{"ticker": {"uuid": "2d943489-f333-4144-8c56-74eb018e48fe", "symbol": "IPF", "name": "International Personal Finance plc", "exchange": "LSE", "country": "GB", "sector": "Financial Services", "industry": "Credit Services"}, "articles": [{"title": "Morgan Stanley Surpasses 7% Voting Rights in International Personal Finance plc (IPF) on July 13, 2026", "summary": "", "url": "https://news.google.com/rss/articles/CBMi3gFBVV95cUxPNXpnYUowNmViNGdhbkhuVUQ1QWpPTmhyQ2ZjN2NmY3dNRUtDTW9KdTJ1WlpHc0pkQjF2UU9qSEpCbkJzOGlpVTR6ZGhvWGFNZ3dBN3lMd3luRGVhdnU2Mlg5Ukg0WWpJNnV3YWJCQ2taamJ2eW1PaGQzZGlOYmZNYlJjVmlESFdZSFdlZHpJcUluYm9uRVF3ZDQ0LWNNTGRaTHljWWsyZy1GSVllNkExejZQTEdrSkhiTkYyODl3Y3lTZlVrTlBwd3JUYkVsaHR5NkwxOUF6dVdQcUozZ1E?oc=5", "source_name": "Kalkine Media", "published_at": "2026-07-16T09:04:32+00:00", "published_display": "16 Jul 2026 09:04", "sentiment": "neutral", "sentiment_pct": 50, "event_type": "general", "event_label": "Market update", "event_confidence": 35, "tier": "direct", "tier_label": 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"https://news.google.com/rss/articles/CBMiswFBVV95cUxNUWNRdWhnMHBBYjJmMXJvM3RnRWF3YjJJcGRmam5SZUZiTm14Qy03elVnMXN0OGh5OENvRWNQQWFJSWNFM1ZsSkxGelA0cWJMQUE1UlVZeWxTdUZhV0RNNDl0bFFDVlVUWTlsTHpQVjFTcHg5ODMwX3ZGZHZDWHB1MWItVzh1LUpwbjJ3ODdpV2FYVmw4ZTJxZW1JUHBmbjh6OU9jNU93VU8tSk9RR3JFMlZfOA?oc=5", "source_name": "marketscreener.com", "published_at": "2026-07-03T11:21:01+00:00", "published_display": "03 Jul 2026 11:21", "sentiment": "neutral", "sentiment_pct": 50, "event_type": "capital_return", "event_label": "Capital return", "event_confidence": 77, "tier": "direct", "tier_label": "Direct company coverage"}, {"title": "REG - Intnl Personal Fin - Satisfaction of Reg Conditions, Special Dividend", "summary": "", "url": "https://news.google.com/rss/articles/CBMi3wFBVV95cUxNOEVGWGtyM2ptcnM4Uy1Tc1ZEQkM0MmJ5Y2ZEVngyTDRoRk8zMll1ZHJsRDJxREpGTVRUaVJsTC00aVp1WTVybWZPY0ZnS2hpR3drRzJQbzV3YlhFd2x5YThQQ3RqTlVoS29TTjhzSzIwVGxkVm5OQXBzN0dtM2RXeFdjN2FoRE1HeDFLLXZvUC12djdObW04QXJYRXozdHpaTDVPRW9uZVhXbEUwYl9DaEpaVDhHcnBiUDd5SWhBSm0wMFcweXdacW00YS1zZGR5dVlDUExkZWtFSnltZV9z?oc=5", "source_name": "TradingView", "published_at": "2026-07-03T07:00:00+00:00", "published_display": "03 Jul 2026 07:00", "sentiment": "neutral", "sentiment_pct": 50, "event_type": "capital_return", "event_label": "Capital return", "event_confidence": 77, "tier": "direct", "tier_label": "Direct company coverage"}, {"title": "REG - Societe Generale SA Intnl Personal Fin - Form 8.3 - International Personal Finance plc", "summary": "", "url": 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"https://news.google.com/rss/articles/CBMiwAFBVV95cUxQVzBLczNNM2FHME9JUXU0eWx4MFFRWnhENlBJZkZjYmFUOG9IY1JHRzJrV1Vqb09Vc21JN0NEbS1VSEdOZU9sTFFMYnBTTzJxTmttdjUyX29sNG9BWExoMGJkMTRmSEIweUx2NFU0RW1PSVdMckZMZGNaUmVRN1A3OE5ROVJmdkc2YTVYcFFKN0tEYWo3ZVFtNkFiNFhrb2tSdzJWRGNpc29mQkdkUjY2SEVWSm1hdE9QRkl1X2RZUUE?oc=5", "source_name": "Morningstar", "published_at": "2026-03-31T07:00:00+00:00", "published_display": "31 