{ "ticker": { "uuid": "f4eac8c0-2d79-4d2e-87b4-a5f0e9b7f13d", "symbol": "UMBF", "name": "UMB Financial Corporation", "exchange": "NASDAQ", "exchange_name": "NASDAQ", "country": "US", "currency": "USD", "sector": "Financial Services", "industry": "Banks - Regional", "page_url": "https://sharemaestro.com/factors/ticker/f4eac8c0-2d79-4d2e-87b4-a5f0e9b7f13d/", "api_url": "https://sharemaestro.com/factors/api/tickers/f4eac8c0-2d79-4d2e-87b4-a5f0e9b7f13d/" }, "latest_snapshot": { "ticker": { "uuid": "f4eac8c0-2d79-4d2e-87b4-a5f0e9b7f13d", "symbol": "UMBF", "name": "UMB Financial Corporation", "exchange": "NASDAQ", "exchange_name": "NASDAQ", "country": "US", "currency": "USD", "sector": "Financial Services", "industry": "Banks - Regional", "page_url": "https://sharemaestro.com/factors/ticker/f4eac8c0-2d79-4d2e-87b4-a5f0e9b7f13d/", "api_url": "https://sharemaestro.com/factors/api/tickers/f4eac8c0-2d79-4d2e-87b4-a5f0e9b7f13d/" }, "week_end_date": "2026-07-26", "universe": "USD_US", "score": { "os": 0.91, "value": 0.75, "quality": 0.83, "momentum": 0.77, "coverage": 1, "confidence": 0.958, "delta": -1 }, "headline_factors": { "price": 141.2, "market_cap": 10728196252.4, "pe_ratio": 12.1566, "earnings_yield": 0.0652, "ebitda_to_ev": 0.076, "shareholder_yield": -0.0015, "roe": 0.1128, "piotroski_f_score": 7, "momentum_12_1": 0.3591, "volatility_252d": 0.2545 }, "strategy_flags": { "market_leader": false, "cornerstone_value": false, "cornerstone_growth": false, "tiny_titan": false, "all_cap_buyback": false, "small_cap_core": false, "veiled_value": false, "earnings_consistent_5y": false }, "factor_groups": { "valuation": { "pe_ratio": 12.1566, "ev_ebitda": 13.1607, "earnings_yield": 0.0652, "fcf_yield": 0.0747, "shareholder_yield": -0.0015 }, "quality": { "roe": 0.1128, "roic": 0.0665, "gross_margin": 0.5667, "fcf_margin": 0.2397, "piotroski_f_score": 7 }, "growth": { "revenue_growth_1y": 0.5668, "eps_growth_1y": 1.1403, "fcf_growth_1y": 0.8998 }, "momentum": { "price_return_12m": 0.3243, "momentum_12_1": 0.3591, "relative_strength": 0.1081 }, "scores": { "value_percentile": 0.75, "quality_percentile": 0.83, "momentum_percentile": 0.77, "growth_composite": 2, "yield_composite": 86, "overall_composite": 9, "os_score": 0.91, "factor_coverage": 1, "signal_confidence": 0.958 } } }, "factor_history": [ { "week_end_date": "2026-06-07", "price": 129.5, "os": 0.9, "value": 0.76, "quality": 0.81, "momentum": 0.71, "confidence": 1, "coverage": 1, "pe_ratio": 11.1491, "earnings_yield": 0.0695, "shareholder_yield": -0.0018, "roe": 0.1128, "momentum_12_1": 0.2718 }, { "week_end_date": "2026-06-14", "price": 135.37, "os": 0.89, "value": 0.76, "quality": 0.82, "momentum": 0.67, "confidence": 1, "coverage": 1, "pe_ratio": 11.6546, "earnings_yield": 0.0673, "shareholder_yield": -0.0015, "roe": 0.1128, "momentum_12_1": 0.2512 }, { "week_end_date": "2026-06-21", "price": 133.06, "os": 0.91, "value": 0.76, "quality": 0.84, "momentum": 0.75, "confidence": 1, "coverage": 1, "pe_ratio": 11.4557, "earnings_yield": 0.0682, "shareholder_yield": -0.0015, "roe": 0.1128, "momentum_12_1": 0.3175 }, { "week_end_date": "2026-06-28", "price": 144.91, "os": 0.88, "value": 0.73, "quality": 0.83, "momentum": 0.67, "confidence": 1, "coverage": 1, "pe_ratio": 12.476, "earnings_yield": 0.0639, "shareholder_yield": -0.0014, "roe": 0.1128, "momentum_12_1": 0.2514 }, { "week_end_date": "2026-07-05", "price": 143.8, "os": 0.9, "value": 0.73, "quality": 