{"ticker": {"uuid": "5bbc03d0-6b1d-4f23-9fef-e944cf2ad3cf", "symbol": "HUM", "name": "Humm Group Limited", "exchange": "ASX", "asset_type": "equity"}, "latest_week": "2026-06-12", "summary": "HUM closed the latest completed week at 0.56 AUD. The 4-week return is -14.0% and the 12-week return is -23.4%. Trend Signal is inactive, Market Dynamics is -1.14.", "description": "Humm Group Limited, together with its subsidiaries, provides various financial products and services in Australia, New Zealand, Ireland, the United Kingdom, and Canada. It operates through Commercial and Leasing, Point of Sale Payment Plans (PosPP), New Zealand Cards, and Australia Cards segments. The company offers interest-free payment and repayment options to cover home renovation, veterinary, dental, optical, and fertility services, as well as furniture expenses under the humm brand; and long-term interest free finance and everyday spend solutions under the humm90 brand. It also provides Q Mastercard, an interest free credit card providing payment holiday options; and FlexiCommercial, a business financing solution, which includes leasing and chattel mortgages for small and medium businesses. The company was formerly known as FlexiGroup Limited and changed its name to Humm Group Limited in November 2020. Humm Group Limited was founded in 1988 and is headquartered in Sydney, Australia.", "setup_signature": "Risk-first tape", "composite_score": "19", "kpis": [{"label": "Latest Close", "value": "0.56 AUD", "hint": "2026-06-12"}, {"label": "1W Return", "value": "-2.6%", "tone": "negative", "hint": "latest completed week"}, {"label": "4W Return", "value": "-14.0%", "tone": "negative", "hint": "short-term follow-through"}, {"label": "12W Return", "value": "-23.4%", "tone": "negative", "hint": "quarterly tape"}, {"label": "Trend Breadth", "value": "61.5%", "hint": "32 of 52 weeks active"}, {"label": "Volume Ratio", "value": "0.7x", "hint": "vs 13-week average"}], "classification": {"exchange": "ASX", "country": "AU", "sector": "Financial Services", "industry": "Credit Services", "currency": "AUD", "market_cap": "297.9M"}, "price": {"trend_line": "0.66 AUD", "fair_value": "0.55 AUD", "vs_trend": "-15.5%", "vs_fair_value": "1.6%", "high_52": "0.78 AUD", "low_52": "0.42 AUD", "drawdown": "-28.4%", "range_position": "38.7%"}, "momentum": {"returns": [{"label": "1W", "value": -2.6315789473684044, "value_label": "-2.6%", "tone": "negative", "width": 7.518796992481155}, {"label": "4W", "value": -13.953488372093018, "value_label": "-14.0%", "tone": "negative", "width": 39.867109634551475}, {"label": "12W", "value": -23.448275862068957, "value_label": "-23.4%", "tone": "negative", "width": 66.9950738916256}, {"label": "26W", "value": -10.670454454003329, "value_label": "-10.7%", "tone": "negative", "width": 30.487012725723794}, {"label": "52W", "value": 31.93458897026837, "value_label": "31.9%", "tone": "positive", "width": 91.24168277219535}], "trend_streak": 0, "active_weeks": 32, "active_breadth": "61.5%", "peer": {"scope": "AU Financial Services", "count": 160, "rank": 126, "percentile": 21.383647798742132, "avg_weekly_return": 0.4072760571222265}}, "setup": {"scores": [{"label": "Trend", "value": 33.84615384615385, "value_label": "34", "width": 33.84615384615385, "tone": "negative", "description": "Persistence of active Trend Signal over the last year and current streak."}, {"label": "Momentum", "value": 0, "value_label": "0", "width": 4, "tone": "negative", "description": "Blend of 4-week and 12-week follow-through."}, {"label": "Dynamics", "value": 28.64939057171725, "value_label": "29", "width": 28.64939057171725, "tone": "negative", "description": "Latest Market Dynamics and whether pressure has improved over four weeks."