{"ticker": {"uuid": "7b3c4536-02b2-4ff1-a8ab-660b13d2e9a9", "symbol": "XYF", "name": "X Financial Class A", "exchange": "NYSE", "country": "US", "sector": "Financial Services", "industry": "Credit Services"}, "articles": [{"title": "Reflecting On Diversified Financial Services Stocks\u2019 Q2 Earnings: Berkshire Hathaway (NYSE:BRK.A)", "summary": "", "url": "https://news.google.com/rss/articles/CBMiswFBVV95cUxOTF9ZOG8xTG5mR2pLbXd6OTQ2bUItM2poZG1Ic05UTllwQk1RcjZJQ1RRY2owNnhNZHN4WV9NRWtxcEl6UklzVS1HWkhZNXg0YUEteW9EUFh1d1J4cTNTOXRmMUw4TldCc0RrMUZtVDg1MG11R3RUSDdZSXFqQi0wWGF0dUZra1Q0WWtPd191OFdCVGkySE9VVVpnaU1OTmVDRWt4cW5mS05PSVhfUnF6YWZ5WQ?oc=5", "source_name": "Market source", "published_at": "2026-07-08T16:50:44+00:00", "published_display": "08 Jul 2026 16:50", "sentiment": "neutral", "sentiment_pct": 50, "event_type": "earnings", "event_label": "Earnings", "event_confidence": 53, "tier": "direct", "tier_label": "Direct company coverage"}, {"title": "Enterprise value to EBITDA forward of X Financial \u2013 NYSE:XYF", "summary": "The article focuses on the enterprise value to EBITDA (earnings before interest, taxes, depreciation, and amortization) forward metric for X Financial (NYSE: XYF). It appears to be a financial data page from TradingView, providing an overview of this specific valuation multiple f", "url": "https://www.tradingview.com/symbols/NYSE-XYF/financials-statistics-and-ratios/enterprise-value-ebitda-fwd/", "source_name": "TradingView", "published_at": "2026-07-07T00:39:32", "published_display": "07 Jul 2026 00:39", "sentiment": "neutral", "sentiment_pct": 50, "event_type": "earnings", "event_label": "Earnings", "event_confidence": 53, "tier": "direct", "tier_label": "Direct company coverage"}, {"title": "Price to earnings forward of X Financial \u2013 NYSE:XYF", "summary": "This page displays information regarding the forward price-to-earnings ratio for X Financial (NYSE: XYF). The content indicates that the market for XYF was closed at the time the data was accessed, and no trades were recorded. The article provides a framework for financial data, ", "url": "https://www.tradingview.com/symbols/NYSE-XYF/financials-statistics-and-ratios/price-earnings-fwd/", "source_name": "TradingView", "published_at": "2026-07-06T07:09:53", "published_display": "06 Jul 2026 07:09", "sentiment": "neutral", "sentiment_pct": 50, "event_type": "earnings", "event_label": "Earnings", "event_confidence": 53, "tier": "direct", "tier_label": "Direct company coverage"}, {"title": "XYF - X Financial ADR Latest SEC Filings", "summary": "The article provides a detailed overview of X Financial ADR (XYF) including its latest SEC filings, financial statistics, performance metrics, and key ratios. It covers market capitalization, income, sales, dividend information, various financial multiples, earnings per share dat", "url": "https://finviz.com/stock?t=XYF&ta=1&p=m&ty=lf&r=y5&page=5", "source_name": "Finviz", "published_at": "2026-07-05T22:10:56", "published_display": "05 Jul 2026 22:10", "sentiment": "neutral", "sentiment_pct": 50, "event_type": "earnings", "event_label": "Earnings", "event_confidence": 53, "tier": "direct", "tier_label": "Direct company coverage"}, {"title": "XYF - X Financial ADR Options", "summary": "This article provides a comprehensive financial overview of X Financial ADR (XYF), including its last closing price, market capitalization, income, sales, and various financial ratios. It also details dividend information, employee count, IPO date, and performance metrics such as", "url": "https://finviz.com/stock?t=XYF&ta=1&p=d&ty=oc&b=2", "source_name": "Finviz", "published_at": "2026-07-03T09:10:54", "published_display": "03 Jul 2026 09:10", "sentiment": "neutral", "sentiment_pct": 50, "event_type": "capital_return", "event_label": "Capital return", "event_confidence": 53, "tier": "direct", "tier_label": "Direct company coverage"}, {"title": "X Financial (XYF) Stock Analysis Report | Ratings, Financials & Performance", "summary": "", "url": "https://news.google.com/rss/articles/CBMiTEFVX3lxTFBYZDhtcjgzVHFQMFo1dm1JNFZYZ29rVG5OMjI0akxrRDR1eldMNG96QlR6TEhNemR5NzlNTkF5V0xyckFVcDc3bWpZSG8?oc=5", "source_name": "Benzinga", "published_at": "2026-07-03T07:00:00+00:00", "published_display": "03 Jul 2026 07:00", "sentiment": "neutral", "sentiment_pct": 50, "event_type": "general", "event_label": "Market update", "event_confidence": 35, "tier": "direct", "tier_label": "Direct company coverage"}, {"title": "Q1 Rundown: Western Union (NYSE:WU) Vs Other Diversified Financial Services Stocks", "summary": "", "url": "https://news.google.com/rss/articles/CBMizgFBVV95cUxPaGh3c0ZBQUE0ZW1EME5ZbkdUdVUwaVZNd3BqMkhwWkF5YTBQekxCamJ0SmZVZ0F6TjcweGVvbmZGR2RxWFhKeGNNVDRuMnktR2RldkFTZksxa2JiWHZDNjlScDBfY2I1LWhxaUdjc2M1VHdmbHRHcDJYMlV1UGR1MTZMdTZMS3NrRFhSdUVwTk1VLWh5THFIeGtlOWhlMk5JYXB1SzVaTjBWVW1KZnV0NUNxQVFiNHFnRnN4cjZhSVVPUFd5OWdYRkUyWHAzQQ?oc=5", "source_name": "StockStory", "published_at": "2026-07-02T10:22:47+00:00", "published_display": "02 Jul 2026 10:22", "sentiment": "neutral", "sentiment_pct": 50, "event_type": "general", "event_label": "Market update", "event_confidence": 35, "tier": "direct", "tier_label": "Direct company coverage"}, {"title": "X Financial (XYF) Earnings Date and Reports 2026 $XYF", "summary": "X Financial (XYF) is projected to release its next quarterly earnings report on Monday, August 10, 2026. The company recently reported Q2 2025 earnings with an EPS of $1.85 and revenue of $317.32 million. Investors can sign up for alerts to stay updated on X Financial's upcoming ", "url": "https://www.marketbeat.com/stocks/NYSE/XYF/earnings/", "source_name": "MarketBeat", "published_at": "2026-07-02T10:09:53", "published_display": "02 Jul 2026 10:09", "sentiment": "neutral", "sentiment_pct": 50, "event_type": "earnings", "event_label": "Earnings", "event_confidence": 69, "tier": "direct", "tier_label": "Direct company coverage"}, {"title": "X Financial (XYF) Technical Analysis: Support, Resistance, Indicators & Moving Averages", "summary": "This article provides a technical analysis of X Financial (XYF), focusing on its stock price momentum, support and resistance levels, and key technical indicators. The stock is currently trading between resistance at $5.31 and support at $4.62, making it suitable for range-bound ", "url": "https://www.tradingkey.com/markets/stocks/nasdaq-xyf/technical", "source_name": "TradingKey", "published_at": "2026-06-25T19:09:10", "published_display": "25 Jun 2026 19:09", "sentiment": "neutral", "sentiment_pct": 50, "event_type": "general", "event_label": "Market update", "event_confidence": 35, "tier": "direct", "tier_label": "Direct company coverage"}, {"title": "PNC Financial Services Earnings Preview: What to Expect", "summary": "", "url": "https://news.google.com/rss/articles/CBMipwFBVV95cUxQN3NsZ1NWUW9MNTh3N2RYMjdPdjhoT0ZKZkRSRlVjTDRFQjB2aE43YnBJbkZQSkYxNDNoa0QyaW5FLW5KY0NGbmljWDVUamcwQWgzUXlodXJ6a2xZdDEyU0Q3enZkNWVZTU9qMlhpS1Q5WjR5cXJreUIwRzVLLXF6bXo0ZnhHdldMc0hpQzk1WXhXdlBFc1U1bC1VdEJjckVTbGhTcm4xWQ?oc=5", "source_name": "Market source", "published_at": "2026-06-25T07:00:00+00:00", "published_display": "25 Jun 2026 07:00", "sentiment": "neutral", "sentiment_pct": 50, "event_type": "earnings", "event_label": "Earnings", "event_confidence": 53, "tier": "direct", "tier_label": "Direct company coverage"}, {"title": "X Financial (XYF) Earnings Forecast: Future EPS & Revenue Growth Estimates", "summary": "This article provides an earnings forecast for X Financial (XYF), noting that no specific earnings forecast score is currently available, contrasting with the Banking Services industry average of 7.31. It also highlights the lack of disclosed data for support and resistance, as w", "url": "https://www.tradingkey.com/markets/stocks/nasdaq-xyf/earnings", "source_name": "TradingKey", "published_at": "2026-06-25T06:40:56", "published_display": "25 Jun 2026 06:40", "sentiment": "neutral", "sentiment_pct": 50, "event_type": "earnings", "event_label": "Earnings", "event_confidence": 69, "tier": "direct", "tier_label": "Direct company coverage"}, {"title": "X Financial (XYF) director sells 180,000 Class A ordinary shares", "summary": "X Financial director Wan Zheng sold a total of 180,000 Class A ordinary shares in open-market transactions on June 15, 2026, at prices of $5.18 and $5.29 per share. Following these sales, Zheng directly retains 90,000 Class A ordinary shares and holds a restricted stock unit awar", "url": "https://www.stocktitan.net/sec-filings/XYF/form-4-a-x-financial-amended-insider-trading-activity-79f3948617f2.html", "source_name": "Stock Titan", "published_at": "2026-06-24T10:09:07", "published_display": "24 Jun 2026 10:09", "sentiment": "negative", "sentiment_pct": 38, "event_type": "general", "event_label": "Market update", "event_confidence": 35, "tier": "direct", "tier_label": "Direct company coverage"}, {"title": "X Financial | 4/A: Statement of changes in beneficial ownership of securities (and amendment thereto)-Director Wan Zheng - moomoo", "summary": "This document, a Form 4/A, is an amended statement of changes in beneficial ownership of securities for Director Wan Zheng of X Financial. It reports updates to the director's holdings in the company.", "url": "https://www.moomoo.com/news/notice/307586132/x-financial-4-a-statement-of-changes-in-beneficial-ownership", "source_name": "Moomoo", "published_at": "2026-06-23T10:39:18", "published_display": "23 Jun 2026 10:39", "sentiment": "neutral", "sentiment_pct": 50, "event_type": "general", "event_label": "Market update", "event_confidence": 35, "tier": "direct", "tier_label": "Direct company coverage"}, {"title": "Diversified Financial Services Stocks Q1 Recap: Benchmarking NerdWallet (NASDAQ:NRDS)", "summary": "", "url": "https://news.google.com/rss/articles/CBMi1wFBVV95cUxNeEZYcWxJY3FRVmE0WUNRRlQtQkdldmNVY3l1ZUF1QmY4enBQMEhndWhOc0p6WVkwbXk3MkFtMEhSdUpjRGFGUnRJMVMtbmdTV0l6bTRRZWVfLVBOV004UTNOc0VTS0hYTkFNQW12S2NHZFI4d0FHZHlWUlFuRWkzZndxdmZJaE1Fc2JDQTV4dHdHXzR1bjRCV2tocklhZmk0Q2ZRSnNDRG9xVmdQSUEtVzk3dG9nR3lGVDBZTnp3N2dHUE9iLXRCb0V5SWE4dzB2ZE1uMm1RMA?oc=5", "source_name": "StockStory", "published_at": "2026-06-23T07:00:00+00:00", "published_display": "23 