Dividend compounder review
SMFG
Sumitomo Mitsui Financial Group Inc · NYSE · US
Financial Services · Banks - Diversified
Score64.10/100
Confidence92.00/100
DecisionReject
RatingWeak Candidate
Quality breakdown
Dividend Reliability
5.1 / 25
Payment history, cuts, growth, and regularity.
Dividend Sustainability
7.0 / 20
Payout, free cash flow, dividend cover, and debt.
Business Quality
24.0 / 25
Scale, cash generation, growth, margins, and returns.
Valuation Discipline
13.0 / 15
Yield, P/E, and price stretch versus long-term trend.
Long-Term Trend
15.0 / 15
Trend line, long return history, and drawdown control.
Dividend and business context
Dividend Years2
Dividend Yield2.31%
Payout Ratio18.0%
Dividend Cut 5YYes
Net Income$1.6T
Free Cash Flow$-10.8T
FCF Covers DividendNo
Debt / Equity2.06
P/E15.8
Revenue Growth 5Y4.3%
Net Margin26.1%
ROE9.8%
Price vs Trend17.1%
3Y Return211.4%
5Y Return261.9%
CurrencyUSD
Review flags
Price currency USD differs from financial currency JPY.
Dividend history is short: 2 completed years.
Dividend cut or material annual decrease detected in the last five completed years.
Free cash flow is negative.
Free cash flow does not cover dividends paid.
Debt to equity is elevated at 2.06.
Activity record
Free cash flow does not cover dividends paid.
Recorded dividend payment for Sumitomo Mitsui Financial Group Inc.
Payment changed from 0.168 to 0.241.
Recorded dividend payment for Sumitomo Mitsui Financial Group Inc.
Recorded dividend payment for Sumitomo Mitsui Financial Group Inc.