{"ticker": {"uuid": "d2c2c1a7-c92b-4dfe-a097-f9a4595a5fa5", "symbol": "PRHI", "name": "Presurance Holdings, Inc.", "sector": "Financial Services", "industry": "Insurance - Property & Casualty", "currency": "USD"}, "next_event": null, "profile": {"sample": 12, "measured": 11, "beats": 3, "misses": 6, "inline": 2, "beat_rate": 27.3, "beat_rate_label": "27.3%", "average_surprise": -2976.5, "average_surprise_label": "-2976.5%", "median_surprise": -1200.0, "surprise_dispersion": 4659.8, "average_reaction": -3.0, "average_reaction_label": "-3.0%", "average_abs_reaction": 12.9, "positive_response_rate": 33.3, "confirmation_rate": 57.1, "reaction_sample": 12, "streak": {"count": 2, "band": "miss", "label": "2 consecutive misses"}, "profile": "Delivery under pressure", "profile_tone": "negative", "profile_text": "Estimate misses and negative next-close reactions have appeared together often enough to warrant caution."}, "event_risk": {"score": 0, "band": "Inactive", "tone": "neutral", "days": null, "proximity_component": 0, "reaction_component": 0, "variability_component": 0, "uncertainty_component": 0, "explanation": "Event risk is inactive until a forward report date is stored."}, "evidence": {"score": 98, "band": "Deep", "exact": 12, "surprise": 11, "reaction": 12, "financial": 11, "total": 12}, "factor_context": {"available": true, "as_of": "2026-08-09", "eps_growth_1y": null, "revenue_growth_1y": -45.0, "cash_conversion": 2.26, "net_margin": -50.2, "earnings_yield": null, "eps_surprise_avg": 0.0, "sue_score": null, "pe_ratio": null, "completeness": 78.6, "source": "alphavantage"}, "market_context": {"available": true, "as_of": "2026-08-07", "close": 4.65, "currency": "USD", "return_13w": 13.2, "fair_value": 6.04235, "fair_value_gap": -23.0, "relative_strength": -25.6, "trend_signal": "Active", "expectation_direction": "undecided", "expectation_probability": 45.9}, "records": [{"period_end": "2023-03-31", "reported_date": "2023-05-10", "date_source": "exact", "eps_actual": 0.21, "eps_estimate": 0.07, "eps_surprise": 0.14, "surprise_pct": 200.0, "surprise_label": "+200.0%", "surprise_band": "beat", "eps_yoy": null, "eps_yoy_label": "-", "one_week_reaction": -5.952388805979929, "one_week_reaction_label": "-6.0%", "four_week_reaction": -4.761912956964557, "four_week_reaction_label": "-4.8%", "confirmation": "diverged", "revenue": null, "revenue_yoy": null, "revenue_yoy_label": "-", "net_income": null, "operating_cash_flow": null, "free_cash_flow": null, "currency": "USD"}, {"period_end": "2023-06-30", "reported_date": "2023-08-09", "date_source": "exact", "eps_actual": -2.73, "eps_estimate": -2.73, "eps_surprise": 0.0, "surprise_pct": 0.0, "surprise_label": "0.0%", "surprise_band": "in-line", "eps_yoy": null, "eps_yoy_label": "-", "one_week_reaction": 26.78570660284573, "one_week_reaction_label": "+26.8%", "four_week_reaction": 39.27678269491838, "four_week_reaction_label": "+39.3%", "confirmation": "contained", "revenue": 24923000.0, "revenue_yoy": null, "revenue_yoy_label": "-", "net_income": -4739000.0, "operating_cash_flow": 4571000.0, "free_cash_flow": 4571000.0, "currency": "USD"}, {"period_end": "2023-09-30", "reported_date": "2023-11-09", "date_source": "exact", "eps_actual": -0.22, "eps_estimate": 0.02, "eps_surprise": -0.24, "surprise_pct": -1200.0, "surprise_label": "-1200.0%", "surprise_band": "miss", "eps_yoy": null, "eps_yoy_label": "-", "one_week_reaction": -32.43242539270198, "one_week_reaction_label": "-32.4%", "four_week_reaction": 17.117120636982346, "four_week_reaction_label": "+17.1%", "confirmation": "confirmed", "revenue": 25440000.0, "revenue_yoy": null, "revenue_yoy_label": "-", "net_income": -2706000.0, "operating_cash_flow": 718000.0, "free_cash_flow": 718000.0, "currency": "USD"}, {"period_end": "2024-03-31", "reported_date": "2024-05-14", "date_source": "exact", "eps_actual": -1.59, "eps_estimate": -1.59, "eps_surprise": 0.0, "surprise_pct": 