{"scope": "company", "symbol": "TFSL", "name": "TFS Financial Corporation", "intelligence": {"score": 60, "label": "Accumulation bias", "tone": "positive", "stance": "Watch for market confirmation", "brief": "Priced common-share acquisitions carry more weighted evidence than disposals after freshness, role, size, and duplicate controls.", "confidence": 99, "confidence_label": "Deep evidence", "filings": 37, "companies": 1, "insiders": 9, "signal_events": 26, "acquisition_events": 11, "disposal_events": 15, "acquisition_share": 42.3, "disposal_share": 57.7, "acquisition_value": 5607130.0, "disposal_value": 11046084.25, "net_value": -5438954.25, "acquisition_value_label": "$5.6M", "disposal_value_label": "$11.0M", "net_value_label": "-$5.4M", "data_quality": 92, "priced_common_share": 70, "latest_date": "2026-08-05", "latest_signal_date": "2026-08-05", "oldest_date": "2026-05-05", "evidence_classes": [{"key": "common_equity", "label": "Common equity", "count": 28, "bar_width": 100.0}, {"key": "equity_award", "label": "Equity compensation", "count": 1, "bar_width": 3.6}, {"key": "derivative", "label": "Options and derivatives", "count": 8, "bar_width": 28.6}, {"key": "other", "label": "Other securities", "count": 0, "bar_width": 0.0}], "roles": [{"label": "Other executive", "count": 23, "bar_width": 100.0}, {"label": "Finance leadership", "count": 9, "bar_width": 39.1}, {"label": "Director", "count": 3, "bar_width": 13.0}, {"label": "CEO and chair", "count": 2, "bar_width": 8.7}], "supports": ["11 distinct acquisition events survive duplicate and security-type controls.", "Participation spans 9 named insiders rather than one filing source.", "The latest qualifying evidence is fresh, dated 05 Aug 2026."], "risks": ["Qualifying disposal events outnumber acquisitions, although disposals receive a lower directional weight."]}, "timeline": [{"start": "2026-05-25", "label": "25 May", "acquisitions": 3, "disposals": 5, "qualified_acquisitions": 3, "qualified_disposals": 3, "total": 8, "height": 80.0, "acquisition_height": 37.5, "disposal_height": 62.5}, {"start": "2026-06-01", "label": "01 Jun", "acquisitions": 3, "disposals": 7, "qualified_acquisitions": 3, "qualified_disposals": 4, "total": 10, "height": 100.0, "acquisition_height": 30.0, "disposal_height": 70.0}, {"start": "2026-06-08", "label": "08 Jun", "acquisitions": 2, "disposals": 5, "qualified_acquisitions": 2, "qualified_disposals": 3, "total": 7, "height": 70.0, "acquisition_height": 28.6, "disposal_height": 71.4}, {"start": "2026-06-15", "label": "15 Jun", "acquisitions": 1, "disposals": 2, "qualified_acquisitions": 1, "qualified_disposals": 1, "total": 3, "height": 30.0, "acquisition_height": 33.3, "disposal_height": 66.7}, {"start": "2026-06-22", "label": "22 Jun", "acquisitions": 0, "disposals": 0, "qualified_acquisitions": 0, "qualified_disposals": 0, "total": 0, "height": 0.0, "acquisition_height": 0, "disposal_height": 0}, {"start": "2026-06-29", "label": "29 Jun", "acquisitions": 1, "disposals": 0, "qualified_acquisitions": 0, "qualified_disposals": 0, "total": 1, "height": 10.0, "acquisition_height": 100.0, "disposal_height": 0.0}, {"start": "2026-07-06", "label": "06 Jul", "acquisitions": 0, "disposals": 0, "qualified_acquisitions": 0, "qualified_disposals": 0, "total": 0, "height": 0.0, "acquisition_height": 0, "disposal_height": 0}, {"start": "2026-07-13", "label": "13 Jul", "acquisitions": 0, "disposals": 