{"ticker": {"uuid": "b71504da-de69-45f7-bce4-c54f2202769b", "symbol": "LOB", "name": "Live Oak Bancshares, Inc.", "exchange": "NYSE", "country": "US", "sector": "Financial Services", "industry": "Banks - Regional"}, "articles": [{"title": "Why Is Live Oak Bancshares (NYSE:LOB) Expanding AI Banking?", "summary": "", "url": "https://news.google.com/rss/articles/CBMiogFBVV95cUxNMGxlVVBqaXJ3eG9ieVFabzZaUy1CdE9weGpDeER1UExoVUdzZHZjWjdZYTNkSVc5bzI3SmNPbW0xNWYzZnhZUzFac29vMnBNRGpzaThYT2M4UGR3aTdldkVPeFBvOHAwTEZ6dnhaZHJCdmlqSjkxdGhEQWlLRzU4Q21tYzFOb0M0a1JaTFphYzRWc2F3T3FyME1wemxRb0V3SlE?oc=5", "source_name": "Kalkine Media", "published_at": "2026-07-16T04:57:00+00:00", "published_display": "16 Jul 2026 04:57", "sentiment": "neutral", "sentiment_pct": 50, "event_type": "general", "event_label": "Market update", "event_confidence": 35, "tier": "direct", "tier_label": "Direct company coverage"}, {"title": "Live Oak Bancshares, Inc. Announces Date of Second Quarter 2026 Financial Results", "summary": "", "url": "https://finance.yahoo.com/markets/stocks/articles/live-oak-bancshares-inc-announces-201500460.html", "source_name": "GlobeNewswire", "published_at": "2026-07-08T20:15:00+00:00", "published_display": "08 Jul 2026 20:15", "sentiment": "neutral", "sentiment_pct": 50, "event_type": "earnings", "event_label": "Earnings", "event_confidence": 61, "tier": "direct", "tier_label": "Direct company coverage"}, {"title": "Whittier Trust Co. Has $7.64 Million Stake in Live Oak Bancshares, Inc. $LOB", "summary": "", "url": "https://news.google.com/rss/articles/CBMiywFBVV95cUxPVEg0UjNOdFdkQi15YkNWZjd6MEVoNV9TN0J0d0RtR1I3bHVHU3cwd3Z4WXhwLXR2RGJMVDh3MDFwaGc2MF9mNWlBUW9GZG5uZldlZGlFYjY1cmR1d0pMUmJfdVBGbkRmSV9GN2NTSmxJQjBqQ2RWX2UwODNvZ2pKLXpNRUNvX2tLc29fR1R2NTJWbV94bEQ4R28ya1dXeEtWU0pZS2pROTJ3RElCeUxNa0xiSFA0ZlYtd0ExMUNTMG9NaWxGUHBqVjNPQQ?oc=5", "source_name": "MarketBeat", "published_at": "2026-07-07T15:23:22+00:00", "published_display": "07 Jul 2026 15:23", "sentiment": "neutral", "sentiment_pct": 50, "event_type": "deals", "event_label": "Deals and strategy", "event_confidence": 53, "tier": "direct", "tier_label": "Direct company coverage"}, {"title": "Price to earnings forward of Live Oak Bancshares, Inc. \u2013 NYSE:LOB", "summary": "", "url": "https://news.google.com/rss/articles/CBMingFBVV95cUxQYlZGSXQ5TFc5TUJjODlPNlJYMDFlT05nSXk2RVF6YXFKM25CZzhtVEdDWUdzdmNjZXpteDd5eTFwdjNDMV9yUkNXN3VGcU5pOUtRWlVfVF9Zb1hGTFFOeFkxaFpzSkNYTUZBSmliNGkwRzRUU05uMkxkdGlGd09VQTVKd0lBdXZTTjNvSHFqT0xrWlNObkNpVXBSRkV3dw?oc=5", "source_name": "TradingView", "published_at": "2026-07-07T03:20:18+00:00", "published_display": "07 Jul 2026 03:20", "sentiment": "neutral", "sentiment_pct": 50, "event_type": "earnings", "event_label": "Earnings", "event_confidence": 53, "tier": "direct", "tier_label": "Direct company coverage"}, {"title": "Director\u2019s