Jun 2026 07:00", "sentiment": "neutral", "sentiment_pct": 50, "event_type": "general", "event_label": "Market update", "event_confidence": 35, "tier": "direct", "tier_label": "Direct company coverage"}, {"title": "X Financial (XYF) Edges Higher as Stock Tests Key Resistance Near $4.98 - Vol Target Rebalance", "summary": "", "url": "https://news.google.com/rss/articles/CBMitAFBVV95cUxOMVctVF9sMkYwQjF6V0FOSjljZkZIYjJMdjg5YS00Sk5oWG1taXFfLWJ4Wmp2NV81V2h2dUtJaFBXZ2llTUNHeFJQakJvMGRCelVDbGhveG9ueDllVkdzX3ZKdUtsZ0dyR0tkMS16b1ZDR2d6eW4zY2YwcmVBYXREeHJ2d2xaSzJibE5iR3BCTUJ2OHExUk5RTE1oWXZsVmRqOGtPUlBRVVE4eURvRm5IQ1h0TmE?oc=5", "source_name": "Donan\u0131mHaber", "published_at": "2026-06-18T07:00:00+00:00", "published_display": "18 Jun 2026 07:00", "sentiment": "positive", "sentiment_pct": 66, "event_type": "analyst", "event_label": "Analyst action", "event_confidence": 53, "tier": "direct", "tier_label": "Direct company coverage"}, {"title": "X Financial (XYF) Financial Health: Profitability & Balance Sheet Analysis", "summary": "The article provides a financial health analysis of X Financial (XYF), noting its current financial score of 3.86, which ranks low in the Banking Services industry. The company's financial status is stable but operating efficiency is low, with its latest quarterly revenue decreas", "url": "https://www.tradingkey.com/markets/stocks/nasdaq-xyf/financial-health", "source_name": "TradingKey", "published_at": "2026-06-18T06:10:28", "published_display": "18 Jun 2026 06:10", "sentiment": "negative", "sentiment_pct": 14, "event_type": "earnings", "event_label": "Earnings", "event_confidence": 53, "tier": "direct", "tier_label": "Direct company coverage"}, {"title": "X Financial Chief Risk Officer Yufan Jiang Resigns, Kan Li Named Interim Replacement", "summary": "", "url": "https://finance.yahoo.com/markets/stocks/articles/x-financial-chief-risk-officer-105249127.html", "source_name": "MT Newswires", "published_at": "2026-06-17T10:52:49+00:00", "published_display": "17 Jun 2026 10:52", "sentiment": "negative", "sentiment_pct": 42, "event_type": "general", "event_label": "Market update", "event_confidence": 35, "tier": "direct", "tier_label": "Direct company coverage"}, {"title": "X Financial Announces Leadership Change", "summary": "X Financial (NYSE: XYF) announced that Mr. Yufan Jiang has resigned from his position as Chief Risk Officer, effective July 1, 2026, due to personal reasons. Mr. Kan Li, who currently serves as President and Director, will assume the role of Acting Chief Risk Officer starting Jul", "url": "https://sg.finance.yahoo.com/news/x-financial-announces-leadership-change-095000633.html", "source_name": "Market source", "published_at": "2026-06-17T10:50:00", "published_display": "17 Jun 2026 10:50", "sentiment": "neutral", "sentiment_pct": 50, "event_type": "general", "event_label": "Market update", "event_confidence": 35, "tier": "direct", "tier_label": "Direct company coverage"}, {"title": "Chinese fintech X Financial shifts risk role to president Kan Li", "summary": "X Financial announced that its Chief Risk Officer, Yufan Jiang, will resign effective July 1, 2026, for personal reasons, with no disagreements with company operations cited. Kan Li, currently the President and Director, will assume the role of Acting Chief Risk Officer from the ", "url": "https://www.stocktitan.net/news/XYF/x-financial-announces-leadership-p263on3l1dup.html", "source_name": "Stock Titan", "published_at": "2026-06-17T09:41:26", "published_display": "17 Jun 2026 09:41", "sentiment": "neutral", "sentiment_pct": 50, "event_type": "general", "event_label": "Market update", "event_confidence": 35, "tier": "direct", "tier_label": "Direct company coverage"}, {"title": "Leadership change at X Financial (NYSE: XYF) as CRO resigns", "summary": "X Financial (NYSE: XYF) announced a leadership change in its risk management team. Yufan Jiang has resigned as Chief Risk Officer, effective July 1, 2026, for personal reasons, and his departure is not due to any disagreement with the company. Kan Li, who currently serves as Pres", "url": "https://www.stocktitan.net/sec-filings/XYF/6-k-x-financial-current-report-foreign-issuer-54ff5781988b.html", "source_name": "Stock Titan", "published_at": "2026-06-17T09:41:26", "published_display": "17 Jun 2026 09:41", "sentiment": "neutral", "sentiment_pct": 50, "event_type": "general", "event_label": "Market update", "event_confidence": 35, "tier": "direct", "tier_label": "Direct company coverage"}, {"title": "X Financial names Kan Li acting chief risk officer By Investing.com", "summary": "X Financial announced that Yufan Jiang will resign as Chief Risk Officer, effective July 1, 2026, due to personal reasons. Kan Li, who currently serves as President and Director, will be appointed as Acting Chief Risk Officer on the same date and will retain his other positions. ", "url": "https://za.investing.com/news/stock-market-news/x-financial-names-kan-li-acting-chief-risk-officer-93CH-4332353", "source_name": "Investing.com South Africa", "published_at": "2026-06-16T07:39:51", "published_display": "16 Jun 2026 07:39", "sentiment": "neutral", "sentiment_pct": 50, "event_type": "general", "event_label": "Market update", "event_confidence": 35, "tier": "direct", "tier_label": "Direct company coverage"}, {"title": "Director equity sale notice: 30,000 ADS listed for XYF (NYSE: XYF)", "summary": "X Financial (NYSE: XYF) has filed a Form 144 indicating a proposed sale of 30,000 American Depository Shares (ADSs) associated with Tiger Brokers (NZ) Limited. The filing lists a monetary figure of $151,500.00 and an effective date of June 15, 2026. Additionally, the notice detai", "url": "https://www.stocktitan.net/sec-filings/XYF/144-x-financial-sec-filing-2d9a64570263.html", "source_name": "Stock Titan", "published_at": "2026-06-12T20:09:12", "published_display": "12 Jun 2026 20:09", "sentiment": "neutral", "sentiment_pct": 50, "event_type": "general", "event_label": "Market update", "event_confidence": 35, "tier": "direct", "tier_label": "Direct company coverage"}, {"title": "Q2 Earnings Highs And Lows: Berkshire Hathaway (NYSE:BRK.A) Vs The Rest Of The Diversified Financial Services Stocks", "summary": "", "url": "https://news.google.com/rss/articles/CBMingFBVV95cUxPSHlUb3NFVkpTZ294MWRNaVJLNHhLeEk5NnpzWXJnZkFoOEZWMUFBRUVLRzVwQi1yZnNOajhvQ19LV0p2TEZCMVVRdjFoSjkyYkJILUt0T0tVRXZ3NGwwZ2lrdjBKSE5EaEYzajdTTkxaS180eUFWTF9kMkNteUVkSWlPVGZWek9MQ0NjX1h2UXJsMVdGdFdnVVotUGZSQQ?oc=5", "source_name": "Market source", "published_at": "2026-06-09T07:00:00+00:00", "published_display": "09 Jun 2026 07:00", "sentiment": "neutral", "sentiment_pct": 50, "event_type": "earnings", "event_label": "Earnings", "event_confidence": 53, "tier": "direct", "tier_label": "Direct company coverage"}, {"title": "X Financial (NYSE: XYF) director converts 90,000 RSUs into Class A shares", "summary": "X Financial director Wan Zheng converted 90,000 restricted stock units (RSUs) into Class A ordinary shares. This transaction, classified as a derivative conversion, resulted in Zheng directly owning 180,000 Class A ordinary shares, while 90,000 RSUs remain outstanding with an exp", "url": "https://www.stocktitan.net/sec-filings/XYF/form-4-x-financial-insider-trading-activity-3e6ce4a80128.html", "source_name": "Stock Titan", "published_at": "2026-06-02T09:39:22", "published_display": "02 Jun 2026 09:39", "sentiment": "neutral", "sentiment_pct": 50, "event_type": "general", "event_label": "Market update", "event_confidence": 35, "tier": "direct", "tier_label": "Direct company coverage"}, {"title": "X Financial (XYF) Q1 2026 Earnings Transcript", "summary": "X Financial reported a significant decline in Q1 2026 earnings due to a deliberate reduction in loan origination and borrower acquisition to enhance portfolio integrity amidst evolving regulatory pressures and heightened credit stress. While loan origination, revenue, and active ", "url": "https://www.theglobeandmail.com/investing/markets/markets-news/motley/2236153/x-financial-xyf-q1-2026-earnings-transcript/", "source_name": "The Globe and Mail", "published_at": "2026-06-01T21:09:15", "published_display": "01 Jun 2026 21:09", "sentiment": "negative", "sentiment_pct": 18, "event_type": "deals", "event_label": "Deals and strategy", "event_confidence": 77, "tier": "direct", "tier_label": "Direct company coverage"}, {"title": "Earnings call transcript: X Financial Q1 2026 shows revenue drop, strategic pullback", "summary": "X Financial reported a challenging Q1 2026 with a significant 39.3% year-over-year revenue drop to $170.5 million and a 91.7% decline in net income, driven by a strategic pullback in loan origination and elevated credit costs. The company is prioritizing credit quality, risk mana", "url": "https://www.investing.com/news/transcripts/earnings-call-transcript-x-financial-q1-2026-shows-revenue-drop-strategic-pullback-93CH-4714521", "source_name": "Investing.com", "published_at": "2026-05-29T06:39:29", "published_display": "29 May 2026 06:39", "sentiment": "negative", "sentiment_pct": 30, "event_type": "earnings", "event_label": "Earnings", "event_confidence": 61, "tier": "direct", "tier_label": "Direct company coverage"}, {"title": "X Financial (XYF) Q1 2026 Earnings Call Highlights: Navigating Challenges with Improved Margins ...", "summary": "", "url": "https://finance.yahoo.com/markets/stocks/articles/x-financial-xyf-q1-2026-230221503.html", "source_name": "GuruFocus.com", "published_at": "2026-05-28T23:02:21+00:00", "published_display": "28 May 2026 23:02", "sentiment": "neutral", "sentiment_pct": 50, "event_type": "earnings", "event_label": "Earnings", "event_confidence": 53, "tier": "direct", "tier_label": "Direct company coverage"}, {"title": "X Financial Q1 2026 Margin Compression Reinforces Bearish Earnings Quality Narrative", "summary": "X Financial reported Q1 2026 revenue of C\u00a51,176.1 million and basic EPS of C\u00a50.97, showing significant declines from Q1 2025. The company's net profit margin compressed from 26.2% to 19.2% over