Dividend compounder review

CM

Canadian Imperial Bank Of Commerce · NYSE · US

Financial Services · Banks - Diversified

Score81.50/100
Confidence92.00/100
DecisionReject
RatingHigh Quality Watchlist Candidate
Scoring

Quality breakdown

Dividend Reliability 13.0 / 25 Payment history, cuts, growth, and regularity.
Dividend Sustainability 17.0 / 20 Payout, free cash flow, dividend cover, and debt.
Business Quality 25.0 / 25 Scale, cash generation, growth, margins, and returns.
Valuation Discipline 13.0 / 15 Yield, P/E, and price stretch versus long-term trend.
Long-Term Trend 13.5 / 15 Trend line, long return history, and drawdown control.
Metrics

Dividend and business context

Dividend Years29
Dividend Yield0.68%
Payout Ratio40.5%
Dividend Cut 5YYes
Net Income$8.4B
Free Cash Flow$12.7B
FCF Covers DividendYes
Debt / Equity3.52
P/E15.7
Revenue Growth 5Y19.8%
Net Margin34.0%
ROE15.4%
Price vs Trend15.0%
3Y Return206.9%
5Y Return139.8%
CurrencyUSD
Warnings

Review flags

Price currency USD differs from financial currency CAD.
Dividend yield normalized from payment history because provider yield looked inconsistent.
Dividend cut or material annual decrease detected in the last five completed years.
Debt to equity is elevated at 3.52.
Dividend diary

Activity record

CM dividend review warning Warning · Warning

Debt to equity is elevated at 3.52.

Dividend increased 8.6% Dividend Increase · Positive

Payment changed from 0.711 to 0.772.

CM dividend payment 0.772 USD Dividend Payment · Info

Recorded dividend payment for Canadian Imperial Bank Of Commerce.

CM dividend payment 0.711 USD Dividend Payment · Info

Recorded dividend payment for Canadian Imperial Bank Of Commerce.

CM dividend payment 0.678 USD Dividend Payment · Info

Recorded dividend payment for Canadian Imperial Bank Of Commerce.

CM dividend payment 0.673 USD Dividend Payment · Info

Recorded dividend payment for Canadian Imperial Bank Of Commerce.

CM dividend payment 0.668 USD Dividend Payment · Info

Recorded dividend payment for Canadian Imperial Bank Of Commerce.

CM dividend payment 0.657 USD Dividend Payment · Info

Recorded dividend payment for Canadian Imperial Bank Of Commerce.

CM dividend payment 0.663 USD Dividend Payment · Info

Recorded dividend payment for Canadian Imperial Bank Of Commerce.

Dividend increased 5.9% Dividend Increase · Positive

Payment changed from 0.644 to 0.682.

CM dividend payment 0.682 USD Dividend Payment · Info

Recorded dividend payment for Canadian Imperial Bank Of Commerce.

CM dividend payment 0.644 USD Dividend Payment · Info

Recorded dividend payment for Canadian Imperial Bank Of Commerce.

Dividend increased 7.1% Dividend Increase · Positive

Payment changed from 0.618 to 0.662.

CM dividend payment 0.662 USD Dividend Payment · Info

Recorded dividend payment for Canadian Imperial Bank Of Commerce.

CM dividend payment 0.618 USD Dividend Payment · Info

Recorded dividend payment for Canadian Imperial Bank Of Commerce.

CM dividend payment 0.623 USD Dividend Payment · Info

Recorded dividend payment for Canadian Imperial Bank Of Commerce.

Dividend decreased -6.2% Dividend Decrease · Negative

Payment changed from 0.644 to 0.604.

Dividend increased 11.4% Dividend Increase · Positive

Payment changed from 0.577 to 0.643.

Dividend decreased -6.0% Dividend Decrease · Negative

Payment changed from 0.5475 to 0.5145.