trust sells 8,400 Live Oak (NASDAQ: LOB) shares under 10b5-1 plan", "summary": "", "url": "https://news.google.com/rss/articles/CBMitwFBVV95cUxOVFlydVU1MnVnM1N2TnR6LWY4X0dtN01sMGJzNjlUNUlhMzlYTzJNWTk1VTVjWmtReDVfTjZuNllJN285b3lRVzA3UjVMVHV5SWg5amZLdkJMM3NLM2JQZHpCTlY5clZkS0ltVzZ2Ykp4b1R3NEZDbmpJZ3JpczlSY2tLNHRtX0hOQXNSZ0xHRHVHd18xWGdfYnI0YmNpZ0lHRTdvTVBISVk3UnVQeHFsTkFQc2F6b3c?oc=5", "source_name": "Stock Titan", "published_at": "2026-06-25T07:00:00+00:00", "published_display": "25 Jun 2026 07:00", "sentiment": "neutral", "sentiment_pct": 50, "event_type": "general", "event_label": "Market update", "event_confidence": 35, "tier": "direct", "tier_label": "Direct company coverage"}, {"title": "[144] Live Oak Bancshares, Inc. SEC Filing", "summary": "", "url": "https://news.google.com/rss/articles/CBMioAFBVV95cUxNeXVFdHh2c2dNR1NLUmdXQ2JDTzF4Y1dUT3cwc0FFVF9CVUNFc2UwcVpPbmR1ZF85UU5MMUdWeHc0NUJMTHQ1b0taSnJoZDJ5dmxWdTlUTFNpeGl0X2hkN09Zc0h6bUhfdk9YMHZBMG1GbFU2LVhIYVRVVmFoVU52NnVPTnZUb0ZZbk4tRnVrZ2J3X3VCTTNYc2VhbEJ4dFRt?oc=5", "source_name": "Stock Titan", "published_at": "2026-06-24T07:00:00+00:00", "published_display": "24 Jun 2026 07:00", "sentiment": "neutral", "sentiment_pct": 50, "event_type": "general", "event_label": "Market update", "event_confidence": 35, "tier": "direct", "tier_label": "Direct company coverage"}, {"title": "Live Oak Bancshares, Inc. Reports First Quarter 2026 Results", "summary": "", "url": "https://news.google.com/rss/articles/CBMizwFBVV95cUxPZ3dXNlZPQWZXV3BTN19HQXRZckZYelNFVlktOUFTM1hyZFZ6ek16bzRrTmFZanZDVXlTNXphTDlNc19fN3FuVlFpRWNVdFV0TXRGVkhXb0VMTjJkOElxTzAwT3MtNlFURF8wNUtDbVVYV3pTRGlFeUliWVV3WDJRbHdaazNhUmZ6YVdldUtBZXM3alVYekpwX05wSmhtejBrU0JWUVczc1B5Q2RHZ1p0dXoxVDNESXNqRVE2N2dqMHBvbEczMXYwN1NiMkFfd2M?oc=5", "source_name": "GlobeNewswire", "published_at": "2026-04-22T07:00:00+00:00", "published_display": "22 Apr 2026 07:00", "sentiment": "neutral", "sentiment_pct": 50, "event_type": "earnings", "event_label": "Earnings", "event_confidence": 61, "tier": "direct", "tier_label": "Direct company coverage"}, {"title": "Live Oak Bancshares (NYSE:LOB) Misses Q1 CY2026 Sales Expectations", "summary": "", "url": "https://news.google.com/rss/articles/CBMiuwFBVV95cUxQdnhSYVNhSVlmTmRQVkNIN3FvNHJQVmp2endRSXdsQWNad3JOc1B5OWw0c0NUd3BvR29QZVVBbDF5a05FM3BNa3J2R2ZTa3J2TmR1akxVN1JwWXhDa3d3aF9qeVBqemZadkR2bFFla3lUeklqZ09yakdIRGRBekVmeENmYUlyOXQyOUJyN0ZGRjN5emlxcEV3aGNSNkhTOUFJNFE4cElhTzc3T2dTQ0FjMEFFdzFBTlRDb3Rz?oc=5", "source_name": "StockStory", "published_at": "2026-04-22T07:00:00+00:00", "published_display": "22 Apr 2026 07:00", "sentiment": "negative", "sentiment_pct": 34, "event_type": "general", "event_label": "Market update", "event_confidence": 35, "tier": "direct", "tier_label": "Direct company coverage"}], "by_tier": {"direct": [{"title": "Why Is Live Oak