}, {"label": "Relative Strength", "value": 0, "value_label": "0", "width": 4, "tone": "negative", "description": "Relative leadership and short-term RS change."}, {"label": "Volume", "value": 30.589997956531754, "value_label": "31", "width": 30.589997956531754, "tone": "negative", "description": "Participation compared with the 13-week volume baseline."}, {"label": "Risk Control", "value": 19.76644161005209, "value_label": "20", "width": 19.76644161005209, "tone": "negative", "description": "Drawdown and recent weekly volatility pressure."}], "timeline": [{"week": "27 Feb", "return": 2.9411764705882213, "return_label": "2.9%", "tone": "positive", "trend": true, "buy_signal": false, "positive_md": true, "height": 24.50980392156851}, {"week": "6 Mar", "return": -3.5714285714285587, "return_label": "-3.6%", "tone": "negative", "trend": true, "buy_signal": false, "positive_md": true, "height": 29.761904761904656}, {"week": "13 Mar", "return": -2.222222222222224, "return_label": "-2.2%", "tone": "negative", "trend": true, "buy_signal": false, "positive_md": false, "height": 18.518518518518533}, {"week": "20 Mar", "return": 9.84848484848484, "return_label": "9.8%", "tone": "positive", "trend": true, "buy_signal": false, "positive_md": false, "height": 82.070707070707}, {"week": "27 Mar", "return": -8.27586206896551, "return_label": "-8.3%", "tone": "negative", "trend": true, "buy_signal": false, "positive_md": false, "height": 68.96551724137926}, {"week": "3 Apr", "return": -3.7593984962406046, "return_label": "-3.8%", "tone": "negative", "trend": true, "buy_signal": false, "positive_md": false, "height": 31.328320802005038}, {"week": "10 Apr", "return": -2.343750000000002, "return_label": "-2.3%", "tone": "negative", "trend": false, "buy_signal": false, "positive_md": false, "height": 19.531250000000018}, {"week": "17 Apr", "return": 2.400000000000002, "return_label": "2.4%", "tone": "positive", "trend": false, "buy_signal": false, "positive_md": false, "height": 20.000000000000018}, {"week": "24 Apr", "return": -2.343750000000002, "return_label": "-2.3%", "tone": "negative", "trend": false, "buy_signal": false, "positive_md": false, "height": 19.531250000000018}, {"week": "1 May", "return": 2.400000000000002, "return_label": "2.4%", "tone": "positive", "trend": false, "buy_signal": false, "positive_md": false, "height": 20.000000000000018}, {"week": "8 May", "return": -2.343750000000002, "return_label": "-2.3%", "tone": "negative", "trend": false, "buy_signal": false, "positive_md": false, "height": 19.531250000000018}, {"week": "15 May", "return": 3.200000000000003, "return_label": "3.2%", "tone": "positive", "trend": false, "buy_signal": false, "positive_md": false, "height": 26.66666666666669}, {"week": "22 May", "return": -5.426356589147292, "return_label": "-5.4%", "tone": "negative", "trend": false, "buy_signal": false, "positive_md": false, "height": 45.2196382428941}, {"week": "29 May", "return": -3.2786885245901667, "return_label": "-3.3%", "tone": "negative", "trend": false, "buy_signal": false, "positive_md": false, "height": 27.322404371584724}, {"week": "5 Jun", "return": -3.3898305084745797, "return_label": "-3.4%", "tone": "negative", "trend": false, "buy_signal": false, "positive_md": false, "height": 28.248587570621496}, {"week": "12 Jun", "return": -2.6315789473684044, "return_label": "-2.6%", "tone": "negative", "trend": false, "buy_signal": false, "positive_md": false, "height": 21.929824561403368}]}, "groups": {"sector": 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"positive_md": false, "positive_rs": true}, {"id": 25481, "symbol": "ZIP", "name": "Zip Co Limited", "exchange": "ASX", "url": "/terminal/3acb8037-3ecb-4681-9577-e69361c266d7/report/", "weekly_return": 