{
  "app": "dividend_compounders",
  "ticker": {
    "uuid": "f974ef19-d607-4f9d-9ce7-f06712ae3c3c",
    "symbol": "BBDO",
    "name": "Banco Bradesco S/A ADR",
    "exchange": "NYSE",
    "country_code": "US",
    "country_name": "United States",
    "sector": "Financial Services",
    "industry": "Banks - Regional",
    "chart_url": "https://sharemaestro.com/terminal/f974ef19-d607-4f9d-9ce7-f06712ae3c3c/"
  },
  "snapshot": {
    "ticker": {
      "uuid": "f974ef19-d607-4f9d-9ce7-f06712ae3c3c",
      "symbol": "BBDO",
      "name": "Banco Bradesco S/A ADR",
      "exchange": "NYSE",
      "country_code": "US",
      "country_name": "United States",
      "sector": "Financial Services",
      "industry": "Banks - Regional",
      "chart_url": "https://sharemaestro.com/terminal/f974ef19-d607-4f9d-9ce7-f06712ae3c3c/"
    },
    "as_of_date": "2026-06-12",
    "provider_symbol": "BBDO",
    "market_cap": 31923550208.0,
    "market_cap_usd": 30760772001.48,
    "price": 3.02,
    "currency": "USD",
    "dividend_yield": 0.067,
    "dividend_years": 14,
    "dividend_growth_5y": 0.04632432,
    "dividend_cut_5y": true,
    "payout_ratio": 0.6607,
    "net_income": 23672706000.0,
    "free_cash_flow": -74164468000.0,
    "fcf_covers_dividend": false,
    "debt_to_equity": 2.51484437,
    "revenue_growth_5y": 0.09305792,
    "net_margin": 0.25358,
    "roe": 0.13366,
    "pe_ratio": 7.365854,
    "price_vs_ma": -0.06204323,
    "return_3y": 0.23385999,
    "return_5y": -0.06456661,
    "max_drawdown": -0.53442826,
    "scores": {
      "dividend_reliability": 18.0,
      "dividend_sustainability": 7.0,
      "business_quality": 24.0,
      "valuation": 13.0,
      "trend": 5.0,
      "total": 67.0,
      "confidence": 92.0
    },
    "rating": "acceptable",
    "rating_label": "Acceptable, Needs Review",
    "decision": "reject",
    "decision_label": "Reject",
    "warnings": [
      "Price currency USD differs from financial currency BRL.",
      "Dividend cut or material annual decrease detected in the last five completed years.",
      "Free cash flow is negative.",
      "Free cash flow does not cover dividends paid.",
      "Debt to equity is elevated at 2.51."
    ],
    "urls": {
      "page": "https://sharemaestro.com/dividend-compounders/ticker/f974ef19-d607-4f9d-9ce7-f06712ae3c3c/",
      "chart": "https://sharemaestro.com/terminal/f974ef19-d607-4f9d-9ce7-f06712ae3c3c/"
    }
  },
  "score_breakdown": {
    "dividend_reliability": 18.0,
    "dividend_sustainability": 7.0,
    "business_quality": 24.0,
    "valuation": 13.0,
    "trend": 5.0,
    "total": 67.0,
    "confidence": 92.0
  },
  "warnings": [
    "Price currency USD differs from financial currency BRL.",
    "Dividend cut or material annual decrease detected in the last five completed years.",
    "Free cash flow is negative.",
    "Free cash flow does not cover dividends paid.",
    "Debt to equity is elevated at 2.51."
  ],
  "diary": [
    {
      "event_date": "2026-06-12",
      "event_type": "warning",
      "severity": "warning",
      "ticker": "BBDO",
      "exchange": "NYSE",
      "headline": "BBDO dividend review warning",
      "detail": "Debt to equity is elevated at 2.51.",
      "amount": null,
      "currency": "",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/f974ef19-d607-4f9d-9ce7-f06712ae3c3c/"
    },
    {
      "event_date": "2026-06-03",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "BBDO",
      "exchange": "NYSE",
      "headline": "Dividend increased 33.3%",
      "detail": "Payment changed from 0.003 to 0.004.",
      "amount": 0.004,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/f974ef19-d607-4f9d-9ce7-f06712ae3c3c/"
    },
    {
      "event_date": "2026-06-03",
      "event_type": "payment",
      "severity": "info",
      "ticker": "BBDO",
      "exchange": "NYSE",
      "headline": "BBDO dividend payment 0.004 USD",
      "detail": "Recorded dividend payment for Banco Bradesco S/A ADR.",
      "amount": 0.004,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/f974ef19-d607-4f9d-9ce7-f06712ae3c3c/"
    },
    {
      "event_date": "2026-05-06",
      "event_type": "cut",
      "severity": "negative",
      "ticker": "BBDO",
      "exchange": "NYSE",
      "headline": "Dividend cut -94.2%",
      "detail": "Payment changed from 0.052 to 0.003.",
      "amount": 0.003,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/f974ef19-d607-4f9d-9ce7-f06712ae3c3c/"
    },
    {
      "event_date": "2026-05-06",
      "event_type": "payment",
      "severity": "info",
      "ticker": "BBDO",
      "exchange": "NYSE",
      "headline": "BBDO dividend payment 0.003 USD",
      "detail": "Recorded dividend payment for Banco Bradesco S/A ADR.",
      "amount": 0.003,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/f974ef19-d607-4f9d-9ce7-f06712ae3c3c/"
    },
    {
      "event_date": "2026-04-08",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "BBDO",
      "exchange": "NYSE",
      "headline": "Dividend increased 1633.3%",
      "detail": "Payment changed from 0.003 to 0.052.",