Mar 2026 07:00", "sentiment": "neutral", "sentiment_pct": 50, "event_type": "general", "event_label": "Market update", "event_confidence": 35, "tier": "direct", "tier_label": "Direct company coverage"}, {"title": "International Personal Finance FY profits rise, backs improved BasePoint offer", "summary": "", "url": "https://news.google.com/rss/articles/CBMi3wFBVV95cUxOUVhsa0kzR0lueWdoNkRrdUUwSE5ZNWNhWHQ2dXY3ZnVtUFE1VENZenVFYjBBc3ZZeG1ZTlFHb0hQdmlWX3F5Z2FWUkp4bmQxY2dOMkJPclJMeDNZbUhJb2JQRXRoMFprSW9sazdmNlJSeVBtODROdllnWVRfN0Z0ZUxmR2xIa2ExU09rSDhkazF3dXAzQ3AtaWFucmVibDVKRUpwSWNfc0VrOVE3aGdDZ1o3a0o4SmtlVGlDSlRVUHlSOWNOWjQzU2tKM1FCSTdFOHNOYS1qbE94VHI0b0hZ?oc=5", "source_name": "Sharecast.com", "published_at": "2026-02-25T08:00:00+00:00", "published_display": "25 Feb 2026 08:00", "sentiment": "positive", "sentiment_pct": 66, "event_type": "general", "event_label": "Market update", "event_confidence": 35, "tier": "direct", "tier_label": "Direct company coverage"}, {"title": "International Personal Finance shares jump 7% as BasePoint submits revised final offer", "summary": "", "url": "https://news.google.com/rss/articles/CBMi7wFBVV95cUxNdkF6bTZJdlI4c3QwS25kT0ptR0loRlNVR25OX3dfQk1XZng5VUJuRmdBQjZyQXZvcU9MNjVuNDBIMUVSMUV1MW9nSlRBa0lvVUlWQTZsTGt5dzctNl9PVU9NeDk3Q1N6Wnp5allfbXh4bFZwbE9CNWpjd1l4ajJHTVo3eXNpajdtcTVEMlgwVS1aNlRBMlZsSUY2eEtCcG16ZEdBVmdfYThUc0dPUkVybkczS0MwMzk1aTlhN0xNeS1UajMyR2NkRG9kdTFDaERkdC1Qc241Z2FSdFNRSEFsV3dXci0zSC1tSEt4Tlk0WQ?oc=5", "source_name": "Proactive Investors", "published_at": "2026-02-25T08:00:00+00:00", "published_display": "25 Feb 2026 08:00", "sentiment": "neutral", "sentiment_pct": 50, "event_type": "general", "event_label": "Market update", "event_confidence": 35, "tier": "direct", "tier_label": "Direct company coverage"}, {"title": "Revenue and cost impact of AI in finance 2024", "summary": "", "url": "https://news.google.com/rss/articles/CBMijAFBVV95cUxPeDlXcFVYRVZESE5oeHFycVlZek5ZTG04b1ZQcVdPSkw2SXMtbGEzZ3BNbTd4VmNsaV9HdERKSG41aUdVaURZcno0Q3lSbUtpZ210dEg3bFdzT2p5ekRac0ZFMzdmTC1sLWloSXdFM2dpN1pMc2VoZm4wZGVoX0ZJX1djRnVHSXIycVNaVQ?oc=5", "source_name": "Statista", "published_at": "2026-02-19T08:00:00+00:00", "published_display": "19 Feb 2026 08:00", "sentiment": "neutral", "sentiment_pct": 50, "event_type": "earnings", "event_label": "Earnings", "event_confidence": 53, "tier": "direct", "tier_label": "Direct company coverage"}, {"title": "International Personal Finance: delay speaks louder than a deal", "summary": "", "url": "https://news.google.com/rss/articles/CBMiqwFBVV95cUxQbndwY05pMDFoNmN3Rkx1VW5sLUdJVW8wWDM3NTQ2VkEzTk4wSldybnktRzJwOHViY1VleXhqb25iRUdQbFdRYzlrTEUxSE10LXozZV9rNWlKTE9xMEVnM1pER0lZVXFaNkJyYUZ4cGFpZE5nUThsMzZOVEVOZGs4c1FQd21qbHlQWmcycXluc1Ftemw0OG15aGRmc0tWQU9KQThYTEFBY0lRSDQ?oc=5", "source_name": "The Armchair Trader", "published_at": "2026-02-10T08:00:00+00:00", "published_display": "10 