{
  "app": "dividend_compounders",
  "ticker": {
    "uuid": "f822713b-1726-4e28-a57c-3f6d25f3ce02",
    "symbol": "BAP",
    "name": "Credicorp Ltd",
    "exchange": "NYSE",
    "country_code": "US",
    "country_name": "United States",
    "sector": "Financial Services",
    "industry": "Banks - Regional",
    "chart_url": "https://sharemaestro.com/terminal/f822713b-1726-4e28-a57c-3f6d25f3ce02/"
  },
  "snapshot": {
    "ticker": {
      "uuid": "f822713b-1726-4e28-a57c-3f6d25f3ce02",
      "symbol": "BAP",
      "name": "Credicorp Ltd",
      "exchange": "NYSE",
      "country_code": "US",
      "country_name": "United States",
      "sector": "Financial Services",
      "industry": "Banks - Regional",
      "chart_url": "https://sharemaestro.com/terminal/f822713b-1726-4e28-a57c-3f6d25f3ce02/"
    },
    "as_of_date": "2026-06-12",
    "provider_symbol": "BAP",
    "market_cap": 29360125952.0,
    "market_cap_usd": 25622082232.5,
    "price": 369.549988,
    "currency": "USD",
    "dividend_yield": 0.0388,
    "dividend_years": 29,
    "dividend_growth_5y": -0.08959798,
    "dividend_cut_5y": true,
    "payout_ratio": 0.4511,
    "net_income": 6925377000.0,
    "free_cash_flow": 7337520000.0,
    "fcf_covers_dividend": true,
    "debt_to_equity": 0.65976138,
    "revenue_growth_5y": 0.09681705,
    "net_margin": 0.32900003,
    "roe": 0.19148001,
    "pe_ratio": 14.1916275,
    "price_vs_ma": 0.20186389,
    "return_3y": 2.04365111,
    "return_5y": 3.03222171,
    "max_drawdown": -0.43239179,
    "scores": {
      "dividend_reliability": 9.75,
      "dividend_sustainability": 20.0,
      "business_quality": 25.0,
      "valuation": 13.0,
      "trend": 13.5,
      "total": 81.25,
      "confidence": 100.0
    },
    "rating": "high_quality",
    "rating_label": "High Quality Watchlist Candidate",
    "decision": "reject",
    "decision_label": "Reject",
    "warnings": [
      "Price currency USD differs from financial currency PEN.",
      "Dividend cut or material annual decrease detected in the last five completed years."
    ],
    "urls": {
      "page": "https://sharemaestro.com/dividend-compounders/ticker/f822713b-1726-4e28-a57c-3f6d25f3ce02/",
      "chart": "https://sharemaestro.com/terminal/f822713b-1726-4e28-a57c-3f6d25f3ce02/"
    }
  },
  "score_breakdown": {
    "dividend_reliability": 9.75,
    "dividend_sustainability": 20.0,
    "business_quality": 25.0,
    "valuation": 13.0,
    "trend": 13.5,
    "total": 81.25,
    "confidence": 100.0
  },
  "warnings": [
    "Price currency USD differs from financial currency PEN.",
    "Dividend cut or material annual decrease detected in the last five completed years."
  ],
  "diary": [
    {
      "event_date": "2026-06-12",
      "event_type": "warning",
      "severity": "warning",
      "ticker": "BAP",
      "exchange": "NYSE",
      "headline": "BAP dividend review warning",
      "detail": "Dividend cut or material annual decrease detected in the last five completed years.",
      "amount": null,
      "currency": "",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/f822713b-1726-4e28-a57c-3f6d25f3ce02/"
    },
    {
      "event_date": "2026-05-18",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "BAP",
      "exchange": "NYSE",
      "headline": "Dividend increased 29.7%",
      "detail": "Payment changed from 11.01 to 14.28.",
      "amount": 14.276,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/f822713b-1726-4e28-a57c-3f6d25f3ce02/"
    },
    {
      "event_date": "2026-05-18",
      "event_type": "payment",
      "severity": "info",
      "ticker": "BAP",
      "exchange": "NYSE",
      "headline": "BAP dividend payment 14.28 USD",
      "detail": "Recorded dividend payment for Credicorp Ltd.",
      "amount": 14.276,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/f822713b-1726-4e28-a57c-3f6d25f3ce02/"
    },
    {
      "event_date": "2025-05-19",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "BAP",
      "exchange": "NYSE",
      "headline": "Dividend increased 277.5%",
      "detail": "Payment changed from 2.917 to 11.01.",
      "amount": 11.011,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/f822713b-1726-4e28-a57c-3f6d25f3ce02/"
    },
    {
      "event_date": "2025-05-19",
      "event_type": "payment",
      "severity": "info",
      "ticker": "BAP",
      "exchange": "NYSE",
      "headline": "BAP dividend payment 11.01 USD",
      "detail": "Recorded dividend payment for Credicorp Ltd.",
      "amount": 11.011,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/f822713b-1726-4e28-a57c-3f6d25f3ce02/"
    },
    {
      "event_date": "2024-09-23",
      "event_type": "cut",
      "severity": "negative",
      "ticker": "BAP",
      "exchange": "NYSE",
      "headline": "Dividend cut -68.6%",
      "detail": "Payment changed from 9.288 to 2.917.",
      "amount": 2.917,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/f822713b-1726-4e28-a57c-3f6d25f3ce02/"