0.82, "momentum": 0.74, "confidence": 0.991, "coverage": 1, "pe_ratio": 12.3804, "earnings_yield": 0.0643, "shareholder_yield": -0.0014, "roe": 0.1128, "momentum_12_1": 0.19 }, { "week_end_date": "2026-07-12", "price": 144.59, "os": 0.92, "value": 0.73, "quality": 0.84, "momentum": 0.81, "confidence": 0.98, "coverage": 1, "pe_ratio": 12.4484, "earnings_yield": 0.0641, "shareholder_yield": -0.0014, "roe": 0.1128, "momentum_12_1": 0.2456 }, { "week_end_date": "2026-07-19", "price": 145.99, "os": 0.9, "value": 0.73, "quality": 0.82, "momentum": 0.75, "confidence": 0.969, "coverage": 1, "pe_ratio": 12.5689, "earnings_yield": 0.0636, "shareholder_yield": -0.0014, "roe": 0.1128, "momentum_12_1": 0.2297 }, { "week_end_date": "2026-07-26", "price": 141.2, "os": 0.91, "value": 0.75, "quality": 0.83, "momentum": 0.77, "confidence": 0.958, "coverage": 1, "pe_ratio": 12.1566, "earnings_yield": 0.0652, "shareholder_yield": -0.0015, "roe": 0.1128, "momentum_12_1": 0.3591 } ], "financial_periods": { "annual": [ { "period_end_date": "2025-12-31", "period_type": "annual", "fiscal_year": 2025, "fiscal_quarter": null, "currency_reported": "USD", "is_restated": false, "income_statement": { "revenue": 4443743000, "cost_of_revenue": 2026064000, "gross_profit": 2417679000, "ebit": 899955000, "ebitda": 1060131000, "pretax_income": 874955000, "tax_provision": 172557000, "net_income": 702398000, "net_income_to_common": 702398000, "eps_basic": null, "eps_diluted": null, "shares_basic": null, "shares_diluted": null }, "balance_sheet": { "cash_and_equivalents": 952547000, "total_current_assets": 952547000, "total_assets": 73094090000, "short_term_debt": 3324938000, "long_term_debt": 254195000, "total_debt": 3799167000, "total_liabilities": 65400522000, "total_equity": 7693568000, "shares_outstanding": 76475547, "goodwill_and_intangibles": 2326694000 }, "cash_flow": { "operating_cash_flow": 1026693000, "capital_expenditure": 48584000, "free_cash_flow": 1075277000, "dividends_paid": 135620000, "share_repurchases": -132628000, "shares_issued": 529207000, "net_debt_issued": -200000000 } }, { "period_end_date": "2025-12-31", "period_type": "annual", "fiscal_year": 2025, "fiscal_quarter": null, "currency_reported": "USD", "is_restated": false, "income_statement": { "revenue": 4443743000, "cost_of_revenue": 2026064000, "gross_profit": 2417679000, "ebit": 899955000, "ebitda": 1060131000, "pretax_income": 874955000, "tax_provision": 172557000, "net_income": 702398000, "net_income_to_common": 702398000, "eps_basic": null, "eps_diluted": null, "shares_basic": null, "shares_diluted": null }, "balance_sheet": { "cash_and_equivalents": 952547000, "total_current_assets": 952547000, "total_assets": 73094090000, "short_term_debt": 3324938000, "long_term_debt": 254195000, "total_debt": 3799167000, "total_liabilities": 65400522000, "total_equity": 7693568000, "shares_outstanding": 76475547, "goodwill_and_intangibles": 2326694000 }, "cash_flow": { "operating_cash_flow": 1026693000, "capital_expenditure": 48584000, "free_cash_flow": 1075277000, "dividends_paid": 135620000, "share_repurchases": -132628000, "shares_issued": 529207000, "net_debt_issued": -200000000 } }, { "period_end_date": "2025-12-31", "period_type": "annual", "fiscal_year": 2025, "fiscal_quarter": null, "currency_reported": "USD", "is_restated": false, "income_statement": { "revenue": 4443743000, "cost_of_revenue": 2026064000, "gross_profit": 2417679000, "ebit": 