the last 12 months, partly due to a C\u00a53.2 billion one-off loss. While the business rem", "url": "https://simplywall.st/stocks/us/diversified-financials/nyse-xyf/x-financial/news/x-financial-q1-2026-margin-compression-reinforces-bearish-ea", "source_name": "Simply Wall Street", "published_at": "2026-05-28T23:09:51", "published_display": "28 May 2026 23:09", "sentiment": "negative", "sentiment_pct": 20, "event_type": "earnings", "event_label": "Earnings", "event_confidence": 69, "tier": "direct", "tier_label": "Direct company coverage"}, {"title": "Earnings call transcript: X Financial Q1 2026 shows revenue drop, strategic pullback By Investing.com", "summary": "X Financial reported a challenging Q1 2026 with a 39.3% YoY drop in net revenue and a 91.7% decline in net income, driven by a strategic pullback in loan origination and elevated credit costs. Despite these declines, the company emphasized its focus on maintaining portfolio integ", "url": "https://za.investing.com/news/stock-market-news/earnings-call-transcript-x-financial-q1-2026-shows-revenue-drop-strategic-pullback-93CH-4303810", "source_name": "Investing.com South Africa", "published_at": "2026-05-28T18:09:53", "published_display": "28 May 2026 18:09", "sentiment": "negative", "sentiment_pct": 38, "event_type": "earnings", "event_label": "Earnings", "event_confidence": 61, "tier": "direct", "tier_label": "Direct company coverage"}, {"title": "X Financial Q1 2026 Earnings Call Transcript", "summary": "X Financial reported a challenging Q1 2026 with a significant reduction in loan origination activity (down 58.4% YoY) and further deterioration in credit quality, as evidenced by a rise in the 91-180 day delinquency rate to 9.95%. Revenue declined 39.3% year-over-year, and net in", "url": "https://www.marketbeat.com/earnings/reports/2026-5-28-x-financial-stock/", "source_name": "MarketBeat", "published_at": "2026-05-28T13:09:06", "published_display": "28 May 2026 13:09", "sentiment": "negative", "sentiment_pct": 38, "event_type": "earnings", "event_label": "Earnings", "event_confidence": 61, "tier": "direct", "tier_label": "Direct company coverage"}, {"title": "X Financial 2026 Q1 - Results - Earnings Call Presentation (NYSE:XYF) 2026-05-28", "summary": "X Financial has published its slide deck in conjunction with its 2026 Q1 earnings call. The company's earnings call presentation for NYSE:XYF highlights key financial results and operational updates for the quarter. This release was prepared by SA Transcripts, which covers thousa", "url": "https://seekingalpha.com/article/4909598-x-financial-2026-q1-results-earnings-call-presentation", "source_name": "Seeking Alpha", "published_at": "2026-05-28T12:09:06", "published_display": "28 May 2026 12:09", "sentiment": "neutral", "sentiment_pct": 50, "event_type": "earnings", "event_label": "Earnings", "event_confidence": 69, "tier": "direct", "tier_label": "Direct company coverage"}, {"title": "X Financial Reports Q1 2026 Results: Full Earnings Call Transcript", "summary": "X Financial reported a significant decline in Q1 2026 loan origination and net revenue, attributing it to a deliberate strategy to prioritize portfolio integrity and strengthen compliance amidst a challenging regulatory environment. Despite a sharp decrease in net income year-ove", "url": "https://www.benzinga.com/insights/news/26/05/52834068/x-financial-reports-q1-2026-results-full-earnings-call-transcript", "source_name": "Benzinga", "published_at": "2026-05-28T12:09:06", "published_display": "28 May 2026 12:09", "sentiment": "negative", "sentiment_pct": 36, "event_type": "earnings", "event_label": "Earnings", "event_confidence": 69, "tier": "direct", "tier_label": "Direct company coverage"}, {"title": "X Financial Reports First Quarter 2026 Unaudited Financial Results", "summary": "X Financial announced its unaudited financial results for Q1 2026, reporting a significant decrease in total net revenue and net income year-over-year, primarily due to lower loan facilitation volumes and higher credit-related provisions. The company is focusing on higher-quality", "url": "https://www.tradingview.com/news/prnewswire:c891a318a2837:0-x-financial-reports-first-quarter-2026-unaudited-financial-results/", "source_name": "TradingView", "published_at": "2026-05-28T06:39:29", "published_display": "28 May 2026 06:39", "sentiment": "negative", "sentiment_pct": 30, "event_type": "earnings", "event_label": "Earnings", "event_confidence": 69, "tier": "direct", "tier_label": "Direct company coverage"}, {"title": "Sharp loan slowdown hits X Financial (NYSE: XYF) Q1 2026 earnings", "summary": "X Financial reported a significant decline in Q1 2026 earnings and revenue due to a sharp tightening of lending standards. Net revenue fell 39.3% year-over-year to RMB1,176.1 million, and net income plunged 91.7% to RMB37.9 million. Loan origination dropped 58.4%, and active borr", "url": "https://www.stocktitan.net/sec-filings/XYF/6-k-x-financial-current-report-foreign-issuer-6492ee85a845.html", "source_name": "Stock Titan", "published_at": "2026-05-28T04:40:18", "published_display": "28 May 2026 04:40", "sentiment": "negative", "sentiment_pct": 9, "event_type": "earnings", "event_label": "Earnings", "event_confidence": 61, "tier": "direct", "tier_label": "Direct company coverage"}, {"title": "BRIEF-X Financial Q1 Revenue RMB 1,176.139 Million", "summary": "X Financial reported a Q1 revenue of RMB 1,176.139 million. This brief financial update was provided by Refinitiv.", "url": "https://www.tradingview.com/news/reuters.com,2026-05-27:newsml_PLXH7JTZ8:0-brief-x-financial-q1-revenue-rmb-1-176-139-million/", "source_name": "TradingView", "published_at": "2026-05-27T20:40:18", "published_display": "27 May 2026 20:40", "sentiment": "positive", "sentiment_pct": 60, "event_type": "earnings", "event_label": "Earnings", "event_confidence": 53, "tier": "direct", "tier_label": "Direct company coverage"}, {"title": "XYF Stock Price, Quote & Chart | X FINANCIAL-ADR (NYSE:XYF)", "summary": "This article provides an overview of X Financial-ADR (NYSE:XYF) stock, including its current price, performance metrics, and key statistics like market capitalization and dividend yield. It also details ChartMill's technical and fundamental analysis ratings, financial highlights,", "url": "https://www.chartmill.com/stock/quote/XYF/profile", "source_name": "ChartMill", "published_at": "2026-05-27T17:40:13", "published_display": "27 May 2026 17:40", "sentiment": "neutral", "sentiment_pct": 50, "event_type": "capital_return", "event_label": "Capital return", "event_confidence": 53, "tier": "direct", "tier_label": "Direct company coverage"}, {"title": "X Financial to Report First Quarter 2026 Financial Results on May 28, 2026", "summary": "", "url": "https://finance.yahoo.com/markets/stocks/articles/x-financial-report-first-quarter-100000744.html", "source_name": "PR Newswire", "published_at": "2026-05-21T10:00:00+00:00", "published_display": "21 May 2026 10:00", "sentiment": "neutral", "sentiment_pct": 50, "event_type": "earnings", "event_label": "Earnings", "event_confidence": 61, "tier": "direct", "tier_label": "Direct company coverage"}, {"title": "X Financial (XYF) Q4 2025 Earnings Transcript", "summary": "", "url": "https://finance.yahoo.com/m/cd45f7a9-6873-391b-91b4-f0eba9fc78e6/x-financial-%28xyf%29-q4-2025.html", "source_name": "Motley Fool", "published_at": "2026-05-20T17:59:38+00:00", "published_display": "20 May 2026 17:59", "sentiment": "neutral", "sentiment_pct": 50, "event_type": "earnings", "event_label": "Earnings", "event_confidence": 53, "tier": "direct", "tier_label": "Direct company coverage"}, {"title": "Power Corp. of Canada Earnings: Strong Growth From Great-West and IGM Financial", "summary": "", "url": "https://news.google.com/rss/articles/CBMirgFBVV95cUxQQ0dIRThDeGlLNGhPejdONmNqNUU3ZUtGZktORHdkejlhdlJMWXdHTUVNVl8ybk5VMkhSal8zU0tPbmo4S240czh0cHYtUkhDLUpyeld0RERSWTZNSWNWU2ZTa2l1Y1BYcUI4eVpOWVBVUm84Ml9CczdkMkxvSFFGVjkxNWx6TElKSVQwY0liZ3VrN3p2a2NfQ0x6aWdVb1VodV9Eam8tb1g2RFRFS3c?oc=5", "source_name": "Morningstar", "published_at": "2026-05-13T07:00:00+00:00", "published_display": "13 May 2026 07:00", "sentiment": "positive", "sentiment_pct": 82, "event_type": "earnings", "event_label": "Earnings", "event_confidence": 53, "tier": "direct", "tier_label": "Direct company coverage"}, {"title": "X Financial (NYSE: XYF) director reports 90,000 RSU-linked shares", "summary": "", "url": "https://news.google.com/rss/articles/CBMivgFBVV95cUxOeTFxTldMNHNxNkNHdGEyeGxjaksybVVrdWZaSi1nb2U2eEgzQmtodUpFRmtVZ3h5TmZ5Wmc4ZUQ0ZEJsc3hlTlc5N2F5ZG5UdWY5a2JqLXJKNThBcVF4SnBaWnhrS3hVd2Y1dlVpQnhSTUU0MXN5bWpuYXY2bTdjU2hWcmFKMm04NjNnUUtTaFBBc2ZyZmg3WU5QbjEzT0dBZ2p4Qy14UE1YdHp1NUt2LWZnTTZDcXAxbkpDM0NR?oc=5", "source_name": "Stock Titan", "published_at": "2026-05-11T07:00:00+00:00", "published_display": "11 May 2026 07:00", "sentiment": "neutral", "sentiment_pct": 50, "event_type": "general", "event_label": "Market update", "event_confidence": 35, "tier": "direct", "tier_label": "Direct company coverage"}, {"title": "X Financial: From Revenue Acceleration To Surviving Market Uncertainty", "summary": "", "url": "https://news.google.com/rss/articles/CBMirwFBVV95cUxQNGlualdwT2d1b3k3alNYZG91VHJoMGU5bndMRTI5RnE4ekFKX00wOEhyWHRjclhqTF85SnE0cDNJaUluQUdOelRnU3N1MFUxT01IVlMwUmloM0NKdlU3SWpXbkMza2lvWTZsdVhiNmE3YWpFeFZCVTFYZ0FLcmc4X29IQVFsNy13T0xMVXAyVlU3TFY1ck1VVWlDc05HZ2xxamNyQmRRb3BNdVNLbWY4?oc=5", "source_name": "Seeking Alpha", "published_at": "2026-05-04T07:00:00+00:00", "published_display": "04 May 2026 07:00", "sentiment": "neutral", "sentiment_pct": 50, "event_type": "earnings", "event_label": "Earnings", "event_confidence": 53, "tier": "direct", "tier_label": "Direct company coverage"}, {"title": "X Financial Files Annual Report on Form 20-F for Fiscal Year 2025", "summary": "", "url": "https://finance.yahoo.com/markets/stocks/articles/x-financial-files-annual-report-105000059.html", "source_name": "PR Newswire", "published_at": "2026-04-30T10:50:00+00:00", "published_display": "30 Apr 2026 10:50", "sentiment": "neutral", "sentiment_pct": 