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IDBI
IDBI Bank Limited – NSE
Weekly Share Price & Valuation Overview
Market Overview
Open
96.5000
Close
85.6700
High
97.2200
Low
84.1100
Trend
0.80394

IDBI Bank Limited

India • NSE - National Stock Exchange of India • IDBI • Currency: INR

IDBI Bank Limited provides banking and financial solutions to retail and corporate customers in India. It operates through three segments: Corporate/Wholesale Banking, Retail Banking, and Treasury Operations. The company offers savings, current, and salary accounts, as well as fixed deposits; home, auto, education, and personal loans, as well as loans against properties and securities; debit, credit, and prepaid cards; mobile and Internet banking; and investment advisory and capital market services. It also provides fund and non-fund-based assistance; packing credit to exporters; receivable buyout with recourse; channel financing for dealers of corporates; scheme for financing automated teller machines/cash dispense vendors; technology upgrading fund scheme for textile and jute industries; and lending to non-banking finance companies/housing finance companies and commercial real estate sector. In addition, the company offers bank guarantees, letters of credit, documentary collection, and bill discounting services; cash management, trade finance, and remittance services; and debt syndication and advisory services. Further, it provides finance to micro, small, and medium enterprises; agriculture finance; products and services for non-resident Indians; treasury services, such as call money/ notice money / term money, commercial papers, certificate of deposit, government securities, treasury bills, corporate bonds, and equities; and foreign currency services comprising remittances, currency forward contracts, LTFX, FX-retail, currency options, swaps, FRA, currency exchange, and exchange traded derivative contracts. The company was formerly known as IDBI Ltd. and changed its name to IDBI Bank Limited in May 2008. IDBI Bank Limited was founded in 1964 and is headquartered in Mumbai, India.

Key strengths
  • Healthy operating margin (≥15%) indicates efficient core operations.
  • Double-digit profit margin (≥10%) supports robust bottom-line economics.
  • Earnings growth ≥10% supports improving profitability trajectory.
Scale & Structure Core size and share structure. TTM values unless noted. “Estimated” where reconciled from per-share × shares.
Market Cap Total equity value of the company (share price × shares outstanding).
INR 921.37B
Enterprise Value Operating value: market cap + total debt − cash.
INR 966.91B
Total Revenue (TTM) Sales over the last twelve months. May be estimated from revenue per share when inconsistent.
INR 195.73B
Revenue per Share (TTM) Total revenue divided by shares outstanding (may be estimated).
INR 18.23
EPS (TTM) Earnings per share over the last twelve months (may be estimated from net income ÷ shares).
7.37
Dividend Yield Annual dividend ÷ share price. Reconciled using dividend per share when available.
2.45%
Shares Outstanding
10.75B
Float Shares
559.98M
Implied Shares Outstanding
10.75B
Profitability & Efficiency TTM basis. “Reconciled” = numerator ÷ TTM revenue. Financials: EBITDA/Gross Profit may be hidden where not meaningful.
Operating Margin (TTM) Strong Operating income ÷ revenue over the last twelve months (reconciled when possible).
52.97%
Profit Margin (TTM) Solid Net income ÷ revenue over the last twelve months (reconciled when possible).
40.44%
ROA Return on assets: net income ÷ total assets.
2.05%
ROE Return on equity: net income ÷ shareholder equity.
13.42%
Growth Growth rates are YoY unless labeled QoQ.
Revenue Growth Year-over-year revenue growth.
6.30%
Earnings Growth (YoY) Strong Year-over-year earnings growth.
16.80%
Earnings Growth (QoQ) Quarter-over-quarter earnings growth.
16.40%
Liquidity & Solvency Balance-sheet health. Debt metrics shown as latest ratios; D/E is a ratio (not %).
Total Cash Cash and equivalents.
INR 180.57B
Total Debt Short + long-term interest-bearing debt.
INR 224.62B
Net Debt Total debt − cash (negative = net cash).
INR 44.05B
Sharemaestro House View
Confidence: 1 Sharemaestro internal conviction (0–3, higher is better). Risk: 3 Sharemaestro internal risk profile (0–3, higher is safer). Operational: 1 Operational quality/consistency (0–3, higher is better). Composite Score: 3 Overall internal composite (0–3, higher is better). Suggested Allocation: 5.00% Indicative portfolio weighting suggestion based on house view.
Structural Insights (experimental)
Ownership & Liquidity
Free Float Proportion of shares available for public trading. 5.2%
Insiders Shares held by company insiders (officers, directors). 45.6%
Institutions Shares held by institutions (funds, pensions). 49.6%
Capital Structure
Potential Dilution Increase in share count if options/convertibles exercise.
0.0%
Net Debt Total debt − cash (negative = net cash).
INR 44.05B
22.5% of revenue Net debt relative to revenue — debt load vs business scale.
Resilience Score 0–100 composite of liquidity, leverage and cash conversion; higher is better. If inputs are unavailable, we estimate using proxies (Net debt vs revenue, Cash-to-Debt). It is a guide, not a rating. 79
Methodology Notes
  • Gross Profit hidden for financial institutions (often redundant with revenue).
As of: 2025-09-01 19:48

Disclaimer: Information is compiled from publicly available sources and is subject to errors and omissions. It is provided as a guide only and does not constitute investment advice. Please do your own research.

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