0.0, "surprise_label": "0.0%", "surprise_band": "in-line", "eps_yoy": -857.1428571428571, "eps_yoy_label": "-857.1%", "one_week_reaction": -12.900983443248887, "one_week_reaction_label": "-12.9%", "four_week_reaction": -0.7227725023930387, "four_week_reaction_label": "-0.7%", "confirmation": "contained", "revenue": 18625000.0, "revenue_yoy": null, "revenue_yoy_label": "-", "net_income": 231000.0, "operating_cash_flow": 8175000.0, "free_cash_flow": 9109000.0, "currency": "USD"}, {"period_end": "2024-06-30", "reported_date": "2024-08-13", "date_source": "exact", "eps_actual": -0.32, "eps_estimate": -0.01, "eps_surprise": -0.31, "surprise_pct": -3100.0, "surprise_label": "-3100.0%", "surprise_band": "miss", "eps_yoy": 88.27838827838829, "eps_yoy_label": "+88.3%", "one_week_reaction": -4.371792427069877, "one_week_reaction_label": "-4.4%", "four_week_reaction": 100.0, "four_week_reaction_label": "+100.0%", "confirmation": "confirmed", "revenue": 17902000.0, "revenue_yoy": -28.170765959154192, "revenue_yoy_label": "-28.2%", "net_income": -3792000.0, "operating_cash_flow": -10127000.0, "free_cash_flow": -10127000.0, "currency": "USD"}, {"period_end": "2024-09-30", "reported_date": "2024-11-13", "date_source": "exact", "eps_actual": -0.6, "eps_estimate": -0.02, "eps_surprise": -0.58, "surprise_pct": -2899.9999999999995, "surprise_label": "-2900.0%", "surprise_band": "miss", "eps_yoy": -172.72727272727272, "eps_yoy_label": "-172.7%", "one_week_reaction": -0.4406792073436902, "one_week_reaction_label": "-0.4%", "four_week_reaction": -1.694914792809033, "four_week_reaction_label": "-1.7%", "confirmation": "contained", "revenue": 16017000.0, "revenue_yoy": -37.04009433962264, "revenue_yoy_label": "-37.0%", "net_income": 53290000.0, "operating_cash_flow": -10726000.0, "free_cash_flow": -10726000.0, "currency": "USD"}, {"period_end": "2024-12-31", "reported_date": "2025-03-28", "date_source": "exact", "eps_actual": -2.08, "eps_estimate": -0.02, "eps_surprise": -2.06, "surprise_pct": -10300.0, "surprise_label": "-10300.0%", "surprise_band": "miss", "eps_yoy": null, "eps_yoy_label": "-", "one_week_reaction": -33.821467641623514, "one_week_reaction_label": "-33.8%", "four_week_reaction": -15.235159602029066, "four_week_reaction_label": "-15.2%", "confirmation": "confirmed", "revenue": 13752000.0, "revenue_yoy": null, "revenue_yoy_label": "-", "net_income": -25382000.0, "operating_cash_flow": -20001000.0, "free_cash_flow": -20001000.0, "currency": "USD"}, {"period_end": "2025-03-31", "reported_date": "2025-05-15", "date_source": "exact", "eps_actual": 0.04, "eps_estimate": 0.01, "eps_surprise": 0.03, "surprise_pct": 300.0, "surprise_label": "+300.0%", "surprise_band": "beat", "eps_yoy": 102.51572327044025, "eps_yoy_label": "+102.5%", "one_week_reaction": 12.602735566523403, "one_week_reaction_label": "+12.6%", "four_week_reaction": 3.45889884239104, "four_week_reaction_label": "+3.5%", "confirmation": "confirmed", "revenue": 11480000.0, "revenue_yoy": -38.36241610738255, "revenue_yoy_label": "-38.4%", "net_income": 522000.0, "operating_cash_flow": -15260000.0, "free_cash_flow": -15260000.0, "currency": "USD"}, {"period_end": "2025-06-30", "reported_date": "2025-08-13", "date_source": "exact", "eps_actual": 0.17, "eps_estimate": 0.01, "eps_surprise": 0.16, "surprise_pct": 1600.0, "surprise_label": "+1600.0%", "surprise_band": "beat", "eps_yoy": 153.125, "eps_yoy_label": "+153.1%", "one_week_reaction": -5.76020993995673, "one_week_reaction_label": "-5.8%", "four_week_reaction": -9.789104489068299, "four_week_reaction_label": "-9.8%", "confirmation": "diverged", "revenue": 10779000.0, "revenue_yoy": -39.78885040777567, "revenue_yoy_label": "-39.8%", "net_income": 2051000.0, "operating_cash_flow": -2756000.0, "free_cash_flow": -2756000.0, "currency": "USD"}, {"period_end": "2025-09-30", "reported_date": "2025-11-12", "date_source": "exact", "eps_actual": -0.32, "eps_estimate": 0.01, "eps_surprise": -0.33, "surprise_pct": -3300.0, "surprise_label": "-3300.0%", "surprise_band": "miss", "eps_yoy": 46.666666666666664, "eps_yoy_label": "+46.7%", "one_week_reaction": 