50, "event_type": "general", "event_label": "Market update", "event_confidence": 35, "tier": "direct", "tier_label": "Direct company coverage"}, {"title": "Ameriprise Financial Services (AMP) Tops Q1 Earnings and Revenue Estimates", "summary": "", "url": "https://news.google.com/rss/articles/CBMipgFBVV95cUxOeFpVUmVhS1NuNkNPMU5mZW11WHJtM0UwdG45bktzWkFDMmdWYmV5eHhUVHlwbDN0d2daX1g1Yl9VajhEMzEtY2ktSW9DbmpjTHloOWlTU2FyUFpjdldYbk05QzNWVUdMVDRsRzhFM3IwSVF3c3Bjal9fdWFWZlhMT3RKNmhpcnBtOW01UzJlclJWQVFadXlxZ0djbFhka2tQTHRhTjZB?oc=5", "source_name": "Market source", "published_at": "2026-04-23T07:00:00+00:00", "published_display": "23 Apr 2026 07:00", "sentiment": "neutral", "sentiment_pct": 50, "event_type": "earnings", "event_label": "Earnings", "event_confidence": 61, "tier": "direct", "tier_label": "Direct company coverage"}, {"title": "Q2 Earnings Outperformers: Berkshire Hathaway (NYSE:BRK.A) And The Rest Of The Diversified Financial Services Stocks", "summary": "", "url": "https://news.google.com/rss/articles/CBMi_gFBVV95cUxQcnZUQ0tvNGo5N3IwU05pa3R3SkQ2b0Jqa1l1ekItSzBxTEtENHI5S3psVkhyYmU3VnlKZ3VCMUdnVHhrb056M1hxWW1UZmJHRE1PY3VoM3lWbHU2V1ItV1AyUTBkZUhsUUlPaGk5SEpTQjhmRy1uNDNqeGJ0U0hQWk5MbFdIYjVIbTdEdVU4NVZrSVQwV0R6ZlZRU0RUNGdBNTZlWGtIdnhrME9LbVFvM2l5b0xZS092clVfV2UtMWxhZnRaNFZTVUs1b3RVVFgxRE9YSVFJQjJWcVF0RnBDQU9ZZk92TjZ4a3ZEMTJyVVBlR1JoNF92UmVLMmNXQQ?oc=5", "source_name": "StockStory", "published_at": "2026-04-19T07:00:00+00:00", "published_display": "19 Apr 2026 07:00", "sentiment": "neutral", "sentiment_pct": 50, "event_type": "earnings", "event_label": "Earnings", "event_confidence": 53, "tier": "direct", "tier_label": "Direct company coverage"}, {"title": "PNC Financial Services Group (NYSE:PNC) Misses Q1 CY2026 Sales Expectations", "summary": "", "url": "https://news.google.com/rss/articles/CBMixwFBVV95cUxPMlQ1Z0NxLUs3UnYwZk9SQU1TM0pkM0RIZW5Ydk9BRW9kaEcwQUVTTlJsVkRDZVVPWWMtT2NRU0J3aWVZd2hZWk5POGFhY21LcmtIZ3p3MTJkOC1kSHphQ2plWmpOc1pjeWV3VHZOQkl4YXpDS1pncmJzUFljeENfVFVuMGpLZkxwUzNrRmhlRzhyR3ZhYmJBRGtZUFgwWEI0bXJWSHRzZzNNVnhuRFotb3R2SlkwZXc5b01HUXVtei1JbHNFdG13?oc=5", "source_name": "StockStory", "published_at": "2026-04-15T07:00:00+00:00", "published_display": "15 Apr 2026 07:00", "sentiment": "negative", "sentiment_pct": 34, "event_type": "general", "event_label": "Market update", "event_confidence": 35, "tier": "direct", "tier_label": "Direct company coverage"}, {"title": "Reflecting On Diversified Financial Services Stocks\u2019 Q4 Earnings: Euronet Worldwide (NASDAQ:EEFT)", "summary": "", "url": "https://news.google.com/rss/articles/CBMiswFBVV95cUxPUThFbVBMcHN5V2dmTnJORlhKdDFGZlRrZ1hrc3o4bWtPUWNKZURhaTNPY3lNak9qeGxncHdjUjN1a1JuZVF5elZnWkwxRzlnTXFER2JnaFJLaXZTY2NWS2Z2Ylk5NHppWEk2QlVyNS1HZ0M4X2gwek5mazN2aXRtMllNZHNNWjdubzltZXJkRXcyV3h4QzVyaHhQc2djNFBWMXUzYTJkM1Eyem1FTUVqZ0tuVQ?oc=5", "source_name": "Market source", "published_at": "2026-04-08T07:00:00+00:00", "published_display": "08 Apr 2026 07:00", "sentiment": "neutral", "sentiment_pct": 50, "event_type": "earnings", "event_label": "Earnings", "event_confidence": 53, "tier": "direct", "tier_label": "Direct company coverage"}, {"title": "Q4 Earnings Highlights: Payoneer (NASDAQ:PAYO) Vs The Rest Of The Diversified Financial Services Stocks", "summary": "", "url": "https://news.google.com/rss/articles/CBMipgFBVV95cUxPWUtUbVctTU9JWVdqUjJkX2tmMFNwd2hwTUtGRnNRdGdGNllmSnl4OENxdmcxbzNkRmFLVVc5UWVRTTBzampwMUQ4Y0Y1OTYyRFFUSk02TzB6cU1faUkwTmZEQ1ltSXBFaW00RFgzaVBjell6SlBlWDZRQS1yN0txWE9yeWtIdEdWTHBqNjJla0dYbWRUYk9FSXJhb1BiQVBGbmpMY3Nn?oc=5", "source_name": "Market source", "published_at": "2026-03-30T07:00:00+00:00", "published_display": "30 Mar 2026 07:00", "sentiment": "neutral", "sentiment_pct": 50, "event_type": "earnings", "event_label": "Earnings", "event_confidence": 53, "tier": "direct", "tier_label": "Direct company coverage"}, {"title": "X Financial Shareholders Are Encouraged to Reach Out to", "summary": "", "url": "https://news.google.com/rss/articles/CBMirgJBVV95cUxQSEJsV2hrTEpncDRZUFlZTlg3YUdqYnowRnJ0a0tFaXJtcTR6RHYtdkxIbkJmZ0xHTjhRVGNnLXM0SXlJeUJNa1hFZzZGVVZXVDNZVld2WVYyTVRxdTZ3Y2p2NzZQMDBHS2dHT1hfYXptZ1hDRi1sZWI4a3BlRlhrWHpCUmhQUk1xZlRtc0xBVVdZcmZiVG8wWXpHZXJtN2dJSWliQ18tUHhqSFVMbU1XY1c1d3FlbURaNHVqLXMyUTd3b3FsMHBCZmtJckJxMlEtaU1TWDNfN3Y3LV9IYlEtUWx0R1REMDBzZk9sVXVuUC1YcGlZanktckdnZk5pTEEyOVJUWDFtYkVNMjFtMFNYR2JjbF85UFQtdWw2em1mdnNFQlBGdlpqTXFYZ213dw?oc=5", "source_name": "GlobeNewswire", "published_at": "2026-03-27T07:00:00+00:00", "published_display": "27 Mar 2026 07:00", "sentiment": "neutral", "sentiment_pct": 50, "event_type": "general", "event_label": "Market update", "event_confidence": 35, "tier": "direct", "tier_label": "Direct company coverage"}, {"title": "X Financial-ADR (NYSE:XYF) Passes Key Peter Lynch Investment Filters", "summary": "", "url": "https://news.google.com/rss/articles/CBMitwFBVV95cUxOaV8tOTcyZ3hoOUJVUGdDT09BX0N6dy1iTGh3SnNYcmRwcUl1T3ZWODlpQkttZlY0NVZvUHk0MHYyRWNLamFLRF81RVlaUUMxc1ZXbTN5YU1hY1pYekFoYjRGRlJHVzhNVmY2el9Pam1QMmNvVXNiMjVGR2phYmg2TWJUVGNPVWtWc3dUOTZaOGFQQ1dwOVFJdlJtTUExVU9Ta0JSQnhGeEJPcVFxSy13U1VXam9DWjQ?oc=5", "source_name": "ChartMill", "published_at": "2026-02-23T08:00:00+00:00", "published_display": "23 Feb 2026 08:00", "sentiment": "neutral", "sentiment_pct": 50, "event_type": "general", "event_label": "Market update", "event_confidence": 35, "tier": "direct", "tier_label": "Direct company coverage"}, {"title": "Fairfax Financial Earnings: A Strong Year Finishes on a Solid Note", "summary": "", "url": "https://news.google.com/rss/articles/CBMipAFBVV95cUxPdW1QcGhsTnpfclJvQlVaVWV1djZpNl9RWms4LVJPTWJlLXBfeC1SSVJKdU00YllhSTludUQxR3lnanFDSzMtR0tLR1lhUjhDMGFXcTZZWlhZZDNtRktQQ0taSlNFTFlBMko1UEFUU2VjbjZDdXRwOC02cVJGYTR6cy1lOWowZzBCeXFoSEZQMnA2WVBVVTdqMWpCYkNwRUhkMXB5Nw?oc=5", "source_name": "Morningstar", "published_at": "2026-02-20T08:00:00+00:00", "published_display": "20 Feb 2026 08:00", "sentiment": "positive", "sentiment_pct": 66, "event_type": "earnings", "event_label": "Earnings", "event_confidence": 53, "tier": "direct", "tier_label": "Direct company coverage"}, {"title": "After the recent decline, X Financial (NYSE:XYF) CEO Yue Tang's holdings have lost 10% of their value", "summary": "", "url": "https://news.google.com/rss/articles/CBMi2AFBVV95cUxObDAxWVMzUUU0NEthbXI5Rkhsb2FTTmxQenU1Sm5mYVlUU0w4QnRLRHZxeU5saEstdlRMQlVrNm1oblg4eV9ZZHp0WmZSTDIyUE9iMVp2ejhlc3h0aG5KRWJVaVB0ZHYydHRrSGtWdXpmNGNUZnEwZWhjYVJadXN4SUFFZG9vT0xWQWh2UWVKTnJVT0VQOGV5c29vQ0FESVJUeXh3Mjd0ajdVWk9uWHFWeEQ2ekpuVUdwbUY1X2Ruel95OFFocFhOT1l5d3B1WUlaZHFrT3NHTkTSAd4BQVVfeXFMTmRiR1RQbU5EaTFsYV9kaHhWWjNvaHdwUTExR29hb19RVUV5ekVTR2JUWHMwMFlweWpVUGNWNUVZR3MtcU1KcjN2TElaNjk5T09KU0tVUVhUd2dGb2JWNHVMVUZNT0t2ZmVtQkVXZldjYVJ3T01lcFdqQ0dkWVRuTXBpNEFZamJpV2FVQVVQNWV0Um5YUy1SNDg2VkxKVDVhc1hUQTVRMFN6SEpsOHhtSGs5dTBQRk1ZY0VOcWlueTZuOU5UMVYta3AyN1hHVmw5aGtFRlBoRmFtVVBUWlFR?oc=5", "source_name": "simplywall.st", "published_at": "2025-12-27T08:00:00+00:00", "published_display": "27 Dec 2025 08:00", "sentiment": "negative", "sentiment_pct": 34, "event_type": "general", "event_label": "Market update", "event_confidence": 35, "tier": "direct", "tier_label": "Direct company coverage"}, {"title": "There's No Escaping X Financial's (NYSE:XYF) Muted Revenues", "summary": "", "url": "https://news.google.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?oc=5", "source_name": "simplywall.st", "published_at": "2025-11-20T08:00:00+00:00", "published_display": "20 Nov 2025 08:00", "sentiment": "neutral", "sentiment_pct": 50, "event_type": "general", "event_label": "Market update", "event_confidence": 35, "tier": "direct", "tier_label": "Direct company coverage"}, {"title": "The Best Financial-Services Stocks to Buy", "summary": "", "url": "https://news.google.com/rss/articles/CBMieEFVX3lxTE5tQkZxTTY2eWg4WkRQTmt0Q1pCX2J4N2ZtUFIyWEQ4aktjXzh5UnV1Z0NONzVMVGVicXZGSWkxbjRJQ3l4eWZWLUVRTkczb3hwVllnQmVFVk1WOE5pd3NaZHhmbmFZZTFLa3lPN2xSMjQwUDhNRzctdA?oc=5", "source_name": "Morningstar", "published_at": "2025-11-13T08:00:00+00:00", "published_display": "13 Nov 2025 08:00", "sentiment": "positive", "sentiment_pct": 66, "event_type": "general", "event_label": "Market update", "event_confidence": 35, "tier": "direct", "tier_label": "Direct company coverage"}, {"title": "Here's Why We Think X Financial (NYSE:XYF) Is Well Worth Watching", "summary": "", "url": "https://news.google.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?oc=5", "source_name": "simplywall.st", "published_at": "2025-09-27T07:00:00+00:00", "published_display": "27 Sep 2025 07:00", "sentiment": "neutral", "sentiment_pct": 50, "event_type": "general", "event_label": "Market update", "event_confidence": 35, "tier": "direct", "tier_label": "Direct company coverage"}], "by_tier": {"direct": [{"title": "Reflecting On Diversified Financial Services Stocks\u2019 Q2 Earnings: Berkshire Hathaway (NYSE:BRK.A)", "summary": "", "url": "https://news.google.com/rss/articles/CBMiswFBVV95cUxOTF9ZOG8xTG5mR2pLbXd6OTQ2bUItM2poZG1Ic05UTllwQk1RcjZJQ1RRY2owNnhNZHN4WV9NRWtxcEl6UklzVS1HWkhZNXg0YUEteW9EUFh1d1J4cTNTOXRmMUw4TldCc0RrMUZtVDg1MG11R3RUSDdZSXFqQi0wWGF0dUZra1Q0WWtPd191OFdCVGkySE9VVVpnaU1OTmVDRWt4cW5mS05PSVhfUnF6YWZ5WQ?oc=5", "source_name": "Market source", "published_at": "2026-07-08T16:50:44+00:00", "published_display": "08 Jul 2026 16:50", "sentiment": "neutral", "sentiment_pct": 50, "event_type": "earnings", "event_label": "Earnings", "event_confidence": 53, "tier": "direct", "tier_label": "Direct company coverage"}, {"title": "Enterprise value to EBITDA forward of X Financial \u2013 NYSE:XYF", "summary": "The article focuses on the enterprise value to EBITDA (earnings before interest, taxes, depreciation, and amortization) forward metric for X Financial (NYSE: XYF). It appears to be a financial data page from TradingView, providing an overview of this specific valuation multiple f", "url": "https://www.tradingview.com/symbols/NYSE-XYF/financials-statistics-and-ratios/enterprise-value-ebitda-fwd/", "source_name": "TradingView", "published_at": "2026-07-07T00:39:32", "published_display": "07 Jul 2026 00:39", "sentiment": "neutral", "sentiment_pct": 50, "event_type": "earnings", "event_label": "Earnings", "event_confidence": 