Dividend compounder review

SLM

SLM Corp · NASDAQ · US

Financial Services · Credit Services

Chart Factor Intelligence Back to Screener
Score77.00/100
Confidence100.00/100
DecisionReject
RatingHigh Quality Watchlist Candidate
Scoring

Quality breakdown

Dividend Reliability 25.0 / 25 Payment history, cuts, growth, and regularity.
Dividend Sustainability 7.0 / 20 Payout, free cash flow, dividend cover, and debt.
Business Quality 23.5 / 25 Scale, cash generation, growth, margins, and returns.
Valuation Discipline 13.0 / 15 Yield, P/E, and price stretch versus long-term trend.
Long-Term Trend 8.5 / 15 Trend line, long return history, and drawdown control.
Metrics

Dividend and business context

Dividend Years32
Dividend Yield2.35%
Payout Ratio14.4%
Dividend Cut 5YNo
Net Income$744.8M
Free Cash Flow$-398.6M
FCF Covers DividendNo
Debt / Equity2.53
P/E6.2
Revenue Growth 5Y5.8%
Net Margin44.9%
ROE30.9%
Price vs Trend-6.2%
3Y Return50.3%
5Y Return22.1%
CurrencyUSD
Warnings

Review flags

Free cash flow is negative.
Free cash flow does not cover dividends paid.
Debt to equity is elevated at 2.53.
Dividend diary

Activity record

SLM dividend review warning Warning · Warning

Debt to equity is elevated at 2.53.

SLM dividend payment 0.13 USD Dividend Payment · Info

Recorded dividend payment for SLM Corp.

SLM dividend payment 0.13 USD Dividend Payment · Info

Recorded dividend payment for SLM Corp.

SLM dividend payment 0.13 USD Dividend Payment · Info

Recorded dividend payment for SLM Corp.

SLM dividend payment 0.13 USD Dividend Payment · Info

Recorded dividend payment for SLM Corp.

SLM dividend payment 0.13 USD Dividend Payment · Info

Recorded dividend payment for SLM Corp.

SLM dividend payment 0.13 USD Dividend Payment · Info

Recorded dividend payment for SLM Corp.

Dividend increased 18.2% Dividend Increase · Positive

Payment changed from 0.11 to 0.13.

SLM dividend payment 0.13 USD Dividend Payment · Info

Recorded dividend payment for SLM Corp.

SLM dividend payment 0.11 USD Dividend Payment · Info

Recorded dividend payment for SLM Corp.

SLM dividend payment 0.11 USD Dividend Payment · Info

Recorded dividend payment for SLM Corp.

SLM dividend payment 0.11 USD Dividend Payment · Info

Recorded dividend payment for SLM Corp.

SLM dividend payment 0.11 USD Dividend Payment · Info

Recorded dividend payment for SLM Corp.

SLM dividend payment 0.11 USD Dividend Payment · Info

Recorded dividend payment for SLM Corp.

Dividend increased 266.7% Dividend Increase · Positive

Payment changed from 0.03 to 0.11.

Dividend decreased -44.0% Dividend Decrease · Negative

Payment changed from 0.05361 to 0.03.

Dividend increased 20.0% Dividend Increase · Positive

Payment changed from 0.04467 to 0.05361.

Dividend increased 25.0% Dividend Increase · Positive

Payment changed from 0.03574 to 0.04467.

Dividend cut -60.0% Dividend Cut · Negative

Payment changed from 0.08935 to 0.03574.