{
  "app": "dividend_compounders",
  "ticker": {
    "uuid": "fda7aa41-7885-4480-9dca-686ec6686105",
    "symbol": "USB",
    "name": "U.S. Bancorp",
    "exchange": "NYSE",
    "country_code": "US",
    "country_name": "United States",
    "sector": "Financial Services",
    "industry": "Banks - Regional",
    "chart_url": "https://sharemaestro.com/terminal/fda7aa41-7885-4480-9dca-686ec6686105/"
  },
  "snapshot": {
    "ticker": {
      "uuid": "fda7aa41-7885-4480-9dca-686ec6686105",
      "symbol": "USB",
      "name": "U.S. Bancorp",
      "exchange": "NYSE",
      "country_code": "US",
      "country_name": "United States",
      "sector": "Financial Services",
      "industry": "Banks - Regional",
      "chart_url": "https://sharemaestro.com/terminal/fda7aa41-7885-4480-9dca-686ec6686105/"
    },
    "as_of_date": "2026-06-12",
    "provider_symbol": "USB",
    "market_cap": 91812708352.0,
    "market_cap_usd": 86382496138.17,
    "price": 58.939999,
    "currency": "USD",
    "dividend_yield": 0.00882253,
    "dividend_years": 37,
    "dividend_growth_5y": 0.03959499,
    "dividend_cut_5y": false,
    "payout_ratio": 0.4319,
    "net_income": 7570000000.0,
    "free_cash_flow": 7970000000.0,
    "fcf_covers_dividend": true,
    "debt_to_equity": 1.04939181,
    "revenue_growth_5y": 0.11170907,
    "net_margin": 0.29294002,
    "roe": 0.1235,
    "pe_ratio": 12.356394,
    "price_vs_ma": 0.09223724,
    "return_3y": 1.12603603,
    "return_5y": 0.26570011,
    "max_drawdown": -0.51383868,
    "scores": {
      "dividend_reliability": 25.0,
      "dividend_sustainability": 18.5,
      "business_quality": 24.0,
      "valuation": 15.0,
      "trend": 12.0,
      "total": 94.5,
      "confidence": 100.0
    },
    "rating": "exceptional",
    "rating_label": "Exceptional Dividend Compounder",
    "decision": "buyable_now",
    "decision_label": "Buyable Now",
    "warnings": [
      "Dividend yield normalized from payment history because provider yield looked inconsistent."
    ],
    "urls": {
      "page": "https://sharemaestro.com/dividend-compounders/ticker/fda7aa41-7885-4480-9dca-686ec6686105/",
      "chart": "https://sharemaestro.com/terminal/fda7aa41-7885-4480-9dca-686ec6686105/"
    }
  },
  "score_breakdown": {
    "dividend_reliability": 25.0,
    "dividend_sustainability": 18.5,
    "business_quality": 24.0,
    "valuation": 15.0,
    "trend": 12.0,
    "total": 94.5,
    "confidence": 100.0
  },
  "warnings": [
    "Dividend yield normalized from payment history because provider yield looked inconsistent."
  ],
  "diary": [
    {
      "event_date": "2026-06-12",
      "event_type": "warning",
      "severity": "warning",
      "ticker": "USB",
      "exchange": "NYSE",
      "headline": "USB dividend review warning",
      "detail": "Dividend yield normalized from payment history because provider yield looked inconsistent.",
      "amount": null,
      "currency": "",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/fda7aa41-7885-4480-9dca-686ec6686105/"
    },
    {
      "event_date": "2026-06-12",
      "event_type": "qualified",
      "severity": "positive",
      "ticker": "USB",
      "exchange": "NYSE",
      "headline": "USB qualified as a dividend compounder candidate",
      "detail": "Score 94.5/100, decision Buyable Now.",
      "amount": null,
      "currency": "",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/fda7aa41-7885-4480-9dca-686ec6686105/"
    },
    {
      "event_date": "2026-03-31",
      "event_type": "payment",
      "severity": "info",
      "ticker": "USB",
      "exchange": "NYSE",
      "headline": "USB dividend payment 0.52 USD",
      "detail": "Recorded dividend payment for U.S. Bancorp.",
      "amount": 0.52,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/fda7aa41-7885-4480-9dca-686ec6686105/"
    },
    {
      "event_date": "2025-12-31",
      "event_type": "payment",
      "severity": "info",
      "ticker": "USB",
      "exchange": "NYSE",
      "headline": "USB dividend payment 0.52 USD",
      "detail": "Recorded dividend payment for U.S. Bancorp.",
      "amount": 0.52,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/fda7aa41-7885-4480-9dca-686ec6686105/"
    },
    {
      "event_date": "2025-09-30",
      "event_type": "payment",
      "severity": "info",
      "ticker": "USB",
      "exchange": "NYSE",
      "headline": "USB dividend payment 0.52 USD",
      "detail": "Recorded dividend payment for U.S. Bancorp.",
      "amount": 0.52,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/fda7aa41-7885-4480-9dca-686ec6686105/"
    },
    {
      "event_date": "2025-06-30",
      "event_type": "payment",
      "severity": "info",
      "ticker": "USB",
      "exchange": "NYSE",
      "headline": "USB dividend payment 0.5 USD",
      "detail": "Recorded dividend payment for U.S. Bancorp.",
      "amount": 0.5,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/fda7aa41-7885-4480-9dca-686ec6686105/"
    },
    {
      "event_date": "2025-03-31",
      "event_type": "payment",
