{
  "ticker": {
    "uuid": "c98d4152-ca19-45c5-9d11-3e72e9eede83",
    "symbol": "NPB",
    "name": "Northpointe Bancshares, Inc.",
    "exchange": "NYSE",
    "exchange_name": "NYSE",
    "country": "US",
    "currency": "USD",
    "sector": "Financial Services",
    "industry": "Banks - Regional",
    "page_url": "https://sharemaestro.com/factors/ticker/c98d4152-ca19-45c5-9d11-3e72e9eede83/",
    "api_url": "https://sharemaestro.com/factors/api/tickers/c98d4152-ca19-45c5-9d11-3e72e9eede83/"
  },
  "latest_snapshot": {
    "ticker": {
      "uuid": "c98d4152-ca19-45c5-9d11-3e72e9eede83",
      "symbol": "NPB",
      "name": "Northpointe Bancshares, Inc.",
      "exchange": "NYSE",
      "exchange_name": "NYSE",
      "country": "US",
      "currency": "USD",
      "sector": "Financial Services",
      "industry": "Banks - Regional",
      "page_url": "https://sharemaestro.com/factors/ticker/c98d4152-ca19-45c5-9d11-3e72e9eede83/",
      "api_url": "https://sharemaestro.com/factors/api/tickers/c98d4152-ca19-45c5-9d11-3e72e9eede83/"
    },
    "week_end_date": "2026-07-19",
    "universe": "USD_US",
    "score": {
      "os": 0.75,
      "value": 0.72,
      "quality": 0.29,
      "momentum": 0.72,
      "coverage": 1,
      "confidence": 0.969,
      "delta": -2
    },
    "headline_factors": {
      "price": 18.79,
      "market_cap": 649792811.18,
      "pe_ratio": 7.3578,
      "earnings_yield": 0.0613,
      "ebitda_to_ev": 0.0625,
      "shareholder_yield": -0.0551,
      "roe": 0.1497,
      "piotroski_f_score": 5,
      "momentum_12_1": 0.1997,
      "volatility_252d": 0.2778
    },
    "strategy_flags": {
      "market_leader": false,
      "cornerstone_value": false,
      "cornerstone_growth": false,
      "tiny_titan": false,
      "all_cap_buyback": false,
      "small_cap_core": false,
      "veiled_value": false,
      "earnings_consistent_5y": true
    },
    "factor_groups": {
      "valuation": {
        "pe_ratio": 7.3578,
        "ev_ebitda": 16.0007,
        "earnings_yield": 0.0613,
        "fcf_yield": 0.0159,
        "shareholder_yield": -0.0551
      },
      "quality": {
        "roe": 0.1497,
        "roic": 0.0477,
        "gross_margin": 0.5106,
        "fcf_margin": 0.0617,
        "piotroski_f_score": 5
      },
      "growth": {
        "revenue_growth_1y": 0.2227,
        "eps_growth_1y": 0.468,
        "fcf_growth_1y": -0.6055
      },
      "momentum": {
        "price_return_12m": 0.2646,
        "momentum_12_1": 0.1997,
        "relative_strength": 0.1156
      },
      "scores": {
        "value_percentile": 0.72,
        "quality_percentile": 0.29,
        "momentum_percentile": 0.72,
        "growth_composite": 2,
        "yield_composite": 99,
        "overall_composite": 25,
        "os_score": 0.75,
        "factor_coverage": 1,
        "signal_confidence": 0.969
      }
    }
  },
  "factor_history": [
    {
      "week_end_date": "2026-06-07",
      "price": 17.45,
      "os": 0.77,
      "value": 0.72,
      "quality": 0.3,
      "momentum": 0.77,
      "confidence": 1,
      "coverage": 1,
      "pe_ratio": 6.833,
      "earnings_yield": 0.0628,
      "shareholder_yield": -0.0593,
      "roe": 0.1497,
      "momentum_12_1": 0.3569
    },
    {
      "week_end_date": "2026-06-14",
      "price": 18.28,
      "os": 0.8,
      "value": 0.72,
      "quality": 0.33,
      "momentum": 0.84,
      "confidence": 1,
      "coverage": 1,
      "pe_ratio": 7.1581,
      "earnings_yield": 0.0619,
      "shareholder_yield": -0.0566,
      "roe": 0.1497,
      "momentum_12_1": 0.3318
    },
    {
      "week_end_date": "2026-06-21",
      "price": 17.85,
      "os": 0.78,
      "value": 0.72,
      "quality": 0.31,
      "momentum": 0.77,
      "confidence": 1,
      "coverage": 1,
      "pe_ratio": 6.9897,
      "earnings_yield": 0.0624,
      "shareholder_yield": -0.058,
      "roe": 0.1497,
      "momentum_12_1": 0.3344
    },
    {
      "week_end_date": "2026-06-28",
      "price": 18.91,
      "os": 0.79,
      "value": 0.71,
      "quality": 0.33,
      "momentum": 0.8,
      "confidence": 1,
      "coverage": 1,
      "pe_ratio": 7.4047,
      "earnings_yield": 0.0612,
      "shareholder_yield": -0.0547,
      "roe": 0.1497,
      "momentum_12_1": 0.2115
    },
    {
      "week_end_date": "2026-07-05",
      "price": 18.95,
      "os": 0.77,
      "value": 0.71,
      "quality": 0.34,
      "momentum": 0.74,
      "confidence": 0.991,
      "coverage": 1,
      "pe_ratio": 7.4204,
      "earnings_yield": 0.0611,
      "shareholder_yield": -0.0546,
      "roe": 0.1497,