53, "tier": "direct", "tier_label": "Direct company coverage"}, {"title": "Price to earnings forward of X Financial \u2013 NYSE:XYF", "summary": "This page displays information regarding the forward price-to-earnings ratio for X Financial (NYSE: XYF). The content indicates that the market for XYF was closed at the time the data was accessed, and no trades were recorded. The article provides a framework for financial data, ", "url": "https://www.tradingview.com/symbols/NYSE-XYF/financials-statistics-and-ratios/price-earnings-fwd/", "source_name": "TradingView", "published_at": "2026-07-06T07:09:53", "published_display": "06 Jul 2026 07:09", "sentiment": "neutral", "sentiment_pct": 50, "event_type": "earnings", "event_label": "Earnings", "event_confidence": 53, "tier": "direct", "tier_label": "Direct company coverage"}, {"title": "XYF - X Financial ADR Latest SEC Filings", "summary": "The article provides a detailed overview of X Financial ADR (XYF) including its latest SEC filings, financial statistics, performance metrics, and key ratios. It covers market capitalization, income, sales, dividend information, various financial multiples, earnings per share dat", "url": "https://finviz.com/stock?t=XYF&ta=1&p=m&ty=lf&r=y5&page=5", "source_name": "Finviz", "published_at": "2026-07-05T22:10:56", "published_display": "05 Jul 2026 22:10", "sentiment": "neutral", "sentiment_pct": 50, "event_type": "earnings", "event_label": "Earnings", "event_confidence": 53, "tier": "direct", "tier_label": "Direct company coverage"}, {"title": "XYF - X Financial ADR Options", "summary": "This article provides a comprehensive financial overview of X Financial ADR (XYF), including its last closing price, market capitalization, income, sales, and various financial ratios. It also details dividend information, employee count, IPO date, and performance metrics such as", "url": "https://finviz.com/stock?t=XYF&ta=1&p=d&ty=oc&b=2", "source_name": "Finviz", "published_at": "2026-07-03T09:10:54", "published_display": "03 Jul 2026 09:10", "sentiment": "neutral", "sentiment_pct": 50, "event_type": "capital_return", "event_label": "Capital return", "event_confidence": 53, "tier": "direct", "tier_label": "Direct company coverage"}, {"title": "X Financial (XYF) Stock Analysis Report | Ratings, Financials & Performance", "summary": "", "url": "https://news.google.com/rss/articles/CBMiTEFVX3lxTFBYZDhtcjgzVHFQMFo1dm1JNFZYZ29rVG5OMjI0akxrRDR1eldMNG96QlR6TEhNemR5NzlNTkF5V0xyckFVcDc3bWpZSG8?oc=5", "source_name": "Benzinga", "published_at": "2026-07-03T07:00:00+00:00", "published_display": "03 Jul 2026 07:00", "sentiment": "neutral", "sentiment_pct": 50, "event_type": "general", "event_label": "Market update", "event_confidence": 35, "tier": "direct", "tier_label": "Direct company coverage"}, {"title": "Q1 Rundown: Western Union (NYSE:WU) Vs Other Diversified Financial Services Stocks", "summary": "", "url": "https://news.google.com/rss/articles/CBMizgFBVV95cUxPaGh3c0ZBQUE0ZW1EME5ZbkdUdVUwaVZNd3BqMkhwWkF5YTBQekxCamJ0SmZVZ0F6TjcweGVvbmZGR2RxWFhKeGNNVDRuMnktR2RldkFTZksxa2JiWHZDNjlScDBfY2I1LWhxaUdjc2M1VHdmbHRHcDJYMlV1UGR1MTZMdTZMS3NrRFhSdUVwTk1VLWh5THFIeGtlOWhlMk5JYXB1SzVaTjBWVW1KZnV0NUNxQVFiNHFnRnN4cjZhSVVPUFd5OWdYRkUyWHAzQQ?oc=5", "source_name": "StockStory", "published_at": "2026-07-02T10:22:47+00:00", "published_display": "02 Jul 2026 10:22", "sentiment": "neutral", "sentiment_pct": 50, "event_type": "general", "event_label": "Market update", "event_confidence": 35, "tier": "direct", "tier_label": "Direct company coverage"}, {"title": "X Financial (XYF) Earnings Date and Reports 2026 $XYF", "summary": "X Financial (XYF) is projected to release its next quarterly earnings report on Monday, August 10, 2026. The company recently reported Q2 2025 earnings with an EPS of $1.85 and revenue of $317.32 million. Investors can sign up for alerts to stay updated on X Financial's upcoming ", "url": "https://www.marketbeat.com/stocks/NYSE/XYF/earnings/", "source_name": "MarketBeat", "published_at": "2026-07-02T10:09:53", "published_display": "02 Jul 2026 10:09", "sentiment": "neutral", "sentiment_pct": 50, "event_type": "earnings", "event_label": "Earnings", "event_confidence": 69, "tier": "direct", "tier_label": "Direct company coverage"}, {"title": "X Financial (XYF) Technical Analysis: Support, Resistance, Indicators & Moving Averages", "summary": "This article provides a technical analysis of X Financial (XYF), focusing on its stock price momentum, support and resistance levels, and key technical indicators. The stock is currently trading between resistance at $5.31 and support at $4.62, making it suitable for range-bound ", "url": "https://www.tradingkey.com/markets/stocks/nasdaq-xyf/technical", "source_name": "TradingKey", "published_at": "2026-06-25T19:09:10", "published_display": "25 Jun 2026 19:09", "sentiment": "neutral", "sentiment_pct": 50, "event_type": "general", "event_label": "Market update", "event_confidence": 35, "tier": "direct", "tier_label": "Direct company coverage"}, {"title": "PNC Financial Services Earnings Preview: What to Expect", "summary": "", "url": "https://news.google.com/rss/articles/CBMipwFBVV95cUxQN3NsZ1NWUW9MNTh3N2RYMjdPdjhoT0ZKZkRSRlVjTDRFQjB2aE43YnBJbkZQSkYxNDNoa0QyaW5FLW5KY0NGbmljWDVUamcwQWgzUXlodXJ6a2xZdDEyU0Q3enZkNWVZTU9qMlhpS1Q5WjR5cXJreUIwRzVLLXF6bXo0ZnhHdldMc0hpQzk1WXhXdlBFc1U1bC1VdEJjckVTbGhTcm4xWQ?oc=5", "source_name": "Market source", "published_at": "2026-06-25T07:00:00+00:00", "published_display": "25 Jun 2026 07:00", "sentiment": "neutral", "sentiment_pct": 50, "event_type": "earnings", "event_label": "Earnings", "event_confidence": 53, "tier": "direct", "tier_label": "Direct company coverage"}, {"title": "X Financial (XYF) Earnings Forecast: Future EPS & Revenue Growth Estimates", "summary": "This article provides an earnings forecast for X Financial (XYF), noting that no specific earnings forecast score is currently available, contrasting with the Banking Services industry average of 7.31. It also highlights the lack of disclosed data for support and resistance, as w", "url": "https://www.tradingkey.com/markets/stocks/nasdaq-xyf/earnings", "source_name": "TradingKey", "published_at": "2026-06-25T06:40:56", "published_display": "25 Jun 2026 06:40", "sentiment": "neutral", "sentiment_pct": 50, "event_type": "earnings", "event_label": "Earnings", "event_confidence": 69, "tier": "direct", "tier_label": "Direct company coverage"}, {"title": "X Financial (XYF) director sells 180,000 Class A ordinary shares", "summary": "X Financial director Wan Zheng sold a total of 180,000 Class A ordinary shares in open-market transactions on June 15, 2026, at prices of $5.18 and $5.29 per share. Following these sales, Zheng directly retains 90,000 Class A ordinary shares and holds a restricted stock unit awar", "url": "https://www.stocktitan.net/sec-filings/XYF/form-4-a-x-financial-amended-insider-trading-activity-79f3948617f2.html", "source_name": "Stock Titan", "published_at": "2026-06-24T10:09:07", "published_display": "24 Jun 2026 10:09", "sentiment": "negative", "sentiment_pct": 38, "event_type": "general", "event_label": "Market update", "event_confidence": 35, "tier": "direct", "tier_label": "Direct company coverage"}, {"title": "X Financial | 4/A: Statement of changes in beneficial ownership of securities (and amendment thereto)-Director Wan Zheng - moomoo", "summary": "This document, a Form 4/A, is an amended statement of changes in beneficial ownership of securities for Director Wan Zheng of X Financial. It reports updates to the director's holdings in the company.", "url": "https://www.moomoo.com/news/notice/307586132/x-financial-4-a-statement-of-changes-in-beneficial-ownership", "source_name": "Moomoo", "published_at": "2026-06-23T10:39:18", "published_display": "23 Jun 2026 10:39", "sentiment": "neutral", "sentiment_pct": 50, "event_type": "general", "event_label": "Market update", "event_confidence": 35, "tier": "direct", "tier_label": "Direct company coverage"}, {"title": "Diversified Financial Services Stocks Q1 Recap: Benchmarking NerdWallet (NASDAQ:NRDS)", "summary": "", "url": "https://news.google.com/rss/articles/CBMi1wFBVV95cUxNeEZYcWxJY3FRVmE0WUNRRlQtQkdldmNVY3l1ZUF1QmY4enBQMEhndWhOc0p6WVkwbXk3MkFtMEhSdUpjRGFGUnRJMVMtbmdTV0l6bTRRZWVfLVBOV004UTNOc0VTS0hYTkFNQW12S2NHZFI4d0FHZHlWUlFuRWkzZndxdmZJaE1Fc2JDQTV4dHdHXzR1bjRCV2tocklhZmk0Q2ZRSnNDRG9xVmdQSUEtVzk3dG9nR3lGVDBZTnp3N2dHUE9iLXRCb0V5SWE4dzB2ZE1uMm1RMA?oc=5", "source_name": "StockStory", "published_at": "2026-06-23T07:00:00+00:00", "published_display": "23 Jun 2026 07:00", "sentiment": "neutral", "sentiment_pct": 50, "event_type": "general", "event_label": "Market update", "event_confidence": 35, "tier": "direct", "tier_label": "Direct company coverage"}, {"title": "X Financial (XYF) Edges Higher as Stock Tests Key Resistance Near $4.98 - Vol Target Rebalance", "summary": "", "url": "https://news.google.com/rss/articles/CBMitAFBVV95cUxOMVctVF9sMkYwQjF6V0FOSjljZkZIYjJMdjg5YS00Sk5oWG1taXFfLWJ4Wmp2NV81V2h2dUtJaFBXZ2llTUNHeFJQakJvMGRCelVDbGhveG9ueDllVkdzX3ZKdUtsZ0dyR0tkMS16b1ZDR2d6eW4zY2YwcmVBYXREeHJ2d2xaSzJibE5iR3BCTUJ2OHExUk5RTE1oWXZsVmRqOGtPUlBRVVE4eURvRm5IQ1h0TmE?oc=5", "source_name": "Donan\u0131mHaber", "published_at": "2026-06-18T07:00:00+00:00", "published_display": "18 Jun 2026 07:00", "sentiment": "positive", "sentiment_pct": 66, "event_type": "analyst", "event_label": "Analyst action", "event_confidence": 53, "tier": "direct", "tier_label": "Direct company coverage"}, {"title": "X Financial (XYF) Financial Health: Profitability & Balance Sheet Analysis", "summary": "The article provides a financial health analysis of X Financial (XYF), noting its current financial score of 3.86, which ranks low in the Banking Services industry. The company's financial status is stable but operating efficiency is low, with its latest quarterly revenue decreas", "url": "https://www.tradingkey.com/markets/stocks/nasdaq-xyf/financial-health", "source_name": "TradingKey", "published_at": "2026-06-18T06:10:28", "published_display": "18 Jun 2026 06:10", "sentiment": "negative", "sentiment_pct": 