899955000, "ebitda": 1060131000, "pretax_income": 874955000, "tax_provision": 172557000, "net_income": 702398000, "net_income_to_common": 702398000, "eps_basic": null, "eps_diluted": null, "shares_basic": null, "shares_diluted": null }, "balance_sheet": { "cash_and_equivalents": 952547000, "total_current_assets": 952547000, "total_assets": 73094090000, "short_term_debt": 3324938000, "long_term_debt": 254195000, "total_debt": 3799167000, "total_liabilities": 65400522000, "total_equity": 7693568000, "shares_outstanding": 76475547, "goodwill_and_intangibles": 2326694000 }, "cash_flow": { "operating_cash_flow": 1026693000, "capital_expenditure": 48584000, "free_cash_flow": 1075277000, "dividends_paid": 135620000, "share_repurchases": -132628000, "shares_issued": 529207000, "net_debt_issued": -200000000 } }, { "period_end_date": "2025-12-31", "period_type": "annual", "fiscal_year": 2025, "fiscal_quarter": null, "currency_reported": "USD", "is_restated": false, "income_statement": { "revenue": 4443743000, "cost_of_revenue": 2026064000, "gross_profit": 2417679000, "ebit": 899955000, "ebitda": 1060131000, "pretax_income": 874955000, "tax_provision": 172557000, "net_income": 702398000, "net_income_to_common": 702398000, "eps_basic": null, "eps_diluted": null, "shares_basic": null, "shares_diluted": null }, "balance_sheet": { "cash_and_equivalents": 952547000, "total_current_assets": 952547000, "total_assets": 73094090000, "short_term_debt": 3324938000, "long_term_debt": 254195000, "total_debt": 3799167000, "total_liabilities": 65400522000, "total_equity": 7693568000, "shares_outstanding": 76475547, "goodwill_and_intangibles": 2326694000 }, "cash_flow": { "operating_cash_flow": 1026693000, "capital_expenditure": 48584000, "free_cash_flow": 1075277000, "dividends_paid": 135620000, "share_repurchases": -132628000, "shares_issued": 529207000, "net_debt_issued": -200000000 } }, { "period_end_date": "2025-12-31", "period_type": "annual", "fiscal_year": 2025, "fiscal_quarter": null, "currency_reported": "USD", "is_restated": false, "income_statement": { "revenue": 4443743000, "cost_of_revenue": 2026064000, "gross_profit": 2417679000, "ebit": 899955000, "ebitda": 1060131000, "pretax_income": 874955000, "tax_provision": 172557000, "net_income": 702398000, "net_income_to_common": 702398000, "eps_basic": null, "eps_diluted": null, "shares_basic": null, "shares_diluted": null }, "balance_sheet": { "cash_and_equivalents": 952547000, "total_current_assets": 952547000, "total_assets": 73094090000, "short_term_debt": 3324938000, "long_term_debt": 254195000, "total_debt": 3799167000, "total_liabilities": 65400522000, "total_equity": 7693568000, "shares_outstanding": 76475547, "goodwill_and_intangibles": 2326694000 }, "cash_flow": { "operating_cash_flow": 1026693000, "capital_expenditure": 48584000, "free_cash_flow": 1075277000, "dividends_paid": 135620000, "share_repurchases": -132628000, "shares_issued": 529207000, "net_debt_issued": -200000000 } }, { "period_end_date": "2025-12-31", "period_type": "annual", "fiscal_year": 2025, "fiscal_quarter": null, "currency_reported": "USD", "is_restated": false, "income_statement": { "revenue": 4443743000, "cost_of_revenue": 2026064000, "gross_profit": 2417679000, "ebit": 899955000, "ebitda": 1060131000, "pretax_income": 874955000, "tax_provision": 172557000, "net_income": 702398000, "net_income_to_common": 702398000, "eps_basic": null, "eps_diluted": null, "shares_basic": null, "shares_diluted": null }, "balance_sheet": { "cash_and_equivalents": 952547000, "total_current_assets": 952547000, "total_assets": 73094090000, "short_term_debt": 3324938000, "long_term_debt": 254195000, "total_debt": 3799167000, "total_liabilities": 65400522000, "total_equity": 7693568000, "shares_outstanding": 76475547, "goodwill_and_intangibles": 2326694000 }, "cash_flow": { "operating_cash_flow": 1026693000, "capital_expenditure": 48584000, "free_cash_flow": 1075277000, "dividends_paid": 135620000, "share_repurchases": -132628000, "shares_issued": 529207000, "net_debt_issued": -200000000 } }, { "period_end_date": "2025-12-31", "period_type": "annual", "fiscal_year": 2025, "fiscal_quarter": null, "currency_reported": "USD", "is_restated": false, "income_statement": { "revenue": 4443743000, "cost_of_revenue": 2026064000, "gross_profit": 2417679000, "ebit": 899955000, "ebitda": 1060131000, "pretax_income": 874955000, "tax_provision": 172557000, "net_income": 702398000, "net_income_to_common": 702398000, "eps_basic": null, "eps_diluted": null, "shares_basic": null, "shares_diluted": null }, "balance_sheet": { "cash_and_equivalents": 952547000, "total_current_assets": 952547000, "total_assets": 73094090000, "short_term_debt": 3324938000, "long_term_debt": 254195000, "total_debt": 3799167000, "total_liabilities": 65400522000, "total_equity": 7693568000, "shares_outstanding": 76475547, "goodwill_and_intangibles": 2326694000 }, "cash_flow": { "operating_cash_flow": 1026693000, "capital_expenditure": 48584000, "free_cash_flow": 1075277000, "dividends_paid": 135620000, "share_repurchases": -132628000, "shares_issued": 529207000, "net_debt_issued": -200000000 } }, { "period_end_date": "2024-12-31", "period_type": "annual", "fiscal_year": 2024, "fiscal_quarter": null, "currency_reported": "USD", "is_restated": false, "income_statement": { "revenue": 2636962000, "cost_of_revenue": 1231167000, "gross_profit": 1405795000, "ebit": 541273000, "ebitda": 594044000, "pretax_income": 541273000, "tax_provision": 100030000, "net_income": 441243000, "net_income_to_common": 441243000, "eps_basic": null, "eps_diluted": null, "shares_basic": null, "shares_diluted": null }, "balance_sheet": { "cash_and_equivalents": 8559445000, "total_current_assets": 16759166000, "total_assets": 50409664000, "short_term_debt": 2609715000, "long_term_debt": 385292000, "total_debt": 2995007000, "total_liabilities": 46943123000, "total_equity": 3466541000, "shares_outstanding": 49057000, "goodwill_and_intangibles": 288163000 }, "cash_flow": { "operating_cash_flow": 225286000, "capital_expenditure": 24206000, "free_cash_flow": 249492000, "dividends_paid": 77127000, "share_repurchases": -7738000, "shares_issued": 0, "net_debt_issued": -1800000000 } } ], "quarterly": [ { "period_end_date": "2026-03-31", "period_type": "quarterly", "fiscal_year": 2026, "fiscal_quarter": 1, "currency_reported": "USD", "is_restated": false, "income_statement": { "revenue": 867067000, "cost_of_revenue": 332701000, "gross_profit": 534366000, "ebit": 126483000, "ebitda": 149943000, "pretax_income": 331276000, "tax_provision": 69838000, "net_income": 261438000, "net_income_to_common": 261438000, "eps_basic": null, "eps_diluted": null, "shares_basic": null, "shares_diluted": null }, "balance_sheet": { "cash_and_equivalents": 735829000, "total_current_assets": 735829000, "total_assets": 72674161000, "short_term_debt": 3550738000, "long_term_debt": 255988000, "total_debt": 