11.764705882352953, "weekly_return_label": "11.8%", "weekly_return_tone": "positive", "four_week_return": 12.711864406779675, "four_week_return_label": "12.7%", "four_week_return_tone": "positive", "twelve_week_return": 84.08304498269896, "twelve_week_return_label": "84.1%", "twelve_week_return_tone": "positive", "trend_active": false, "positive_md": true, "positive_rs": false}, {"id": 23246, "symbol": "FSA", "name": "FSA Group Limited", "exchange": "ASX", "url": "/terminal/139e13ce-6751-45c6-b2a7-f5a1ed572a38/report/", "weekly_return": 3.174603174603177, "weekly_return_label": "3.2%", "weekly_return_tone": "positive", "four_week_return": 11.587982832618026, "four_week_return_label": "11.6%", "four_week_return_tone": "positive", "twelve_week_return": 11.111111111111121, "twelve_week_return_label": "11.1%", "twelve_week_return_tone": "positive", "trend_active": false, "positive_md": true, "positive_rs": true}, {"id": 23516, "symbol": "HMY", "name": "Harmoney Corp Limited", "exchange": "ASX", "url": "/terminal/f85c7787-fd8c-448d-9d61-24aebec4690d/report/", "weekly_return": 1.8749999999999878, "weekly_return_label": "1.9%", "weekly_return_tone": "positive", "four_week_return": 10.884353741496595, "four_week_return_label": "10.9%", "four_week_return_tone": "positive", "twelve_week_return": 15.602836879432624, "twelve_week_return_label": "15.6%", "twelve_week_return_tone": "positive", "trend_active": false, "positive_md": false, "positive_rs": true}, {"id": 22610, "symbol": "CCP", "name": "Credit Corp Group Limited", "exchange": "ASX", "url": "/terminal/10c1d51e-a5c5-4ede-9b72-c8e59e591490/report/", "weekly_return": 3.690987124463517, "weekly_return_label": "3.7%", "weekly_return_tone": "positive", "four_week_return": 4.770164787510848, "four_week_return_label": "4.8%", "four_week_return_tone": "positive", "twelve_week_return": 21.651560926485402, "twelve_week_return_label": "21.7%", "twelve_week_return_tone": "positive", "trend_active": false, "positive_md": true, "positive_rs": false}]}}, "dynamics": {"market_dynamics": "-1.14", "market_dynamics_tone": "negative", "md_4_change": "-9.6%", "relative_strength": "-12.18", "rs_4_change": "-307.9%", "expectation": "Negative", "expectation_probability": "44.78%"}, "volume": {"latest": "1.9M", "average_13": "2.5M", "average_52": "5.7M", "ratio_13": "0.7x", "ratio_52": "0.3x"}, "risk": {"volatility_13": "4.4%", "volatility_52": "5.7%", "downside_weeks": 25, "upside_weeks": 23, "downside_breadth": "48.1%", "average_gain": "4.7%", "average_loss": "-2.9%"}, "signals": [{"label": "Trend Signal", "value": "Inactive", "tone": "negative"}, {"label": "Market Dynamics", "value": "No fresh buy", "tone": "neutral"}, {"label": "Price vs Trend", "value": "-15.5%", "tone": "negative"}, {"label": "Volume", "value": "0.7x", "tone": "neutral"}], "opportunities": ["Price is above Fair Value, showing premium demand versus the model."], "risks": ["Trend Signal is inactive, so price action has not confirmed a constructive regime.", "Price is below the Trend Line, which keeps downside pressure in focus.", "Market Dynamics is negative, which weakens the current setup.", "The share remains more than 20% below its 52-week high.", "Latest weekly return ranks in the weaker part of its sector group."], "watch_points": ["Trend Line remains the key weekly regime level.", "Market Dynamics is the pressure gauge to monitor for confirmation or fade.", "A volume ratio above 1.5x would show stronger participation in the next move."], "recent_rows": [{"week": "2026-06-12", "close": "0.56 AUD", "weekly_return": -2.6315789473684044, "weekly_return_label": "-2.6%", "weekly_return_tone": "negative", "trend_line": "0.66 AUD", "fair_value": "0.55 AUD", "market_dynamics": "-1.14", 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