{
  "app": "dividend_compounders",
  "ticker": {
    "uuid": "fca94c26-4e07-44fa-9945-198342b10e11",
    "symbol": "ZION",
    "name": "Zions Bancorporation",
    "exchange": "NASDAQ",
    "country_code": "US",
    "country_name": "United States",
    "sector": "Financial Services",
    "industry": "Banks - Regional",
    "chart_url": "https://sharemaestro.com/terminal/fca94c26-4e07-44fa-9945-198342b10e11/"
  },
  "snapshot": {
    "ticker": {
      "uuid": "fca94c26-4e07-44fa-9945-198342b10e11",
      "symbol": "ZION",
      "name": "Zions Bancorporation",
      "exchange": "NASDAQ",
      "country_code": "US",
      "country_name": "United States",
      "sector": "Financial Services",
      "industry": "Banks - Regional",
      "chart_url": "https://sharemaestro.com/terminal/fca94c26-4e07-44fa-9945-198342b10e11/"
    },
    "as_of_date": "2026-06-12",
    "provider_symbol": "ZION",
    "market_cap": 9891924992.0,
    "market_cap_usd": 9300615588.91,
    "price": 67.25,
    "currency": "USD",
    "dividend_yield": 0.0271,
    "dividend_years": 40,
    "dividend_growth_5y": 0.05291849,
    "dividend_cut_5y": false,
    "payout_ratio": 0.2764,
    "net_income": 899000000.0,
    "free_cash_flow": 952000000.0,
    "fcf_covers_dividend": true,
    "debt_to_equity": 0.48356546,
    "revenue_growth_5y": 0.10939744,
    "net_margin": 0.28361,
    "roe": 0.14123,
    "pe_ratio": 10.442547,
    "price_vs_ma": 0.14068868,
    "return_3y": 1.81615548,
    "return_5y": 0.44103664,
    "max_drawdown": -0.68276048,
    "scores": {
      "dividend_reliability": 25.0,
      "dividend_sustainability": 20.0,
      "business_quality": 22.5,
      "valuation": 15.0,
      "trend": 12.0,
      "total": 94.5,
      "confidence": 100.0
    },
    "rating": "exceptional",
    "rating_label": "Exceptional Dividend Compounder",
    "decision": "buyable_now",
    "decision_label": "Buyable Now",
    "warnings": [],
    "urls": {
      "page": "https://sharemaestro.com/dividend-compounders/ticker/fca94c26-4e07-44fa-9945-198342b10e11/",
      "chart": "https://sharemaestro.com/terminal/fca94c26-4e07-44fa-9945-198342b10e11/"
    }
  },
  "score_breakdown": {
    "dividend_reliability": 25.0,
    "dividend_sustainability": 20.0,
    "business_quality": 22.5,
    "valuation": 15.0,
    "trend": 12.0,
    "total": 94.5,
    "confidence": 100.0
  },
  "warnings": [],
  "diary": [
    {
      "event_date": "2026-06-12",
      "event_type": "qualified",
      "severity": "positive",
      "ticker": "ZION",
      "exchange": "NASDAQ",
      "headline": "ZION qualified as a dividend compounder candidate",
      "detail": "Score 94.5/100, decision Buyable Now.",
      "amount": null,
      "currency": "",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/fca94c26-4e07-44fa-9945-198342b10e11/"
    },
    {
      "event_date": "2026-05-14",
      "event_type": "payment",
      "severity": "info",
      "ticker": "ZION",
      "exchange": "NASDAQ",
      "headline": "ZION dividend payment 0.45 USD",
      "detail": "Recorded dividend payment for Zions Bancorporation.",
      "amount": 0.45,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/fca94c26-4e07-44fa-9945-198342b10e11/"
    },
    {
      "event_date": "2026-02-12",
      "event_type": "payment",
      "severity": "info",
      "ticker": "ZION",
      "exchange": "NASDAQ",
      "headline": "ZION dividend payment 0.45 USD",
      "detail": "Recorded dividend payment for Zions Bancorporation.",
      "amount": 0.45,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/fca94c26-4e07-44fa-9945-198342b10e11/"
    },
    {
      "event_date": "2025-11-13",
      "event_type": "payment",
      "severity": "info",
      "ticker": "ZION",
      "exchange": "NASDAQ",
      "headline": "ZION dividend payment 0.45 USD",
      "detail": "Recorded dividend payment for Zions Bancorporation.",
      "amount": 0.45,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/fca94c26-4e07-44fa-9945-198342b10e11/"
    },
    {
      "event_date": "2025-08-14",
      "event_type": "payment",
      "severity": "info",
      "ticker": "ZION",
      "exchange": "NASDAQ",
      "headline": "ZION dividend payment 0.45 USD",
      "detail": "Recorded dividend payment for Zions Bancorporation.",
      "amount": 0.45,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/fca94c26-4e07-44fa-9945-198342b10e11/"
    },
    {
      "event_date": "2025-05-15",
      "event_type": "payment",
      "severity": "info",
      "ticker": "ZION",
      "exchange": "NASDAQ",
      "headline": "ZION dividend payment 0.43 USD",
      "detail": "Recorded dividend payment for Zions Bancorporation.",
      "amount": 0.43,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/fca94c26-4e07-44fa-9945-198342b10e11/"
    },
    {
      "event_date": "2025-02-13",