4027902000, "total_liabilities": 64847164000, "total_equity": 7826997000, "shares_outstanding": 76305970, "goodwill_and_intangibles": 2301003000 }, "cash_flow": { "operating_cash_flow": 361273000, "capital_expenditure": 4517000, "free_cash_flow": 365790000, "dividends_paid": 39611000, "share_repurchases": -32814000, "shares_issued": 0, "net_debt_issued": null } }, { "period_end_date": "2026-03-31", "period_type": "quarterly", "fiscal_year": 2026, "fiscal_quarter": 1, "currency_reported": "USD", "is_restated": false, "income_statement": { "revenue": 867067000, "cost_of_revenue": 332701000, "gross_profit": 534366000, "ebit": 126483000, "ebitda": 149943000, "pretax_income": 331276000, "tax_provision": 69838000, "net_income": 261438000, "net_income_to_common": 261438000, "eps_basic": null, "eps_diluted": null, "shares_basic": null, "shares_diluted": null }, "balance_sheet": { "cash_and_equivalents": 735829000, "total_current_assets": 735829000, "total_assets": 72674161000, "short_term_debt": 3550738000, "long_term_debt": 255988000, "total_debt": 4027902000, "total_liabilities": 64847164000, "total_equity": 7826997000, "shares_outstanding": 76305970, "goodwill_and_intangibles": 2301003000 }, "cash_flow": { "operating_cash_flow": 361273000, "capital_expenditure": 4517000, "free_cash_flow": 365790000, "dividends_paid": 39611000, "share_repurchases": -32814000, "shares_issued": 0, "net_debt_issued": null } }, { "period_end_date": "2026-03-31", "period_type": "quarterly", "fiscal_year": 2026, "fiscal_quarter": 1, "currency_reported": "USD", "is_restated": false, "income_statement": { "revenue": 867067000, "cost_of_revenue": 332701000, "gross_profit": 534366000, "ebit": 126483000, "ebitda": 149943000, "pretax_income": 331276000, "tax_provision": 69838000, "net_income": 261438000, "net_income_to_common": 261438000, "eps_basic": null, "eps_diluted": null, "shares_basic": null, "shares_diluted": null }, "balance_sheet": { "cash_and_equivalents": 735829000, "total_current_assets": 735829000, "total_assets": 72674161000, "short_term_debt": 3550738000, "long_term_debt": 255988000, "total_debt": 4027902000, "total_liabilities": 64847164000, "total_equity": 7826997000, "shares_outstanding": 76305970, "goodwill_and_intangibles": 2301003000 }, "cash_flow": { "operating_cash_flow": 361273000, "capital_expenditure": 4517000, "free_cash_flow": 365790000, "dividends_paid": 39611000, "share_repurchases": -32814000, "shares_issued": 0, "net_debt_issued": null } }, { "period_end_date": "2026-03-31", "period_type": "quarterly", "fiscal_year": 2026, "fiscal_quarter": 1, "currency_reported": "USD", "is_restated": false, "income_statement": { "revenue": 867067000, "cost_of_revenue": 332701000, "gross_profit": 534366000, "ebit": 126483000, "ebitda": 149943000, "pretax_income": 331276000, "tax_provision": 69838000, "net_income": 261438000, "net_income_to_common": 261438000, "eps_basic": null, "eps_diluted": null, "shares_basic": null, "shares_diluted": null }, "balance_sheet": { "cash_and_equivalents": 735829000, "total_current_assets": 735829000, "total_assets": 72674161000, "short_term_debt": 3550738000, "long_term_debt": 255988000, "total_debt": 4027902000, "total_liabilities": 64847164000, "total_equity": 7826997000, "shares_outstanding": 76305970, "goodwill_and_intangibles": 2301003000 }, "cash_flow": { "operating_cash_flow": 361273000, "capital_expenditure": 4517000, "free_cash_flow": 365790000, "dividends_paid": 