Bancshares (NYSE:LOB) Expanding AI Banking?", "summary": "", "url": "https://news.google.com/rss/articles/CBMiogFBVV95cUxNMGxlVVBqaXJ3eG9ieVFabzZaUy1CdE9weGpDeER1UExoVUdzZHZjWjdZYTNkSVc5bzI3SmNPbW0xNWYzZnhZUzFac29vMnBNRGpzaThYT2M4UGR3aTdldkVPeFBvOHAwTEZ6dnhaZHJCdmlqSjkxdGhEQWlLRzU4Q21tYzFOb0M0a1JaTFphYzRWc2F3T3FyME1wemxRb0V3SlE?oc=5", "source_name": "Kalkine Media", "published_at": "2026-07-16T04:57:00+00:00", "published_display": "16 Jul 2026 04:57", "sentiment": "neutral", "sentiment_pct": 50, "event_type": "general", "event_label": "Market update", "event_confidence": 35, "tier": "direct", "tier_label": "Direct company coverage"}, {"title": "Live Oak Bancshares, Inc. Announces Date of Second Quarter 2026 Financial Results", "summary": "", "url": "https://finance.yahoo.com/markets/stocks/articles/live-oak-bancshares-inc-announces-201500460.html", "source_name": "GlobeNewswire", "published_at": "2026-07-08T20:15:00+00:00", "published_display": "08 Jul 2026 20:15", "sentiment": "neutral", "sentiment_pct": 50, "event_type": "earnings", "event_label": "Earnings", "event_confidence": 61, "tier": "direct", "tier_label": "Direct company coverage"}, {"title": "Whittier Trust Co. Has $7.64 Million Stake in Live Oak Bancshares, Inc. $LOB", "summary": "", "url": "https://news.google.com/rss/articles/CBMiywFBVV95cUxPVEg0UjNOdFdkQi15YkNWZjd6MEVoNV9TN0J0d0RtR1I3bHVHU3cwd3Z4WXhwLXR2RGJMVDh3MDFwaGc2MF9mNWlBUW9GZG5uZldlZGlFYjY1cmR1d0pMUmJfdVBGbkRmSV9GN2NTSmxJQjBqQ2RWX2UwODNvZ2pKLXpNRUNvX2tLc29fR1R2NTJWbV94bEQ4R28ya1dXeEtWU0pZS2pROTJ3RElCeUxNa0xiSFA0ZlYtd0ExMUNTMG9NaWxGUHBqVjNPQQ?oc=5", "source_name": "MarketBeat", "published_at": "2026-07-07T15:23:22+00:00", "published_display": "07 Jul 2026 15:23", "sentiment": "neutral", "sentiment_pct": 50, "event_type": "deals", "event_label": "Deals and strategy", "event_confidence": 53, "tier": "direct", "tier_label": "Direct company coverage"}, {"title": "Price to earnings forward of Live Oak Bancshares, Inc. \u2013 NYSE:LOB", "summary": "", "url": "https://news.google.com/rss/articles/CBMingFBVV95cUxQYlZGSXQ5TFc5TUJjODlPNlJYMDFlT05nSXk2RVF6YXFKM25CZzhtVEdDWUdzdmNjZXpteDd5eTFwdjNDMV9yUkNXN3VGcU5pOUtRWlVfVF9Zb1hGTFFOeFkxaFpzSkNYTUZBSmliNGkwRzRUU05uMkxkdGlGd09VQTVKd0lBdXZTTjNvSHFqT0xrWlNObkNpVXBSRkV3dw?oc=5", "source_name": "TradingView", "published_at": "2026-07-07T03:20:18+00:00", "published_display": "07 Jul 2026 03:20", "sentiment": "neutral", "sentiment_pct": 50, "event_type": "earnings", "event_label": "Earnings", "event_confidence": 53, "tier": "direct", "tier_label": "Direct company coverage"}, {"title": "Director\u2019s trust sells 8,400 Live Oak (NASDAQ: LOB) shares under 10b5-1 plan", "summary": "", "url": "https://news.google.com/rss/articles/CBMitwFBVV95cUxOVFlydVU1MnVnM1N2TnR6LWY4X0dtN01sMGJzNjlUNUlhMzlYTzJNWTk1VTVjWmtReDVfTjZuNllJN285b3lRVzA3UjVMVHV5SWg5amZLdkJMM3NLM2JQZHpCTlY5clZkS0ltVzZ2Ykp4b1R3NEZDbmpJZ3JpczlSY2tLNHRtX0hOQXNSZ0xHRHVHd18xWGdfYnI0YmNpZ0lHRTdvTVBISVk3UnVQeHFsTkFQc2F6b3c?oc=5", "source_name": "Stock