
    ],
    "urls": {
      "page": "https://sharemaestro.com/dividend-compounders/ticker/ef034964-2a3d-4bff-8199-806a0c19e9b8/",
      "chart": "https://sharemaestro.com/terminal/ef034964-2a3d-4bff-8199-806a0c19e9b8/"
    }
  },
  "score_breakdown": {
    "dividend_reliability": 14.9,
    "dividend_sustainability": 16.0,
    "business_quality": 20.5,
    "valuation": 15.0,
    "trend": 12.0,
    "total": 78.4,
    "confidence": 100.0
  },
  "warnings": [
    "Dividend cut or material annual decrease detected in the last five completed years."
  ],
  "diary": [
    {
      "event_date": "2026-06-12",
      "event_type": "warning",
      "severity": "warning",
      "ticker": "QLT",
      "exchange": "LSE",
      "headline": "QLT dividend review warning",
      "detail": "Dividend cut or material annual decrease detected in the last five completed years.",
      "amount": null,
      "currency": "",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/ef034964-2a3d-4bff-8199-806a0c19e9b8/"
    },
    {
      "event_date": "2026-04-16",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "QLT",
      "exchange": "LSE",
      "headline": "Dividend increased 115.0%",
      "detail": "Payment changed from 2 to 4.3.",
      "amount": 4.3,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/ef034964-2a3d-4bff-8199-806a0c19e9b8/"
    },
    {
      "event_date": "2026-04-16",
      "event_type": "payment",
      "severity": "info",
      "ticker": "QLT",
      "exchange": "LSE",
      "headline": "QLT dividend payment 4.3 GBP",
      "detail": "Recorded dividend payment for Quilter plc.",
      "amount": 4.3,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/ef034964-2a3d-4bff-8199-806a0c19e9b8/"
    },
    {
      "event_date": "2025-08-28",
      "event_type": "cut",
      "severity": "negative",
      "ticker": "QLT",
      "exchange": "LSE",
      "headline": "Dividend cut -52.4%",
      "detail": "Payment changed from 4.2 to 2.",
      "amount": 2.0,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/ef034964-2a3d-4bff-8199-806a0c19e9b8/"
    },
    {
      "event_date": "2025-08-28",
      "event_type": "payment",
      "severity": "info",
      "ticker": "QLT",
      "exchange": "LSE",
      "headline": "QLT dividend payment 2 GBP",
      "detail": "Recorded dividend payment for Quilter plc.",
      "amount": 2.0,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/ef034964-2a3d-4bff-8199-806a0c19e9b8/"
    },
    {
      "event_date": "2025-04-10",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "QLT",
      "exchange": "LSE",
      "headline": "Dividend increased 147.1%",
      "detail": "Payment changed from 1.7 to 4.2.",
      "amount": 4.2,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/ef034964-2a3d-4bff-8199-806a0c19e9b8/"
    },
    {
      "event_date": "2025-04-10",
      "event_type": "payment",
      "severity": "info",
      "ticker": "QLT",
      "exchange": "LSE",
      "headline": "QLT dividend payment 4.2 GBP",
      "detail": "Recorded dividend payment for Quilter plc.",
      "amount": 4.2,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/ef034964-2a3d-4bff-8199-806a0c19e9b8/"
    },
    {
      "event_date": "2024-08-29",
      "event_type": "cut",
      "severity": "negative",
      "ticker": "QLT",
      "exchange": "LSE",
      "headline": "Dividend cut -54.1%",
      "detail": "Payment changed from 3.7 to 1.7.",
      "amount": 1.7,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/ef034964-2a3d-4bff-8199-806a0c19e9b8/"
    },
    {
      "event_date": "2024-08-29",
      "event_type": "payment",
      "severity": "info",
      "ticker": "QLT",
      "exchange": "LSE",
      "headline": "QLT dividend payment 1.7 GBP",
      "detail": "Recorded dividend payment for Quilter plc.",