    },
    {
      "event_date": "2024-09-23",
      "event_type": "payment",
      "severity": "info",
      "ticker": "BAP",
      "exchange": "NYSE",
      "headline": "BAP dividend payment 2.917 USD",
      "detail": "Recorded dividend payment for Credicorp Ltd.",
      "amount": 2.917,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/f822713b-1726-4e28-a57c-3f6d25f3ce02/"
    },
    {
      "event_date": "2024-05-17",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "BAP",
      "exchange": "NYSE",
      "headline": "Dividend increased 37.1%",
      "detail": "Payment changed from 6.775 to 9.288.",
      "amount": 9.288,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/f822713b-1726-4e28-a57c-3f6d25f3ce02/"
    },
    {
      "event_date": "2024-05-17",
      "event_type": "payment",
      "severity": "info",
      "ticker": "BAP",
      "exchange": "NYSE",
      "headline": "BAP dividend payment 9.288 USD",
      "detail": "Recorded dividend payment for Credicorp Ltd.",
      "amount": 9.288,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/f822713b-1726-4e28-a57c-3f6d25f3ce02/"
    },
    {
      "event_date": "2023-05-18",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "BAP",
      "exchange": "NYSE",
      "headline": "Dividend increased 69.6%",
      "detail": "Payment changed from 3.994 to 6.775.",
      "amount": 6.775,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/f822713b-1726-4e28-a57c-3f6d25f3ce02/"
    },
    {
      "event_date": "2023-05-18",
      "event_type": "payment",
      "severity": "info",
      "ticker": "BAP",
      "exchange": "NYSE",
      "headline": "BAP dividend payment 6.775 USD",
      "detail": "Recorded dividend payment for Credicorp Ltd.",
      "amount": 6.775,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/f822713b-1726-4e28-a57c-3f6d25f3ce02/"
    },
    {
      "event_date": "2022-05-19",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "BAP",
      "exchange": "NYSE",
      "headline": "Dividend increased 230.4%",
      "detail": "Payment changed from 1.209 to 3.994.",
      "amount": 3.994,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/f822713b-1726-4e28-a57c-3f6d25f3ce02/"
    },
    {
      "event_date": "2022-05-19",
      "event_type": "payment",
      "severity": "info",
      "ticker": "BAP",
      "exchange": "NYSE",
      "headline": "BAP dividend payment 3.994 USD",
      "detail": "Recorded dividend payment for Credicorp Ltd.",
      "amount": 3.994,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/f822713b-1726-4e28-a57c-3f6d25f3ce02/"
    },
    {
      "event_date": "2021-09-14",
      "event_type": "payment",
      "severity": "info",
      "ticker": "BAP",
      "exchange": "NYSE",
      "headline": "BAP dividend payment 1.209 USD",
      "detail": "Recorded dividend payment for Credicorp Ltd.",
      "amount": 1.209,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/f822713b-1726-4e28-a57c-3f6d25f3ce02/"
    },
    {
      "event_date": "2020-04-09",
      "event_type": "payment",
      "severity": "info",
      "ticker": "BAP",
      "exchange": "NYSE",
      "headline": "BAP dividend payment 8.803 USD",
      "detail": "Recorded dividend payment for Credicorp Ltd.",
      "amount": 8.803,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/f822713b-1726-4e28-a57c-3f6d25f3ce02/"
    },
    {
      "event_date": "2020-04-08",
      "event_type": "payment",
      "severity": "info",
      "ticker": "BAP",
      "exchange": "NYSE",
      "headline": "BAP dividend payment 8.803 USD",
      "detail": "Recorded dividend payment for Credicorp Ltd.",
      "amount": 8.803,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/f822713b-1726-4e28-a57c-3f6d25f3ce02/"
    },
    {
      "event_date": "2019-10-22",
      "event_type": "payment",
      "severity": "info",
      "ticker": "BAP",
      "exchange": "NYSE",
      "headline": "BAP dividend payment 2.362 USD",
      "detail": "Recorded dividend payment for Credicorp Ltd.",
      "amount": 2.362,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/f822713b-1726-4e28-a57c-3f6d25f3ce02/"
    },
    {
      "event_date": "2019-04-15",
      "event_type": "payment",
      "severity": "info",
      "ticker": "BAP",
      "exchange": "NYSE",
      "headline": "BAP dividend payment 6.033 USD",
      "detail": "Recorded dividend payment for Credicorp Ltd.",
      "amount": 6.033,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/f822713b-1726-4e28-a57c-3f6d25f3ce02/"
    },
    {
      "event_date": "2018-04-17",
      "event_type": "payment",
      "severity": "info",
      "ticker": "BAP",
      "exchange": "NYSE",
      "headline": "BAP dividend payment 4.304 USD",
      "detail": "Recorded dividend payment for Credicorp Ltd.",
      "amount": 4.304,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/f822713b-1726-4e28-a57c-3f6d25f3ce02/"
    }
  ]
}