      "momentum_12_1": 0.1916
    },
    {
      "week_end_date": "2026-07-12",
      "price": 18.7,
      "os": 0.73,
      "value": 0.71,
      "quality": 0.32,
      "momentum": 0.67,
      "confidence": 0.98,
      "coverage": 1,
      "pe_ratio": 7.3225,
      "earnings_yield": 0.0614,
      "shareholder_yield": -0.0554,
      "roe": 0.1497,
      "momentum_12_1": 0.2457
    },
    {
      "week_end_date": "2026-07-19",
      "price": 18.79,
      "os": 0.75,
      "value": 0.72,
      "quality": 0.29,
      "momentum": 0.72,
      "confidence": 0.969,
      "coverage": 1,
      "pe_ratio": 7.3578,
      "earnings_yield": 0.0613,
      "shareholder_yield": -0.0551,
      "roe": 0.1497,
      "momentum_12_1": 0.1997
    }
  ],
  "financial_periods": {
    "annual": [
      {
        "period_end_date": "2025-12-31",
        "period_type": "annual",
        "fiscal_year": 2025,
        "fiscal_quarter": null,
        "currency_reported": "USD",
        "is_restated": false,
        "income_statement": {
          "revenue": 471184000,
          "cost_of_revenue": 231563000,
          "gross_profit": 239621000,
          "ebit": 110393000,
          "ebitda": 113465000,
          "pretax_income": 110393000,
          "tax_provision": 26984000,
          "net_income": 83409000,
          "net_income_to_common": 83409000,
          "eps_basic": null,
          "eps_diluted": null,
          "shares_basic": null,
          "shares_diluted": null
        },
        "balance_sheet": {
          "cash_and_equivalents": 496459000,
          "total_current_assets": 496459000,
          "total_assets": 7022825000,
          "short_term_debt": 420000000,
          "long_term_debt": 96915000,
          "total_debt": 1536415000,
          "total_liabilities": 6453783000,
          "total_equity": 569042000,
          "shares_outstanding": 14723125,
          "goodwill_and_intangibles": 20074000
        },
        "cash_flow": {
          "operating_cash_flow": 44291000,
          "capital_expenditure": 2765000,
          "free_cash_flow": 47056000,
          "dividends_paid": 11433000,
          "share_repurchases": -82172000,
          "shares_issued": 116585000,
          "net_debt_issued": 235487000
        }
      },
      {
        "period_end_date": "2025-12-31",
        "period_type": "annual",
        "fiscal_year": 2025,
        "fiscal_quarter": null,
        "currency_reported": "USD",
        "is_restated": false,
        "income_statement": {
          "revenue": 471184000,
          "cost_of_revenue": 231563000,
          "gross_profit": 239621000,
          "ebit": 110393000,
          "ebitda": 113465000,
          "pretax_income": 110393000,
          "tax_provision": 26984000,
          "net_income": 83409000,
          "net_income_to_common": 83409000,
          "eps_basic": null,
          "eps_diluted": null,
          "shares_basic": null,
          "shares_diluted": null
        },
        "balance_sheet": {
          "cash_and_equivalents": 496459000,
          "total_current_assets": 496459000,
          "total_assets": 7022825000,
          "short_term_debt": 420000000,
          "long_term_debt": 96915000,
          "total_debt": 1536415000,
          "total_liabilities": 6453783000,
          "total_equity": 569042000,
          "shares_outstanding": 14723125,
          "goodwill_and_intangibles": 20074000
        },
        "cash_flow": {
          "operating_cash_flow": 44291000,
          "capital_expenditure": 2765000,
          "free_cash_flow": 47056000,
          "dividends_paid": 11433000,
          "share_repurchases": -82172000,
          "shares_issued": 116585000,
          "net_debt_issued": 235487000
        }
      },
      {
        "period_end_date": "2025-12-31",
        "period_type": "annual",
        "fiscal_year": 2025,
        "fiscal_quarter": null,
        "currency_reported": "USD",
        "is_restated": false,
        "income_statement": {
          "revenue": 471184000,
          "cost_of_revenue": 231563000,
          "gross_profit": 239621000,
          "ebit": 110393000,
          "ebitda": 113465000,
          "pretax_income": 110393000,
          "tax_provision": 26984000,
          "net_income": 83409000,
          "net_income_to_common": 83409000,
          "eps_basic": null,
          "eps_diluted": null,
          "shares_basic": null,
          "shares_diluted": null
        },
        "balance_sheet": {
          "cash_and_equivalents": 496459000,
          "total_current_assets": 496459000,
          "total_assets": 7022825000,