Feb 2026 08:00", "sentiment": "neutral", "sentiment_pct": 50, "event_type": "deals", "event_label": "Deals and strategy", "event_confidence": 53, "tier": "direct", "tier_label": "Direct company coverage"}, {"title": "UK\u2019s International Personal Finance recommends \u00a3543m US takeover", "summary": "", "url": "https://news.google.com/rss/articles/CBMizAFBVV95cUxQS2VGVVZzeU5FY3prZUFTR0lNMmZKTExUSHZfMWhIQWdHRmZ3dDRkQlhWX2NWWkZnZUFxTFlyVWpSdVNtZWJIU1hsRGdtZFhoaEtVQUdsUnhWMjRnX1d6ZXlNbzNoaTktT1VRY00xTTM3elBEYTN5RlVQbDN0by1mNmVycDJTRG9BZkdsMWtQU0pmanN0ZGkwTW9xdkxaamU3X21wY1NRaWh4MEtxVjhUMU5Pd1JrLUYxVWJsY0dGUkh5R2pRV2YxY0FXNUo?oc=5", "source_name": "The Times", "published_at": "2025-12-29T08:00:00+00:00", "published_display": "29 Dec 2025 08:00", "sentiment": "neutral", "sentiment_pct": 50, "event_type": "general", "event_label": "Market update", "event_confidence": 35, "tier": "direct", "tier_label": "Direct company coverage"}, {"title": "UK's IPF $733M 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"https://news.google.com/rss/articles/CBMi3gFBVV95cUxPNXpnYUowNmViNGdhbkhuVUQ1QWpPTmhyQ2ZjN2NmY3dNRUtDTW9KdTJ1WlpHc0pkQjF2UU9qSEpCbkJzOGlpVTR6ZGhvWGFNZ3dBN3lMd3luRGVhdnU2Mlg5Ukg0WWpJNnV3YWJCQ2taamJ2eW1PaGQzZGlOYmZNYlJjVmlESFdZSFdlZHpJcUluYm9uRVF3ZDQ0LWNNTGRaTHljWWsyZy1GSVllNkExejZQTEdrSkhiTkYyODl3Y3lTZlVrTlBwd3JUYkVsaHR5NkwxOUF6dVdQcUozZ1E?oc=5", "source_name": "Kalkine Media", "published_at": "2026-07-16T09:04:32+00:00", "published_display": "16 Jul 2026 09:04", "sentiment": "neutral", "sentiment_pct": 50, "event_type": "general", "event_label": "Market update", "event_confidence": 35, "tier": "direct", "tier_label": "Direct company coverage"}, {"title": "International Personal Finance PLC (IPF)", "summary": "", "url": "https://news.google.com/rss/articles/CBMiiwFBVV95cUxOSi0waFJtcFh4MEZXb2VxT2tZOWpEX25CSHN5aDc3eFlDZEpreGxwemZCQmlqU0IwMkFYLXhYR1FkelNtNzB5VTJtNVZnanpGSk8zb2xaVlF6V01VdDZvc1lWUERRbjBaZUNvejFrckZyMTd0YU52WW1LMG8ya2F6U3VEYmYyQXBqTGVB?oc=5", "source_name": "MSN", 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"https://news.google.com/rss/articles/CBMi7wFBVV95cUxNdkF6bTZJdlI4c3QwS25kT0ptR0loRlNVR25OX3dfQk1XZng5VUJuRmdBQjZyQXZvcU9MNjVuNDBIMUVSMUV1MW9nSlRBa0lvVUlWQTZsTGt5dzctNl9PVU9NeDk3Q1N6Wnp5allfbXh4bFZwbE9CNWpjd1l4ajJHTVo3eXNpajdtcTVEMlgwVS1aNlRBMlZsSUY2eEtCcG16ZEdBVmdfYThUc0dPUkVybkczS0MwMzk1aTlhN0xNeS1UajMyR2NkRG9kdTFDaERkdC1Qc241Z2FSdFNRSEFsV3dXci0zSC1tSEt4Tlk0WQ?oc=5", "source_name": "Proactive Investors", "published_at": "2026-02-25T08:00:00+00:00", "published_display": "25 Feb 2026 08:00", "sentiment": "neutral", "sentiment_pct": 50, "event_type": "general", "event_label": "Market update", "event_confidence": 35, "tier": "direct", "tier_label": "Direct company coverage"}, {"title": "Revenue and cost impact of AI in finance 