      "amount": 1.7,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/ef034964-2a3d-4bff-8199-806a0c19e9b8/"
    },
    {
      "event_date": "2024-04-18",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "QLT",
      "exchange": "LSE",
      "headline": "Dividend increased 146.7%",
      "detail": "Payment changed from 1.5 to 3.7.",
      "amount": 3.7,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/ef034964-2a3d-4bff-8199-806a0c19e9b8/"
    },
    {
      "event_date": "2024-04-18",
      "event_type": "payment",
      "severity": "info",
      "ticker": "QLT",
      "exchange": "LSE",
      "headline": "QLT dividend payment 3.7 GBP",
      "detail": "Recorded dividend payment for Quilter plc.",
      "amount": 3.7,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/ef034964-2a3d-4bff-8199-806a0c19e9b8/"
    },
    {
      "event_date": "2023-08-31",
      "event_type": "cut",
      "severity": "negative",
      "ticker": "QLT",
      "exchange": "LSE",
      "headline": "Dividend cut -54.5%",
      "detail": "Payment changed from 3.3 to 1.5.",
      "amount": 1.5,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/ef034964-2a3d-4bff-8199-806a0c19e9b8/"
    },
    {
      "event_date": "2023-08-31",
      "event_type": "payment",
      "severity": "info",
      "ticker": "QLT",
      "exchange": "LSE",
      "headline": "QLT dividend payment 1.5 GBP",
      "detail": "Recorded dividend payment for Quilter plc.",
      "amount": 1.5,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/ef034964-2a3d-4bff-8199-806a0c19e9b8/"
    },
    {
      "event_date": "2023-04-20",
      "event_type": "payment",
      "severity": "info",
      "ticker": "QLT",
      "exchange": "LSE",
      "headline": "QLT dividend payment 3.3 GBP",
      "detail": "Recorded dividend payment for Quilter plc.",
      "amount": 3.3,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/ef034964-2a3d-4bff-8199-806a0c19e9b8/"
    },
    {
      "event_date": "2022-09-01",
      "event_type": "payment",
      "severity": "info",
      "ticker": "QLT",
      "exchange": "LSE",
      "headline": "QLT dividend payment 1.2 GBP",
      "detail": "Recorded dividend payment for Quilter plc.",
      "amount": 1.2,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/ef034964-2a3d-4bff-8199-806a0c19e9b8/"
    },
    {
      "event_date": "2022-05-23",
      "event_type": "payment",
      "severity": "info",
      "ticker": "QLT",
      "exchange": "LSE",
      "headline": "QLT dividend payment 20 GBP",
      "detail": "Recorded dividend payment for Quilter plc.",
      "amount": 20.0,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/ef034964-2a3d-4bff-8199-806a0c19e9b8/"
    },
    {
      "event_date": "2022-04-07",
      "event_type": "payment",
      "severity": "info",
      "ticker": "QLT",
      "exchange": "LSE",
      "headline": "QLT dividend payment 4.55 GBP",
      "detail": "Recorded dividend payment for Quilter plc.",
      "amount": 4.5499997,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/ef034964-2a3d-4bff-8199-806a0c19e9b8/"
    },
    {
      "event_date": "2021-09-02",
      "event_type": "payment",
      "severity": "info",
      "ticker": "QLT",
      "exchange": "LSE",
      "headline": "QLT dividend payment 1.983 GBP",
      "detail": "Recorded dividend payment for Quilter plc.",
      "amount": 1.9833001,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/ef034964-2a3d-4bff-8199-806a0c19e9b8/"
    },
    {
      "event_date": "2021-04-08",
      "event_type": "payment",
      "severity": "info",
      "ticker": "QLT",
      "exchange": "LSE",
      "headline": "QLT dividend payment 4.2 GBP",
      "detail": "Recorded dividend payment for Quilter plc.",
      "amount": 4.2,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/ef034964-2a3d-4bff-8199-806a0c19e9b8/"
    }
  ]
}