          "short_term_debt": 420000000,
          "long_term_debt": 96915000,
          "total_debt": 1536415000,
          "total_liabilities": 6453783000,
          "total_equity": 569042000,
          "shares_outstanding": 14723125,
          "goodwill_and_intangibles": 20074000
        },
        "cash_flow": {
          "operating_cash_flow": 44291000,
          "capital_expenditure": 2765000,
          "free_cash_flow": 47056000,
          "dividends_paid": 11433000,
          "share_repurchases": -82172000,
          "shares_issued": 116585000,
          "net_debt_issued": 235487000
        }
      },
      {
        "period_end_date": "2025-12-31",
        "period_type": "annual",
        "fiscal_year": 2025,
        "fiscal_quarter": null,
        "currency_reported": "USD",
        "is_restated": false,
        "income_statement": {
          "revenue": 471184000,
          "cost_of_revenue": 231563000,
          "gross_profit": 239621000,
          "ebit": 110393000,
          "ebitda": 113465000,
          "pretax_income": 110393000,
          "tax_provision": 26984000,
          "net_income": 83409000,
          "net_income_to_common": 83409000,
          "eps_basic": null,
          "eps_diluted": null,
          "shares_basic": null,
          "shares_diluted": null
        },
        "balance_sheet": {
          "cash_and_equivalents": 496459000,
          "total_current_assets": 496459000,
          "total_assets": 7022825000,
          "short_term_debt": 420000000,
          "long_term_debt": 96915000,
          "total_debt": 1536415000,
          "total_liabilities": 6453783000,
          "total_equity": 569042000,
          "shares_outstanding": 14723125,
          "goodwill_and_intangibles": 20074000
        },
        "cash_flow": {
          "operating_cash_flow": 44291000,
          "capital_expenditure": 2765000,
          "free_cash_flow": 47056000,
          "dividends_paid": 11433000,
          "share_repurchases": -82172000,
          "shares_issued": 116585000,
          "net_debt_issued": 235487000
        }
      },
      {
        "period_end_date": "2025-12-31",
        "period_type": "annual",
        "fiscal_year": 2025,
        "fiscal_quarter": null,
        "currency_reported": "USD",
        "is_restated": false,
        "income_statement": {
          "revenue": 471184000,
          "cost_of_revenue": 231563000,
          "gross_profit": 239621000,
          "ebit": 110393000,
          "ebitda": 113465000,
          "pretax_income": 110393000,
          "tax_provision": 26984000,
          "net_income": 83409000,
          "net_income_to_common": 83409000,
          "eps_basic": null,
          "eps_diluted": null,
          "shares_basic": null,
          "shares_diluted": null
        },
        "balance_sheet": {
          "cash_and_equivalents": 496459000,
          "total_current_assets": 496459000,
          "total_assets": 7022825000,
          "short_term_debt": 420000000,
          "long_term_debt": 96915000,
          "total_debt": 1536415000,
          "total_liabilities": 6453783000,
          "total_equity": 569042000,
          "shares_outstanding": 14723125,
          "goodwill_and_intangibles": 20074000
        },
        "cash_flow": {
          "operating_cash_flow": 44291000,
          "capital_expenditure": 2765000,
          "free_cash_flow": 47056000,
          "dividends_paid": 11433000,
          "share_repurchases": -82172000,
          "shares_issued": 116585000,
          "net_debt_issued": 235487000
        }
      },
      {
        "period_end_date": "2025-12-31",
        "period_type": "annual",
        "fiscal_year": 2025,
        "fiscal_quarter": null,
        "currency_reported": "USD",
        "is_restated": false,
        "income_statement": {
          "revenue": 471184000,
          "cost_of_revenue": 231563000,
          "gross_profit": 239621000,
          "ebit": 110393000,
          "ebitda": 110393000,
          "pretax_income": 110393000,
          "tax_provision": 26984000,
          "net_income": 83409000,
          "net_income_to_common": 83409000,
          "eps_basic": null,
          "eps_diluted": null,
          "shares_basic": null,
          "shares_diluted": null
        },
        "balance_sheet": {
          "cash_and_equivalents": 496459000,
          "total_current_assets": 496459000,
          "total_assets": 7022825000,
          "short_term_debt": 420000000,
          "long_term_debt": 96915000,
          "total_debt": 1536415000,
          "total_liabilities": 6453783000,
          "total_equity": 569042000,