Titan", "published_at": "2026-06-25T07:00:00+00:00", "published_display": "25 Jun 2026 07:00", "sentiment": "neutral", "sentiment_pct": 50, "event_type": "general", "event_label": "Market update", "event_confidence": 35, "tier": "direct", "tier_label": "Direct company coverage"}, {"title": "[144] Live Oak Bancshares, Inc. SEC Filing", "summary": "", "url": "https://news.google.com/rss/articles/CBMioAFBVV95cUxNeXVFdHh2c2dNR1NLUmdXQ2JDTzF4Y1dUT3cwc0FFVF9CVUNFc2UwcVpPbmR1ZF85UU5MMUdWeHc0NUJMTHQ1b0taSnJoZDJ5dmxWdTlUTFNpeGl0X2hkN09Zc0h6bUhfdk9YMHZBMG1GbFU2LVhIYVRVVmFoVU52NnVPTnZUb0ZZbk4tRnVrZ2J3X3VCTTNYc2VhbEJ4dFRt?oc=5", "source_name": "Stock Titan", "published_at": "2026-06-24T07:00:00+00:00", "published_display": "24 Jun 2026 07:00", "sentiment": "neutral", "sentiment_pct": 50, "event_type": "general", "event_label": "Market update", "event_confidence": 35, "tier": "direct", "tier_label": "Direct company coverage"}, {"title": "Live Oak Bancshares, Inc. Reports First Quarter 2026 Results", "summary": "", "url": "https://news.google.com/rss/articles/CBMizwFBVV95cUxPZ3dXNlZPQWZXV3BTN19HQXRZckZYelNFVlktOUFTM1hyZFZ6ek16bzRrTmFZanZDVXlTNXphTDlNc19fN3FuVlFpRWNVdFV0TXRGVkhXb0VMTjJkOElxTzAwT3MtNlFURF8wNUtDbVVYV3pTRGlFeUliWVV3WDJRbHdaazNhUmZ6YVdldUtBZXM3alVYekpwX05wSmhtejBrU0JWUVczc1B5Q2RHZ1p0dXoxVDNESXNqRVE2N2dqMHBvbEczMXYwN1NiMkFfd2M?oc=5", "source_name": "GlobeNewswire", "published_at": "2026-04-22T07:00:00+00:00", "published_display": "22 Apr 2026 07:00", "sentiment": "neutral", "sentiment_pct": 50, "event_type": "earnings", "event_label": "Earnings", "event_confidence": 61, "tier": "direct", "tier_label": "Direct company coverage"}, {"title": "Live Oak Bancshares (NYSE:LOB) Misses Q1 CY2026 Sales Expectations", "summary": "", "url": "https://news.google.com/rss/articles/CBMiuwFBVV95cUxQdnhSYVNhSVlmTmRQVkNIN3FvNHJQVmp2endRSXdsQWNad3JOc1B5OWw0c0NUd3BvR29QZVVBbDF5a05FM3BNa3J2R2ZTa3J2TmR1akxVN1JwWXhDa3d3aF9qeVBqemZadkR2bFFla3lUeklqZ09yakdIRGRBekVmeENmYUlyOXQyOUJyN0ZGRjN5emlxcEV3aGNSNkhTOUFJNFE4cElhTzc3T2dTQ0FjMEFFdzFBTlRDb3Rz?oc=5", "source_name": "StockStory", "published_at": "2026-04-22T07:00:00+00:00", "published_display": "22 Apr 2026 07:00", "sentiment": "negative", "sentiment_pct": 34, "event_type": "general", "event_label": "Market update", "event_confidence": 35, "tier": "direct", "tier_label": "Direct company coverage"}], "industry": [], "sector": []}, "total_fetched": 74, "total_relevant": 8, "sentiment_summary": {"positive": 0, "negative": 1, "neutral": 7, "score": 48, "total": 8, "label": "Balanced news tone", "tone": "neutral"}, "classifier": {"primary_event": "general", "primary_label": "Market update", "confidence": 