0.0, "one_week_reaction_label": "0.0%", "four_week_reaction": -19.29825426563719, "four_week_reaction_label": "-19.3%", "confirmation": "contained", "revenue": 8179000.0, "revenue_yoy": -48.93550602484859, "revenue_yoy_label": "-48.9%", "net_income": -3970000.0, "operating_cash_flow": -681000.0, "free_cash_flow": -681000.0, "currency": "USD"}, {"period_end": "2025-12-31", "reported_date": "2026-03-27", "date_source": "exact", "eps_actual": -1.3942, "eps_estimate": 0.01, "eps_surprise": -1.4042, "surprise_pct": -14042.000000000002, "surprise_label": "-14042.0%", "surprise_band": "miss", "eps_yoy": 32.97115384615385, "eps_yoy_label": "+33.0%", "one_week_reaction": 18.76921145643444, "one_week_reaction_label": "+18.8%", "four_week_reaction": -0.7692366619146914, "four_week_reaction_label": "-0.8%", "confirmation": "diverged", "revenue": 6504000.0, "revenue_yoy": -52.70506108202443, "revenue_yoy_label": "-52.7%", "net_income": -17041000.0, "operating_cash_flow": -25185000.0, "free_cash_flow": -25185000.0, "currency": "USD"}, {"period_end": "2026-03-31", "reported_date": "2026-05-13", "date_source": "exact", "eps_actual": 0.1524, "eps_estimate": 0.0, "eps_surprise": 0.1524, "surprise_pct": null, "surprise_label": "-", "surprise_band": "unavailable", "eps_yoy": 281.0, "eps_yoy_label": "+281.0%", "one_week_reaction": 1.5151633148340842, "one_week_reaction_label": "+1.5%", "four_week_reaction": 15.151511464114334, "four_week_reaction_label": "+15.2%", "confirmation": "unavailable", "revenue": 7057000.0, "revenue_yoy": -38.52787456445993, "revenue_yoy_label": "-38.5%", "net_income": 2622000.0, "operating_cash_flow": -8309000.0, "free_cash_flow": -8309000.0, "currency": "USD"}], "charts": {"quarters": ["2023-03-31", "2023-06-30", "2023-09-30", "2024-03-31", "2024-06-30", "2024-09-30", "2024-12-31", "2025-03-31", "2025-06-30", "2025-09-30", "2025-12-31", "2026-03-31"], "eps_actual": [0.21, -2.73, -0.22, -1.59, -0.32, -0.6, -2.08, 0.04, 0.17, -0.32, -1.3942, 0.1524], "eps_estimate": [0.07, -2.73, 0.02, -1.59, -0.01, -0.02, -0.02, 0.01, 0.01, 0.01, 0.01, 0.0], "surprise": [200.0, 0.0, -1200.0, 0.0, -3100.0, -2899.9999999999995, -10300.0, 300.0, 1600.0, -3300.0, -14042.000000000002, null], "reaction_1w": [-5.952388805979929, 26.78570660284573, -32.43242539270198, -12.900983443248887, -4.371792427069877, -0.4406792073436902, -33.821467641623514, 12.602735566523403, -5.76020993995673, 0.0, 18.76921145643444, 1.5151633148340842], "reaction_4w": [-4.761912956964557, 39.27678269491838, 17.117120636982346, -0.7227725023930387, 100.0, -1.694914792809033, -15.235159602029066, 3.45889884239104, -9.789104489068299, -19.29825426563719, -0.7692366619146914, 15.151511464114334], "revenue": [null, 24.92, 25.44, 18.62, 17.9, 16.02, 13.75, 11.48, 10.78, 8.18, 6.5, 7.06], "net_income": [null, -4.74, -2.71, 0.23, -3.79, 53.29, -25.38, 0.52, 2.05, -3.97, -17.04, 2.62], "financial_unit": "millions", "scatter": [{"x": 200.0, "y": -5.952388805979929, "label": "2023-03-31"}, {"x": 0.0, "y": 26.78570660284573, "label": "2023-06-30"}, {"x": -1200.0, "y": -32.43242539270198, "label": "2023-09-30"}, {"x": 0.0, "y": -12.900983443248887, "label": "2024-03-31"}, {"x": -3100.0, "y": -4.371792427069877, "label": "2024-06-30"}, {"x": -2899.9999999999995, "y": -0.4406792073436902, "label": "2024-09-30"}, {"x": -10300.0, "y": -33.821467641623514, "label": "2024-12-31"}, {"x": 300.0, "y": 12.602735566523403, "label": "2025-03-31"}, {"x": 1600.0, "y": -5.76020993995673, "label": "2025-06-30"}, {"x": -3300.0, "y": 0.0, "label": "2025-09-30"}, {"x": -14042.000000000002, "y": 18.76921145643444, "label": "2025-12-31"}], "earnings_price": {"available": false, "dates": [], "price_index": [], "eps_index": [], "gap": [], "quarter_markers": [], "bridge_labels": [], "bridge_values": []}}, "earnings_price": {"available": false, "reason": "Earnings power must be positive at the start of the three-year window."}, "disclaimer": "Earnings intelligence is descriptive market research. It is not a forecast, recommendation or trading instruction."}