{
  "app": "dividend_compounders",
  "ticker": {
    "uuid": "fc1b7599-d320-400f-8f3d-e9296a4c1bd8",
    "symbol": "EFSC",
    "name": "Enterprise Financial Services",
    "exchange": "NASDAQ",
    "country_code": "US",
    "country_name": "United States",
    "sector": "Financial Services",
    "industry": "Banks - Regional",
    "chart_url": "https://sharemaestro.com/terminal/fc1b7599-d320-400f-8f3d-e9296a4c1bd8/"
  },
  "snapshot": {
    "ticker": {
      "uuid": "fc1b7599-d320-400f-8f3d-e9296a4c1bd8",
      "symbol": "EFSC",
      "name": "Enterprise Financial Services",
      "exchange": "NASDAQ",
      "country_code": "US",
      "country_name": "United States",
      "sector": "Financial Services",
      "industry": "Banks - Regional",
      "chart_url": "https://sharemaestro.com/terminal/fc1b7599-d320-400f-8f3d-e9296a4c1bd8/"
    },
    "as_of_date": "2026-06-12",
    "provider_symbol": "EFSC",
    "market_cap_usd": 2244356207.725,
    "price": 64.190002,
    "currency": "USD",
    "dividend_yield": 0.00514099,
    "dividend_years": 21,
    "dividend_growth_5y": 0.11123386,
    "dividend_cut_5y": false,
    "payout_ratio": 0.2377,
    "net_income": 201374000.0,
    "free_cash_flow": 181530000.0,
    "fcf_covers_dividend": true,
    "debt_to_equity": 0.09249009,
    "revenue_growth_5y": 0.21312421,
    "net_margin": 0.28943002,
    "roe": 0.10321999,
    "pe_ratio": 12.1113205,
    "price_vs_ma": 0.1266247,
    "return_3y": 0.75498185,
    "return_5y": 0.51475923,
    "max_drawdown": -0.3683106,
    "scores": {
      "dividend_reliability": 25.0,
      "dividend_sustainability": 20.0,
      "business_quality": 22.5,
      "valuation": 15.0,
      "trend": 13.5,
      "total": 96.0,
      "confidence": 100.0
    },
    "rating": "exceptional",
    "rating_label": "Exceptional Dividend Compounder",
    "decision": "buyable_now",
    "decision_label": "Buyable Now",
    "warnings": [
      "Dividend yield normalized from payment history because provider yield looked inconsistent."
    ],
    "urls": {
      "page": "https://sharemaestro.com/dividend-compounders/ticker/fc1b7599-d320-400f-8f3d-e9296a4c1bd8/",
      "chart": "https://sharemaestro.com/terminal/fc1b7599-d320-400f-8f3d-e9296a4c1bd8/"
    }
  },
  "score_breakdown": {
    "dividend_reliability": 25.0,
    "dividend_sustainability": 20.0,
    "business_quality": 22.5,
    "valuation": 15.0,
    "trend": 13.5,
    "total": 96.0,
    "confidence": 100.0
  },
  "warnings": [
    "Dividend yield normalized from payment history because provider yield looked inconsistent."
  ],
  "diary": [
    {
      "event_date": "2026-06-12",
      "event_type": "warning",
      "severity": "warning",
      "ticker": "EFSC",
      "exchange": "NASDAQ",
      "headline": "EFSC dividend review warning",
      "detail": "Dividend yield normalized from payment history because provider yield looked inconsistent.",
      "amount": null,
      "currency": "",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/fc1b7599-d320-400f-8f3d-e9296a4c1bd8/"
    },
    {
      "event_date": "2026-06-12",
      "event_type": "qualified",
      "severity": "positive",
      "ticker": "EFSC",
      "exchange": "NASDAQ",
      "headline": "EFSC qualified as a dividend compounder candidate",
      "detail": "Score 96.0/100, decision Buyable Now.",
      "amount": null,
      "currency": "",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/fc1b7599-d320-400f-8f3d-e9296a4c1bd8/"
    },
    {
      "event_date": "2026-03-13",
      "event_type": "payment",
      "severity": "info",
      "ticker": "EFSC",
      "exchange": "NASDAQ",
      "headline": "EFSC dividend payment 0.33 USD",
      "detail": "Recorded dividend payment for Enterprise Financial Services.",
      "amount": 0.33,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/fc1b7599-d320-400f-8f3d-e9296a4c1bd8/"
    },
    {
      "event_date": "2025-12-15",
      "event_type": "payment",
      "severity": "info",
      "ticker": "EFSC",
      "exchange": "NASDAQ",
      "headline": "EFSC dividend payment 0.32 USD",
      "detail": "Recorded dividend payment for Enterprise Financial Services.",
      "amount": 0.32,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/fc1b7599-d320-400f-8f3d-e9296a4c1bd8/"
    },
    {
      "event_date": "2025-09-15",
      "event_type": "payment",
      "severity": "info",
      "ticker": "EFSC",
      "exchange": "NASDAQ",
      "headline": "EFSC dividend payment 0.31 USD",
      "detail": "Recorded dividend payment for Enterprise Financial Services.",
      "amount": 0.31,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/fc1b7599-d320-400f-8f3d-e9296a4c1bd8/"
    },
    {
      "event_date": "2025-06-16",
      "event_type": "payment",
      "severity": "info",
      "ticker": "EFSC",
      "exchange": "NASDAQ",
      "headline": "EFSC dividend payment 0.3 USD",
      "detail": "Recorded dividend payment for Enterprise Financial Services.",
      "amount": 0.3,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/fc1b7599-d320-400f-8f3d-e9296a4c1bd8/"
    },
    {
      "event_date": "2025-03-14",
      "event_type": "payment",
      "severity": "info",
      "ticker": "EFSC",