      "event_type": "payment",
      "severity": "info",
      "ticker": "ZION",
      "exchange": "NASDAQ",
      "headline": "ZION dividend payment 0.43 USD",
      "detail": "Recorded dividend payment for Zions Bancorporation.",
      "amount": 0.43,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/fca94c26-4e07-44fa-9945-198342b10e11/"
    },
    {
      "event_date": "2024-11-14",
      "event_type": "payment",
      "severity": "info",
      "ticker": "ZION",
      "exchange": "NASDAQ",
      "headline": "ZION dividend payment 0.43 USD",
      "detail": "Recorded dividend payment for Zions Bancorporation.",
      "amount": 0.43,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/fca94c26-4e07-44fa-9945-198342b10e11/"
    },
    {
      "event_date": "2024-08-15",
      "event_type": "payment",
      "severity": "info",
      "ticker": "ZION",
      "exchange": "NASDAQ",
      "headline": "ZION dividend payment 0.41 USD",
      "detail": "Recorded dividend payment for Zions Bancorporation.",
      "amount": 0.41,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/fca94c26-4e07-44fa-9945-198342b10e11/"
    },
    {
      "event_date": "2024-05-15",
      "event_type": "payment",
      "severity": "info",
      "ticker": "ZION",
      "exchange": "NASDAQ",
      "headline": "ZION dividend payment 0.41 USD",
      "detail": "Recorded dividend payment for Zions Bancorporation.",
      "amount": 0.41,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/fca94c26-4e07-44fa-9945-198342b10e11/"
    },
    {
      "event_date": "2024-02-14",
      "event_type": "payment",
      "severity": "info",
      "ticker": "ZION",
      "exchange": "NASDAQ",
      "headline": "ZION dividend payment 0.41 USD",
      "detail": "Recorded dividend payment for Zions Bancorporation.",
      "amount": 0.41,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/fca94c26-4e07-44fa-9945-198342b10e11/"
    },
    {
      "event_date": "2023-11-08",
      "event_type": "payment",
      "severity": "info",
      "ticker": "ZION",
      "exchange": "NASDAQ",
      "headline": "ZION dividend payment 0.41 USD",
      "detail": "Recorded dividend payment for Zions Bancorporation.",
      "amount": 0.41,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/fca94c26-4e07-44fa-9945-198342b10e11/"
    },
    {
      "event_date": "2023-08-16",
      "event_type": "payment",
      "severity": "info",
      "ticker": "ZION",
      "exchange": "NASDAQ",
      "headline": "ZION dividend payment 0.41 USD",
      "detail": "Recorded dividend payment for Zions Bancorporation.",
      "amount": 0.41,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/fca94c26-4e07-44fa-9945-198342b10e11/"
    },
    {
      "event_date": "2022-08-17",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "ZION",
      "exchange": "NASDAQ",
      "headline": "Dividend increased 7.9%",
      "detail": "Payment changed from 0.38 to 0.41.",
      "amount": 0.41,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/fca94c26-4e07-44fa-9945-198342b10e11/"
    },
    {
      "event_date": "2021-08-11",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "ZION",
      "exchange": "NASDAQ",
      "headline": "Dividend increased 11.8%",
      "detail": "Payment changed from 0.34 to 0.38.",
      "amount": 0.38,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/fca94c26-4e07-44fa-9945-198342b10e11/"
    },
    {
      "event_date": "2019-08-14",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "ZION",
      "exchange": "NASDAQ",
      "headline": "Dividend increased 13.3%",
      "detail": "Payment changed from 0.3 to 0.34.",
      "amount": 0.34,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/fca94c26-4e07-44fa-9945-198342b10e11/"
    },
    {
      "event_date": "2018-08-15",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "ZION",
      "exchange": "NASDAQ",
      "headline": "Dividend increased 25.0%",
      "detail": "Payment changed from 0.24 to 0.3.",
      "amount": 0.3,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/fca94c26-4e07-44fa-9945-198342b10e11/"
    },
    {
      "event_date": "2018-05-16",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "ZION",
      "exchange": "NASDAQ",
      "headline": "Dividend increased 20.0%",
      "detail": "Payment changed from 0.2 to 0.24.",
      "amount": 0.24,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/fca94c26-4e07-44fa-9945-198342b10e11/"
    },
    {
      "event_date": "2018-02-14",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "ZION",
      "exchange": "NASDAQ",
      "headline": "Dividend increased 25.0%",
      "detail": "Payment changed from 0.16 to 0.2.",
      "amount": 0.2,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/fca94c26-4e07-44fa-9945-198342b10e11/"
    }
  ]
}