14, "event_type": "earnings", "event_label": "Earnings", "event_confidence": 53, "tier": "direct", "tier_label": "Direct company coverage"}, {"title": "X Financial Chief Risk Officer Yufan Jiang Resigns, Kan Li Named Interim Replacement", "summary": "", "url": "https://finance.yahoo.com/markets/stocks/articles/x-financial-chief-risk-officer-105249127.html", "source_name": "MT Newswires", "published_at": "2026-06-17T10:52:49+00:00", "published_display": "17 Jun 2026 10:52", "sentiment": "negative", "sentiment_pct": 42, "event_type": "general", "event_label": "Market update", "event_confidence": 35, "tier": "direct", "tier_label": "Direct company coverage"}, {"title": "X Financial Announces Leadership Change", "summary": "X Financial (NYSE: XYF) announced that Mr. Yufan Jiang has resigned from his position as Chief Risk Officer, effective July 1, 2026, due to personal reasons. Mr. Kan Li, who currently serves as President and Director, will assume the role of Acting Chief Risk Officer starting Jul", "url": "https://sg.finance.yahoo.com/news/x-financial-announces-leadership-change-095000633.html", "source_name": "Market source", "published_at": "2026-06-17T10:50:00", "published_display": "17 Jun 2026 10:50", "sentiment": "neutral", "sentiment_pct": 50, "event_type": "general", "event_label": "Market update", "event_confidence": 35, "tier": "direct", "tier_label": "Direct company coverage"}, {"title": "Chinese fintech X Financial shifts risk role to president Kan Li", "summary": "X Financial announced that its Chief Risk Officer, Yufan Jiang, will resign effective July 1, 2026, for personal reasons, with no disagreements with company operations cited. Kan Li, currently the President and Director, will assume the role of Acting Chief Risk Officer from the ", "url": "https://www.stocktitan.net/news/XYF/x-financial-announces-leadership-p263on3l1dup.html", "source_name": "Stock Titan", "published_at": "2026-06-17T09:41:26", "published_display": "17 Jun 2026 09:41", "sentiment": "neutral", "sentiment_pct": 50, "event_type": "general", "event_label": "Market update", "event_confidence": 35, "tier": "direct", "tier_label": "Direct company coverage"}, {"title": "Leadership change at X Financial (NYSE: XYF) as CRO resigns", "summary": "X Financial (NYSE: XYF) announced a leadership change in its risk management team. Yufan Jiang has resigned as Chief Risk Officer, effective July 1, 2026, for personal reasons, and his departure is not due to any disagreement with the company. Kan Li, who currently serves as Pres", "url": "https://www.stocktitan.net/sec-filings/XYF/6-k-x-financial-current-report-foreign-issuer-54ff5781988b.html", "source_name": "Stock Titan", "published_at": "2026-06-17T09:41:26", "published_display": "17 Jun 2026 09:41", "sentiment": "neutral", "sentiment_pct": 50, "event_type": "general", "event_label": "Market update", "event_confidence": 35, "tier": "direct", "tier_label": "Direct company coverage"}, {"title": "X Financial names Kan Li acting chief risk officer By Investing.com", "summary": "X Financial announced that Yufan Jiang will resign as Chief Risk Officer, effective July 1, 2026, due to personal reasons. Kan Li, who currently serves as President and Director, will be appointed as Acting Chief Risk Officer on the same date and will retain his other positions. ", "url": "https://za.investing.com/news/stock-market-news/x-financial-names-kan-li-acting-chief-risk-officer-93CH-4332353", "source_name": "Investing.com South Africa", "published_at": "2026-06-16T07:39:51", "published_display": "16 Jun 2026 07:39", "sentiment": "neutral", "sentiment_pct": 50, "event_type": "general", "event_label": "Market update", "event_confidence": 35, "tier": "direct", "tier_label": "Direct company coverage"}, {"title": "Director equity sale notice: 30,000 ADS listed for XYF (NYSE: XYF)", "summary": "X Financial (NYSE: XYF) has filed a Form 144 indicating a proposed sale of 30,000 American Depository Shares (ADSs) associated with Tiger Brokers (NZ) Limited. The filing lists a monetary figure of $151,500.00 and an effective date of June 15, 2026. Additionally, the notice detai", "url": "https://www.stocktitan.net/sec-filings/XYF/144-x-financial-sec-filing-2d9a64570263.html", "source_name": "Stock Titan", "published_at": "2026-06-12T20:09:12", "published_display": "12 Jun 2026 20:09", "sentiment": "neutral", "sentiment_pct": 50, "event_type": "general", "event_label": "Market update", "event_confidence": 35, "tier": "direct", "tier_label": "Direct company coverage"}, {"title": "Q2 Earnings Highs And Lows: Berkshire Hathaway (NYSE:BRK.A) Vs The Rest Of The Diversified Financial Services Stocks", "summary": "", "url": "https://news.google.com/rss/articles/CBMingFBVV95cUxPSHlUb3NFVkpTZ294MWRNaVJLNHhLeEk5NnpzWXJnZkFoOEZWMUFBRUVLRzVwQi1yZnNOajhvQ19LV0p2TEZCMVVRdjFoSjkyYkJILUt0T0tVRXZ3NGwwZ2lrdjBKSE5EaEYzajdTTkxaS180eUFWTF9kMkNteUVkSWlPVGZWek9MQ0NjX1h2UXJsMVdGdFdnVVotUGZSQQ?oc=5", "source_name": "Market source", "published_at": "2026-06-09T07:00:00+00:00", "published_display": "09 Jun 2026 07:00", "sentiment": "neutral", "sentiment_pct": 50, "event_type": "earnings", "event_label": "Earnings", "event_confidence": 53, "tier": "direct", "tier_label": "Direct company coverage"}, {"title": "X Financial (NYSE: XYF) director converts 90,000 RSUs into Class A shares", "summary": "X Financial director Wan Zheng converted 90,000 restricted stock units (RSUs) into Class A ordinary shares. This transaction, classified as a derivative conversion, resulted in Zheng directly owning 180,000 Class A ordinary shares, while 90,000 RSUs remain outstanding with an exp", "url": "https://www.stocktitan.net/sec-filings/XYF/form-4-x-financial-insider-trading-activity-3e6ce4a80128.html", "source_name": "Stock Titan", "published_at": "2026-06-02T09:39:22", "published_display": "02 Jun 2026 09:39", "sentiment": "neutral", "sentiment_pct": 50, "event_type": "general", "event_label": "Market update", "event_confidence": 35, "tier": "direct", "tier_label": "Direct company coverage"}, {"title": "X Financial (XYF) Q1 2026 Earnings Transcript", "summary": "X Financial reported a significant decline in Q1 2026 earnings due to a deliberate reduction in loan origination and borrower acquisition to enhance portfolio integrity amidst evolving regulatory pressures and heightened credit stress. While loan origination, revenue, and active ", "url": "https://www.theglobeandmail.com/investing/markets/markets-news/motley/2236153/x-financial-xyf-q1-2026-earnings-transcript/", "source_name": "The Globe and Mail", "published_at": "2026-06-01T21:09:15", "published_display": "01 Jun 2026 21:09", "sentiment": "negative", "sentiment_pct": 18, "event_type": "deals", "event_label": "Deals and strategy", "event_confidence": 77, "tier": "direct", "tier_label": "Direct company coverage"}, {"title": "Earnings call transcript: X Financial Q1 2026 shows revenue drop, strategic pullback", "summary": "X Financial reported a challenging Q1 2026 with a significant 39.3% year-over-year revenue drop to $170.5 million and a 91.7% decline in net income, driven by a strategic pullback in loan origination and elevated credit costs. The company is prioritizing credit quality, risk mana", "url": "https://www.investing.com/news/transcripts/earnings-call-transcript-x-financial-q1-2026-shows-revenue-drop-strategic-pullback-93CH-4714521", "source_name": "Investing.com", "published_at": "2026-05-29T06:39:29", "published_display": "29 May 2026 06:39", "sentiment": "negative", "sentiment_pct": 30, "event_type": "earnings", "event_label": "Earnings", "event_confidence": 61, "tier": "direct", "tier_label": "Direct company coverage"}, {"title": "X Financial (XYF) Q1 2026 Earnings Call Highlights: Navigating Challenges with Improved Margins ...", "summary": "", "url": "https://finance.yahoo.com/markets/stocks/articles/x-financial-xyf-q1-2026-230221503.html", "source_name": "GuruFocus.com", "published_at": "2026-05-28T23:02:21+00:00", "published_display": "28 May 2026 23:02", "sentiment": "neutral", "sentiment_pct": 50, "event_type": "earnings", "event_label": "Earnings", "event_confidence": 53, "tier": "direct", "tier_label": "Direct company coverage"}, {"title": "X Financial Q1 2026 Margin Compression Reinforces Bearish Earnings Quality Narrative", "summary": "X Financial reported Q1 2026 revenue of C\u00a51,176.1 million and basic EPS of C\u00a50.97, showing significant declines from Q1 2025. The company's net profit margin compressed from 26.2% to 19.2% over the last 12 months, partly due to a C\u00a53.2 billion one-off loss. While the business rem", "url": "https://simplywall.st/stocks/us/diversified-financials/nyse-xyf/x-financial/news/x-financial-q1-2026-margin-compression-reinforces-bearish-ea", "source_name": "Simply Wall Street", "published_at": "2026-05-28T23:09:51", "published_display": "28 May 2026 23:09", "sentiment": "negative", "sentiment_pct": 20, "event_type": "earnings", "event_label": "Earnings", "event_confidence": 69, "tier": "direct", "tier_label": "Direct company coverage"}, {"title": "Earnings call transcript: X Financial Q1 2026 shows revenue drop, strategic pullback By Investing.com", "summary": "X Financial reported a challenging Q1 2026 with a 39.3% YoY drop in net revenue and a 91.7% decline in net income, driven by a strategic pullback in loan origination and elevated credit costs. Despite these declines, the company emphasized its focus on maintaining portfolio integ", "url": "https://za.investing.com/news/stock-market-news/earnings-call-transcript-x-financial-q1-2026-shows-revenue-drop-strategic-pullback-93CH-4303810", "source_name": "Investing.com South Africa", "published_at": "2026-05-28T18:09:53", "published_display": "28 May 2026 18:09", "sentiment": "negative", "sentiment_pct": 38, "event_type": "earnings", "event_label": "Earnings", "event_confidence": 61, "tier": "direct", "tier_label": "Direct company coverage"}, {"title": "X Financial Q1 2026 Earnings Call Transcript", "summary": "X Financial reported a challenging Q1 2026 with a significant reduction in loan origination activity (down 58.4% YoY) and further deterioration in credit