Dividend compounder review

RECI

Real Estate Credit Investments Limited · LSE · GB

Financial Services · Asset Management

Score65.00/100
Confidence92.00/100
DecisionReject
RatingAcceptable, Needs Review
Scoring

Quality breakdown

Dividend Reliability 20.0 / 25 Payment history, cuts, growth, and regularity.
Dividend Sustainability 3.0 / 20 Payout, free cash flow, dividend cover, and debt.
Business Quality 23.0 / 25 Scale, cash generation, growth, margins, and returns.
Valuation Discipline 15.0 / 15 Yield, P/E, and price stretch versus long-term trend.
Long-Term Trend 4.0 / 15 Trend line, long return history, and drawdown control.
Metrics

Dividend and business context

Dividend Years20
Dividend Yield2.58%
Payout Ratio139.5%
Dividend Cut 5YNo
Net Income£22.8M
Free Cash Flow£-10.7M
FCF Covers DividendNo
Debt / Equity0.34
P/E12.9
Revenue Growth 5Y2.4%
Net Margin61.7%
ROE6.0%
Price vs Trend-4.0%
3Y Return-6.9%
5Y Return-20.1%
CurrencyGBP
Warnings

Review flags

Dividend yield normalized from payment history because provider yield looked inconsistent.
Payout ratio is elevated at 139.5%.
Free cash flow is negative.
Free cash flow does not cover dividends paid.
Dividend diary

Activity record

RECI dividend review warning Warning · Warning

Free cash flow does not cover dividends paid.

RECI dividend payment 3 GBP Dividend Payment · Info

Recorded dividend payment for Real Estate Credit Investments Limited.

RECI dividend payment 3 GBP Dividend Payment · Info

Recorded dividend payment for Real Estate Credit Investments Limited.

RECI dividend payment 3 GBP Dividend Payment · Info

Recorded dividend payment for Real Estate Credit Investments Limited.

RECI dividend payment 3 GBP Dividend Payment · Info

Recorded dividend payment for Real Estate Credit Investments Limited.

RECI dividend payment 3 GBP Dividend Payment · Info

Recorded dividend payment for Real Estate Credit Investments Limited.

RECI dividend payment 3 GBP Dividend Payment · Info

Recorded dividend payment for Real Estate Credit Investments Limited.

RECI dividend payment 3 GBP Dividend Payment · Info

Recorded dividend payment for Real Estate Credit Investments Limited.

RECI dividend payment 3 GBP Dividend Payment · Info

Recorded dividend payment for Real Estate Credit Investments Limited.

RECI dividend payment 3 GBP Dividend Payment · Info

Recorded dividend payment for Real Estate Credit Investments Limited.

RECI dividend payment 3 GBP Dividend Payment · Info

Recorded dividend payment for Real Estate Credit Investments Limited.

RECI dividend payment 3 GBP Dividend Payment · Info

Recorded dividend payment for Real Estate Credit Investments Limited.

RECI dividend payment 3 GBP Dividend Payment · Info

Recorded dividend payment for Real Estate Credit Investments Limited.

Dividend increased 11.1% Dividend Increase · Positive

Payment changed from 2.7 to 3.

Dividend decreased -22.9% Dividend Decrease · Negative

Payment changed from 3.5 to 2.7.

Dividend increased 29.6% Dividend Increase · Positive

Payment changed from 2.7 to 3.5.

Dividend increased 17.4% Dividend Increase · Positive

Payment changed from 2.3 to 2.7.

Dividend decreased -32.4% Dividend Decrease · Negative

Payment changed from 3.4 to 2.3.

Dividend increased 47.8% Dividend Increase · Positive

Payment changed from 2.3 to 3.4.