0, "qualified_acquisitions": 0, "qualified_disposals": 0, "total": 0, "height": 0.0, "acquisition_height": 0, "disposal_height": 0}, {"start": "2026-07-20", "label": "20 Jul", "acquisitions": 0, "disposals": 0, "qualified_acquisitions": 0, "qualified_disposals": 0, "total": 0, "height": 0.0, "acquisition_height": 0, "disposal_height": 0}, {"start": "2026-07-27", "label": "27 Jul", "acquisitions": 0, "disposals": 0, "qualified_acquisitions": 0, "qualified_disposals": 0, "total": 0, "height": 0.0, "acquisition_height": 0, "disposal_height": 0}, {"start": "2026-08-03", "label": "03 Aug", "acquisitions": 0, "disposals": 1, "qualified_acquisitions": 0, "qualified_disposals": 1, "total": 1, "height": 10.0, "acquisition_height": 0.0, "disposal_height": 100.0}, {"start": "2026-08-10", "label": "10 Aug", "acquisitions": 0, "disposals": 0, "qualified_acquisitions": 0, "qualified_disposals": 0, "total": 0, "height": 0.0, "acquisition_height": 0, "disposal_height": 0}], "market": {"latest_week": "2026-08-07", "latest_close": "17.590000", "currency": "USD", "one_week_change": "-4.454101032047800108636610538", "thirteen_week_change": "-0.4527447651386530843237125071", "four_week_change": "-0.4527447651386530843237125071", "range_high": "19.490000", "range_low": "14.346733", "average_volume": 4444348, "relative_strength": "8.260622", "market_dynamics": "1.485794", "fair_value": "12.169627", "fair_value_gap": "44.54017366349847863044610981", "trend_signal": "1", "one_week_change_label": "-4.5%", "thirteen_week_change_label": "-0.5%", "four_week_change_label": "-0.5%", "fair_value_gap_label": "+44.5%"}, "transactions": [{"date": "2026-08-05", "insider": "STEFANSKI, GAVIN B", "role": "Chief Experience Officer", "side": "Disposal", "security": "Common Stock", "evidence_class": "common_equity", "value": "119275.0000", "value_label": "$119.3K"}, {"date": "2026-06-29", "insider": "LAROCCA, JAMES E", "role": "Accounting and Finance Officer", "side": "Acquisition", "security": "Restricted Stock Units", "evidence_class": "equity_award", "value": null, "value_label": "Not reported"}, {"date": "2026-06-15", "insider": "ZBANEK, CATHY W", "role": "Chief Synergy Officer", "side": "Disposal", "security": "Common Stock", "evidence_class": "common_equity", "value": "1037771.2800", "value_label": "$1.0M"}, {"date": "2026-06-15", "insider": "ZBANEK, CATHY W", "role": "Chief Synergy Officer", "side": "Disposal", "security": "Employee Stock Option (right to buy)", "evidence_class": "derivative", "value": "994950.0000", "value_label": "$995.0K"}, {"date": "2026-06-15", "insider": "ZBANEK, CATHY W", "role": "Chief Synergy Officer", "side": "Acquisition", "security": "Common Stock", "evidence_class": "common_equity", "value": "994950.0000", "value_label": "$995.0K"}, {"date": "2026-06-11", "insider": "WEIL, MEREDITH S", "role": "Director, Chief Financial Officer", "side": "Disposal", "security": "Common Stock", "evidence_class": "common_equity", "value": "767491.2000", "value_label": "$767.5K"}, {"date": "2026-06-11", "insider": "WEIL, MEREDITH S", "role": "Director, Chief Financial Officer", "side": "Acquisition", "security": "Common Stock", "evidence_class": "common_equity", "value": "737000.0000", "value_label": "$737.0K"}, {"date": "2026-06-11", "insider": "WEIL, MEREDITH S", "role": "Director, Chief Financial Officer", "side": "Disposal", "security": "Employee Stock Option (right to