          "shares_outstanding": 14723125,
          "goodwill_and_intangibles": 20074000
        },
        "cash_flow": {
          "operating_cash_flow": 44291000,
          "capital_expenditure": 2765000,
          "free_cash_flow": 47056000,
          "dividends_paid": 11433000,
          "share_repurchases": -82172000,
          "shares_issued": 116585000,
          "net_debt_issued": 235487000
        }
      },
      {
        "period_end_date": "2024-12-31",
        "period_type": "annual",
        "fiscal_year": 2024,
        "fiscal_quarter": null,
        "currency_reported": "USD",
        "is_restated": false,
        "income_statement": {
          "revenue": 390455000,
          "cost_of_revenue": 202989000,
          "gross_profit": 187466000,
          "ebit": 72876000,
          "ebitda": 76677000,
          "pretax_income": 72876000,
          "tax_provision": 17717000,
          "net_income": 55159000,
          "net_income_to_common": 55159000,
          "eps_basic": null,
          "eps_diluted": null,
          "shares_basic": null,
          "shares_diluted": null
        },
        "balance_sheet": {
          "cash_and_equivalents": 498251000,
          "total_current_assets": 1289682000,
          "total_assets": 1552351000,
          "short_term_debt": 5955984,
          "long_term_debt": 1302683000,
          "total_debt": 28334718,
          "total_liabilities": 84085000,
          "total_equity": 1468266000,
          "shares_outstanding": 14917200,
          "goodwill_and_intangibles": 17232000
        },
        "cash_flow": {
          "operating_cash_flow": 19809000,
          "capital_expenditure": 1052000,
          "free_cash_flow": 20861000,
          "dividends_paid": 11580000,
          "share_repurchases": -12341000,
          "shares_issued": 0,
          "net_debt_issued": -10400000
        }
      },
      {
        "period_end_date": "2024-12-31",
        "period_type": "annual",
        "fiscal_year": 2024,
        "fiscal_quarter": null,
        "currency_reported": "USD",
        "is_restated": false,
        "income_statement": {
          "revenue": 390455000,
          "cost_of_revenue": 202989000,
          "gross_profit": 187466000,
          "ebit": 72876000,
          "ebitda": 76677000,
          "pretax_income": 72876000,
          "tax_provision": 17717000,
          "net_income": 55159000,
          "net_income_to_common": 55159000,
          "eps_basic": null,
          "eps_diluted": null,
          "shares_basic": null,
          "shares_diluted": null
        },
        "balance_sheet": {
          "cash_and_equivalents": 498251000,
          "total_current_assets": 1289682000,
          "total_assets": 1552351000,
          "short_term_debt": 5955984,
          "long_term_debt": 1302683000,
          "total_debt": 28334718,
          "total_liabilities": 84085000,
          "total_equity": 1468266000,
          "shares_outstanding": 14917200,
          "goodwill_and_intangibles": 17232000
        },
        "cash_flow": {
          "operating_cash_flow": 19809000,
          "capital_expenditure": 1052000,
          "free_cash_flow": 20861000,
          "dividends_paid": 11580000,
          "share_repurchases": -12341000,
          "shares_issued": 0,
          "net_debt_issued": -10400000
        }
      }
    ],
    "quarterly": [
      {
        "period_end_date": "2026-03-31",
        "period_type": "quarterly",
        "fiscal_year": 2026,
        "fiscal_quarter": 1,
        "currency_reported": "USD",
        "is_restated": false,
        "income_statement": {
          "revenue": 123832000,
          "cost_of_revenue": 59785000,
          "gross_profit": 64047000,
          "ebit": 29428000,
          "ebitda": 30168000,
          "pretax_income": 29428000,
          "tax_provision": 7274000,
          "net_income": 22154000,
          "net_income_to_common": 22154000,
          "eps_basic": null,
          "eps_diluted": null,
          "shares_basic": null,
          "shares_diluted": null
        },
        "balance_sheet": {
          "cash_and_equivalents": 487617000,
          "total_current_assets": 514117000,
          "total_assets": 7401977000,
          "short_term_debt": 425000000,
          "long_term_debt": 1748368000,
          "total_debt": 1749668000,
          "total_liabilities": 6811984000,
          "total_equity": 589993000,
          "shares_outstanding": 15330785,
          "goodwill_and_intangibles": 1367000
        },
        "cash_flow": {
          "operating_cash_flow": 37692000,
          "capital_expenditure": 417000,