2024", "summary": "", "url": "https://news.google.com/rss/articles/CBMijAFBVV95cUxPeDlXcFVYRVZESE5oeHFycVlZek5ZTG04b1ZQcVdPSkw2SXMtbGEzZ3BNbTd4VmNsaV9HdERKSG41aUdVaURZcno0Q3lSbUtpZ210dEg3bFdzT2p5ekRac0ZFMzdmTC1sLWloSXdFM2dpN1pMc2VoZm4wZGVoX0ZJX1djRnVHSXIycVNaVQ?oc=5", "source_name": "Statista", "published_at": "2026-02-19T08:00:00+00:00", "published_display": "19 Feb 2026 08:00", "sentiment": "neutral", "sentiment_pct": 50, "event_type": "earnings", "event_label": "Earnings", "event_confidence": 53, "tier": "direct", "tier_label": "Direct company coverage"}, {"title": "International Personal Finance: delay speaks louder than a deal", "summary": "", "url": "https://news.google.com/rss/articles/CBMiqwFBVV95cUxQbndwY05pMDFoNmN3Rkx1VW5sLUdJVW8wWDM3NTQ2VkEzTk4wSldybnktRzJwOHViY1VleXhqb25iRUdQbFdRYzlrTEUxSE10LXozZV9rNWlKTE9xMEVnM1pER0lZVXFaNkJyYUZ4cGFpZE5nUThsMzZOVEVOZGs4c1FQd21qbHlQWmcycXluc1Ftemw0OG15aGRmc0tWQU9KQThYTEFBY0lRSDQ?oc=5", "source_name": "The Armchair Trader", "published_at": "2026-02-10T08:00:00+00:00", "published_display": "10 Feb 2026 08:00", "sentiment": "neutral", "sentiment_pct": 50, "event_type": "deals", "event_label": "Deals and strategy", "event_confidence": 53, "tier": "direct", "tier_label": "Direct company coverage"}, {"title": "UK\u2019s International Personal Finance recommends \u00a3543m US takeover", "summary": "", "url": "https://news.google.com/rss/articles/CBMizAFBVV95cUxQS2VGVVZzeU5FY3prZUFTR0lNMmZKTExUSHZfMWhIQWdHRmZ3dDRkQlhWX2NWWkZnZUFxTFlyVWpSdVNtZWJIU1hsRGdtZFhoaEtVQUdsUnhWMjRnX1d6ZXlNbzNoaTktT1VRY00xTTM3elBEYTN5RlVQbDN0by1mNmVycDJTRG9BZkdsMWtQU0pmanN0ZGkwTW9xdkxaamU3X21wY1NRaWh4MEtxVjhUMU5Pd1JrLUYxVWJsY0dGUkh5R2pRV2YxY0FXNUo?oc=5", "source_name": "The Times", "published_at": "2025-12-29T08:00:00+00:00", "published_display": "29 Dec 2025 08:00", "sentiment": "neutral", "sentiment_pct": 50, "event_type": "general", "event_label": "Market update", "event_confidence": 35, "tier": "direct", "tier_label": "Direct company coverage"}, {"title": "UK's IPF $733M Takeover by BasePoint Capital", "summary": "", "url": "https://news.google.com/rss/articles/CBMihgFBVV95cUxQdjg4ZkdPSjRPMEZhNTdGZXU3cFFrMDNiTWl2OEVKcVIyb2hDSzkyRTdnNFV1VnBxUUdxS013OGphWW9kOFBiQ0F1LW9nbTN3d0d6SWQzV1lTMjdXVFMzRnBZWURUUnRNdzVJUFo4U3hBZ2Z3V3RrVDl5WFhnNWEydEYtNlczUQ?oc=5", "source_name": "Global Banking & Finance Review", "published_at": "2025-12-29T08:00:00+00:00", "published_display": "29 Dec 2025 08:00", "sentiment": "neutral", "sentiment_pct": 50, "event_type": "general", "event_label": "Market update", "event_confidence": 35, "tier": "direct", "tier_label": "Direct company coverage"}], "industry": [], "sector": []}, "total_fetched": 90, "total_relevant": 12, "sentiment_summary": {"positive": 1, "negative": 0, "neutral": 11, "score": 51, "total": 12, "label": "Balanced news tone", "tone": "neutral"}, "classifier": {"primary_event": "general", "primary_label": "Market update", "confidence": 84, "events": [{"event": "general", "label": "Market update", "weight": 4.75, "count": 8}, {"event": "capital_return", "label": "Capital return", "weight": 1.1, "count": 