{"latest_run": "2026-07-31T20:50:00.033648+00:00", "coverage_count": 6120, "result_count": 1, "page": 1, "pages": 1, "filters": {"q": "", "ticker": "UPST", "sector": "", "industry": "", "direction": "", "min_score": 0, "page": 1}, "summary": {"total": 1, "avg_conviction": 39.18, "avg_conviction_label": "39.2", "bullish": 1, "bearish": 0, "volatility": 0, "mixed": 0, "leader": "UPST", "leader_score": "39", "leader_direction": "bullish", "leader_direction_label": "Bullish", "leader_tone": "positive", "leader_read": "The strongest current read leans call-side, which is generally constructive if the chart also supports it."}, "charts": {"sectors": [{"ticker__sector": "Financial Services", "count": 1, "avg_score": "39.18", "sector_label": "Financial Services", "industry_label": "", "sector_url": "/structure/us/financial-services/", "industry_url": "", "bar_width": 100.0}], "directions": [{"direction": "bullish", "count": 1, "bar_width": 100.0}], "score_bands": [{"slug": "80-plus", "label": "80+", "min": "80", "max": null, "title": "80+ conviction options signals", "summary": "The strongest current options reads, where pressure, participation, volatility context, and trend fit are most aligned.", "count": 0, "url": "/options/conviction/80-plus/", "bar_width": 0.0}, {"slug": "60-79", "label": "60-79", "min": "60", "max": "80", "title": "60-79 conviction options signals", "summary": "Strong options setups with meaningful evidence, usually worth deeper confirmation in the ticker detail and weekly chart.", "count": 0, "url": "/options/conviction/60-79/", "bar_width": 0.0}, {"slug": "40-59", "label": "40-59", "min": "40", "max": "60", "title": "40-59 conviction options signals", "summary": "Developing options reads where the tape is active, but one or more confirmation layers still need context.", "count": 0, "url": "/options/conviction/40-59/", "bar_width": 0.0}, {"slug": "under-40", "label": "<40", "min": null, "max": "40", "title": "Under 40 conviction options signals", "summary": "Early, mixed, or lower-conviction options reads that can still be useful as watchlist context.", "count": 1, "url": "/options/conviction/under-40/", "bar_width": 100.0}]}, "signals": [{"symbol": "UPST", "name": "Upstart Holdings\u00a0Inc", "exchange": "NASDAQ", "country": "US", "currency": "USD", "sector": "Financial Services", "industry": "Credit Services", "sector_url": "https://sharemaestro.com/structure/us/financial-services/", "industry_url": "https://sharemaestro.com/structure/us/financial-services/credit-services/", "direction": "bullish", "direction_label": "Bullish", "tone": "positive", "conviction_score": 39.18, "options_pressure_score": 32.08, "trend_confirmation_score": 27.48, "speculation_score": 40.76, "volatility_score": 96.0, "edge_label": "Call-side pressure", "insight": "UPST shows bullish options pressure with a 39/100 conviction score, put-call volume ratio of 0.56, expected move of 15.5%, and Sharemaestro trend signal inactive.", "fetched_at": "2026-08-02T22:35:49.419669+00:00", "snapshot": {"fetched_at": "2026-08-02T22:35:49.419669+00:00", "underlying_price": 27.44, "total_contracts": 770, "call_contracts": 385, "put_contracts": 385, "call_volume": 5602, "put_volume": 3128, "call_open_interest": 158247, "put_open_interest": 108934, "put_call_volume_ratio": 0.55837201, "put_call_open_interest_ratio": 0.68837956, "volume_open_interest_ratio": 0.03267448, "avg_implied_volatility": 1.41972375, "max_pain_strike": 29.0, "expected_move_percent": 15.50655977, "nearest_expiration": "2026-08-07"}, "market": {"latest_close": 27.44, "one_week_change": 1.8937987374675083, "one_week_change_label": "+1.9%", "relative_strength": -39.87363, "fair_value_gap_label": "-34.9%", "trend_signal": "0"}, "premium_flags": [{"label": "Persistent pressure", "value": "3x", "detail": "Bullish pressure has repeated across recent market sessions."}, {"label": "Priced move", "value": "15.5%", "detail": "Options are pricing a wider near-term move."