Dividend compounder review

SMFG

Sumitomo Mitsui Financial Group Inc · NYSE · US

Financial Services · Banks - Diversified

Score64.10/100
Confidence92.00/100
DecisionReject
RatingWeak Candidate
Scoring

Quality breakdown

Dividend Reliability 5.1 / 25 Payment history, cuts, growth, and regularity.
Dividend Sustainability 7.0 / 20 Payout, free cash flow, dividend cover, and debt.
Business Quality 24.0 / 25 Scale, cash generation, growth, margins, and returns.
Valuation Discipline 13.0 / 15 Yield, P/E, and price stretch versus long-term trend.
Long-Term Trend 15.0 / 15 Trend line, long return history, and drawdown control.
Metrics

Dividend and business context

Dividend Years2
Dividend Yield2.31%
Payout Ratio18.0%
Dividend Cut 5YYes
Net Income$1.6T
Free Cash Flow$-10.8T
FCF Covers DividendNo
Debt / Equity2.06
P/E15.8
Revenue Growth 5Y4.3%
Net Margin26.1%
ROE9.8%
Price vs Trend17.1%
3Y Return211.4%
5Y Return261.9%
CurrencyUSD
Warnings

Review flags

Price currency USD differs from financial currency JPY.
Dividend history is short: 2 completed years.
Dividend cut or material annual decrease detected in the last five completed years.
Free cash flow is negative.
Free cash flow does not cover dividends paid.
Debt to equity is elevated at 2.06.
Dividend diary

Activity record

SMFG dividend review warning Warning · Warning

Free cash flow does not cover dividends paid.

SMFG dividend payment 0.25 USD Dividend Payment · Info

Recorded dividend payment for Sumitomo Mitsui Financial Group Inc.

Dividend increased 43.5% Dividend Increase · Positive

Payment changed from 0.168 to 0.241.

SMFG dividend payment 0.241 USD Dividend Payment · Info

Recorded dividend payment for Sumitomo Mitsui Financial Group Inc.

SMFG dividend payment 0.168 USD Dividend Payment · Info

Recorded dividend payment for Sumitomo Mitsui Financial Group Inc.