quality, as evidenced by a rise in the 91-180 day delinquency rate to 9.95%. Revenue declined 39.3% year-over-year, and net in", "url": "https://www.marketbeat.com/earnings/reports/2026-5-28-x-financial-stock/", "source_name": "MarketBeat", "published_at": "2026-05-28T13:09:06", "published_display": "28 May 2026 13:09", "sentiment": "negative", "sentiment_pct": 38, "event_type": "earnings", "event_label": "Earnings", "event_confidence": 61, "tier": "direct", "tier_label": "Direct company coverage"}, {"title": "X Financial 2026 Q1 - Results - Earnings Call Presentation (NYSE:XYF) 2026-05-28", "summary": "X Financial has published its slide deck in conjunction with its 2026 Q1 earnings call. The company's earnings call presentation for NYSE:XYF highlights key financial results and operational updates for the quarter. This release was prepared by SA Transcripts, which covers thousa", "url": "https://seekingalpha.com/article/4909598-x-financial-2026-q1-results-earnings-call-presentation", "source_name": "Seeking Alpha", "published_at": "2026-05-28T12:09:06", "published_display": "28 May 2026 12:09", "sentiment": "neutral", "sentiment_pct": 50, "event_type": "earnings", "event_label": "Earnings", "event_confidence": 69, "tier": "direct", "tier_label": "Direct company coverage"}, {"title": "X Financial Reports Q1 2026 Results: Full Earnings Call Transcript", "summary": "X Financial reported a significant decline in Q1 2026 loan origination and net revenue, attributing it to a deliberate strategy to prioritize portfolio integrity and strengthen compliance amidst a challenging regulatory environment. Despite a sharp decrease in net income year-ove", "url": "https://www.benzinga.com/insights/news/26/05/52834068/x-financial-reports-q1-2026-results-full-earnings-call-transcript", "source_name": "Benzinga", "published_at": "2026-05-28T12:09:06", "published_display": "28 May 2026 12:09", "sentiment": "negative", "sentiment_pct": 36, "event_type": "earnings", "event_label": "Earnings", "event_confidence": 69, "tier": "direct", "tier_label": "Direct company coverage"}, {"title": "X Financial Reports First Quarter 2026 Unaudited Financial Results", "summary": "X Financial announced its unaudited financial results for Q1 2026, reporting a significant decrease in total net revenue and net income year-over-year, primarily due to lower loan facilitation volumes and higher credit-related provisions. The company is focusing on higher-quality", "url": "https://www.tradingview.com/news/prnewswire:c891a318a2837:0-x-financial-reports-first-quarter-2026-unaudited-financial-results/", "source_name": "TradingView", "published_at": "2026-05-28T06:39:29", "published_display": "28 May 2026 06:39", "sentiment": "negative", "sentiment_pct": 30, "event_type": "earnings", "event_label": "Earnings", "event_confidence": 69, "tier": "direct", "tier_label": "Direct company coverage"}, {"title": "Sharp loan slowdown hits X Financial (NYSE: XYF) Q1 2026 earnings", "summary": "X Financial reported a significant decline in Q1 2026 earnings and revenue due to a sharp tightening of lending standards. Net revenue fell 39.3% year-over-year to RMB1,176.1 million, and net income plunged 91.7% to RMB37.9 million. Loan origination dropped 58.4%, and active borr", "url": "https://www.stocktitan.net/sec-filings/XYF/6-k-x-financial-current-report-foreign-issuer-6492ee85a845.html", "source_name": "Stock Titan", "published_at": "2026-05-28T04:40:18", "published_display": "28 May 2026 04:40", "sentiment": "negative", "sentiment_pct": 9, "event_type": "earnings", "event_label": "Earnings", "event_confidence": 61, "tier": "direct", "tier_label": "Direct company coverage"}, {"title": "BRIEF-X Financial Q1 Revenue RMB 1,176.139 Million", "summary": "X Financial reported a Q1 revenue of RMB 1,176.139 million. This brief financial update was provided by Refinitiv.", "url": "https://www.tradingview.com/news/reuters.com,2026-05-27:newsml_PLXH7JTZ8:0-brief-x-financial-q1-revenue-rmb-1-176-139-million/", "source_name": "TradingView", "published_at": "2026-05-27T20:40:18", "published_display": "27 May 2026 20:40", "sentiment": "positive", "sentiment_pct": 60, "event_type": "earnings", "event_label": "Earnings", "event_confidence": 53, "tier": "direct", "tier_label": "Direct company coverage"}, {"title": "XYF Stock Price, Quote & Chart | X FINANCIAL-ADR (NYSE:XYF)", "summary": "This article provides an overview of X Financial-ADR (NYSE:XYF) stock, including its current price, performance metrics, and key statistics like market capitalization and dividend yield. It also details ChartMill's technical and fundamental analysis ratings, financial highlights,", "url": "https://www.chartmill.com/stock/quote/XYF/profile", "source_name": "ChartMill", "published_at": "2026-05-27T17:40:13", "published_display": "27 May 2026 17:40", "sentiment": "neutral", "sentiment_pct": 50, "event_type": "capital_return", "event_label": "Capital return", "event_confidence": 53, "tier": "direct", "tier_label": "Direct company coverage"}, {"title": "X Financial to Report First Quarter 2026 Financial Results on May 28, 2026", "summary": "", "url": "https://finance.yahoo.com/markets/stocks/articles/x-financial-report-first-quarter-100000744.html", "source_name": "PR Newswire", "published_at": "2026-05-21T10:00:00+00:00", "published_display": "21 May 2026 10:00", "sentiment": "neutral", "sentiment_pct": 50, "event_type": "earnings", "event_label": "Earnings", "event_confidence": 61, "tier": "direct", "tier_label": "Direct company coverage"}, {"title": "X Financial (XYF) Q4 2025 Earnings Transcript", "summary": "", "url": "https://finance.yahoo.com/m/cd45f7a9-6873-391b-91b4-f0eba9fc78e6/x-financial-%28xyf%29-q4-2025.html", "source_name": "Motley Fool", "published_at": "2026-05-20T17:59:38+00:00", "published_display": "20 May 2026 17:59", "sentiment": "neutral", "sentiment_pct": 50, "event_type": "earnings", "event_label": "Earnings", "event_confidence": 53, "tier": "direct", "tier_label": "Direct company coverage"}, {"title": "Power Corp. of Canada Earnings: Strong Growth From Great-West and IGM Financial", "summary": "", "url": "https://news.google.com/rss/articles/CBMirgFBVV95cUxQQ0dIRThDeGlLNGhPejdONmNqNUU3ZUtGZktORHdkejlhdlJMWXdHTUVNVl8ybk5VMkhSal8zU0tPbmo4S240czh0cHYtUkhDLUpyeld0RERSWTZNSWNWU2ZTa2l1Y1BYcUI4eVpOWVBVUm84Ml9CczdkMkxvSFFGVjkxNWx6TElKSVQwY0liZ3VrN3p2a2NfQ0x6aWdVb1VodV9Eam8tb1g2RFRFS3c?oc=5", "source_name": "Morningstar", "published_at": "2026-05-13T07:00:00+00:00", "published_display": "13 May 2026 07:00", "sentiment": "positive", "sentiment_pct": 82, "event_type": "earnings", "event_label": "Earnings", "event_confidence": 53, "tier": "direct", "tier_label": "Direct company coverage"}, {"title": "X Financial (NYSE: XYF) director reports 90,000 RSU-linked shares", "summary": "", "url": "https://news.google.com/rss/articles/CBMivgFBVV95cUxOeTFxTldMNHNxNkNHdGEyeGxjaksybVVrdWZaSi1nb2U2eEgzQmtodUpFRmtVZ3h5TmZ5Wmc4ZUQ0ZEJsc3hlTlc5N2F5ZG5UdWY5a2JqLXJKNThBcVF4SnBaWnhrS3hVd2Y1dlVpQnhSTUU0MXN5bWpuYXY2bTdjU2hWcmFKMm04NjNnUUtTaFBBc2ZyZmg3WU5QbjEzT0dBZ2p4Qy14UE1YdHp1NUt2LWZnTTZDcXAxbkpDM0NR?oc=5", "source_name": "Stock Titan", "published_at": "2026-05-11T07:00:00+00:00", "published_display": "11 May 2026 07:00", "sentiment": "neutral", "sentiment_pct": 50, "event_type": "general", "event_label": "Market update", "event_confidence": 35, "tier": "direct", "tier_label": "Direct company coverage"}, {"title": "X Financial: From Revenue Acceleration To Surviving Market Uncertainty", "summary": "", "url": "https://news.google.com/rss/articles/CBMirwFBVV95cUxQNGlualdwT2d1b3k3alNYZG91VHJoMGU5bndMRTI5RnE4ekFKX00wOEhyWHRjclhqTF85SnE0cDNJaUluQUdOelRnU3N1MFUxT01IVlMwUmloM0NKdlU3SWpXbkMza2lvWTZsdVhiNmE3YWpFeFZCVTFYZ0FLcmc4X29IQVFsNy13T0xMVXAyVlU3TFY1ck1VVWlDc05HZ2xxamNyQmRRb3BNdVNLbWY4?oc=5", "source_name": "Seeking Alpha", "published_at": "2026-05-04T07:00:00+00:00", "published_display": "04 May 2026 07:00", "sentiment": "neutral", "sentiment_pct": 50, "event_type": "earnings", "event_label": "Earnings", "event_confidence": 53, "tier": "direct", "tier_label": "Direct company coverage"}, {"title": "X Financial Files Annual Report on Form 20-F for Fiscal Year 2025", "summary": "", "url": "https://finance.yahoo.com/markets/stocks/articles/x-financial-files-annual-report-105000059.html", "source_name": "PR Newswire", "published_at": "2026-04-30T10:50:00+00:00", "published_display": "30 Apr 2026 10:50", "sentiment": "neutral", "sentiment_pct": 50, "event_type": "general", "event_label": "Market update", "event_confidence": 35, "tier": "direct", "tier_label": "Direct company coverage"}, {"title": "Ameriprise Financial Services (AMP) Tops Q1 Earnings and Revenue Estimates", "summary": "", "url": "https://news.google.com/rss/articles/CBMipgFBVV95cUxOeFpVUmVhS1NuNkNPMU5mZW11WHJtM0UwdG45bktzWkFDMmdWYmV5eHhUVHlwbDN0d2daX1g1Yl9VajhEMzEtY2ktSW9DbmpjTHloOWlTU2FyUFpjdldYbk05QzNWVUdMVDRsRzhFM3IwSVF3c3Bjal9fdWFWZlhMT3RKNmhpcnBtOW01UzJlclJWQVFadXlxZ0djbFhka2tQTHRhTjZB?oc=5", "source_name": "Market source", "published_at": "2026-04-23T07:00:00+00:00", "published_display": "23 Apr 2026 07:00", "sentiment": "neutral", "sentiment_pct": 50, "event_type": "earnings", "event_label": "Earnings", "event_confidence": 61, "tier": "direct", "tier_label": "Direct company coverage"}, {"title": "Q2 Earnings Outperformers: Berkshire Hathaway (NYSE:BRK.A) And The Rest Of The Diversified Financial Services Stocks", "summary": "", "url": "https://news.google.com/rss/articles/CBMi_gFBVV95cUxQcnZUQ0tvNGo5N3IwU05pa3R3SkQ2b0Jqa1l1ekItSzBxTEtENHI5S3psVkhyYmU3VnlKZ3VCMUdnVHhrb056M1hxWW1UZmJHRE1PY3VoM3lWbHU2V1ItV1AyUTBkZUhsUUlPaGk5SEpTQjhmRy1uNDNqeGJ0U0hQWk5MbFdIYjVIbTdEdVU4NVZrSVQwV0R6ZlZRU0RUNGdBNTZlWGtIdnhrME9LbVFvM2l5b0xZS092clVfV2UtMWxhZnRaNFZTVUs1b3RVVFgxRE9YSVFJQjJWcVF0RnBDQU9ZZk92TjZ4a3ZEMTJyVVBlR1JoNF92UmVLMmNXQQ?oc=5", "source_name": "StockStory", "published_at": "2026-04-19T07:00:00+00:00", "published_display": "19 Apr 2026 07:00", "sentiment": "neutral", "sentiment_pct": 50, "event_type": "earnings", "event_label": "Earnings", "event_confidence": 53, "tier": "direct", "tier_label": "Direct company