      "amount": 0.052,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/f974ef19-d607-4f9d-9ce7-f06712ae3c3c/"
    },
    {
      "event_date": "2026-04-08",
      "event_type": "payment",
      "severity": "info",
      "ticker": "BBDO",
      "exchange": "NYSE",
      "headline": "BBDO dividend payment 0.052 USD",
      "detail": "Recorded dividend payment for Banco Bradesco S/A ADR.",
      "amount": 0.052,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/f974ef19-d607-4f9d-9ce7-f06712ae3c3c/"
    },
    {
      "event_date": "2026-04-06",
      "event_type": "payment",
      "severity": "info",
      "ticker": "BBDO",
      "exchange": "NYSE",
      "headline": "BBDO dividend payment 0.003 USD",
      "detail": "Recorded dividend payment for Banco Bradesco S/A ADR.",
      "amount": 0.003,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/f974ef19-d607-4f9d-9ce7-f06712ae3c3c/"
    },
    {
      "event_date": "2026-03-04",
      "event_type": "payment",
      "severity": "info",
      "ticker": "BBDO",
      "exchange": "NYSE",
      "headline": "BBDO dividend payment 0.003 USD",
      "detail": "Recorded dividend payment for Banco Bradesco S/A ADR.",
      "amount": 0.003,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/f974ef19-d607-4f9d-9ce7-f06712ae3c3c/"
    },
    {
      "event_date": "2026-02-04",
      "event_type": "payment",
      "severity": "info",
      "ticker": "BBDO",
      "exchange": "NYSE",
      "headline": "BBDO dividend payment 0.003 USD",
      "detail": "Recorded dividend payment for Banco Bradesco S/A ADR.",
      "amount": 0.003,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/f974ef19-d607-4f9d-9ce7-f06712ae3c3c/"
    },
    {
      "event_date": "2025-08-05",
      "event_type": "payment",
      "severity": "info",
      "ticker": "BBDO",
      "exchange": "NYSE",
      "headline": "BBDO dividend payment 0.003 USD",
      "detail": "Recorded dividend payment for Banco Bradesco S/A ADR.",
      "amount": 0.003,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/f974ef19-d607-4f9d-9ce7-f06712ae3c3c/"
    },
    {
      "event_date": "2025-07-03",
      "event_type": "cut",
      "severity": "negative",
      "ticker": "BBDO",
      "exchange": "NYSE",
      "headline": "Dividend cut -93.9%",
      "detail": "Payment changed from 0.049 to 0.003.",
      "amount": 0.003,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/f974ef19-d607-4f9d-9ce7-f06712ae3c3c/"
    },
    {
      "event_date": "2025-07-03",
      "event_type": "payment",
      "severity": "info",
      "ticker": "BBDO",
      "exchange": "NYSE",
      "headline": "BBDO dividend payment 0.003 USD",
      "detail": "Recorded dividend payment for Banco Bradesco S/A ADR.",
      "amount": 0.003,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/f974ef19-d607-4f9d-9ce7-f06712ae3c3c/"
    },
    {
      "event_date": "2025-07-02",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "BBDO",
      "exchange": "NYSE",
      "headline": "Dividend increased 1533.3%",
      "detail": "Payment changed from 0.003 to 0.049.",
      "amount": 0.049,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/f974ef19-d607-4f9d-9ce7-f06712ae3c3c/"
    },
    {
      "event_date": "2025-07-02",
      "event_type": "payment",
      "severity": "info",
      "ticker": "BBDO",
      "exchange": "NYSE",
      "headline": "BBDO dividend payment 0.049 USD",
      "detail": "Recorded dividend payment for Banco Bradesco S/A ADR.",
      "amount": 0.049,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/f974ef19-d607-4f9d-9ce7-f06712ae3c3c/"
    },
    {
      "event_date": "2025-06-04",
      "event_type": "payment",
      "severity": "info",
      "ticker": "BBDO",
      "exchange": "NYSE",
      "headline": "BBDO dividend payment 0.003 USD",
      "detail": "Recorded dividend payment for Banco Bradesco S/A ADR.",
      "amount": 0.003,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/f974ef19-d607-4f9d-9ce7-f06712ae3c3c/"
    },
    {
      "event_date": "2025-05-06",
      "event_type": "payment",
      "severity": "info",
      "ticker": "BBDO",
      "exchange": "NYSE",
      "headline": "BBDO dividend payment 0.003 USD",
      "detail": "Recorded dividend payment for Banco Bradesco S/A ADR.",
      "amount": 0.003,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/f974ef19-d607-4f9d-9ce7-f06712ae3c3c/"
    },
    {
      "event_date": "2025-04-03",
      "event_type": "cut",
      "severity": "negative",
      "ticker": "BBDO",
      "exchange": "NYSE",
      "headline": "Dividend cut -91.7%",
      "detail": "Payment changed from 0.036 to 0.003.",
      "amount": 0.003,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/f974ef19-d607-4f9d-9ce7-f06712ae3c3c/"
    },
    {
      "event_date": "2025-04-03",
      "event_type": "payment",
      "severity": "info",
      "ticker": "BBDO",
      "exchange": "NYSE",
      "headline": "BBDO dividend payment 0.003 USD",
      "detail": "Recorded dividend payment for Banco Bradesco S/A ADR.",
      "amount": 0.003,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/f974ef19-d607-4f9d-9ce7-f06712ae3c3c/"
    }
  ]
}