      "exchange": "NASDAQ",
      "headline": "EFSC dividend payment 0.29 USD",
      "detail": "Recorded dividend payment for Enterprise Financial Services.",
      "amount": 0.29,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/fc1b7599-d320-400f-8f3d-e9296a4c1bd8/"
    },
    {
      "event_date": "2024-12-16",
      "event_type": "payment",
      "severity": "info",
      "ticker": "EFSC",
      "exchange": "NASDAQ",
      "headline": "EFSC dividend payment 0.28 USD",
      "detail": "Recorded dividend payment for Enterprise Financial Services.",
      "amount": 0.28,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/fc1b7599-d320-400f-8f3d-e9296a4c1bd8/"
    },
    {
      "event_date": "2024-09-16",
      "event_type": "payment",
      "severity": "info",
      "ticker": "EFSC",
      "exchange": "NASDAQ",
      "headline": "EFSC dividend payment 0.27 USD",
      "detail": "Recorded dividend payment for Enterprise Financial Services.",
      "amount": 0.27,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/fc1b7599-d320-400f-8f3d-e9296a4c1bd8/"
    },
    {
      "event_date": "2024-06-14",
      "event_type": "payment",
      "severity": "info",
      "ticker": "EFSC",
      "exchange": "NASDAQ",
      "headline": "EFSC dividend payment 0.26 USD",
      "detail": "Recorded dividend payment for Enterprise Financial Services.",
      "amount": 0.26,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/fc1b7599-d320-400f-8f3d-e9296a4c1bd8/"
    },
    {
      "event_date": "2024-03-14",
      "event_type": "payment",
      "severity": "info",
      "ticker": "EFSC",
      "exchange": "NASDAQ",
      "headline": "EFSC dividend payment 0.25 USD",
      "detail": "Recorded dividend payment for Enterprise Financial Services.",
      "amount": 0.25,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/fc1b7599-d320-400f-8f3d-e9296a4c1bd8/"
    },
    {
      "event_date": "2023-12-14",
      "event_type": "payment",
      "severity": "info",
      "ticker": "EFSC",
      "exchange": "NASDAQ",
      "headline": "EFSC dividend payment 0.25 USD",
      "detail": "Recorded dividend payment for Enterprise Financial Services.",
      "amount": 0.25,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/fc1b7599-d320-400f-8f3d-e9296a4c1bd8/"
    },
    {
      "event_date": "2023-09-14",
      "event_type": "payment",
      "severity": "info",
      "ticker": "EFSC",
      "exchange": "NASDAQ",
      "headline": "EFSC dividend payment 0.25 USD",
      "detail": "Recorded dividend payment for Enterprise Financial Services.",
      "amount": 0.25,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/fc1b7599-d320-400f-8f3d-e9296a4c1bd8/"
    },
    {
      "event_date": "2023-06-14",
      "event_type": "payment",
      "severity": "info",
      "ticker": "EFSC",
      "exchange": "NASDAQ",
      "headline": "EFSC dividend payment 0.25 USD",
      "detail": "Recorded dividend payment for Enterprise Financial Services.",
      "amount": 0.25,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/fc1b7599-d320-400f-8f3d-e9296a4c1bd8/"
    },
    {
      "event_date": "2021-12-14",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "EFSC",
      "exchange": "NASDAQ",
      "headline": "Dividend increased 5.3%",
      "detail": "Payment changed from 0.19 to 0.2.",
      "amount": 0.2,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/fc1b7599-d320-400f-8f3d-e9296a4c1bd8/"
    },
    {
      "event_date": "2021-09-14",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "EFSC",
      "exchange": "NASDAQ",
      "headline": "Dividend increased 5.6%",
      "detail": "Payment changed from 0.18 to 0.19.",
      "amount": 0.19,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/fc1b7599-d320-400f-8f3d-e9296a4c1bd8/"
    },
    {
      "event_date": "2020-03-13",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "EFSC",
      "exchange": "NASDAQ",
      "headline": "Dividend increased 5.9%",
      "detail": "Payment changed from 0.17 to 0.18.",
      "amount": 0.18,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/fc1b7599-d320-400f-8f3d-e9296a4c1bd8/"
    },
    {
      "event_date": "2019-12-13",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "EFSC",
      "exchange": "NASDAQ",
      "headline": "Dividend increased 6.2%",
      "detail": "Payment changed from 0.16 to 0.17.",
      "amount": 0.17,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/fc1b7599-d320-400f-8f3d-e9296a4c1bd8/"
    },
    {
      "event_date": "2019-09-12",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "EFSC",
      "exchange": "NASDAQ",
      "headline": "Dividend increased 6.7%",
      "detail": "Payment changed from 0.15 to 0.16.",
      "amount": 0.16,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/fc1b7599-d320-400f-8f3d-e9296a4c1bd8/"
    },
    {
      "event_date": "2019-06-13",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "EFSC",
      "exchange": "NASDAQ",
      "headline": "Dividend increased 7.1%",
      "detail": "Payment changed from 0.14 to 0.15.",
      "amount": 0.15,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/fc1b7599-d320-400f-8f3d-e9296a4c1bd8/"
    }
  ]
}