}], "intent": {"slug": "earningsevent-positioning", "label": "Earnings/event positioning", "tone": "warning", "confidence": 89.3, "confidence_label": "89/100", "summary": "Options activity is concentrated around a live event window, so the cleanest read is event positioning rather than pure direction.", "evidence": [{"label": "Notional split", "value": "C 58% / P 42%", "detail": "Estimated gross traded notional uses volume \u00d7 contract multiplier \u00d7 midpoint, or last price when no valid midpoint is available."}, {"label": "Freshness", "value": "0.03", "detail": "Volume divided by open interest across the visible chain."}, {"label": "Trend fit", "value": "27/100", "detail": "Agreement between options pressure and Sharemaestro market context."}, {"label": "Event window", "value": "4 Aug", "detail": "Matched earnings event is 1 days away."}], "watchouts": ["Aggregate chain data does not identify trade aggressor or opening versus closing activity; call/put concentration is not proof of market direction."]}, "flow_divergence": {"label": "Bullish flow confirms price", "tone": "positive", "score": 27.5, "score_label": "27/100", "summary": "Options pressure and weekly price action are pointing in the same constructive direction.", "metrics": [{"label": "Options pressure", "value": "+32"}, {"label": "1W price", "value": "+1.9%"}, {"label": "Call premium", "value": "58%"}, {"label": "Put premium", "value": "42%"}]}, "conviction_clusters": [{"label": "Calls \u00b7 91+ days \u00b7 OTM", "tone": "positive", "volume": 872, "open_interest": 54836, "premium": 285743.0, "premium_label": "$285743", "premium_share": 16.983128193515526, "weighted_strike": 48.31422018348624, "avg_iv": 0.8490036538461538, "max_voi": 0.28571429, "why": "calls cluster with 872 contracts traded, $285743 estimated gross traded notional, and 17% of visible notional."}, {"label": "Puts \u00b7 91+ days \u00b7 ITM", "tone": "negative", "volume": 86, "open_interest": 9897, "premium": 235322.5, "premium_label": "$235322", "premium_share": 13.986387013220122, "weighted_strike": 52.00581395348837, "avg_iv": 0.908026, "max_voi": 1.0, "why": "puts cluster with 86 contracts traded, $235322 estimated gross traded notional, and 14% of visible notional."}, {"label": "Calls \u00b7 0-7 days \u00b7 OTM", "tone": "positive", "volume": 2697, "open_interest": 6489, "premium": 222072.5, "premium_label": "$222072", "premium_share": 13.19887358834504, "weighted_strike": 32.32703003337041, "avg_iv": 1.3743352173913044, "max_voi": 4.73333333, "why": "calls cluster with 2697 contracts traded, $222072 estimated gross traded notional, and 13% of visible notional."}, {"label": "Calls \u00b7 91+ days \u00b7 ITM", "tone": "positive", "volume": 141, "open_interest": 4074, "premium": 133720.0, "premium_label": "$133720", "premium_share": 7.947644918814795, "weighted_strike": 22.25177304964539, "avg_iv": 0.852906, "max_voi": 5.0, "why": "calls cluster with 141 contracts traded, $133720 estimated gross traded notional, and 8% of visible notional."}, {"label": "Puts \u00b7 91+ days \u00b7 ATM", "tone": "negative", "volume": 161, "open_interest": 10737, "premium": 107095.0, "premium_label": "$107095", "premium_share": 6.365188697131846, "weighted_strike": 27.5, "avg_iv": 0.8368075, "max_voi": 35.25, "why": "puts cluster with 161 contracts traded, $107095 estimated gross traded notional, and 6% of visible notional."}], "why_this_matters": "Earnings/event positioning matters because it connects the options headline to the actual evidence: $1.7M of estimated gross traded notional, calls \u00b7 91+ days \u00b7 otm, and a bullish flow confirms price backdrop. Use it as a research priority signal, then validate the chart, liquidity, event calendar, and risk before acting.", "detail_url": "https://sharemaestro.com/options/ticker/3f2ed345-c7a9-4ba9-92ea-2eb1907f52ff/", "research_links": {"chart": "/terminal/3f2ed345-c7a9-4ba9-92ea-2eb1907f52ff/", "report": "/terminal/3f2ed345-c7a9-4ba9-92ea-2eb1907f52ff/report/", "factor": "/factors/ticker/3f2ed345-c7a9-4ba9-92ea-2eb1907f52ff/", "insider": "/insider-activity/company/upst/"}}], "disclaimer": "Educational market research only. Not financial, investment, trading, tax, or legal advice."}