buy)", "evidence_class": "derivative", "value": "737000.0000", "value_label": "$737.0K"}, {"date": "2026-06-11", "insider": "WEIL, MEREDITH S", "role": "Director, Chief Financial Officer", "side": "Disposal", "security": "Common Stock", "evidence_class": "common_equity", "value": "72508.8000", "value_label": "$72.5K"}, {"date": "2026-06-09", "insider": "ZBANEK, CATHY W", "role": "Chief Synergy Officer", "side": "Disposal", "security": "Common Stock", "evidence_class": "common_equity", "value": "915739.1700", "value_label": "$915.7K"}, {"date": "2026-06-09", "insider": "ZBANEK, CATHY W", "role": "Chief Synergy Officer", "side": "Acquisition", "security": "Common Stock", "evidence_class": "common_equity", "value": "884400.0000", "value_label": "$884.4K"}, {"date": "2026-06-09", "insider": "ZBANEK, CATHY W", "role": "Chief Synergy Officer", "side": "Disposal", "security": "Employee Stock Option (right to buy)", "evidence_class": "derivative", "value": "884400.0000", "value_label": "$884.4K"}, {"date": "2026-06-05", "insider": "MILLER, SUSANNE N.", "role": "Chief Accounting Officer", "side": "Disposal", "security": "Common Stock", "evidence_class": "common_equity", "value": "167349.8400", "value_label": "$167.3K"}, {"date": "2026-06-05", "insider": "MILLER, SUSANNE N.", "role": "Chief Accounting Officer", "side": "Disposal", "security": "Employee Stock Option (right to buy)", "evidence_class": "derivative", "value": "162140.0000", "value_label": "$162.1K"}, {"date": "2026-06-05", "insider": "MILLER, SUSANNE N.", "role": "Chief Accounting Officer", "side": "Acquisition", "security": "Common Stock", "evidence_class": "common_equity", "value": "162140.0000", "value_label": "$162.1K"}, {"date": "2026-06-05", "insider": "LONG, SANDRA M", "role": "Chief Consumer Banking Officer", "side": "Disposal", "security": "Common Stock", "evidence_class": "common_equity", "value": "76065.1400", "value_label": "$76.1K"}, {"date": "2026-06-05", "insider": "LONG, SANDRA M", "role": "Chief Consumer Banking Officer", "side": "Disposal", "security": "Employee Stock Option (right to buy)", "evidence_class": "derivative", "value": "73700.0000", "value_label": "$73.7K"}, {"date": "2026-06-05", "insider": "LONG, SANDRA M", "role": "Chief Consumer Banking Officer", "side": "Acquisition", "security": "Common Stock", "evidence_class": "common_equity", "value": "73700.0000", "value_label": "$73.7K"}, {"date": "2026-06-02", "insider": "WEIL, MEREDITH S", "role": "Director, Chief Financial Officer", "side": "Disposal", "security": "Common Stock", "evidence_class": "common_equity", "value": "1206730.5000", "value_label": "$1.2M"}, {"date": "2026-06-02", "insider": "WEIL, MEREDITH S", "role": "Director, Chief Financial Officer", "side": "Disposal", "security": "Employee Stock Option (right to buy)", "evidence_class": "derivative", "value": "1179200.0000", "value_label": "$1.2M"}, {"date": "2026-06-02", "insider": "WEIL, MEREDITH S", "role": "Director, Chief Financial Officer", "side": "Acquisition", "security": "Common Stock", "evidence_class": "common_equity", "value": "1179200.0000", "value_label": "$1.2M"}, {"date": "2026-06-02", "insider": "WEIL, MEREDITH S", "role": "Director, Chief Financial Officer", "side": "Disposal", "security": "Common Stock", "evidence_class": "common_equity", "value": "65310.5500", "value_label": "$65.3K"}, {"date": "2026-05-29", "insider": "WEIR, DANIEL F", "role": "Director", "side": "Acquisition", "security": "Common