      "severity": "info",
      "ticker": "USB",
      "exchange": "NYSE",
      "headline": "USB dividend payment 0.5 USD",
      "detail": "Recorded dividend payment for U.S. Bancorp.",
      "amount": 0.5,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/fda7aa41-7885-4480-9dca-686ec6686105/"
    },
    {
      "event_date": "2024-12-31",
      "event_type": "payment",
      "severity": "info",
      "ticker": "USB",
      "exchange": "NYSE",
      "headline": "USB dividend payment 0.5 USD",
      "detail": "Recorded dividend payment for U.S. Bancorp.",
      "amount": 0.5,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/fda7aa41-7885-4480-9dca-686ec6686105/"
    },
    {
      "event_date": "2024-09-30",
      "event_type": "payment",
      "severity": "info",
      "ticker": "USB",
      "exchange": "NYSE",
      "headline": "USB dividend payment 0.5 USD",
      "detail": "Recorded dividend payment for U.S. Bancorp.",
      "amount": 0.5,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/fda7aa41-7885-4480-9dca-686ec6686105/"
    },
    {
      "event_date": "2024-06-28",
      "event_type": "payment",
      "severity": "info",
      "ticker": "USB",
      "exchange": "NYSE",
      "headline": "USB dividend payment 0.49 USD",
      "detail": "Recorded dividend payment for U.S. Bancorp.",
      "amount": 0.49,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/fda7aa41-7885-4480-9dca-686ec6686105/"
    },
    {
      "event_date": "2024-03-27",
      "event_type": "payment",
      "severity": "info",
      "ticker": "USB",
      "exchange": "NYSE",
      "headline": "USB dividend payment 0.49 USD",
      "detail": "Recorded dividend payment for U.S. Bancorp.",
      "amount": 0.49,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/fda7aa41-7885-4480-9dca-686ec6686105/"
    },
    {
      "event_date": "2023-12-28",
      "event_type": "payment",
      "severity": "info",
      "ticker": "USB",
      "exchange": "NYSE",
      "headline": "USB dividend payment 0.49 USD",
      "detail": "Recorded dividend payment for U.S. Bancorp.",
      "amount": 0.49,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/fda7aa41-7885-4480-9dca-686ec6686105/"
    },
    {
      "event_date": "2023-09-28",
      "event_type": "payment",
      "severity": "info",
      "ticker": "USB",
      "exchange": "NYSE",
      "headline": "USB dividend payment 0.48 USD",
      "detail": "Recorded dividend payment for U.S. Bancorp.",
      "amount": 0.48,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/fda7aa41-7885-4480-9dca-686ec6686105/"
    },
    {
      "event_date": "2023-06-29",
      "event_type": "payment",
      "severity": "info",
      "ticker": "USB",
      "exchange": "NYSE",
      "headline": "USB dividend payment 0.48 USD",
      "detail": "Recorded dividend payment for U.S. Bancorp.",
      "amount": 0.48,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/fda7aa41-7885-4480-9dca-686ec6686105/"
    },
    {
      "event_date": "2021-09-29",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "USB",
      "exchange": "NYSE",
      "headline": "Dividend increased 9.5%",
      "detail": "Payment changed from 0.42 to 0.46.",
      "amount": 0.46,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/fda7aa41-7885-4480-9dca-686ec6686105/"
    },
    {
      "event_date": "2019-09-27",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "USB",
      "exchange": "NYSE",
      "headline": "Dividend increased 13.5%",
      "detail": "Payment changed from 0.37 to 0.42.",
      "amount": 0.42,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/fda7aa41-7885-4480-9dca-686ec6686105/"
    },
    {
      "event_date": "2018-09-27",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "USB",
      "exchange": "NYSE",
      "headline": "Dividend increased 23.3%",
      "detail": "Payment changed from 0.3 to 0.37.",
      "amount": 0.37,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/fda7aa41-7885-4480-9dca-686ec6686105/"
    },
    {
      "event_date": "2017-09-28",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "USB",
      "exchange": "NYSE",
      "headline": "Dividend increased 7.1%",
      "detail": "Payment changed from 0.28 to 0.3.",
      "amount": 0.3,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/fda7aa41-7885-4480-9dca-686ec6686105/"
    },
    {
      "event_date": "2016-09-28",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "USB",
      "exchange": "NYSE",
      "headline": "Dividend increased 9.8%",
      "detail": "Payment changed from 0.255 to 0.28.",
      "amount": 0.28,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/fda7aa41-7885-4480-9dca-686ec6686105/"
    },
    {
      "event_date": "2014-06-26",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "USB",
      "exchange": "NYSE",
      "headline": "Dividend increased 6.5%",
      "detail": "Payment changed from 0.23 to 0.245.",
      "amount": 0.245,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/fda7aa41-7885-4480-9dca-686ec6686105/"
    }
  ]
}