Dividend compounder review

AV

Aviva plc · LSE · GB

Financial Services · Insurance - Diversified

Score63.50/100
Confidence92.00/100
DecisionReject
RatingWeak Candidate
Scoring

Quality breakdown

Dividend Reliability 16.5 / 25 Payment history, cuts, growth, and regularity.
Dividend Sustainability 1.5 / 20 Payout, free cash flow, dividend cover, and debt.
Business Quality 20.5 / 25 Scale, cash generation, growth, margins, and returns.
Valuation Discipline 15.0 / 15 Yield, P/E, and price stretch versus long-term trend.
Long-Term Trend 10.0 / 15 Trend line, long return history, and drawdown control.
Metrics

Dividend and business context

Dividend Years33
Dividend Yield6.35%
Payout Ratio139.2%
Dividend Cut 5YYes
Net Income£1.0B
Free Cash Flow£-2.8B
FCF Covers DividendNo
Debt / Equity1.12
P/E24.1
Revenue Growth 5Y19.2%
Net Margin3.2%
ROE10.7%
Price vs Trend-1.8%
3Y Return62.9%
5Y Return53.2%
CurrencyGBP
Warnings

Review flags

Dividend cut or material annual decrease detected in the last five completed years.
Payout ratio is elevated at 139.2%.
Free cash flow is negative.
Free cash flow does not cover dividends paid.
Dividend diary

Activity record

AV dividend review warning Warning · Warning

Free cash flow does not cover dividends paid.

Dividend increased 100.0% Dividend Increase · Positive

Payment changed from 13.1 to 26.2.

AV dividend payment 26.2 GBP Dividend Payment · Info

Recorded dividend payment for Aviva plc.

Dividend decreased -45.0% Dividend Decrease · Negative

Payment changed from 23.8 to 13.1.

AV dividend payment 13.1 GBP Dividend Payment · Info

Recorded dividend payment for Aviva plc.

Dividend increased 100.0% Dividend Increase · Positive

Payment changed from 11.9 to 23.8.

AV dividend payment 23.8 GBP Dividend Payment · Info

Recorded dividend payment for Aviva plc.

Dividend decreased -46.6% Dividend Decrease · Negative

Payment changed from 22.3 to 11.9.

AV dividend payment 11.9 GBP Dividend Payment · Info

Recorded dividend payment for Aviva plc.

Dividend increased 100.9% Dividend Increase · Positive

Payment changed from 11.1 to 22.3.

AV dividend payment 22.3 GBP Dividend Payment · Info

Recorded dividend payment for Aviva plc.

Dividend decreased -46.4% Dividend Decrease · Negative

Payment changed from 20.7 to 11.1.

AV dividend payment 11.1 GBP Dividend Payment · Info

Recorded dividend payment for Aviva plc.

AV dividend payment 20.7 GBP Dividend Payment · Info

Recorded dividend payment for Aviva plc.

AV dividend payment 10.3 GBP Dividend Payment · Info

Recorded dividend payment for Aviva plc.

AV dividend payment 102.9 GBP Dividend Payment · Info

Recorded dividend payment for Aviva plc.

AV dividend payment 14.53 GBP Dividend Payment · Info

Recorded dividend payment for Aviva plc.

AV dividend payment 7.263 GBP Dividend Payment · Info

Recorded dividend payment for Aviva plc.

AV dividend payment 13.83 GBP Dividend Payment · Info

Recorded dividend payment for Aviva plc.