          "free_cash_flow": 38109000,
          "dividends_paid": 861000,
          "share_repurchases": 0,
          "shares_issued": 0,
          "net_debt_issued": 211873000
        }
      },
      {
        "period_end_date": "2026-03-31",
        "period_type": "quarterly",
        "fiscal_year": 2026,
        "fiscal_quarter": 1,
        "currency_reported": "USD",
        "is_restated": false,
        "income_statement": {
          "revenue": 123832000,
          "cost_of_revenue": 59785000,
          "gross_profit": 64047000,
          "ebit": 29428000,
          "ebitda": 30168000,
          "pretax_income": 29428000,
          "tax_provision": 7274000,
          "net_income": 22154000,
          "net_income_to_common": 22154000,
          "eps_basic": null,
          "eps_diluted": null,
          "shares_basic": null,
          "shares_diluted": null
        },
        "balance_sheet": {
          "cash_and_equivalents": 487617000,
          "total_current_assets": 514117000,
          "total_assets": 7401977000,
          "short_term_debt": 425000000,
          "long_term_debt": 1748368000,
          "total_debt": 1749668000,
          "total_liabilities": 6811984000,
          "total_equity": 589993000,
          "shares_outstanding": 15330785,
          "goodwill_and_intangibles": 1367000
        },
        "cash_flow": {
          "operating_cash_flow": 37692000,
          "capital_expenditure": 417000,
          "free_cash_flow": 38109000,
          "dividends_paid": 861000,
          "share_repurchases": 0,
          "shares_issued": 0,
          "net_debt_issued": 211873000
        }
      },
      {
        "period_end_date": "2026-03-31",
        "period_type": "quarterly",
        "fiscal_year": 2026,
        "fiscal_quarter": 1,
        "currency_reported": "USD",
        "is_restated": false,
        "income_statement": {
          "revenue": 123832000,
          "cost_of_revenue": 59785000,
          "gross_profit": 64047000,
          "ebit": 29428000,
          "ebitda": 30168000,
          "pretax_income": 29428000,
          "tax_provision": 7274000,
          "net_income": 22154000,
          "net_income_to_common": 22154000,
          "eps_basic": null,
          "eps_diluted": null,
          "shares_basic": null,
          "shares_diluted": null
        },
        "balance_sheet": {
          "cash_and_equivalents": 487617000,
          "total_current_assets": 514117000,
          "total_assets": 7401977000,
          "short_term_debt": 425000000,
          "long_term_debt": 1748368000,
          "total_debt": 1749668000,
          "total_liabilities": 6811984000,
          "total_equity": 589993000,
          "shares_outstanding": 15330785,
          "goodwill_and_intangibles": 1367000
        },
        "cash_flow": {
          "operating_cash_flow": 37692000,
          "capital_expenditure": 417000,
          "free_cash_flow": 38109000,
          "dividends_paid": 861000,
          "share_repurchases": 0,
          "shares_issued": 0,
          "net_debt_issued": 211873000
        }
      },
      {
        "period_end_date": "2026-03-31",
        "period_type": "quarterly",
        "fiscal_year": 2026,
        "fiscal_quarter": 1,
        "currency_reported": "USD",
        "is_restated": false,
        "income_statement": {
          "revenue": 123832000,
          "cost_of_revenue": 59785000,
          "gross_profit": 64047000,
          "ebit": 29428000,
          "ebitda": 30168000,
          "pretax_income": 29428000,
          "tax_provision": 7274000,
          "net_income": 22154000,
          "net_income_to_common": 22154000,
          "eps_basic": null,
          "eps_diluted": null,
          "shares_basic": null,
          "shares_diluted": null
        },
        "balance_sheet": {
          "cash_and_equivalents": 487617000,
          "total_current_assets": 514117000,
          "total_assets": 7401977000,
          "short_term_debt": 425000000,
          "long_term_debt": 1748368000,
          "total_debt": 1749668000,
          "total_liabilities": 6811984000,
          "total_equity": 589993000,
          "shares_outstanding": 15330785,
          "goodwill_and_intangibles": 1367000
        },
        "cash_flow": {
          "operating_cash_flow": 37692000,
          "capital_expenditure": 417000,
          "free_cash_flow": 38109000,
          "dividends_paid": 861000,
          "share_repurchases": 0,
          "shares_issued": 0,
          "net_debt_issued": 211873000
        }
      },
      {
        "period_end_date": "2026-03-31",