39611000, "share_repurchases": -32814000, "shares_issued": 0, "net_debt_issued": null } }, { "period_end_date": "2026-03-31", "period_type": "quarterly", "fiscal_year": 2026, "fiscal_quarter": 1, "currency_reported": "USD", "is_restated": false, "income_statement": { "revenue": 867067000, "cost_of_revenue": 332701000, "gross_profit": 534366000, "ebit": 126483000, "ebitda": 149943000, "pretax_income": 331276000, "tax_provision": 69838000, "net_income": 261438000, "net_income_to_common": 261438000, "eps_basic": null, "eps_diluted": null, "shares_basic": null, "shares_diluted": null }, "balance_sheet": { "cash_and_equivalents": 735829000, "total_current_assets": 735829000, "total_assets": 72674161000, "short_term_debt": 3550738000, "long_term_debt": 255988000, "total_debt": 4027902000, "total_liabilities": 64847164000, "total_equity": 7826997000, "shares_outstanding": 76305970, "goodwill_and_intangibles": 2301003000 }, "cash_flow": { "operating_cash_flow": 361273000, "capital_expenditure": 4517000, "free_cash_flow": 365790000, "dividends_paid": 39611000, "share_repurchases": -32814000, "shares_issued": 0, "net_debt_issued": null } }, { "period_end_date": "2026-03-31", "period_type": "quarterly", "fiscal_year": 2026, "fiscal_quarter": 1, "currency_reported": "USD", "is_restated": false, "income_statement": { "revenue": 867067000, "cost_of_revenue": 332701000, "gross_profit": 534366000, "ebit": 126483000, "ebitda": 149943000, "pretax_income": 331276000, "tax_provision": 69838000, "net_income": 261438000, "net_income_to_common": 261438000, "eps_basic": null, "eps_diluted": null, "shares_basic": null, "shares_diluted": null }, "balance_sheet": { "cash_and_equivalents": 735829000, "total_current_assets": 735829000, "total_assets": 72674161000, "short_term_debt": 3550738000, "long_term_debt": 255988000, "total_debt": 4027902000, "total_liabilities": 64847164000, "total_equity": 7826997000, "shares_outstanding": 76305970, "goodwill_and_intangibles": 2301003000 }, "cash_flow": { "operating_cash_flow": 361273000, "capital_expenditure": 4517000, "free_cash_flow": 365790000, "dividends_paid": 39611000, "share_repurchases": -32814000, "shares_issued": 0, "net_debt_issued": null } }, { "period_end_date": "2026-03-31", "period_type": "quarterly", "fiscal_year": 2026, "fiscal_quarter": 1, "currency_reported": "USD", "is_restated": false, "income_statement": { "revenue": 867067000, "cost_of_revenue": 332701000, "gross_profit": 534366000, "ebit": 126483000, "ebitda": 149943000, "pretax_income": 331276000, "tax_provision": 69838000, "net_income": 261438000, "net_income_to_common": 261438000, "eps_basic": null, "eps_diluted": null, "shares_basic": null, "shares_diluted": null }, "balance_sheet": { "cash_and_equivalents": 735829000, "total_current_assets": 735829000, "total_assets": 72674161000, "short_term_debt": 3550738000, "long_term_debt": 255988000, "total_debt": 4027902000, "total_liabilities": 64847164000, "total_equity": 7826997000, "shares_outstanding": 76305970, "goodwill_and_intangibles": 2301003000 }, "cash_flow": { "operating_cash_flow": 361273000, "capital_expenditure": 4517000, "free_cash_flow": 365790000, "dividends_paid": 39611000, "share_repurchases": -32814000, "shares_issued": 0, "net_debt_issued": null } }, { "period_end_date": "2025-12-31", "period_type": "quarterly", "fiscal_year": 2025, "fiscal_quarter": 4, "currency_reported": "USD", "is_restated": false, "income_statement": { "revenue": 