coverage"}, {"title": "PNC Financial Services Group (NYSE:PNC) Misses Q1 CY2026 Sales Expectations", "summary": "", "url": "https://news.google.com/rss/articles/CBMixwFBVV95cUxPMlQ1Z0NxLUs3UnYwZk9SQU1TM0pkM0RIZW5Ydk9BRW9kaEcwQUVTTlJsVkRDZVVPWWMtT2NRU0J3aWVZd2hZWk5POGFhY21LcmtIZ3p3MTJkOC1kSHphQ2plWmpOc1pjeWV3VHZOQkl4YXpDS1pncmJzUFljeENfVFVuMGpLZkxwUzNrRmhlRzhyR3ZhYmJBRGtZUFgwWEI0bXJWSHRzZzNNVnhuRFotb3R2SlkwZXc5b01HUXVtei1JbHNFdG13?oc=5", "source_name": "StockStory", "published_at": "2026-04-15T07:00:00+00:00", "published_display": "15 Apr 2026 07:00", "sentiment": "negative", "sentiment_pct": 34, "event_type": "general", "event_label": "Market update", "event_confidence": 35, "tier": "direct", "tier_label": "Direct company coverage"}, {"title": "Reflecting On Diversified Financial Services Stocks\u2019 Q4 Earnings: Euronet Worldwide (NASDAQ:EEFT)", "summary": "", "url": "https://news.google.com/rss/articles/CBMiswFBVV95cUxPUThFbVBMcHN5V2dmTnJORlhKdDFGZlRrZ1hrc3o4bWtPUWNKZURhaTNPY3lNak9qeGxncHdjUjN1a1JuZVF5elZnWkwxRzlnTXFER2JnaFJLaXZTY2NWS2Z2Ylk5NHppWEk2QlVyNS1HZ0M4X2gwek5mazN2aXRtMllNZHNNWjdubzltZXJkRXcyV3h4QzVyaHhQc2djNFBWMXUzYTJkM1Eyem1FTUVqZ0tuVQ?oc=5", "source_name": "Market source", "published_at": "2026-04-08T07:00:00+00:00", "published_display": "08 Apr 2026 07:00", "sentiment": "neutral", "sentiment_pct": 50, "event_type": "earnings", "event_label": "Earnings", "event_confidence": 53, "tier": "direct", "tier_label": "Direct company coverage"}, {"title": "Q4 Earnings Highlights: Payoneer (NASDAQ:PAYO) Vs The Rest Of The Diversified Financial Services Stocks", "summary": "", "url": "https://news.google.com/rss/articles/CBMipgFBVV95cUxPWUtUbVctTU9JWVdqUjJkX2tmMFNwd2hwTUtGRnNRdGdGNllmSnl4OENxdmcxbzNkRmFLVVc5UWVRTTBzampwMUQ4Y0Y1OTYyRFFUSk02TzB6cU1faUkwTmZEQ1ltSXBFaW00RFgzaVBjell6SlBlWDZRQS1yN0txWE9yeWtIdEdWTHBqNjJla0dYbWRUYk9FSXJhb1BiQVBGbmpMY3Nn?oc=5", "source_name": "Market source", "published_at": "2026-03-30T07:00:00+00:00", "published_display": "30 Mar 2026 07:00", "sentiment": "neutral", "sentiment_pct": 50, "event_type": "earnings", "event_label": "Earnings", "event_confidence": 53, "tier": "direct", "tier_label": "Direct company coverage"}, {"title": "X Financial Shareholders Are Encouraged to Reach Out to", "summary": "", "url": "https://news.google.com/rss/articles/CBMirgJBVV95cUxQSEJsV2hrTEpncDRZUFlZTlg3YUdqYnowRnJ0a0tFaXJtcTR6RHYtdkxIbkJmZ0xHTjhRVGNnLXM0SXlJeUJNa1hFZzZGVVZXVDNZVld2WVYyTVRxdTZ3Y2p2NzZQMDBHS2dHT1hfYXptZ1hDRi1sZWI4a3BlRlhrWHpCUmhQUk1xZlRtc0xBVVdZcmZiVG8wWXpHZXJtN2dJSWliQ18tUHhqSFVMbU1XY1c1d3FlbURaNHVqLXMyUTd3b3FsMHBCZmtJckJxMlEtaU1TWDNfN3Y3LV9IYlEtUWx0R1REMDBzZk9sVXVuUC1YcGlZanktckdnZk5pTEEyOVJUWDFtYkVNMjFtMFNYR2JjbF85UFQtdWw2em1mdnNFQlBGdlpqTXFYZ213dw?oc=5", "source_name": "GlobeNewswire", "published_at": "2026-03-27T07:00:00+00:00", "published_display": "27 Mar 2026 07:00", "sentiment": "neutral", "sentiment_pct": 50, "event_type": "general", "event_label": "Market update", "event_confidence": 35, "tier": "direct", "tier_label": "Direct company coverage"}, {"title": "X Financial-ADR (NYSE:XYF) Passes Key Peter Lynch Investment Filters", "summary": "", "url": "https://news.google.com/rss/articles/CBMitwFBVV95cUxOaV8tOTcyZ3hoOUJVUGdDT09BX0N6dy1iTGh3SnNYcmRwcUl1T3ZWODlpQkttZlY0NVZvUHk0MHYyRWNLamFLRF81RVlaUUMxc1ZXbTN5YU1hY1pYekFoYjRGRlJHVzhNVmY2el9Pam1QMmNvVXNiMjVGR2phYmg2TWJUVGNPVWtWc3dUOTZaOGFQQ1dwOVFJdlJtTUExVU9Ta0JSQnhGeEJPcVFxSy13U1VXam9DWjQ?oc=5", "source_name": "ChartMill", "published_at": "2026-02-23T08:00:00+00:00", "published_display": "23 Feb 2026 08:00", "sentiment": "neutral", "sentiment_pct": 50, "event_type": "general", "event_label": "Market update", "event_confidence": 35, "tier": "direct", "tier_label": "Direct company coverage"}, {"title": "Fairfax Financial Earnings: A Strong Year Finishes on a Solid Note", "summary": "", "url": "https://news.google.com/rss/articles/CBMipAFBVV95cUxPdW1QcGhsTnpfclJvQlVaVWV1djZpNl9RWms4LVJPTWJlLXBfeC1SSVJKdU00YllhSTludUQxR3lnanFDSzMtR0tLR1lhUjhDMGFXcTZZWlhZZDNtRktQQ0taSlNFTFlBMko1UEFUU2VjbjZDdXRwOC02cVJGYTR6cy1lOWowZzBCeXFoSEZQMnA2WVBVVTdqMWpCYkNwRUhkMXB5Nw?oc=5", "source_name": "Morningstar", "published_at": "2026-02-20T08:00:00+00:00", "published_display": "20 Feb 2026 08:00", "sentiment": "positive", "sentiment_pct": 66, "event_type": "earnings", "event_label": "Earnings", "event_confidence": 53, "tier": "direct", "tier_label": "Direct company coverage"}, {"title": "After the recent decline, X Financial (NYSE:XYF) CEO Yue Tang's holdings have lost 10% of their value", "summary": "", "url": "https://news.google.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?oc=5", "source_name": "simplywall.st", "published_at": "2025-12-27T08:00:00+00:00", "published_display": "27 Dec 2025 08:00", "sentiment": "negative", "sentiment_pct": 34, "event_type": "general", "event_label": "Market update", "event_confidence": 35, "tier": "direct", "tier_label": "Direct company coverage"}, {"title": "There's No Escaping X Financial's (NYSE:XYF) Muted Revenues", "summary": "", "url": "https://news.google.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?oc=5", "source_name": "simplywall.st", "published_at": "2025-11-20T08:00:00+00:00", "published_display": "20 Nov 2025 08:00", "sentiment": "neutral", "sentiment_pct": 50, "event_type": "general", "event_label": "Market update", "event_confidence": 35, "tier": "direct", "tier_label": "Direct company coverage"}, {"title": "The Best Financial-Services Stocks to Buy", "summary": "", "url": "https://news.google.com/rss/articles/CBMieEFVX3lxTE5tQkZxTTY2eWg4WkRQTmt0Q1pCX2J4N2ZtUFIyWEQ4aktjXzh5UnV1Z0NONzVMVGVicXZGSWkxbjRJQ3l4eWZWLUVRTkczb3hwVllnQmVFVk1WOE5pd3NaZHhmbmFZZTFLa3lPN2xSMjQwUDhNRzctdA?oc=5", "source_name": "Morningstar", "published_at": "2025-11-13T08:00:00+00:00", "published_display": "13 Nov 2025 08:00", "sentiment": "positive", "sentiment_pct": 66, "event_type": "general", "event_label": "Market update", "event_confidence": 35, "tier": "direct", "tier_label": "Direct company coverage"}, {"title": "Here's Why We Think X Financial (NYSE:XYF) Is Well Worth Watching", "summary": "", "url": "https://news.google.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?oc=5", "source_name": "simplywall.st", "published_at": "2025-09-27T07:00:00+00:00", "published_display": "27 Sep 2025 07:00", "sentiment": "neutral", "sentiment_pct": 50, "event_type": "general", "event_label": "Market update", "event_confidence": 35, "tier": "direct", "tier_label": "Direct company coverage"}], "industry": [], "sector": []}, "total_fetched": 84, "total_relevant": 54, "sentiment_summary": {"positive": 5, "negative": 13, "neutral": 36, "score": 46, "total": 54, "label": "Balanced news tone", "tone": "neutral"}, "classifier": {"primary_event": "earnings", "primary_label": "Earnings", "confidence": 79, "events": [{"event": "earnings", "label": "Earnings", "weight": 16.8, "count": 28}, {"event": "general", "label": "Market update", "weight": 12.45, "count": 22}, {"event": "capital_return", "label": "Capital return", "weight": 1.1, "count": 2}, {"event": "analyst", "label": "Analyst action", "weight": 0.55, "count": 1}, {"event": "deals", "label": "Deals and strategy", "weight": 0.55, "count": 1}], "positive_events": 5, "negative_events": 13}, "market_context": {"has_market_context": true, "latest_close": 4.68, "latest_week": "2026-07-10", "one_week_move": -5.3, "four_week_move": -7.0, "twelve_week_move": 4.8, "trend_signal": "0", "trend_label": "Trend inactive", "trend_tone": "negative", "market_dynamics": 1.183558, "market_dynamics_buy_signal": false, "relative_strength": -47.242042, "fair_value_gap": -30.6, "fair_value_label": "Below fair value", "fair_value_tone": "positive", "expectation_direction": "undecided", "expectation_probability": 49.4318, "reaction_label": "Price reacting lower", "reaction_tone": "negative", "market_sentence": "-5.3% over one week, -7.0% over four weeks, trend inactive, and below fair value."}, "interpretation": {"label": "Price moving ahead of tone", "tone": "negative", "classification": "price_leads_news", "summary": "Price is moving more forcefully than the current news tone suggests.", "confidence": 62, "badges": ["Value support"], "opportunities": ["Price is below fair value while news tone is not negative."], "risks": [], "event_label": "Earnings", "sentiment_word": "balanced"}, "charts": {"sources": [{"label": "Market source", "count": 7}, {"label": "Stock Titan", "count": 7}, {"label": "TradingView", "count": 4}, {"label": "StockStory", "count": 4}, {"label": "TradingKey", "count": 3}, {"label": "Morningstar", "count": 3}, {"label": "simplywall.st", "count": 3}, {"label": "Finviz", "count": 2}], "tiers": [{"label": "Direct company coverage", "count": 54}, {"label": "Industry context", "count": 0}, {"label": "Sector context", "count": 0}], "events": [{"label": "Earnings", "count": 28}, {"label": "Market update", "count": 22}, {"label": "Capital return", "count": 2}, {"label": "Analyst action", "count": 1}, {"label": "Deals and strategy", "count": 1}]}, "insights": [{"label": "Weighted tone", "value": "46/100", "tone": "neutral", "text": "Balanced news tone"}, {"label": "Market reaction", "value": "Price moving ahead of tone", "tone": "negative", "text": "Price is moving more forcefully than the current news tone suggests."}, {"label": "Primary event", "value": "Earnings", "tone": "neutral", "text": "79/100 classification confidence."}, {"label": "Company focus", "value": "54", "tone": "positive", "text": "directly relevant articles"}, {"label": "Source quality", "value": "5", "tone": "positive", "text": "high-authority source matches"}, {"label": "Trend context", "value": "Trend inactive", "tone": "negative", "text": "-5.3% over one week, -7.0% over four weeks, trend inactive, and below fair value."}, {"label": "Latest direct headline", "value": "Neutral", "tone": "neutral", "text": "Reflecting On Diversified Financial Services Stocks\u2019 Q2 Earnings: Berkshire Hathaway (NYSE:BRK.A)"}], "updated_at": "2026-07-16T11:44:11.342280+00:00", "disclaimer": "Educational market research only. Not financial, investment, trading, tax, or legal advice."}