Dividend compounder review
AFRM
Affirm Holdings Inc · NASDAQ · US
Financial Services · Credit Services
Score46.50/100
Confidence82.00/100
DecisionInsufficient Data
RatingAvoid
Quality breakdown
Dividend Reliability
0.0 / 25
Payment history, cuts, growth, and regularity.
Dividend Sustainability
14.0 / 20
Payout, free cash flow, dividend cover, and debt.
Business Quality
22.0 / 25
Scale, cash generation, growth, margins, and returns.
Valuation Discipline
3.5 / 15
Yield, P/E, and price stretch versus long-term trend.
Long-Term Trend
7.0 / 15
Trend line, long return history, and drawdown control.
Dividend and business context
Dividend Years0
Dividend Yield0.00%
Payout Ratio0.0%
Dividend Cut 5YNo
Net Income$52.2M
Free Cash Flow$601.7M
FCF Covers DividendUnknown
Debt / Equity2.40
P/E60.2
Revenue Growth 5Y44.6%
Net Margin9.6%
ROE11.5%
Price vs Trend6.5%
3Y Return346.8%
5Y Return2.7%
CurrencyUSD
Review flags
No usable dividend history found.
Debt to equity is elevated at 2.40.
Activity record
Debt to equity is elevated at 2.40.