2}, {"event": "earnings", "label": "Earnings", "weight": 0.55, "count": 1}, {"event": "deals", "label": "Deals and strategy", "weight": 0.55, "count": 1}], "positive_events": 1, "negative_events": 0}, "market_context": {"has_market_context": true, "latest_close": 248.5, "latest_week": "2026-07-10", "one_week_move": 0.0, "four_week_move": 0.4, "twelve_week_move": 0.6, "trend_signal": "1", "trend_label": "Trend active", "trend_tone": "positive", "market_dynamics": -0.853665, "market_dynamics_buy_signal": false, "relative_strength": 3.849229, "fair_value_gap": 52.6, "fair_value_label": "Materially above fair value", "fair_value_tone": "negative", "expectation_direction": "undecided", "expectation_probability": 45.7746, "reaction_label": "Price digesting", "reaction_tone": "neutral", "market_sentence": "+0.0% over one week, +0.4% over four weeks, trend active, and materially above fair value."}, "interpretation": {"label": "Balanced read", "tone": "neutral", "classification": "balanced", "summary": "News tone and price action are not far from neutral.", "confidence": 51, "badges": [], "opportunities": [], "risks": [], "event_label": "Market update", "sentiment_word": "balanced"}, "charts": {"sources": [{"label": "TradingView", "count": 2}, {"label": "Kalkine Media", "count": 1}, {"label": "MSN", "count": 1}, {"label": "marketscreener.com", "count": 1}, {"label": "Morningstar", "count": 1}, {"label": "Sharecast.com", "count": 1}, {"label": "Proactive Investors", "count": 1}, {"label": "Statista", "count": 1}], "tiers": [{"label": "Direct company coverage", "count": 12}, {"label": "Industry context", "count": 0}, {"label": "Sector context", "count": 0}], "events": [{"label": "Market update", "count": 8}, {"label": "Capital return", "count": 2}, {"label": "Earnings", "count": 1}, {"label": "Deals and strategy", "count": 1}]}, "insights": [{"label": "Weighted tone", "value": "51/100", "tone": "neutral", "text": "Balanced news tone"}, {"label": "Market reaction", "value": "Balanced read", "tone": "neutral", "text": "News tone and price action are not far from neutral."}, {"label": "Primary event", "value": "Market update", "tone": "neutral", "text": "84/100 classification confidence."}, {"label": "Company focus", "value": "12", "tone": "positive", "text": "directly relevant articles"}, {"label": "Source quality", "value": "1", "tone": "positive", "text": "high-authority source matches"}, {"label": "Trend context", "value": "Trend active", "tone": "positive", "text": "+0.0% over one week, +0.4% over four weeks, trend active, and materially above fair value."}, {"label": "Latest direct headline", "value": "Neutral", "tone": "neutral", "text": "Morgan Stanley Surpasses 7% Voting Rights in International Personal Finance plc (IPF) on July 13, 2026"}], "updated_at": "2026-07-17T05:54:40.407989+00:00", "disclaimer": "Educational market research only. Not financial, investment, trading, tax, or legal advice."}