        "period_type": "quarterly",
        "fiscal_year": 2026,
        "fiscal_quarter": 1,
        "currency_reported": "USD",
        "is_restated": false,
        "income_statement": {
          "revenue": 123832000,
          "cost_of_revenue": 59785000,
          "gross_profit": 64047000,
          "ebit": 29428000,
          "ebitda": 30168000,
          "pretax_income": 29428000,
          "tax_provision": 7274000,
          "net_income": 22154000,
          "net_income_to_common": 22154000,
          "eps_basic": null,
          "eps_diluted": null,
          "shares_basic": null,
          "shares_diluted": null
        },
        "balance_sheet": {
          "cash_and_equivalents": 487617000,
          "total_current_assets": 514117000,
          "total_assets": 7401977000,
          "short_term_debt": 425000000,
          "long_term_debt": 1748368000,
          "total_debt": 1749668000,
          "total_liabilities": 6811984000,
          "total_equity": 589993000,
          "shares_outstanding": 15330785,
          "goodwill_and_intangibles": 1367000
        },
        "cash_flow": {
          "operating_cash_flow": 37692000,
          "capital_expenditure": 417000,
          "free_cash_flow": 38109000,
          "dividends_paid": 861000,
          "share_repurchases": 0,
          "shares_issued": 0,
          "net_debt_issued": 211873000
        }
      },
      {
        "period_end_date": "2026-03-31",
        "period_type": "quarterly",
        "fiscal_year": 2026,
        "fiscal_quarter": 1,
        "currency_reported": "USD",
        "is_restated": false,
        "income_statement": {
          "revenue": 123832000,
          "cost_of_revenue": 59785000,
          "gross_profit": 64047000,
          "ebit": 29428000,
          "ebitda": 29428000,
          "pretax_income": 29428000,
          "tax_provision": 7274000,
          "net_income": 22154000,
          "net_income_to_common": 22154000,
          "eps_basic": null,
          "eps_diluted": null,
          "shares_basic": null,
          "shares_diluted": null
        },
        "balance_sheet": {
          "cash_and_equivalents": 487617000,
          "total_current_assets": 514117000,
          "total_assets": 7401977000,
          "short_term_debt": 425000000,
          "long_term_debt": 1748368000,
          "total_debt": 1749668000,
          "total_liabilities": 6811984000,
          "total_equity": 589993000,
          "shares_outstanding": 15330785,
          "goodwill_and_intangibles": 1367000
        },
        "cash_flow": {
          "operating_cash_flow": 37692000,
          "capital_expenditure": 417000,
          "free_cash_flow": 38109000,
          "dividends_paid": 861000,
          "share_repurchases": 0,
          "shares_issued": 0,
          "net_debt_issued": 211873000
        }
      },
      {
        "period_end_date": "2025-12-31",
        "period_type": "quarterly",
        "fiscal_year": 2025,
        "fiscal_quarter": 4,
        "currency_reported": "USD",
        "is_restated": false,
        "income_statement": {
          "revenue": 127836000,
          "cost_of_revenue": 62018000,
          "gross_profit": 65818000,
          "ebit": 31968000,
          "ebitda": 31968000,
          "pretax_income": 31968000,
          "tax_provision": 8324999,
          "net_income": 23643000,
          "net_income_to_common": 23643000,
          "eps_basic": null,
          "eps_diluted": null,
          "shares_basic": null,
          "shares_diluted": null
        },
        "balance_sheet": {
          "cash_and_equivalents": 496459000,
          "total_current_assets": 496459000,
          "total_assets": 7022825000,
          "short_term_debt": 420000000,
          "long_term_debt": 96915000,
          "total_debt": 1536415000,
          "total_liabilities": 6453783000,
          "total_equity": 569042000,
          "shares_outstanding": 15257457,
          "goodwill_and_intangibles": 18561000
        },
        "cash_flow": {
          "operating_cash_flow": -28261000,
          "capital_expenditure": 508000,
          "free_cash_flow": -27753000,
          "dividends_paid": 2591000,
          "share_repurchases": -77270000,
          "shares_issued": 2435000,
          "net_debt_issued": 138155000
        }
      },
      {
        "period_end_date": "2025-12-31",
        "period_type": "quarterly",
        "fiscal_year": 2025,
        "fiscal_quarter": 4,
        "currency_reported": "USD",
        "is_restated": false,
        "income_statement": {
          "revenue": 127836000,
          "cost_of_revenue": 62018000,