Stock", "evidence_class": "common_equity", "value": "110950.0000", "value_label": "$111.0K"}, {"date": "2026-05-26", "insider": "ZBANEK, CATHY W", "role": "Chief Synergy Officer", "side": "Disposal", "security": "Common Stock", "evidence_class": "common_equity", "value": "906281.5300", "value_label": "$906.3K"}, {"date": "2026-05-26", "insider": "ZBANEK, CATHY W", "role": "Chief Synergy Officer", "side": "Acquisition", "security": "Common Stock", "evidence_class": "common_equity", "value": "884400.0000", "value_label": "$884.4K"}, {"date": "2026-05-26", "insider": "ZBANEK, CATHY W", "role": "Chief Synergy Officer", "side": "Disposal", "security": "Employee Stock Option (right to buy)", "evidence_class": "derivative", "value": "884400.0000", "value_label": "$884.4K"}, {"date": "2026-05-26", "insider": "RUBINO, ANDREW J", "role": "Chief Operating Officer", "side": "Disposal", "security": "Common Stock", "evidence_class": "common_equity", "value": "166183.8200", "value_label": "$166.2K"}, {"date": "2026-05-26", "insider": "RUBINO, ANDREW J", "role": "Chief Operating Officer", "side": "Disposal", "security": "Employee Stock Option (right to buy)", "evidence_class": "derivative", "value": "162140.0000", "value_label": "$162.1K"}, {"date": "2026-05-26", "insider": "RUBINO, ANDREW J", "role": "Chief Operating Officer", "side": "Acquisition", "security": "Common Stock", "evidence_class": "common_equity", "value": "162140.0000", "value_label": "$162.1K"}, {"date": "2026-05-26", "insider": "RUBINO, ANDREW J", "role": "Chief Operating Officer", "side": "Disposal", "security": "Common Stock", "evidence_class": "common_equity", "value": "9557.4600", "value_label": "$9.6K"}, {"date": "2026-05-18", "insider": "ZBANEK, CATHY W", "role": "Chief Synergy Officer", "side": "Disposal", "security": "Common Stock", "evidence_class": "common_equity", "value": "152600.0000", "value_label": "$152.6K"}, {"date": "2026-05-14", "insider": "WEIR, DANIEL F", "role": "Director", "side": "Acquisition", "security": "Common Stock", "evidence_class": "common_equity", "value": "105140.0000", "value_label": "$105.1K"}, {"date": "2026-05-12", "insider": "WEIR, DANIEL F", "role": "Director", "side": "Acquisition", "security": "Common Stock", "evidence_class": "common_equity", "value": "313110.0000", "value_label": "$313.1K"}, {"date": "2026-05-11", "insider": "WEIL, MEREDITH S", "role": "Director, Chief Financial Officer", "side": "Disposal", "security": "Common Stock", "evidence_class": "common_equity", "value": "205101.9600", "value_label": "$205.1K"}, {"date": "2026-05-06", "insider": "RUBINO, ANDREW J", "role": "Chief Operating Officer", "side": "Disposal", "security": "Common Stock", "evidence_class": "common_equity", "value": "100188.0000", "value_label": "$100.2K"}, {"date": "2026-05-05", "insider": "STEFANSKI, MARC A", "role": "Director, Chairman, President and CEO", "side": "Acquisition", "security": "Common Stock", "evidence_class": "common_equity", "value": null, "value_label": "Not reported"}, {"date": "2026-05-05", "insider": "STEFANSKI, MARC A", "role": "Director, Chairman, President and CEO", "side": "Disposal", "security": "Common Stock", "evidence_class": "common_equity", "value": null, "value_label": "Not reported"}], "method": "Directional scores use deduplicated, priced common-share evidence with asymmetric disposal weighting, role, freshness, and size controls."}