1085245000, "cost_of_revenue": 364376000, "gross_profit": 720869000, "ebit": 295309000, "ebitda": 320763000, "pretax_income": 270309000, "tax_provision": 54954000, "net_income": 215355000, "net_income_to_common": 215355000, "eps_basic": null, "eps_diluted": null, "shares_basic": null, "shares_diluted": null }, "balance_sheet": { "cash_and_equivalents": 952547000, "total_current_assets": 952547000, "total_assets": 73094090000, "short_term_debt": 3324938000, "long_term_debt": 254195000, "total_debt": 3799167000, "total_liabilities": 65400522000, "total_equity": 7693568000, "shares_outstanding": 76475547, "goodwill_and_intangibles": 2326694000 }, "cash_flow": { "operating_cash_flow": 106077000, "capital_expenditure": 10759000, "free_cash_flow": 116836000, "dividends_paid": 40614000, "share_repurchases": -79000, "shares_issued": 0, "net_debt_issued": null } }, { "period_end_date": "2025-12-31", "period_type": "quarterly", "fiscal_year": 2025, "fiscal_quarter": 4, "currency_reported": "USD", "is_restated": false, "income_statement": { "revenue": 1085245000, "cost_of_revenue": 364376000, "gross_profit": 720869000, "ebit": 295309000, "ebitda": 320763000, "pretax_income": 270309000, "tax_provision": 54954000, "net_income": 215355000, "net_income_to_common": 215355000, "eps_basic": null, "eps_diluted": null, "shares_basic": null, "shares_diluted": null }, "balance_sheet": { "cash_and_equivalents": 952547000, "total_current_assets": 952547000, "total_assets": 73094090000, "short_term_debt": 3324938000, "long_term_debt": 254195000, "total_debt": 3799167000, "total_liabilities": 65400522000, "total_equity": 7693568000, "shares_outstanding": 76475547, "goodwill_and_intangibles": 2326694000 }, "cash_flow": { "operating_cash_flow": 106077000, "capital_expenditure": 10759000, "free_cash_flow": 116836000, "dividends_paid": 40614000, "share_repurchases": -79000, "shares_issued": 0, "net_debt_issued": null } }, { "period_end_date": "2025-12-31", "period_type": "quarterly", "fiscal_year": 2025, "fiscal_quarter": 4, "currency_reported": "USD", "is_restated": false, "income_statement": { "revenue": 1085245000, "cost_of_revenue": 364376000, "gross_profit": 720869000, "ebit": 295309000, "ebitda": 320763000, "pretax_income": 270309000, "tax_provision": 54954000, "net_income": 215355000, "net_income_to_common": 215355000, "eps_basic": null, "eps_diluted": null, "shares_basic": null, "shares_diluted": null }, "balance_sheet": { "cash_and_equivalents": 952547000, "total_current_assets": 952547000, "total_assets": 73094090000, "short_term_debt": 3324938000, "long_term_debt": 254195000, "total_debt": 3799167000, "total_liabilities": 65400522000, "total_equity": 7693568000, "shares_outstanding": 76475547, "goodwill_and_intangibles": 2326694000 }, "cash_flow": { "operating_cash_flow": 106077000, "capital_expenditure": 10759000, "free_cash_flow": 116836000, "dividends_paid": 40614000, "share_repurchases": -79000, "shares_issued": 0, "net_debt_issued": null } }, { "period_end_date": "2025-12-31", "period_type": "quarterly", "fiscal_year": 2025, "fiscal_quarter": 4, "currency_reported": "USD", "is_restated": false, "income_statement": { "revenue": 1085245000, "cost_of_revenue": 364376000, "gross_profit": 720869000, "ebit": 295309000, "ebitda": 320763000, "pretax_income": 270309000, "tax_provision": 54954000, "net_income": 215355000, "net_income_to_common": 215355000, "eps_basic": null, "eps_diluted": null, "shares_basic": null, "shares_diluted": null }, "balance_sheet": { "cash_and_equivalents": 952547000, "total_current_assets": 952547000, "total_assets": 73094090000, "short_term_debt": 3324938000, "long_term_debt": 254195000, "total_debt": 3799167000, "total_liabilities": 65400522000, "total_equity": 7693568000, "shares_outstanding": 76475547, "goodwill_and_intangibles": 2326694000 }, "cash_flow": { "operating_cash_flow": 106077000, "capital_expenditure": 10759000, "free_cash_flow": 116836000, "dividends_paid": 40614000, "share_repurchases": -79000, "shares_issued": 0, "net_debt_issued": null } }, { "period_end_date": "2025-12-31", "period_type": "quarterly", "fiscal_year": 2025, "fiscal_quarter": 4, "currency_reported": "USD", "is_restated": false, "income_statement": { "revenue": 1085245000, "cost_of_revenue": 364376000, "gross_profit": 720869000, "ebit": 295309000, "ebitda": 320763000, "pretax_income": 270309000, "tax_provision": 54954000, "net_income": 215355000, "net_income_to_common": 215355000, "eps_basic": null, "eps_diluted": null, "shares_basic": null, "shares_diluted": null }, "balance_sheet": { "cash_and_equivalents": 952547000, "total_current_assets": 952547000, "total_assets": 73094090000, "short_term_debt": 3324938000, "long_term_debt": 254195000, "total_debt": 3799167000, "total_liabilities": 65400522000, "total_equity": 7693568000, "shares_outstanding": 76475547, "goodwill_and_intangibles": 2326694000 }, "cash_flow": { "operating_cash_flow": 106077000, "capital_expenditure": 10759000, "free_cash_flow": 116836000, "dividends_paid": 40614000, "share_repurchases": -79000, "shares_issued": 0, "net_debt_issued": null } } ] }, "strategy_matches": [ { "key": "os_composite", "name": "OS Composite Score", "slug": "composite", "group": "multi_factor", "page_url": "/factors/composite/" }, { "key": "quality_value", "name": "Quality \u00d7 Value", "slug": "quality-value", "group": "multi_factor", "page_url": "/factors/quality-value/" }, { "key": "deep_value", "name": "Deep Value", "slug": "deep-value", "group": "value", "page_url": "/factors/deep-value/" }, { "key": "ebitda_ev", "name": "EBITDA/EV Value", "slug": "ebitda-ev", "group": "value", "page_url": "/factors/ebitda-ev/" }, { "key": "sector_relative", "name": "Cheapest in Sector", "slug": "sector-relative", "group": "value", "page_url": "/factors/sector-relative/" }, { "key": "piotroski_bargains", "name": "Piotroski Bargains", "slug": "piotroski-bargains", "group": "quality", "page_url": "/factors/piotroski-bargains/" }, { "key": "capital_allocators", "name": "Capital Allocators", "slug": "capital-allocators", "group": "quality", "page_url": "/factors/capital-allocators/" }, { "key": "garp", "name": "GARP", "slug": "garp", "group": "growth", "page_url": "/factors/garp/" }, { "key": "risk_adj_momentum", "name": "Risk-Adjusted Momentum", "slug": "risk-adj-momentum", "group": "momentum", "page_url": "/factors/risk-adj-momentum/" }, { "key": "momentum_leaders", "name": "Momentum Leaders", "slug": "momentum-leaders", "group": "momentum", "page_url": "/factors/momentum-leaders/" }, { "key": "shareholder_yield", "name": "Shareholder Yield", "slug": "shareholder-yield", "group": "income", "page_url": "/factors/shareholder-yield/" } ], "coverage": { "factor_history_points": 8, "annual_financial_periods": 8, "quarterly_financial_periods": 12, "latest_factor_week": "2026-07-26", "latest_financials_period_end": "2025-12-31" }, "schema": { "public_fields_only": true } }