          "gross_profit": 65818000,
          "ebit": 31968000,
          "ebitda": 31968000,
          "pretax_income": 31968000,
          "tax_provision": 8324999,
          "net_income": 23643000,
          "net_income_to_common": 23643000,
          "eps_basic": null,
          "eps_diluted": null,
          "shares_basic": null,
          "shares_diluted": null
        },
        "balance_sheet": {
          "cash_and_equivalents": 496459000,
          "total_current_assets": 496459000,
          "total_assets": 7022825000,
          "short_term_debt": 420000000,
          "long_term_debt": 96915000,
          "total_debt": 1536415000,
          "total_liabilities": 6453783000,
          "total_equity": 569042000,
          "shares_outstanding": 15257457,
          "goodwill_and_intangibles": 18561000
        },
        "cash_flow": {
          "operating_cash_flow": -28261000,
          "capital_expenditure": 508000,
          "free_cash_flow": -27753000,
          "dividends_paid": 2591000,
          "share_repurchases": -77270000,
          "shares_issued": 2435000,
          "net_debt_issued": 138155000
        }
      },
      {
        "period_end_date": "2025-12-31",
        "period_type": "quarterly",
        "fiscal_year": 2025,
        "fiscal_quarter": 4,
        "currency_reported": "USD",
        "is_restated": false,
        "income_statement": {
          "revenue": 127836000,
          "cost_of_revenue": 62018000,
          "gross_profit": 65818000,
          "ebit": 31968000,
          "ebitda": 31968000,
          "pretax_income": 31968000,
          "tax_provision": 8324999,
          "net_income": 23643000,
          "net_income_to_common": 23643000,
          "eps_basic": null,
          "eps_diluted": null,
          "shares_basic": null,
          "shares_diluted": null
        },
        "balance_sheet": {
          "cash_and_equivalents": 496459000,
          "total_current_assets": 496459000,
          "total_assets": 7022825000,
          "short_term_debt": 420000000,
          "long_term_debt": 96915000,
          "total_debt": 1536415000,
          "total_liabilities": 6453783000,
          "total_equity": 569042000,
          "shares_outstanding": 15257457,
          "goodwill_and_intangibles": 18561000
        },
        "cash_flow": {
          "operating_cash_flow": -28261000,
          "capital_expenditure": 508000,
          "free_cash_flow": -27753000,
          "dividends_paid": 2591000,
          "share_repurchases": -77270000,
          "shares_issued": 2435000,
          "net_debt_issued": 138155000
        }
      },
      {
        "period_end_date": "2025-12-31",
        "period_type": "quarterly",
        "fiscal_year": 2025,
        "fiscal_quarter": 4,
        "currency_reported": "USD",
        "is_restated": false,
        "income_statement": {
          "revenue": 127836000,
          "cost_of_revenue": 62018000,
          "gross_profit": 65818000,
          "ebit": 31968000,
          "ebitda": 31968000,
          "pretax_income": 31968000,
          "tax_provision": 8324999,
          "net_income": 23643000,
          "net_income_to_common": 23643000,
          "eps_basic": null,
          "eps_diluted": null,
          "shares_basic": null,
          "shares_diluted": null
        },
        "balance_sheet": {
          "cash_and_equivalents": 496459000,
          "total_current_assets": 496459000,
          "total_assets": 7022825000,
          "short_term_debt": 420000000,
          "long_term_debt": 96915000,
          "total_debt": 1536415000,
          "total_liabilities": 6453783000,
          "total_equity": 569042000,
          "shares_outstanding": 15257457,
          "goodwill_and_intangibles": 18561000
        },
        "cash_flow": {
          "operating_cash_flow": -28261000,
          "capital_expenditure": 508000,
          "free_cash_flow": -27753000,
          "dividends_paid": 2591000,
          "share_repurchases": -77270000,
          "shares_issued": 2435000,
          "net_debt_issued": 138155000
        }
      },
      {
        "period_end_date": "2025-12-31",
        "period_type": "quarterly",
        "fiscal_year": 2025,
        "fiscal_quarter": 4,
        "currency_reported": "USD",
        "is_restated": false,
        "income_statement": {
          "revenue": 127836000,
          "cost_of_revenue": 62018000,
          "gross_profit": 65818000,
          "ebit": 31968000,
          "ebitda": 31968000,
          "pretax_income": 31968000,
          "tax_provision": 8324999,
          "net_income": 23643000,