72, "events": [{"event": "general", "label": "Market update", "weight": 2.2, "count": 4}, {"event": "earnings", "label": "Earnings", "weight": 1.65, "count": 3}, {"event": "deals", "label": "Deals and strategy", "weight": 0.55, "count": 1}], "positive_events": 0, "negative_events": 1}, "market_context": {"has_market_context": true, "latest_close": 41.65, "latest_week": "2026-07-10", "one_week_move": 1.5, "four_week_move": 6.7, "twelve_week_move": 11.3, "trend_signal": "1", "trend_label": "Trend active", "trend_tone": "positive", "market_dynamics": 1.230027, "market_dynamics_buy_signal": false, "relative_strength": 4.738391, "fair_value_gap": 16.0, "fair_value_label": "Near fair-value range", "fair_value_tone": "neutral", "expectation_direction": "negative", "expectation_probability": 41.0316, "reaction_label": "Price digesting", "reaction_tone": "neutral", "market_sentence": "+1.5% over one week, +6.7% over four weeks, trend active, and near fair-value range."}, "interpretation": {"label": "Balanced read", "tone": "neutral", "classification": "balanced", "summary": "News tone and price action are not far from neutral.", "confidence": 58, "badges": [], "opportunities": [], "risks": [], "event_label": "Market update", "sentiment_word": "balanced"}, "charts": {"sources": [{"label": "GlobeNewswire", "count": 2}, {"label": "Stock Titan", "count": 2}, {"label": "Kalkine Media", "count": 1}, {"label": "MarketBeat", "count": 1}, {"label": "TradingView", "count": 1}, {"label": "StockStory", "count": 1}], "tiers": [{"label": "Direct company coverage", "count": 8}, {"label": "Industry context", "count": 0}, {"label": "Sector context", "count": 0}], "events": [{"label": "Market update", "count": 4}, {"label": "Earnings", "count": 3}, {"label": "Deals and strategy", "count": 1}]}, "insights": [{"label": "Weighted tone", "value": "48/100", "tone": "neutral", "text": "Balanced news tone"}, {"label": "Market reaction", "value": "Balanced read", "tone": "neutral", "text": "News tone and price action are not far from neutral."}, {"label": "Primary event", "value": "Market update", "tone": "neutral", "text": "72/100 classification confidence."}, {"label": "Company focus", "value": "8", "tone": "positive", "text": "directly relevant articles"}, {"label": "Source quality", "value": "0", "tone": "neutral", "text": "high-authority source matches"}, {"label": "Trend context", "value": "Trend active", "tone": "positive", "text": "+1.5% over one week, +6.7% over four weeks, trend active, and near fair-value range."}, {"label": "Latest direct headline", "value": "Neutral", "tone": "neutral", "text": "Why Is Live Oak Bancshares (NYSE:LOB) Expanding AI Banking?"}], "updated_at": "2026-07-16T10:53:56.649399+00:00", "disclaimer": "Educational market research only. Not financial, investment, trading, tax, or legal advice."}