          "net_income_to_common": 23643000,
          "eps_basic": null,
          "eps_diluted": null,
          "shares_basic": null,
          "shares_diluted": null
        },
        "balance_sheet": {
          "cash_and_equivalents": 496459000,
          "total_current_assets": 496459000,
          "total_assets": 7022825000,
          "short_term_debt": 420000000,
          "long_term_debt": 96915000,
          "total_debt": 1536415000,
          "total_liabilities": 6453783000,
          "total_equity": 569042000,
          "shares_outstanding": 15257457,
          "goodwill_and_intangibles": 18561000
        },
        "cash_flow": {
          "operating_cash_flow": -28261000,
          "capital_expenditure": 508000,
          "free_cash_flow": -27753000,
          "dividends_paid": 2591000,
          "share_repurchases": -77270000,
          "shares_issued": 2435000,
          "net_debt_issued": 138155000
        }
      },
      {
        "period_end_date": "2025-12-31",
        "period_type": "quarterly",
        "fiscal_year": 2025,
        "fiscal_quarter": 4,
        "currency_reported": "USD",
        "is_restated": false,
        "income_statement": {
          "revenue": 127836000,
          "cost_of_revenue": 62018000,
          "gross_profit": 65818000,
          "ebit": 31968000,
          "ebitda": 31968000,
          "pretax_income": 31968000,
          "tax_provision": 8324999,
          "net_income": 23643000,
          "net_income_to_common": 23643000,
          "eps_basic": null,
          "eps_diluted": null,
          "shares_basic": null,
          "shares_diluted": null
        },
        "balance_sheet": {
          "cash_and_equivalents": 496459000,
          "total_current_assets": 496459000,
          "total_assets": 7022825000,
          "short_term_debt": 420000000,
          "long_term_debt": 96915000,
          "total_debt": 1536415000,
          "total_liabilities": 6453783000,
          "total_equity": 569042000,
          "shares_outstanding": 15257457,
          "goodwill_and_intangibles": 18561000
        },
        "cash_flow": {
          "operating_cash_flow": -28261000,
          "capital_expenditure": 508000,
          "free_cash_flow": -27753000,
          "dividends_paid": 2591000,
          "share_repurchases": -77270000,
          "shares_issued": 2435000,
          "net_debt_issued": 138155000
        }
      }
    ]
  },
  "strategy_matches": [
    {
      "key": "os_composite",
      "name": "OS Composite Score",
      "slug": "composite",
      "group": "multi_factor",
      "page_url": "/factors/composite/"
    },
    {
      "key": "ebitda_ev",
      "name": "EBITDA/EV Value",
      "slug": "ebitda-ev",
      "group": "value",
      "page_url": "/factors/ebitda-ev/"
    },
    {
      "key": "sector_relative",
      "name": "Cheapest in Sector",
      "slug": "sector-relative",
      "group": "value",
      "page_url": "/factors/sector-relative/"
    },
    {
      "key": "capital_allocators",
      "name": "Capital Allocators",
      "slug": "capital-allocators",
      "group": "quality",
      "page_url": "/factors/capital-allocators/"
    },
    {
      "key": "consistent_earners",
      "name": "Consistent Earners",
      "slug": "consistent-earners",
      "group": "quality",
      "page_url": "/factors/consistent-earners/"
    },
    {
      "key": "cornerstone_growth",
      "name": "Cornerstone Growth",
      "slug": "cornerstone-growth",
      "group": "growth",
      "page_url": "/factors/cornerstone-growth/"
    },
    {
      "key": "risk_adj_momentum",
      "name": "Risk-Adjusted Momentum",
      "slug": "risk-adj-momentum",
      "group": "momentum",
      "page_url": "/factors/risk-adj-momentum/"
    },
    {
      "key": "momentum_leaders",
      "name": "Momentum Leaders",
      "slug": "momentum-leaders",
      "group": "momentum",
      "page_url": "/factors/momentum-leaders/"
    },
    {
      "key": "shareholder_yield",
      "name": "Shareholder Yield",
      "slug": "shareholder-yield",
      "group": "income",
      "page_url": "/factors/shareholder-yield/"
    },
    {
      "key": "small_cap_value",
      "name": "Small Cap Value",
      "slug": "small-cap-value",
      "group": "universe",
      "page_url": "/factors/small-cap-value/"
    }
  ],
  "coverage": {
    "factor_history_points": 7,
    "annual_financial_periods": 8,
    "quarterly_financial_periods": 12,
    "latest_factor_week": "2026-07-19",
    "latest_financials_period_end": "2025-12-31"
  },
  "schema": {
    "public_fields_only": true
  }
}